Education Commons^™

"If I Go, I'Ll Probably End Up Dropping Out Too": College Enrollment Choices In A Free College Context, Gresham D. Collom, Ashton R. Cooper, Patrick Biddix, Alexis Hartley

Educational Leadership and Policy Studies Publications and Other Works

Objective: In this qualitative study, we explored why students in a free community college environment in Tennessee chose not to enroll in college or dropped out of college shortly after enrolling. Methods: We conducted 27 in-depth interviews with individuals who were eligible for the Tennessee Promise. Perna’s (2006) conceptual model for college access and choice guided our analysis. We analyzed data using a three-tier approach, which included open/emergent coding, followed by a priori/theoretical analysis. Results: We identified 15 emergent themes common among interview participants, which we then categorized into the four constructs of Perna’s model. Conclusions: …

Perceptions Of Student Loan Debt And The Decision To Pursue Higher Education: A Qualitative Case Study Of African American High School Students, Adrian J. Wilkins

Doctoral Dissertations and Projects

The purpose of this case study was to examine African American high school students’ perceptions surrounding potential student loan debt burden and its perceived influence on the decisions to enter HEIs. The purpose of this study stems from the current status of student loan debt as a significant factor in the decision-making process for potential higher education students as well as current students and those who have graduated. The central research question of this study was what are African American high school student perceptions of student loan debt, student loan debt burden, financial aid, and how are those perceptions influencing …

The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata

Graduate Research Theses & Dissertations

The purpose of this dissertation was to understand the financial aid personnel’s perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan …

Undergraduate Students' Perceptions Of Their Experience With Financial Aid And Loans With Potential Solutions, Sheila J. Lewis

Theses and Dissertations

Since the cost of higher education is rising every year, some students will contact their financial aid office to inquire about their options to pay for school with loans and grants. However, financial aid administrators might not provide undergraduate students with useful information that will guide them to make informed decisions on loans because the financial aid administrators might lack training to help students. The purpose of this quantitative study is to examine the undergraduate students' perceptions of their experiences with financial aid and student loans for Rowan university undergraduate students and the financial aid office using a non-experimental descriptive …

The Unspoken Audit: A Closer Look At The Impacts Of Financial Aid Verification, Heather J. Egan

Theses and Dissertations

The purpose of this quantitative study was to determine to what extent the undergraduate students from low socioeconomic and minoritized backgrounds are targeted by financial aid verification at Rowan University, as well as explore whether being selected for verification impacts students' cumulative grade point average (GPA) and first-year retention rate compared to students who are not selected. Analyses included frequencies and crosstabulations of the total undergraduate, degree/certificate-seeking student population (N = 15,976) and first-year, full-time student population enrolled for the Fall 2018 semester at Rowan University (N = 2,871). Results indicated minority students had a +12.7-percentage point gap to being …

The Experiences Of Pell Grant Students Who Lose Aid: A Mixed Methods Study, Jaime Carbajal, Jr.

UNLV Theses, Dissertations, Professional Papers, and Capstones

Understanding the link between financial aid and college attainment is particularly important for the Federal Pell Grant program, the nation’s largest financial aid program. Many studies have shown that the Pell Grant program increases retention, persistence, and graduation rates for undergraduate students (Castleman & Long, 2016; Evans & Nguyen, 2019). Nonetheless, 80% of Pell recipients do not go on to complete a college degree within four years (Goldrick-Rab et al., 2016). One possible reason for this outcome is the way the Pell Grant program is constructed and implemented. While the Pell grant starts out as a need-based aid, it becomes …

Investigating The Determinants Of Student Low Enrollment In Historically Black Colleges And Universities (Hbcus): The Case Of One Hbcu In The South, Anthony Trumaine Jackson

LSU Doctoral Dissertations

There is an undeniable fact that enrollment management efforts on academic campuses have become an integral part of campus finance and the backbone of accreditation. Many Historically Black Colleges and Universities (HBCUs) are on the verge of collapsing and even losing their accreditations due to low enrollment, a decline that has been observed in recent decades.

