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Articles 1861 - 1890 of 3230

Full-Text Articles in Insurance Law

Annual Survey Of Virginia Law: Insurance Law, Terrence L. Graves, J. Douglas Cuthbertson Jan 2000

Annual Survey Of Virginia Law: Insurance Law, Terrence L. Graves, J. Douglas Cuthbertson

University of Richmond Law Review

This article reviews the changes in Virginia insurance law that have occurred in the past two years. Most of the developments have been in motor vehicle liability and uninsured/underinsured motorist ("VM/UIM") coverage. But the article also surveys cases on bad faith, fire insurance, insurance regulation, life insurance, motor vehicle medical expense insurance, and waiver and estoppel.


Securitizing Insurance Risks, Tamar Frankel, Joseph W. Laplume Jan 2000

Securitizing Insurance Risks, Tamar Frankel, Joseph W. Laplume

Faculty Scholarship

This Article analyzes and evaluates the legal problems that have arisen in connection with this rapidly developing insurance risk securitization. The first part of the Article deals with legal issues concerning the SPVs that undertake insurance and reinsurance contracts with ceding insurers and the other parties to the transaction. The Article addresses the dilemma in choosing the laws applicable to SPVs, the bonds they issue, and the persons and entities that form part of the securitization transaction. These laws involve state insurance laws, bankruptcy and tax laws, the Investment Company Act of 1940 and the Commodity Exchange Act of 1934, …


University Of Richmond Law Review Jan 2000

University Of Richmond Law Review

University of Richmond Law Review

No abstract provided.


Recent Case Developments, Jeffrey W. Stempel Jan 2000

Recent Case Developments, Jeffrey W. Stempel

Scholarly Works

Recent case developments in Insurance Law in the years 1999 and 2000.


Protecting Patient Rights Despite Erisa: Will The Supreme Court Allow States To Regulate Managed Care?, Donald T. Bogan Jan 2000

Protecting Patient Rights Despite Erisa: Will The Supreme Court Allow States To Regulate Managed Care?, Donald T. Bogan

Faculty Articles

No abstract provided.


A Realistic Consensus Approach To The Insurance Law Doctrine Of Reasonable Expectations, Peter N. Swisher Jan 2000

A Realistic Consensus Approach To The Insurance Law Doctrine Of Reasonable Expectations, Peter N. Swisher

Law Faculty Publications

This article's fundamental premise is that, over the past three decades, despite all the debate and confusion surrounding the underlying theory and practice of the insurance law doctrine of reasonable expectations, a modem consensus approach has finally emerged within the academic community and the courts and among insurance law practitioners involving a realistic and viable application of the doctrine to the needs of contemporaryground" synthesis of traditional, objective, and contractually based reasonable expectations principles grafted onto elements of the more modem Keeton formulation of the doctrine. Moreover, this realistic consensus approach to the doctrine of reasonable expectations is both theoretically …


Increasing Consumer Power In The Grievance And Appeal Process For Medicare Hmo Enrollees, Kenneth J. Pippin Dec 1999

Increasing Consumer Power In The Grievance And Appeal Process For Medicare Hmo Enrollees, Kenneth J. Pippin

University of Michigan Journal of Law Reform

Federal law requires that Health Maintenance Organizations (HMOs) and Managed Care Organizations (MCOs) provide Medicare beneficiaries with specific grievance and appeal rights for challenging adverse decisions of these organizations. The Health Care Financing Administration (HCFA) is charged with enforcing these regulations. Currently, however, HCFA contracts with HMOs, allowing them to enroll Medicare beneficiaries despite the fact that many of the statutory and regulatory requirements are ignored by the Medicare HMOs. This is problematic because the elderly Medicare population may not be able to independently and adequately challenge the HMO's denial of care or reimbursement. Because HCFA has been reluctant and …


Insurance, Stephen L. Cotter, Charles M. Mcdaniel Jr. Nov 1999

Insurance, Stephen L. Cotter, Charles M. Mcdaniel Jr.

Mercer Law Review

During this survey period, Georgia appellate courts reviewed the usual number of insurance cases, fine-tuned policy terms and refined the insured/insurer relationship. One area of intense interest concerned limiting subrogation. Another area of interest involved the "limited release" used in uninsured motorist litigation. The Georgia General Assembly primarily focused on managed care, with litigation sure to follow as courts apply the remedial tools. Overall, insurers managed to enforce most adequately articulated policy terms and successfully avoided embarrassing and costly "bad faith" decisions through the timely use of declaratory judgment proceedings.


