Islamic Studies Commons^™

Evaluating The Performance Of Jordanian Islamic Banks Using Swot تقييم أداء المصارف الإسلامية الأردنية باستخدام Swot, Abdullah Muhammad Al-Badareen, Najeeb Khreis

Jordan Journal of Islamic Studies

The study aimed to evaluate the performance of Jordanian Islamic banks using SWOT analysis to identify strengths, weaknesses, opportunities, and threats. The sample included all Jordanian Islamic banks. The study adopted a descriptive and analytical approach, starting with an analysis of the internal and external banking environment, as well as the legislative environment. It also analyzed the intellectual and financial performance indicators. The study found several strengths, including uniqueness in its adherence to Islamic principles, high profitability and liquidity levels, and low risk levels. On the other hand, it identified weaknesses such as deviating from its foundational principles, limited investment …

The Extent To Which Islamic Banks Meet The Requirements Of Sustainable Development From The Perspective Of Customers: Evidence From Jordan وجهة نظر العملاء: دراسة ميدانية على المصارف الإسلامية العاملة في الأردن, Ali Abdel Fattah Al-Ziadat, Iman Ahmed Al-Henini, Maysoon Saeed Al-Amad, Musa Ahmed Al Saudi

Jordan Journal of Islamic Studies

ملخص

هدفت هذه الدراسة إلى التعرف على مدى تلبية المصارف الإسلامية العاملة في الأردن لمتطلبات التنمية المستدامة من وجهة نظر العملاء، حيث تناولت الدراسة الأبعاد التالية للتنمية المستدامة وهي: البعد الاقتصادي، والبعد الاجتماعي، والبعد البيئي، والبعد التكنولوجي. ولتحقيق هدف الدراسة تم تصميم استبانة وزعت على عينة عشوائية من عملاء المصارف الإسلامية بلغت 230 مستجيبا، تم استعادة 226 استبانة صالحة للتحليل، وقد تم استخدام الحزمة الإحصائية SPSS لأغراض التحليل الإحصائي، وتم التوصل إلى أن المصارف الإسلامية العاملة في الأردن تلبي متطلبات التنمية المستدامة بأبعادها: (الاقتصادية، والاجتماعية، والبيئية، والتكنولوجية). وأوصت الدراسة بتوصيات عدة أهمها: ضرورة قيام المصرف الإسلامي بالاهتمام بتنمية أفكار وقدرات …

جمعية أصحاب حسابات الاستثمار المطلقة في البنوك الإسلامية (كأنموذج مقترح لتمثيلهم وممارسة حقوقهم وحمايتها) The Association Of Unrestricted Investment Account Holders In The Islamic Banks (A Proposed Model For The Holders’ Representation, Practicing And Protection Of Their Rights), Mousa Al-Qudah

Jordan Journal of Islamic Studies

The aim of this study is to present a proposal to solve the problem of the absence of an independent natural representative to the holders of unrestricted investment accounts in Islamic banks, as this absence prevents them from practice their rights and protecting them completely and disruption the balance between their interests and those of Islamic banks.

In order to achieve this aim, the study Restrict rights of the holders of these accounts, and the previous efforts and proposals to representing them and practice of their rights and protections were extrapolated according to the descriptive approach. The analytical

method then …

وظيفة الامتثال الشرعي في المصارف الإسلامية الأردنية ودورها الرقابي في مكافحة غسل الأموال The Sharia Compliance Function In The Jordanian Islamic Banks And Its Control Role In Anti-Money Laundering, Hiyam Alzidaneen, Eman Al-Fuqaha, Majdi Gheith

Jordan Journal of Islamic Studies

The research deals with the issue of Shari'a compliance function in Islamic banking and its supervisory role in combating money laundering operations, following the Shari'a and its implementation requirements in Islamic banks.

The research also shows Islamic financial industry’sneed to legitimate funds away from suspicions and financial crimes, and the means of detecting these financial crimes by regulatory bodies to prevent any Shari’a violations and detecting the violations in the event of its occurrence.

The research highlighted the extent to which these regulatory bodies need to achieve Shari’a compliance in accordance with its rules, away from any suspicion.

المخصصات في المصارف الإسلامية: -أحكامها ومعالجاتها الفقهية- Provisions In Islamic Banks: Their Jurisprudential Rules And Treatments, Ibrahim Obada, Meelad Al-Masrati

Jordan Journal of Islamic Studies

The purpose of the study is to investigate the meaning of provisions, its types and sharia rules; as well as establishing a Fiqhi background for it. Further, clarifying the sharia regulations to form provisions in Islamic Banks and any fiqhi; problems within the differences in Islamic banks and traditional banks in dealing the extra provisions and the rules of provisions Zakat.

The study is divided into an introduction and two subjects; the first subject was devoted to provisions: Technical aspects of provisions. The second subject discussed the provisions from fiqhi perspective.

The study concluded that there is a similarity of …

العلاقة بين السيولة والربحية والملاءة في المصارف الإسلامية The Relationship Between Liquidity, Profitability And Solvency In Islamic Banks, Khaled Lafy Alnaif, Kholoud Daifallah Al-Qallab

Jordan Journal of Islamic Studies

This study aims to test and analyze the relationship between liquidity, profitability and solvency in Islamic banks.

For this purpose (48) observations of (6) Asian Islamic banks over the period 2009-2016 were comprised.

The empirical results of regression analysis revealed that there is a statistically significant negative relationship between bank profitability and both of liquidity and solvency. The results also showed that the liquidity has a positive significant relationship with solvency.

The study recommends the need to establish Islamic capital market and Islamic investment instrument to help Islamic banks in solving liquidity surplus and shortage problem.

It also recommends the …

صناديق القرض الحسن في البنوك الإسلامية Interest-Free Loan Funds In Islamic Banks, Kamal Tawfeeq Hattab, Mifleh Faisal Al-Jarrah

Jordan Journal of Islamic Studies

The purpose of this study is to clarify the most important expected effects of applying interest-free loans funds in Islamic banks,on banking, employees, customers and society, from the point of view of employees in Islamic banks.

In order to reach this goal, the study begins with clarifying the status of the loan in Islamic law, and then the structure of Islamic banks, in order to harmonize the charitable and investment aspects, and the mechanisms that Islamic banks will manage in operating these funds.

In order to measure the possibility of establishing these funds and the role they can play, two …

مساهمة المصارف الإسلامية في استثمار الأموال الوقفية تقدير اقتصادي إسلامي The Contribution Of The Islamic Banks In Investing Endowment Funds, Nisreen Majid Duhaila, Maysa Mounir Melhem, Ibrahim Abdel Halim Obadeh

Jordan Journal of Islamic Studies

This study aimed to indicate the role of Islamic banks in the investment of the available endowment (Waqf) funds under the Islamic financial system in order to maximize benefits for all the parties involved. The study proved that Islamic banks can reach the ultimate goals by employing several investment tools that are approved by Sharia laws. Islamic banks can invest the endowment (waqf) funds directly, or through paid to those who invested. The investing process must deploy the approved tools within the Islamic financial system through Islamic financing or investment deposits, or Islamic bonds (sukuk) ;and thus spread awareness and …