Education Commons^™

Exploring The Experiences And Effectiveness Of Student Loan Entrance Counseling, Manoj Thekkadathu Oommen

Electronic Theses and Dissertations

Student loan debt is one of the most pressing issues in the United States today. The rate of student loan debt in the United States continues to rise year after year, and the country is experiencing a crisis of increased student loan debt. A program that started with a budget of $15 million in 1965 to expand access to higher education has increased exponentially to over $1.5 trillion in student loan debt today. Students are ushered into the college experience often without possessing a firm grasp of basic financial literacy skills. Federal legislation mandates borrowers to take a 30-minute counseling …

Failure To Launch?: Advancing The Case For Financial Literacy Interventions In Postsecondary Education, Cathleen Snyder

Dissertations, 2014-2019

For college undergraduates, the thought of managing money is often new, exciting, and terrifying in the same breath. Some students have learned well from their parental and prior academic influences, and yet others may be overwhelmed by a lack of those same resources. As postsecondary institutions endeavor to level the proverbial playing field, helping college graduates launch into meaningful, financially independent lives, it begs additional consideration on the intervention methods that might be most impactful.

This study examined a for-credit, curriculum-based intervention specific to personal finance topics. It attempted to answer several key questions: How knowledgeable are students relative to …

Addressing The Lack Of Awareness Regarding The Various Resources To Finance A College Education, Corin Rau

Capstone Projects and Master's Theses

While there are many different resources to assist students with paying for college, some may not understand the different types that are available for them to utilize, be unaware of the requirements that are necessary to be eligible for certain types of funding, or may accept loans that they do not actually know much about. This possible lack of knowledge may lead to financial stress during and after college. The goal of this project was to have the participants meet three learning outcomes: 1) indicate the types of funding they will use to pay for college in the future,, 2) …

It's Not Just A Leave, Genesis L. Montalvo

First-Gen Voices: Creative and Critical Narratives on the First-Generation College Experience

In this piece, the author sets out to explore the first-generation college identity through a gothic lens. In the early stages of this project, Montalvo had considered doing research on narratives from other first-gen college students as a way to trace the uncanny and the abject in their experiences. However, as she began reflecting on her own personal history, she realized that in a matter of only two years she had already experienced moments of distance, uncanniness, and confusion, which are recorded here. In presenting these installments in non-chronological order, Montalvo intends to insert a gothic element of disorder, which …

Evaluation Of The Division Of Securities Investor Education Seminars, Kristilyn J. Wilkinson

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

The Investor Education Seminars are taught by the Utah Division of Securities to educate consumers and make them more aware of investment fraud. This research study evaluated the seminar in order to assess the effectiveness of the four classes in helping consumers achieve financial capability. A logic model was used to outline program objectives and to determine the research questions.

Individuals who registered for the seminars were invited to complete three surveys for this study: a pretest, posttest, and three-month follow-up survey. A comparison group that had not yet attended the Investor Education Seminars was asked to complete the same …

Cc02-428 Achieving Success With A Business Plan: Case Study Of A Diversified Farm Business Plan, Jody Wichmann, Thomas Dorn, H. Douglas Jose

University of Nebraska-Lincoln Extension: Historical Materials

This publication is a case study of a diversified farm business plan. It covers the business organization; history and overview of operation; operation layout; mission statement and goals; strategic outlook; present business, legal and contractual situation; production, financial marketing, and personnel situations; job description, salary, benefits and labor training; and personnel summary.

Cc02-426 Achieving Success With A Business Plan: Case Study Of A Cow/Calf Business Plan, Jody Wichmann, John Hanson, H. Douglas Jose

University of Nebraska-Lincoln Extension: Historical Materials

This publication is a case study of a cow/calf business plan. It covers the business organization; history and overview of the operation; the operation layout; mission statement and goals; present business, legal and contractual situations; production, financial, marketing and personnel situations; job description, salary, benefits and labor training; and personnel summary.

Cc02-425 Achieving Success With A Business Plan, Ram Valluru, Allen Prosch, H. Douglas Jose

University of Nebraska-Lincoln Extension: Historical Materials

The publication, Achieving Success With a Business Plan includes instructions and wookbook to prepare a farm business plan. The areas covered in this publication include: business organization; history and overview of operation; mission statement; goals; priorities, purpose and strategic outlook; situation statements; legal and contractual situation; production situation; financial situation; marketing situation; personnel situation; and Risk Management Plan.

