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Full-Text Articles in Education
Higher Education: Can Debt Beat Savings?, David Stackpole
Higher Education: Can Debt Beat Savings?, David Stackpole
Journal of Student Financial Aid
This paper investigates the possible opportunity cost of using standard college savings plans against the advantages of using debt to pay for college. In addition, it presents a practical argument for using debt in place of college savings plans in certain instances.
By doing so, investors may not only be able to mitigate the difficulty of saving, but also realize greater financial benefit in the long run.
Non-U.S. Citizen, Community College Students: Their Federal Student Aid Status, Gender, Achievement, And Persistence At An Emerging Hsi, Jafeth E. Sanchez, Jeannette Smith
Non-U.S. Citizen, Community College Students: Their Federal Student Aid Status, Gender, Achievement, And Persistence At An Emerging Hsi, Jafeth E. Sanchez, Jeannette Smith
Journal of Student Financial Aid
This study presents a quantitative, exploratory analysis of 535 students attending Truckee Meadows Community College in Northern Nevada who were eligible or ineligible for federal student aid and were non-U.S. citizens. Within a snapshot of the Fall 2015 through Fall 2016 semesters, we examined the variables of gender, grade point average (GPA), credits earned, type of financial aid, amount of financial aid, persistence, and graduation status of these two groups via a collaboration between two institutions. Results revealed no statistically significant differences by gender. Non-U.S. citizens attained similar GPAs regardless of eligibility for aid, but there were differences in credit …