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Perspectives Spring 2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Spring 2000 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida.

Quick Connections March 24, 2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

March 24, 2000 bi-weekly newsletter published for employees of Blue Cross and Blues Shield of Florida.

Quick Connections March 10, 2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

March 10, 2000 bi-weekly newsletter published for employees of Blue Cross and Blues Shield of Florida.

The Caring For The Human Spirit Tour, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A booklet about the caring for the human spirit tour.

Quick Connections February 25, 2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

February 25, 2000 bi-weekly newsletter published for employees of Blue Cross and Blues Shield of Florida.

Bcbsf Central Archives Questionnaire- Victoria Leavengood, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

BCBSF Central Archives Questionnaire- Victoria Leavengood.

Quick Connections 2/11/2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Quick Connections from February 11, 2000 is a bi-weekly newsletter published for employees of Blue Cross and Blue Shield of Florida.

Quick Connections Special Edition February 11, 2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

February 11, 2000 bi-weekly newsletter published for employees of Blue Cross and Blues Shield of Florida.

Quick Connections 1/21/2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Quick Connections from January 21, 2000 is a bi-weekly newsletter published for employees of Blue Cross and Blue Shield of Florida.

Quick Connections 1/14/2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Quick Connections from January 14, 2000 is a bi-weekly newsletter published for employees of Blue Cross and Blue Shield of Florida.

Bcbsf Booklet: Making The Erp Vision A Reality, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Blue Cross And Blue Shield Of Florida Exceeds Goals For Principal Health Care Of Florida Acquisition, 1/12/2000, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A news release from BCBSF about how they exceeded the goals for Principal Health Care of Florida Acquisitions from January 12, 2000.

Journal Of Actuarial Practice, Volume 8, Nos. 1 And 2 (2000), Colin Ramsay , Editor

Journal of Actuarial Practice (1993–2006)

Complete volume, includes ARTICLES:

Realistic Pension Funding: A Stochastic Approach • Shih-Chieh Chang 5

Risk Sources in a Life Annuity Portfolio: Decomposition and Measurement Tools • Mariarosaria Coppola, Emilia Di Lorenzo, and Mari/ena Sibillo . .43

A Comparative Study of the Performance of Loss Reserving Methods through Simulation • Prakash Narayan and Thomas Warthen 63

Concentration in the Property and Liability Insurance Market by Line of Insurance • Edward Nissan and Regina Caveny 89

Safe-Side Requirements in Life Insurance: A Corporate Perspective • Annamaria Olivieri and Ermanno Pitacco 115

Actuarial Analysis of Retirement Income Replacement Ratios • Robert Keng Heong …

Modeling Corporate Bond Default Risk: A Multiple Time Series Approach, Wai-Sum Chan

Journal of Actuarial Practice (1993–2006)

A multiple time series approach is used to forecast the short-term u.s. corporate bond default level. These time series have two auxiliary economic variables: U.S. price inflation and U.S. GNP growth rate. Actual U.S. data from the turn of the century to the present are used to estimate the parameters of multivariate time series model. Diagnostic checks are performed to examine adequacy of the model. The model's forecast for the aggregate U.S. bond default level in 2000-2001 are 0.42% and 0.56%, respectively, while the forecast for the speculative-grade default rate in 2000 is 3.6%, which is more pessimistic than some …

Actuarial Analysis Of Retirement Income Replacement Ratios, Robert Keng Heong Lian, Emiliano A. Valdez, Chan Kee Low

Journal of Actuarial Practice (1993–2006)

A measure of level of post-retirement standard of living is the replacement ratio, i.e., percentage of final salary received as annual retirement income derived from savings. The replacement ratio depends on many factors including salary, salary increases, investment returns, and post-retirement mortality. Elementary life contingencies techniques are used to develop a replacement ratio formula and analyze its sensitivity to these factors.

Life Contingencies With Stochastic Discounting Using Moving Average Models, Steven Haberman, Russell Gerrard, Dimitrios Velmachos

Journal of Actuarial Practice (1993–2006)

This paper offers simplified procedures for calculating moments of functions in life contingencies when the random force of interest is modeled using an unconditional moving average process of order q, MA(q). It extends the MA(l) model that has been used for stochastic discounting. Using the more general MA(q) model allows actuaries to better capture the auto correlation between successive interest rates in a time series.

Independent Claim Report Lags And Bias In Forecasts Using Age-To-Age Factor Methodology, Stewart Gleason

Journal of Actuarial Practice (1993–2006)

This paper finds that when report lags are assumed to be independent, the age-to-age factor method produces biased estimates when applied to claim count development data. Two distributions are considered as models for the ultimate number of claims for an accident period: (0 a Poisson distribution, and (ii) a negative binomial distribution. In the Poisson case, the assumption of independent report lags implies the independence of the total number of claims reported in any two periods. In the negative binomial case, however, assuming that report lags are independent does not imply that increments are independent, and a somewhat different argument …

Concentration In The Property And Liability Insurance Market By Line Of Insurance, Edward Nissan, Regina Caveny

Journal of Actuarial Practice (1993–2006)

This paper uses an National Association of Insurance Commissioners (NAIC) 1995 data set to examine the concentration of property and liability insurance by line of insurance in the U.S. The primary measure of concentration used is the Herfindahl index. The largest 100 affiliates are divided into three largest sets of 20, 30, and 50. We find that the homeowners line is the most concentrated line and commercial auto physical damage is the least concentrated line, with the top 20 affiliates commanding the largest between-set and within-set contributions.

