Banking and Finance Law Commons^™

Banking Department, M. Staples

California Regulatory Law Reporter

No abstract provided.

State Banking Department, M. Staples

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, M. Ross

California Regulatory Law Reporter

No abstract provided.

What You See Is Not Always What You Get: The Enforceability Of Loan Prepayment Penalties, 23 J. Marshall L. Rev. 65 (1989), Thomas C. Homburger, Matthew K. Phillips

UIC Law Review

No abstract provided.

Introduction To The Banking Law Symposium: A 200 Year Journey From Anarchy To Oligarchy, James J. White

Articles

Each of the five articles in this symposium deals in one way or another with a single question: In what ways and to what end should banks be regulated? Although banks and bankers are the very symbols of a capitalist economy, banks and bankers are not free. No banker may set up business on his own; he must have a charter. With insignificant exceptions no bank or bank holding company can operate a steel mill, sell grass seed, manufacture snowmobiles, or engage in any other activity that is not related to banking. There are rules that limit the geographic scope …

State Banking Department, M. Staples

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, M. Ross

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, M. Ross

California Regulatory Law Reporter

No abstract provided.

State Banking Department, M. Staples

California Regulatory Law Reporter

No abstract provided.

State Banking Department, M. Daniels

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, M. Daniels

California Regulatory Law Reporter

No abstract provided.

State Banking Department, M. Daniels

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, M. Daniels

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, M. Daniels

California Regulatory Law Reporter

No abstract provided.

State Banking Department, M. Daniels

California Regulatory Law Reporter

No abstract provided.

State Banking Department, D. Theodora

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, K. Stubbs

California Regulatory Law Reporter

No abstract provided.

State Banking Department, D. Theodora

California Regulatory Law Reporter

No abstract provided.

Department Of Savings And Loan, K. Stubbs

California Regulatory Law Reporter

No abstract provided.

The Dual State - Federal Regulation Of Financial Institutions - A Policy Proposal, Tamar Frankel

Faculty Scholarship

In 1983 South Dakota passed an Act permitting its chartered banks to sell and underwrite insurance.¹ The issue that I address is whether states should have the power to pass such a law. I am not concerned here with interpretation of positive law but with public policy implications.

The issue is a matter of congressional policy. Like most financial intermediaries banks are regulated by both state and federal laws,² but it is clear that the federal government has the power to preempt state laws that regulate banks. Therefore, whether South Dakota can pass the statute is not a …

Public Policy And The Missing Link: A Progress Report On The Design And Implementation Of The Massachusetts Linked Deposit Program, Jim T. Campen

McCormack Graduate School General Publications (active until 2013)

The idea underlying the Massachusetts Linked Deposit Program (LDP), which has been operated by the Treasurer since 1978, is that a portion of the money in the state's General Fund is deposited in Massachusetts banks, with the amounts awarded to individual banks linked to their performance in serving the people and communities of Massachusetts. Bidding banks must offer a required minimum interest rate and must furnish specific information on the composition of their loan and investment portfolios. This information is used to compute a "linked deposit score" for each bank, which provides a basis for linking the awarding of public …

Private Banks And Public Money: An Analysis Of The Design And Implementation Of The Massachusetts Linked Deposit Program, James T. Campen

McCormack Graduate School General Publications (active until 2013)

In March 1978, in accordance with the unanimous recommendations of two special commissions, the Treasurer of Massachusetts established a "linked deposit program." Under the terms of this program, a portion of the approximately $400 million available for short-term investment from the state's General Fund was to be deposited with in-state banks and thrift institutions, selected on the basis of their performance in promoting the economic and social welfare of Massachusetts citizens and communities through their lending and related activities.

Six years after its inception, the Massachusetts linked deposit program (LDP) has grown to become a sizable and stable part of …

Selected Tax Considerations In Bank Holding Company Formations: Charting A Course Through The Section 304/351 Labyrinth, Stewart E. Conner, Kevin J. Hable

Kentucky Law Journal

No abstract provided.

Courtroom Closure During Suppression Hearings And More, Randolph N. Jonakait

Other Publications

No abstract provided.

Another Day Older And Deeper In Debt: Debt Limitation, The Broad Special Fund Doctrine, And Wppss 4/5, Dennis J. Heil

Seattle University Law Review

The weakness of the Broad Special Fund Doctrine becomes evident when viewed in light of its application to an enormous debt such as construction of a multi-billion dollar power plant. Furthermore, the doctrine is directly at odds with the purposes underlying constitutional and statutory debt limitations. This Article presents a brief history of debt limitation provisions. Next, it discusses the history of the Special Fund Doctrine and sets forth criticisms of the Broad Special Fund Doctrine. The Article concludes by recommending a concept for a Narrow Special Fund Doctrine and applies it to the construction of two nuclear power plants …

The Impact Of Michigan's Common-Law Disabilities Of Coverture On Married Women's Access To Credit, Michigan Law Review

Michigan Law Review

In the United States, credit is indispensable to the improvement of one's economic status and life style. Its availability often dictates •the extent to which one has access to education, homeownership, entrepreneurship, and investment, and its unobtainability inhibits full participation in the activities and opportunities of American society. American women have long been systematically excluded from equal access to credit by lending institutions of all types and ·thus have been denied their rightful role in the economic life of the country. It is only recently, however, that the women's movement has begun to focus attention on credit discrimination and that …

Foreign Banking In The United States, James A. Johnson

Vanderbilt Journal of Transnational Law

Foreign banking in the United States is no longer a nominal activity. The assets of foreign bank agencies and branches tripled from 1965 to 1972, increasing to approximately 13 billion dollars. During this same time, assets of United States banks abroad rose to 75 billion dollars-an eight-fold increase.

Yet, despite this dramatic growth--which surely will continue--the United States remains the only major country in which foreign banking is not supervised at the national level. No valid constitutional or practical reasons exist to support state control. Although New York and California, which share the major portion of foreign banking at the …

An Analysis Of Authorities: Traditional And Multicounty, Michigan Law Review

Michigan Law Review

This Comment will briefly define and describe authorities in general, as well as the new multicounty authorities. Their legal status and practical advantages and disadvantages will be explored. Finally, an attempt will be made to isolate the uses to which multicounty authorities can most profitably be put in light of the conflicting goals of maximum governmental efficiency and public accountability.

Determining Permissible Municipal Expenditures: The Public Purpose Doctrine Revived, Richard A. Van Wert

University of Michigan Journal of Law Reform

This article surveys the criteria presently used by courts, commentators, and city officials in determining whether an expenditure of public funds is legally permissible. Each factor is then reevaluated to ascertain its place in a new attempt to determine more consistently the nature of proposed expenditures.

Should States Adopt The Uniform Consumer Credit Code?, George W. Stengel

Kentucky Law Journal

No abstract provided.