Splitting The Baby: Apportioning Environmental Liability Among Triggered Insurance Policies, Rebecca M. Bratspies Nov 1999

Splitting The Baby: Apportioning Environmental Liability Among Triggered Insurance Policies, Rebecca M. Bratspies

BYU Law Review

No abstract provided.


The Return Of The Crafty Genius: An Outline Of A Philosophy Of Precaution, François Ewald Oct 1999

The Return Of The Crafty Genius: An Outline Of A Philosophy Of Precaution, François Ewald

Connecticut Insurance Law Journal

No abstract provided.


Insurance: How It Matters As Psychological Fact And Political Metaphor, Thomas Morawetz Oct 1999

Insurance: How It Matters As Psychological Fact And Political Metaphor, Thomas Morawetz

Connecticut Insurance Law Journal

No abstract provided.


Beyond Moral Hazard: Insurance As Moral Opportunity, Deborah A. Stone Oct 1999

Beyond Moral Hazard: Insurance As Moral Opportunity, Deborah A. Stone

Connecticut Insurance Law Journal

No abstract provided.


Bridging The Gap Between Life Insurer And Consumer In The Genetic Testing Era: The Rf Proposal, Christopher M. Keefer Oct 1999

Bridging The Gap Between Life Insurer And Consumer In The Genetic Testing Era: The Rf Proposal, Christopher M. Keefer

Indiana Law Journal

No abstract provided.


Sexual Malpractice And Professional Liability: Some Things They Don’T Teach In Medical School — A Critical Examination Of The Formative Case Law, David M. Lang Oct 1999

Sexual Malpractice And Professional Liability: Some Things They Don’T Teach In Medical School — A Critical Examination Of The Formative Case Law, David M. Lang

Connecticut Insurance Law Journal

No abstract provided.


Conference Report: A Conference For Latin American Regulators On International Financial Services Regulation Oct 1999

Conference Report: A Conference For Latin American Regulators On International Financial Services Regulation

Connecticut Insurance Law Journal

No abstract provided.


Evidentiary Sufficiency In Insurance Bad Faith Suits, William T. Barker Oct 1999

Evidentiary Sufficiency In Insurance Bad Faith Suits, William T. Barker

Connecticut Insurance Law Journal

No abstract provided.


Recent Case Developments, Jeffrey W. Stempel Oct 1999

Recent Case Developments, Jeffrey W. Stempel

Connecticut Insurance Law Journal

No abstract provided.


From The Journals: Insurance Law Abstracts, Jeffrey E. Thomas Oct 1999

From The Journals: Insurance Law Abstracts, Jeffrey E. Thomas

Connecticut Insurance Law Journal

No abstract provided.


The Governmental Composition Of The Insurance Costs Of Smoking, W. Kip Viscusi Oct 1999

The Governmental Composition Of The Insurance Costs Of Smoking, W. Kip Viscusi

Vanderbilt Law School Faculty Publications

The estimated health risks from smoking have significant external financial consequences for society. Studies at the national level indicate that cigarettes are self-financing since external costs such as those due to illnesses are offset by cost savings associated with premature death, chiefly pension costs. This paper extends this analysis to all 50 states and considers the costs considered in the state attorneys general suits against the cigarette industry. Cigarettes are always self-financing from the standpoint of costs to each state. The extent of the cost savings is less than at the federal level. However, smokers' higher medical costs are outweighed …


Self-Insurance As Insurance In Liability Policy "Other Insurance" Provisions, Rory A. Goode Sep 1999

Self-Insurance As Insurance In Liability Policy "Other Insurance" Provisions, Rory A. Goode

Washington and Lee Law Review

No abstract provided.


The Earmarking Defense To Voidable Preference Liability: A Reconceptualization, William H. Widen, David Gray Carlson Jul 1999

The Earmarking Defense To Voidable Preference Liability: A Reconceptualization, William H. Widen, David Gray Carlson

Articles

No abstract provided.