Therefore, this study investigated why students are not enrolling in HBCUs. The study further explored the perceived factors that are likely to contribute to low student enrollment at HBCUs and the role financial matters play in student enrollment. To address this gap in the …

Higher Education: Can Debt Beat Savings?, David Stackpole

Journal of Student Financial Aid

This paper investigates the possible opportunity cost of using standard college savings plans against the advantages of using debt to pay for college. In addition, it presents a practical argument for using debt in place of college savings plans in certain instances.

By doing so, investors may not only be able to mitigate the difficulty of saving, but also realize greater financial benefit in the long run.

Exploring Latina Students' Understanding Of The Financial Aid Process: A Qualitative Narrative Inquiry, Taina Morales

Theses and Dissertations

Latina students face numerous barriers within the financial aid application process that impact the success rates of their higher education attainment. The financial aid application process is initiated through the completion of the Free Application for Federal Student Aid (FAFSA). Unfortunately, the FAFSA, as it is currently written is not beneficial to students from low socioeconomic backgrounds, students of color, and first generation college students, due to the cultural and linguistic hegemony that is present with the FAFSA application (Kimble, 2012; Taylor, 2019). Such hegemonic dominance within the financial aid application process, perpetuates the systemic racism that is present within …

The Impact Of The Arkansas Scholarship Lottery On College Choice And Completion Of Adult Students, Collin Callaway

Graduate Theses and Dissertations

In 2008, Arkansas citizens overwhelmingly supported a referendum to legalize a state-run lottery to support college scholarships. The Arkansas General Assembly passed a law in 2009 that detailed administration and procedures of the lottery, and students first received scholarships (branded as the Academic Challenge Scholarship) in fall 2010. The program was largely modeled after other state-run scholarships with two major exceptions: policy makers intentionally established lower eligibility requirements and included adult students. This study measured the impact of the state lottery funded Academic Challenge Scholarship on adult college choice and completion. Findings included significant demographic and college choice differences between …

University Update - October 2019, Academic Affairs

University Updates & Communications from the University President

No abstract provided.

Tennessee's Promise: Education For All?, Tristan M. Hightower

Pursuit - The Journal of Undergraduate Research at The University of Tennessee

Access to education has been at the forefront of public policy issues over the past several years. In order to combat relatively low rates of college attainment, Tennessee legislators implemented the Tennessee Promise program. It operates by providing financial aid for any direct costs not covered by students’ grants and scholarships. Notably, the program is not applicable to four-year degree programs; students wishing to utilize the funds must attend select schools that offer certificates and associate’s degrees. Community colleges are the most popular. While a boost in community college attendance has occurred, and more people will likely graduate with an …

Financial Matters And Student Success Rates: Undergraduate Transfer Students At The University Of San Diego, Timothy Duran

M.A. in Higher Education Leadership: Action Research Projects

The purpose of this action research was to examine my ability to address the challenges transfer students at the University of San Diego face in navigating the financial aid (FA) process. The participants and I shared first-person narratives about the challenges in student success across a 3-cycle action research project. This research contributes to comprehending the impacts FA have on the transfer student population and how I, along with my colleagues, may better retain students through FA negotiations and processes. Findings from this research include varied responses on how transfer students felt supported during the matriculation process as well as …

Predicting Student Retention Using Scholarship And Grant Aid, William Dixon

Doctoral Dissertations and Projects

Since the beginning, the field of higher education has represented the possibility of a better future for many. For some, education represents a way to better oneself and to prepare for a future career. This is the one of the strongest drivers of going to college, that it will open doors to a better future. The number of students attending colleges and universities has increased over the decades but so too has the expense of going to college. The dissertation report presented here attempts to look at the retention rates of colleges and universities and how forms of financial gift …

Making Cents Of It: How The Focus On Financial Aid By Selective Universities May Not Be Enough To Attract More Low-Income, High-Achieving Students, Troy A. Mothkovich