Risk Sources In A Life Annuity Portfolio: Decomposition And Measurement Tools, Mariarosaria Coppola, Emilia Di Lorenzo, Marilena Sibillo

Journal of Actuarial Practice (1993–2006)

The paper considers a model for a homogeneous portfolio of whole life annuities immediate. The aim is to study two risk factors: the investment risk and the insurance risk. A stochastic model of the rate of return is used to study these risk factors. Measures of the insurance risk and the investment risk for the entire portfolio are suggested. The problem of the longevity risk is presented, and its consequences with different projections of the mortality tables are analyzed. The model is applied to some concrete cases, and several illustrations show the importance of the two components of the riskiness …

A Comparative Study Of The Performance Of Loss Reserving Methods Through Simulation, Prakash Narayan, Thomas Warthen

Journal of Actuarial Practice (1993–2006)

Actuaries are often asked to provide a range or confidence level for the loss reserve along with a point estimate. Traditional methods of loss reserving do not provide an estimate of the variance of the estimated reserve, and actuaries use various ad hoc methods to derive a range for the indicated reserve. We use a Monte Carlo simulation method to compare various loss reserve estimation methods, including traditional methods and regression-based methods of loss reserving.

Safe-Side Requirements In Life Insurance: A Corporate Perspective, Annamaria Olivieri, Ermanno Pitacco

Journal of Actuarial Practice (1993–2006)

Safe-side requirements concern the assumptions used to calculate premiums in relation to a set of more realistic assumptions. Roughly, safe-side requirements express the capability of premiums to generate positive margins. In a strictly actuarial framework, safe-side requirements are given in terms of some notion of expected profit, calling for assumptions that let such profit be non-negative. An expected profit of zero, however, is not a realistic aim for the insurer. We investigate the notion of conservative assumptions by adopting a unconventional approach. Our focus is the management of the financial resources coming both from premiums and from shareholders' capital. This …

Realistic Pension Funding: A Stochastic Approach, Shih-Chieh Chang

Journal of Actuarial Practice (1993–2006)

The process funding pension plans is viewed as a dynamic control process. Two performance measures are introduced to evaluate the effectiveness of plan contributions: the cost-induced performance measure (CIPM) and the ratio-induced performance measure (RIPM). A dynamic programming approach is used to determining the optimal contributions with the objective of minimizing the performance measure. The methodology developed is applied to a sample of members of Taiwan's Public Employees Pension Plan (Tai-PERS). We show that RIPM produces more stable results than those using CIPM.

2000 Performance Highlights, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

BCBSF performance highlights for the year 2000.

Blue Covers The Field Bluecross Blueshield Federal Employee Program Benefit Summary Packet, Bluecross And Blueshield Of Florida, Inc.

Florida Blue Archives Printed Materials

Packet includes: Booklet: Standard Option 2000 Benefit Summary Book, Pamphlet: BlueCross BlueShield Federal Employee Program: 2000 Prescription Drug Benefits, Pamphlet: BlueCross BlueShield Federal Employee Program: The 2000 Mail Service Prescription Drug Program, Flyer: BlueCross BlueShield Federal Employee Program: Blue Health Connection, Pamphlet: BlueCross BlueShield Federal Employee Program: Blue Health Connection, Pamphlet: FEP [Federal Employee Program] Blue on the World Wide Web, Booklet: BlueCross BlueShield Federal Employee Program: Blue savings on your family’s eye care, vitamins and dietary supplements, Booklet: Blue Cross and Blue Shield Service Benefit Plan 2000 Federal Employees Health Benefits Program, Flyer: Year 2000 Blue Cross and Blue …

Keeping Archives At Blue Cross Blue Shield Of Florida: Consultant’S Findings, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Keeping Archives at Blue Cross Blue Shield of Florida: Consultant’s Findings.

Agenda Outline, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Agenda Outline.

Items Donated To Corporate Archives Form, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Items Donated to Corporate Archives Form.

History Project Talk/Intro To Project Agenda, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

History Project talk/intro to project agenda.

Project Plan- Bcbsf History And Archive Project (Sections, Background/Current Situation), Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Project Plan- BCBSF History and Archive Project (Sections, Background/Current Situation).

Project Plan- Bcbsf History And Archive Project (Sections, Goals, Major Project Components), Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Project Plan- BCBSF History and Archive Project (Sections, Goals, Major Project Components).