The Influence Of Income Tax Rules On Insurance Reserves, David F. Bradford, Kyle D. Logue Jul 1999

The Influence Of Income Tax Rules On Insurance Reserves, David F. Bradford, Kyle D. Logue

Book Chapters

An insurance company is a financial intermediary whose main line of business is the sale of a particular type of contingent contract, called an insurance policy. Under this contract, the insurer promises to pay some amount to the policyholder, or to some other beneficiary, following the occurrence of an insured event. In the context of property-casualty insurance, the relevant insured events include, for example, the accidental destruction of the insured's property or the award of a liability judgment against the insured. In return for this promise the insured pays the insurer a premium. The premium and the earnings on the …


Managed Care Regulation: Can We Learn From Others? The Chilean Experience, Timothy Stoltzfus Jost Jul 1999

Managed Care Regulation: Can We Learn From Others? The Chilean Experience, Timothy Stoltzfus Jost

University of Michigan Journal of Law Reform

Because the United States relies on private insurance for financing health care to a much greater degree than do other nations, and because managed care as a form of private insurance is further developed in the United States than elsewhere, it is arguable that we have little to learn from other nations about managed care regulation. This Article tests this hypothesis with respect to Chile, a country where private insurance is widespread and managed care is emerging. It concludes that by studying the experience of other nations we might gain a larger perspective on the context of our concerns in …


Managed Care- The First Chapter Comes To A Close, Sallyanne Payton Jul 1999

Managed Care- The First Chapter Comes To A Close, Sallyanne Payton

University of Michigan Journal of Law Reform

Introduction to the symposium, Managed Care: What's the Prognosis: Managing Care in the Next Century.


Clearing The Way For An Effective Federal-State Partnership In Health Reform, Eleanor D. Kinney Jul 1999

Clearing The Way For An Effective Federal-State Partnership In Health Reform, Eleanor D. Kinney

University of Michigan Journal of Law Reform

At century's end, states have assumed a very different role in the design, implementation, and operation of health service programs than they did twenty-five years ago. In the current volatile political atmosphere particularly at the federal level, states have taken up the mantle of healthcare reform in the final years of the 1990s. Yet there remain problems and difficulties with the current federal-state relationship in health reform. The critical question is whether states can successfully accomplish genuine reform given its politically charged, complex and costly nature. This question takes on particular significance for the most important reform-expanding coverage to the …


The Competitive Impact Of Small Group Health Insurance Reform Laws, Mark A. Hall Jul 1999

The Competitive Impact Of Small Group Health Insurance Reform Laws, Mark A. Hall

University of Michigan Journal of Law Reform

This Article reports on findings from an extensive study of small group health insurance market reforms in seven states, enacted during the early 1990s. After summarizing the content and purpose of these reforms, this evaluation focuses on the impact these reforms have had on the nature and degree of market competition. The principal findings are: (1) small group health insurance markets are highly competitive, both in price and in product innovation and diversity; (2) although some insurers have left some or all of these states in part because of these reforms, an ample number of active competitors remain, even in …


Computer Law Institute, Office Of Continuing Legal Education At The University Of Kentucky College Of Law, Charles R. Keeton, Jay E. Ingle, J. Mark Grundy, Robert F. Duncan, Kenneth J. Tuggle, Joel T. Beres, Bill E. Webb, Stephen J. Davidson, Cynthia L. Stewart, Judge B. Wilson Ii, David J. Beyer, Kurt X. Metzmeier, Shaun E. Esposito May 1999

Computer Law Institute, Office Of Continuing Legal Education At The University Of Kentucky College Of Law, Charles R. Keeton, Jay E. Ingle, J. Mark Grundy, Robert F. Duncan, Kenneth J. Tuggle, Joel T. Beres, Bill E. Webb, Stephen J. Davidson, Cynthia L. Stewart, Judge B. Wilson Ii, David J. Beyer, Kurt X. Metzmeier, Shaun E. Esposito

Continuing Legal Education Materials

Materials from the Computer Law Institute held by UK/CLE in May 1999.


Music Theory As A Mode Of Law: The Case Of Heinrich Schenker, Esq., Wayne Alpern May 1999

Music Theory As A Mode Of Law: The Case Of Heinrich Schenker, Esq., Wayne Alpern

Cardozo Law Review

No abstract provided.


Insurance Regulation In The United States: Regulatory Federalism And The National Association Of Insurance Commissioners, Susan Randall Apr 1999

Insurance Regulation In The United States: Regulatory Federalism And The National Association Of Insurance Commissioners, Susan Randall

Florida State University Law Review

No abstract provided.


Excusing Nonoccurrence Of Insurance Policy Conditions In Order To Avoid Disproportionate Forfeiture: Claims–Made Formats As A Test Case, Bob Works Apr 1999

Excusing Nonoccurrence Of Insurance Policy Conditions In Order To Avoid Disproportionate Forfeiture: Claims–Made Formats As A Test Case, Bob Works

Connecticut Insurance Law Journal

No abstract provided.