Theses and Dissertations

Most low-income, high-achieving students in the United States neither attend nor apply to selective universities despite research that shows that they are just as likely as their high-income peers to succeed if they do apply to those schools. Despite the fact that many universities have begun offering substantial financial aid packages that would often make it cheaper to attend a selective private university than a state school, low-income, high-achievers tend not to apply to selective universities. Researchers have carried out many quantitative studies testing possible variables that could influence these students’ college application decisions. However, there has been a lack …

The Road To Postsecondary Education, Oscar Bacilio Ordonez

Capstone Projects and Master's Theses

Hispanic/Latino students pursuing postsecondary education is too low. Central Coast High School is an alternative School which provides students with a second chance in the path to graduation. The program to be held in this agency is an outreach program to educate and provide information for students about the importance of going to college. Another purpose is to encourage students to apply for college and explain the different types of financial aid available for them. The expected outcome of this program is to have about 75% of the twelve-grade level students invited to be present and participate. The implementation will …

The Impact Of Financial Aid On Graduation Rates For First-Year Developmental Community College Students In North Carolina, Eric Douglas Barnes

Doctoral Dissertations and Projects

One of the most significant issues in post-secondary education is persistence. In community colleges, retention and graduation rates are very low. This is especially true for students enrolled in developmental English, reading, and/or math courses. The low cost of community college tuition and fees combined with financial need-based programs in the form of Pell Grants, give all students, including students academically unprepared who require developmental courses, access to a college education and the means to persist and complete a degree program. However, despite the financial resources, these students are not persisting and completing a degree program. This study will be …

Non-U.S. Citizen, Community College Students: Their Federal Student Aid Status, Gender, Achievement, And Persistence At An Emerging Hsi, Jafeth E. Sanchez, Jeannette Smith

Journal of Student Financial Aid

This study presents a quantitative, exploratory analysis of 535 students attending Truckee Meadows Community College in Northern Nevada who were eligible or ineligible for federal student aid and were non-U.S. citizens. Within a snapshot of the Fall 2015 through Fall 2016 semesters, we examined the variables of gender, grade point average (GPA), credits earned, type of financial aid, amount of financial aid, persistence, and graduation status of these two groups via a collaboration between two institutions. Results revealed no statistically significant differences by gender. Non-U.S. citizens attained similar GPAs regardless of eligibility for aid, but there were differences in credit …

Persistence To Graduation: Is It The Money, High School Preparation, Or First Semester College Matriculation?, Mary E. Anderson, Noran L. Moffett

Georgia Educational Research Association Conference

This research study examined the relationship between persistence to graduation within six years and selected variables including financial aid awarded, high school GPA, ACT composite scores, SAT combined scores, and first-year first-semester GPA. It is well documented in research literature that high school preparation, college entrance examinations, and freshman year academic performance play a significant role in degree completion; however, studies on the impact of financial aid have not been as abundant. The researchers developed the College Persistence – Financial Aid Coding Technique System (CP-FACTS) to explore the influences of finances on degree attainment.

In this study, a documentary research …

International Student Declaration Of Finances, International Programs

General University of Maine Publications

Form international students are required to complete to provide evidence of financial support for all anticipated educational and living expenses for the first year of study in the United States.

How Cultural Capital, Habitus, And Social Capital Impacts Pell-Eligible Vermont Students In Navigating The Financial Systems Of Higher Education, Xavier De Freitas

Graduate College Dissertations and Theses

With the US recovering from a recession, a college diploma has become more valuable to avoid unemployment. Despite a college degree's importance, the access to higher education is a challenge for lower income Pell-Eligible Vermont students. For the past three decades, higher education continues to rise in cost faster than family income. Cost is not only an inhibitor for Pell-Eligible Vermont students. The complexities of navigating the financial systems of higher education to acquire aid in order to make college obtainable is also an issue for Pell-Eligible students. In order to successfully navigate these systems, a Pell-Eligible student's habitus, cultural …

Uncovering Inequalities: Addressing The (Re)Production Of Power Relations Within Financial Aid Processes Utilizing Institutional Ethnography, Victoria A. Hill

