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Full-Text Articles in Education

Budgeting 102: Trip Budgeting, Kyla Harden Dec 2023

Budgeting 102: Trip Budgeting, Kyla Harden

Goal 2: Life Skills Narrative

The purpose of this program is for students to gain knowledge on how to create a trip budget.


Importance Of Developing Financially Literate Families And Communities: Opportunities For Fcs Educators, Stephen Molchan May 2022

Importance Of Developing Financially Literate Families And Communities: Opportunities For Fcs Educators, Stephen Molchan

Journal of Educational Research and Practice

Financial literacy has been an issue for decades in the United States; however, the COVID-19 pandemic put financial illiteracy in the spotlight. Family and Consumer Sciences (FCS) educators have the ability to influence the financial literacy rates among individuals, families, and communities. Despite Hogarth’s 2002 call to action for FCS educators to promote fiscal education, this has not happened. FCS educators must now respond to this call. This manuscript addresses the financial illiteracy problem in the United States, the importance of financial literacy, financial literacy in the FCS National Standards, and the actions FCS educators can take to improve financial …


Interdisciplinary Thinking: Financial Literacy Crosses Disciplinary Boundaries, Marla A. Sole Jan 2021

Interdisciplinary Thinking: Financial Literacy Crosses Disciplinary Boundaries, Marla A. Sole

Publications and Research

Financial literacy is ideally suited to be integrated into mathematics courses and taught in an interdisciplinary manner. Students learn best and are motivated when tackling real-world meaningful questions. This article shares how elementary mathematics was applied to better understand the debate about raising the minimum wage and the United States National Debt. To serve as a guide for other teachers who wish to incorporate financial literacy into their mathematics courses and take an interdisciplinary approach, this article suggests readings, data sets, and pedagogical practices. Students were engaged and enthusiastic to work on problems that challenged their thinking about financial issues.


An Institutional Strategy To Address Financial Preparedness In A Post-Secondary Environment, Necia Martins Aug 2020

An Institutional Strategy To Address Financial Preparedness In A Post-Secondary Environment, Necia Martins

The Dissertation in Practice at Western University

Attending post-secondary comes at a cost. With rising tuition and life costs, the financial responsibility students are taking on is significant. Many young adults lack the experience and knowledge to manage their financial obligations. For some, during times of financial stress this may lead to balancing a part-time job, a reduced course load or considering withdrawing from studies. Many students rely on financial aid to support their academic and life costs. In the past few years, the provincial government made various changes to the financial aid program and tuition fees. These changes have led to many students misunderstanding how much …


Applying Online Educational Technology To Foster Financial Literacy: Financial-Institution Leaders’ Insights, Hazel W. Lee Ed.D Oct 2019

Applying Online Educational Technology To Foster Financial Literacy: Financial-Institution Leaders’ Insights, Hazel W. Lee Ed.D

The Qualitative Report

Financial literacy deficiency is a prevailing problem in United States raising the need for effective financial education. Financial-institution leaders can play a crucial role in promoting financial literacy with their practical experience and expertise. This article sheds new light on the application of online technology to promote financial literacy by exploring the perceptions of financial-institution leaders. Supported by Dewey’s pragmatic constructivist paradigm and the PEST conceptual framework, a qualitative inquiry research through in-depth telephone interviews with 20 leaders from banks and credit unions in Texas was conducted. The findings revealed some common ways to provide online financial literacy education, including …


Socialization Agents That Puerto Rican College Students Use To Make Financial Decisions, Enid Alvarez, Steven Tippins Jan 2019

Socialization Agents That Puerto Rican College Students Use To Make Financial Decisions, Enid Alvarez, Steven Tippins

Journal of Sustainable Social Change

Using consumer socialization theory as theoretical framework, the purpose of this quantitative, nonexperimental, cross-sectional study was to identify the information sources that Puerto Ricans college students use to gather financial knowledge. A sample of 198 Puerto Rican college students answered a portion of the College Student Financial Literacy Survey. The research question addressed the preference of four financial information sources, including parents, peers, media, and school. A combination of descriptive statistics, one-way analysis of variance, repeated-measures analysis of variance, and multiple linear regression confirmed that participants preferred to gather financial knowledge from parents. Researchers, educators, and policymakers may use this …


Assessment Of Financial Literacy Education Importance And Practices, Matthew Goodwin Jan 2018

Assessment Of Financial Literacy Education Importance And Practices, Matthew Goodwin

All Electronic Theses and Dissertations

The topic of financial literacy has attracted many researchers to study the various aspects regarding this issue. The importance of being financially literate has been shown by statistics throughout multiple studies. However, financial literacy levels in the United States, on average, consistently remain low, and only a small fraction of our youth could be said to be financially prepared for adulthood when they graduate high school. This literature review assesses the effectiveness of financial literacy education in the United States by reviewing past practices. Current practices and research-based suggestions are then assessed to help guide the future for financial literacy …


The Impact Of Financial Education On High School Students' Current And Future Financial Behaviors, Deidra M. Van Lith Jan 2018

The Impact Of Financial Education On High School Students' Current And Future Financial Behaviors, Deidra M. Van Lith

All Electronic Theses and Dissertations

Financial literacy is an essential skill, necessary to lead a prosperous life. This paper explores the impact of financial education on high school students' current and future financial behaviors focusing on the history of financial literacy in the United States, influencers of personal financial knowledge of students, and delivery of curriculum. The emphasis put on the importance of personal financial education in high school has come and gone throughout the past few decades. While many schools and organizations see the importance of a personal finance class in high school, others do not see a spot for it within the demanding …


Staffing And Recruiting Considerations For Financial Education Programs (Chapter Three Of Student Financial Literacy), Ryan E. Halley, Dorothy B. Durband, Sonya L. Britt Jan 2012

Staffing And Recruiting Considerations For Financial Education Programs (Chapter Three Of Student Financial Literacy), Ryan E. Halley, Dorothy B. Durband, Sonya L. Britt

Faculty Publications - College of Business

A financial education program is only as good as the people who staff it. In order to get the right people on staff, careful attention must be paid to the strategy and execution of recruiting and hiring. Underlying the strategy is the determination of which staff positions are needed and how the roles will be defined. Various questions need to be addressed, such as: What financial resources are available? What types of services is the program planning to offer? What is the level of counselor content expertise? What is the type and size of facility where counseling will take place? …