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Articles 1 - 4 of 4
Full-Text Articles in Physical Sciences and Mathematics
How Technology Is Reshaping Financial Services: Essays On Consumer Behavior In Card, Channel And Cryptocurrency Services, Dan Geng
Dissertations and Theses Collection
The financial services sector has seen dramatic technological innovations in the last several years associated with the “fintech revolution.” Major changes have taken place in channel management, credit card rewards marketing, cryptocurren-cy, and wealth management, and have influenced consumers’ banking behavior in different ways. As a consequence, there has been a growing demand for banks to rethink their business models and operations to adapt to changing consumer be-havior and counter the competitive pressure from other banks and non-bank play-ers. In this dissertation, I study consumer behavior related to different aspects of financial innovation by addressing research questions that are motivated …
Proactive And Reactive Strategies To Handle Surges In Urban Crowds, Jiali Du
Proactive And Reactive Strategies To Handle Surges In Urban Crowds, Jiali Du
Dissertations and Theses Collection
Most urban infrastructures are built to cater a planned capacity, yet surges in usage do happen in times (can be either expected or unexpected), and this has long been a major challenge for urban planner. In this thesis, I propose to study approaches handle surges in urban crowd movement. In particular, the surges in demand studied are limited to situations where a large crowd of commuters/visitors gather in a small vicinity, and I am concerned with their movements both within the vicinity and out of the vicinity (the egress from the vicinity). Significant crowd build-ups and congestions can be observed …
Techniques For Identifying Mobile Platform Vulnerabilities And Detecting Policy-Violating Applications, Mon Kywe Su
Techniques For Identifying Mobile Platform Vulnerabilities And Detecting Policy-Violating Applications, Mon Kywe Su
Dissertations and Theses Collection
Mobile systems are generally composed of three layers of software: application layer where third-party applications are installed, framework layer where Application Programming Interfaces (APIs) are exposed, and kernel layer where low-level system operations are executed. In this dissertation, we focus on security and vulnerability analysis of framework and application layers. Security mechanisms, such as Android’s sandbox and permission systems, exist in framework layer, while malware scanners protects application layer. However, there are rooms for improvement in both mechanisms. For instance, Android’s permission system is known to be implemented in ad-hoc manner and not well-tested for vulnerabilities. Application layer also focuses …
Decision Modeling And Empirical Analysis Of Mobile Financial Services, Jun Liu
Decision Modeling And Empirical Analysis Of Mobile Financial Services, Jun Liu
Dissertations and Theses Collection
The past twenty years have been a time of many new technological developments, changing business practices, and interesting innovations in the financial information system (IS) and technology landscape. As the financial services industry has been undergoing the digital transformation, the emergence of mobile financial services has been changing the way that customers pay for goods and services purchases and interact with financial institutions. This dissertation seeks to understand the evolution of the mobile payments technology ecosystem and how firms make mobile payments investment decisions under uncertainty, as well as examines the influence of mobile banking on customer behavior and financial …