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2006

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Articles 31 - 46 of 46

Full-Text Articles in Insurance

Flyer: Rally Jacksonville Leading With Reading: Call All Children Entering Kindergarten In 2006, Jacksonville Children's Commission Jan 2006

Flyer: Rally Jacksonville Leading With Reading: Call All Children Entering Kindergarten In 2006, Jacksonville Children's Commission

Florida Blue Archives Printed Materials

No abstract provided.


Promotional Insert: Leadership Florida 2006 Membership Directory, Blue Cross And Blue Shield Of Florida, Inc. Jan 2006

Promotional Insert: Leadership Florida 2006 Membership Directory, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.


Application: The Blue Foundation For A Healthy Florida 2006 Request For Proposals, The Blue Foundation For A Healthy Florida Jan 2006

Application: The Blue Foundation For A Healthy Florida 2006 Request For Proposals, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.


Report: Winter 2006 Grant Summaries, The Blue Foundation For A Healthy Florida Jan 2006

Report: Winter 2006 Grant Summaries, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.


Application: The Blue Foundation For A Healthy Florida 2006 Request For Proposals, The Blue Foundation For A Healthy Florida Jan 2006

Application: The Blue Foundation For A Healthy Florida 2006 Request For Proposals, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.


Informational Outline: The Blue Foundation For A Healthy Florida Technical Assistance For Request For Proposals, The Blue Foundation For A Healthy Florida Jan 2006

Informational Outline: The Blue Foundation For A Healthy Florida Technical Assistance For Request For Proposals, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.


Radio News Release – Blue Cross Blue Shield Of Florida – Community Outreach Health Programs In Florida, Blue Cross And Blue Shield Of Florida, Inc. Jan 2006

Radio News Release – Blue Cross Blue Shield Of Florida – Community Outreach Health Programs In Florida, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

The Radio News release from Blue Cross and Blue Shield of Florida about Community Outreach Health Programs in Florida.


Brochure: Your Opinion Matters!, Blue Cross And Blue Shield Of Florida, Inc. Jan 2006

Brochure: Your Opinion Matters!, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A brochure that was given out because your opinions matters.


Booklet: The Blue Foundation For A Healthy Florida: A Look Back At 2006, The Blue Foundation For A Healthy Florida Jan 2006

Booklet: The Blue Foundation For A Healthy Florida: A Look Back At 2006, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.


Insurance: A Consumer's Perspective, Elizabeth Ann Nanke Jan 2006

Insurance: A Consumer's Perspective, Elizabeth Ann Nanke

Honors Program Theses

Life insurance is a pivotal part of the world in which we live, and yet most consumers think about it very little. Life insurance started with the Ancient Greeks and continued to develop in Europe, eventually reaching the United States. Throughout history, insurance companies have undergone a number of modifications to match changing consumer needs. ln our modem society, insurance can be best defined as an intermediary that reduces the financial drain caused by the death of an individual by apportioning this loss among a very large group. Today, insurance companies sell a number of diversified products, but most insurance …


Asbestos Litigation And Indemnification, Paul Grammens Jan 2006

Asbestos Litigation And Indemnification, Paul Grammens

Honors Program Theses

Asbestos started out as an amazing product. It was not only easy to manufacture and easy to work with but also fire resistant and a great insulator, asbestos became one of the most common manufacturing products in the United States, especially after World War I. What the public did not know about asbestos at the time is that long-term exposure could lead to sickness. Because of this unforeseen liability, industrial companies and insurance companies were not able to properly prepare for the losses due to asbestos.


Estimation Of Large Insurance Losses: A Case Study, Tine Buch-Kromann Jan 2006

Estimation Of Large Insurance Losses: A Case Study, Tine Buch-Kromann

Journal of Actuarial Practice (1993–2006)

This paper demonstrates an approach to analyzing liability data recently developed by a Danish insurance company. The approach is based on a Champernowne distribution, which is corrected with a non-parametric estimator. The correction estimator is obtained by transforming the data set with the estimated modified Champernowne cdf and then estimating the density of the transformed data set by using the classical kernel density estimator. Our approach is illustrated by applying it to an actual data set.


On Some Risk-Adjusted Tail-Based Premium Calculation Principles, Edward Furman, Zinoviy Landsman Jan 2006

On Some Risk-Adjusted Tail-Based Premium Calculation Principles, Edward Furman, Zinoviy Landsman

Journal of Actuarial Practice (1993–2006)

This paper explores two tail-based premium calculation principles, the tail standard deviation (TSD) premium and the tail conditional expectation (TCE) premium, in their risk-adjusted and unadjusted forms. They are risk-adjusted using so-called distortion functions. We prove that the proportional hazard (PH) risk-adjusted TCE premium is larger than the unadjusted TCE premium. Additionally, given a risk distribution with location and scale parameters, we prove that the PH risk-adjusted TCE premium reduces to the unadjusted TSD premium.


Spatial Distribution Of Frequency And Severity Of Water Claims In California, Gurbhag Singh, Max Tang, Don Mcneill, Lyn Hunstad Jan 2006

Spatial Distribution Of Frequency And Severity Of Water Claims In California, Gurbhag Singh, Max Tang, Don Mcneill, Lyn Hunstad

Journal of Actuarial Practice (1993–2006)

We examine the frequency and severity of water loss claims for homeowners insurance across the state of California for the experience years 2000, 2001, and 2002. The spatial distribution patterns of frequencies and severities are mapped and analyzed at the zip code level. The maps reveal the pockets of high frequencies and severities. The information provided in this paper will assist actuaries and policy makers in their quest to set accurate rates for homeowners insurance.


Bayesian Analysis Of Insurance Losses Using The Buhlmann-Straub Credibility Model, Abraham J. Van Der Merwe, Kobus N. Bekker Jan 2006

Bayesian Analysis Of Insurance Losses Using The Buhlmann-Straub Credibility Model, Abraham J. Van Der Merwe, Kobus N. Bekker

Journal of Actuarial Practice (1993–2006)

We propose a Bayesian analysis to develop credibility estimates of the well known Biihlmann-Straub model. We describe simple numerical methods to obtain exact posterior distributions and predictive densities under this model. These distributions are obtained through Monte Carlo simulations that generate independent samples from the joint posterior distribution. Our methods are therefore preferable to methods such as Gibbs sampling, which generates dependent samples from the joint distribution. The methods discussed also can be extended to more complicated credibility models.


Analysis Of An Insurance Risk Model With Thinning Dependence And Common Shock, Lai Mei Wan, Kam Chuen Yuen, Wai Keung Li Jan 2006

Analysis Of An Insurance Risk Model With Thinning Dependence And Common Shock, Lai Mei Wan, Kam Chuen Yuen, Wai Keung Li

Journal of Actuarial Practice (1993–2006)

We consider a continuous-time insurance risk model with m dependent classes of business with dependent claim number processes due to thinning dependence and a common shock. The impact of the dependence is studied via the adjustment coefficient. The case m = 2 is investigated analytically for exponential claim distributions and via simulation for non-exponential claim distributions.