MAIS Projects and Theses

The purpose of this research project is to critically map the University of Washington’s institutional practices concerning financial aid and related administrative policies and procedures related to the FAFSA application. This research was conducted by using institutional ethnography as a method to analyze the difficulty of carrying out organizational duties under complex federal, state and institutional policies. It also considers how the process of carrying out these duties creates tensions for staff, and how the unintended consequences of power relations are produced and reproduced between the process of staff carrying out their duties and students receiving aid. Information obtained from …

Estimating Matriculation With A Focus On Financial Aid And Test Optional Policies: Data From A Liberal Arts Institution In The Northeast, Hillary Morgan

Seton Hall University Dissertations and Theses (ETDs)

The climate in college admissions is more competitive than ever, making understanding the college choice factors that contribute to a student’s enrollment decision increasingly important. Using admitted student data from a liberal arts institution in the northeast for fall 2008 to fall 2011, and after controlling for student preparedness, government financial aid awards, student and family characteristics, and student level of interest, I examine the relationship between (1) institutional financial aid variables, (2) a dummy variable of being test optional in the admissions process or not, and (3) the interaction between the two.

General findings of multivariate probit regression analysis …

Capabilities Eroded And Childcare Dilemmas: A Phenomenological Study Of Low-Income Single Student Mothers In Higher Education In The United States And Germany, Katja Robinson

Master's Theses and Doctoral Dissertations

The purpose of this phenomenological study was to explore the lifeworlds of low-income, single student mothers in two contrasting welfare regimes, the United States and Germany, to understand how their individual experiences as students and as mothers at the micro-level were shaped by policies regarding childcare and financial support at the macro-level. As single mothers represent a marginalized constituency, the capabilities approach in combination with the concept of defamilisation was used as an analytical framework that focused on their individual and social well-being. The objective of this cross-national study was to provide a deeper understanding of how the issues of …

The Price I Didn't Know I'D Pay, Anonymous

SURGE

$255 textbook. $52 clicker. $150 fleece at Rosemont 310. $1000+ dues to a sorority. These are as much
a part of Gettysburg life as Servo Thanksgiving, chicken finger Friday, and Springfest.

Fitting into this lifestyle has been a daily struggle for the last four years. [excerpt]

Interpreting Financial Aid Awards, Laura Meek

Ohio College Access Network

These presentation slides accompanied a timely webinar held on April 12, 2012 to share information about the financial aid verification process and how to help students understand the award letters as they receive them. Laura Meek, Director of Financial Aid at Ohio Dominican University, shared her expert knowledge on these topics. In addition to providing attendees with an overview of both verification and award letters, she provides examples/case studies that will help college access & success professionals, school counselors, and youth-serving organization staff in working with their students.

Fafsa Completion, Morralee Keller

Ohio College Access Network

This Power Point presentation accompanies the recorded webinar by the same name and also uploaded to this website. It includes a comprehensive review of the FAFSA and the FAFSA filing procedures for 2013-2014. Tips and most common errors will also be discussed as well as post-filing processes for the student/parent. The webinar introductory and concluding slides have been deleted.

Identifying Student Perspectives: Addressing The Financial Barriers Facing Low-Income Students In Study Abroad, Lauren Miranda

Master's Theses

International education today is largely concerned with improving diversity throughout study abroad but despite institutional strategies which seek to address the barriers facing underrepresented students, the overall student profile of study abroad remains unbalanced. Cost is continuously deemed the biggest barrier affecting students' ability to study abroad, a burden that is most likely heavily felt by low-income students. Therefore, the focus of this study is to identify the student perspective in relation to the financial barriers affecting low-income students' intent to study abroad. The results of this study will identify necessary student resources which institutions like Loyola University Chicago can …

Financial Aid 101, Lawrence Matthews

Ohio College Access Network

No abstract provided.

Federal And State Financial Aid Update 2012 Ocan Advisor Training, Faith Phillips

Ohio College Access Network

No abstract provided.