Nf98-379 Ballpark Estimate Of Retirement Financial Needs, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact provides an estimation for retirement financial planning.

Nf98-381 So Where Do I Put That $2,000?, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact provides an estimation for retirement financial planning.

Nf98-380 Where Am I Going To Find $2,000 To Save?, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact provides an estimation for retirement financial planning.

Nf98-379 Ballpark Estimate Of Retirement Financial Needs, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact provides an estimation for retirement financial planning.

Nf98-380 Where Am I Going To Find $2,000 To Save?, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact provides an estimation for retirement financial planning.

Nf98-381 So Where Do I Put That $2,000?, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact provides an estimation for retirement financial planning.

Rp95-568 Alternative Financial/Organizational Structures Of Farm And Agribusiness Firms, Michael Boehlje, David Lins

University of Nebraska-Lincoln Extension: Historical Materials

The range of options for organizing and financing a business has expanded considerably in recent years as innovations in financial markets created new alternatives to meet the varied needs of business managers.

The purpose of this publication is twofold: (1) to provide a comprehensive listing of organizational and financing options for farm and agribusiness firms, and (2) to explain the circumstances under which these various options are likely to be most useful.

G93-1163 Choosing A Financial Planner, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication questions your need for a financial planner, costs involved, explains financial plans, offers criteria for selecting a planner and offers suggestions on how to register complaints regarding a financial planner.

A financial planner is not someone who tells you what to do with your money. A planner is someone who is a money coach, trained to draw up a financial game plan with your help and information, and who is there when advice is needed.

Ec92-891, Farm Financial Records: Record-Keeping Alternatives For Nebraska Producers, Timothy A. Powell, Raymond E. Massey, James E. Friesen

University of Nebraska-Lincoln Extension: Historical Materials

A well organized and complete set of records is an important part of a successful farm business. Farm records are needed to prepare income tax reports, as a basis for credit, and to assist with management decisions including lease arrangements, insurance programs, cropping decisions, marketnig, and participation in government programs.

Many options are available to Nebraska producers. They range from the simple hand-kept record books to fully computerized systems. A description of the major alternatives that are available to Nebraska producers follows in this publication.

Ec92-888 Farm Financial Records: Accounting Principles, Raymond E. Massey, James E. Friesen, Timothy A. Powell

University of Nebraska-Lincoln Extension: Historical Materials

In this publication, you will learn about record-keeping in general and accounting in particular. Acceptable accounting practices, financial statements and their use are presented. The object is to allow you to become familiar enough with accounting to be able to begin using a basic accounting system for various business purposes. This publication selectively chooses those portions of accounting which are applicable to agrticultural producers. The examples used deal with agriculture.

Ec92-889 Farm Financial Records: Selecting A Computerized Accounting Program, James E. Friesen, Raymond E. Massey, Timothy A. Powell

University of Nebraska-Lincoln Extension: Historical Materials

This publication addresses the use of accounting for agricultural management. It builds upon the information of accounting practices and financial statements as they relate to agriculture. It discusses accounting and record keeping as they relate to selecting a computerized record keeping system for an agricultural business.

Nf91-3 Setting Reasonable Debt Limits, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact assists in finding an appropriate debt level.

Nf91-9 Financial Planning When Called To Active Military Duty, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact lists important financial management considerations for persons on active military duty.

Nf91-1 Bankruptcy: Debtor's Last Resort, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact outlines the options provided by bankruptcy.

G89-934 Financial Counseling: What, Who, When, And Where, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide explains what financial counseling is, who needs it and why, when it is needed, where to find a qualified financial counselor, and more.

What Is Financial Counseling?

Financial counselors help people learn to manage their own financial resources. As a process, financial counseling involves at least two people--the person who counsels, and the person or persons being counseled.

Financial counseling usually extends over a period of time, since most true change does not take place immediately. Ultimately all decisions are left to the person being counseled.

Financial planning involves setting financial goals and objectives, developing an action plan, …