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Read But Not Understood? An Empirical Analysis Of Consumer Comprehension In Homeowners Insurance, Daniel Benjamin Schwarcz, Brenda Cude, Kyle D. Logue, German Marquez Alcala Jan 2026

Read But Not Understood? An Empirical Analysis Of Consumer Comprehension In Homeowners Insurance, Daniel Benjamin Schwarcz, Brenda Cude, Kyle D. Logue, German Marquez Alcala

Articles

Modern contract law assumes that consumers meaningfully assent to the standard forms that govern their daily lives. However, this assumption is widely regarded as a legal fiction for two key reasons: first, most consumers do not read standard forms, and second, even those who do often struggle to fully comprehend their terms and implications. Although the lack of consumer reading has been well documented through empirical research, consumers’ ability to comprehend standard-form contracts has received surprisingly little attention.

This Article addresses the latter issue by empirically examining whether providing excerpts from the dominant standard-form homeowners insurance policy improves consumer understanding …


Can Feedback Framing Improve Creative Problem-Solving? Examining The Effects Of Valence And Format, Ellie H. Tran Jan 2026

Can Feedback Framing Improve Creative Problem-Solving? Examining The Effects Of Valence And Format, Ellie H. Tran

Psychology Theses

This study examined the role of feedback valence (positive vs. negative) and format (question vs. statement) in influencing creative performance. Grounded in self-determination theory, the study also tested whether feedback acceptance mediated the effects of feedback characteristics on creative outcomes. Psychology undergraduate students (N = 308) completed a creative task in which they generated and developed ideas for community-based projects addressing psychological issues. Participants were randomly assigned to receive positive or negative feedback presented either as a statement or a question, or to a no-feedback control condition. Creative performance was evaluated across three dimensions: originality, quality, and elegance. Results showed …


Routine Guided Meditation In Nicu Nurses: A Coping Strategy For Nicu Nurses Dealing With Newborn Deaths, Gianna Wong Jan 2026

Routine Guided Meditation In Nicu Nurses: A Coping Strategy For Nicu Nurses Dealing With Newborn Deaths, Gianna Wong

Nursing | Student Research Posters

Purpose: This research study aims to investigate the emotional impact of newborn deaths on Neonatal Intensive Care Unit (NICU) nurses in addition to evaluating their perceptions of routine guided meditation as an effective coping mechanism to manage professional grief and enhance psychological well-being. Methods: Utilizing an exploratory descriptive research design grounded in Pender’s Health Promotion Model (HPM), this study examines the lived experiences and health-promoting behaviors of neonatal nurses following newborn deaths. Data: Anticipatory collection of data will be from a sample of NICU nurses based in California through a twelve-question survey featuring open-ended questions. Qualitative content …


Bailey Rodgers-Janis Jewell Dey '81, Bailey Rodgers, Janis Dey Jan 2026

Bailey Rodgers-Janis Jewell Dey '81, Bailey Rodgers, Janis Dey

Alumni Oral History Project

No abstract provided.


Driving Employee Engagement Across Sectors: Current Evidence And An Agenda For Future Research, Taha Hameduddin, Kerstin Alfes, Adrian Ritz Jan 2026

Driving Employee Engagement Across Sectors: Current Evidence And An Agenda For Future Research, Taha Hameduddin, Kerstin Alfes, Adrian Ritz

Public Policy and Administration Faculty Publications

Employee engagement has emerged as a critical employee attitude linked to employee motivation and organisational performance and has successfully embedded itself in governments around the world. Apart from a few exceptions, however, much of what we know about engagement does not attend to the institutional context of public institutions and whether private-sector theories and approaches to driving employee engagement work well in public sector organisations. To address this gap, we systematically review the evidence on antecedents of employee engagement, and determine whether and how sectoral differences may matter. We then discuss the findings and contextualise the debate surrounding the employee …


The Prevalence And Predictors Of Experiences Of Beauty In 22 Countries: An International Assessment Of Aesthetic Appreciation In The Global Flourishing Study, Young Il Kim Jan 2026

The Prevalence And Predictors Of Experiences Of Beauty In 22 Countries: An International Assessment Of Aesthetic Appreciation In The Global Flourishing Study, Young Il Kim

Faculty Publications - College of Social Work

Experiences of beauty (EoB) are an important aspect of wellbeing for many people. However, there is relatively little understanding of factors associated with EoB, especially cross-nationally. We thus present the most comprehensive international study to date on this topic, assessing an item in the Global Flourishing Study (GFS): “Do you regularly experience things that you consider beautiful? This may include physical beauty or abstract beauty like that found in music, art, or nature.” The GFS is a five-year (minimum) panel study investigating the predictors of flourishing across 22 countries, with this item featuring in the Wave 1 “mid-year” survey (N=131,487). …


T.H. V. The Czech Republic: A Step Forward Or Back For Lgbtq+ Rights And Discourse In Europe With The First Openly Non-Binary Applicant?, Katherine Olsson Jan 2026

T.H. V. The Czech Republic: A Step Forward Or Back For Lgbtq+ Rights And Discourse In Europe With The First Openly Non-Binary Applicant?, Katherine Olsson

Human Rights Brief

On December 9, 2025, the European Court of Human Rights (ECtHR) issued a final judgment in the case of T.H. v. The Czech Republic.  The case concerned a non-binary individual, T.H., who was assigned male at birth and, since May 2012, had repeatedly petitioned to change their sex/gender marker and personal numerical code on their national identity card.  Because the Czech system does not provide for the option of a neutral gender marker, T.H. petitioned to have their registered gender changed to female.


Investigation Of Factors Influencing Electric Vehicle Adoption In Indonesia: Ev Owners’ Perspectives, Desrina Yusi Irawatia, Nur Aini Masruroh, Nur Mayke Eka Normasari Jan 2026

Investigation Of Factors Influencing Electric Vehicle Adoption In Indonesia: Ev Owners’ Perspectives, Desrina Yusi Irawatia, Nur Aini Masruroh, Nur Mayke Eka Normasari

ASEAN Journal on Science and Technology for Development

Electric vehicle (EV) uptake in Indonesia remains markedly below policy benchmarks. This study applies the Unified Theory of Acceptance and Use of Technology version 3 (UTAUT3), an extension of UTAUT2 that incorporates personal innovativeness as an additional construct to examine its impact on both behavioral intention and actual EV adoption within the Indonesian context. Unlike studies that typically survey the general public, this study focuses on actual EV users and owners, providing more representative and responsive insights into real-world EV usage. A total of 208 respondents participated, with 135 from the Jabodetabek area and 73 from Surabaya. The UTAUT3 framework …


From Generation To Generation: Older People And Ageism In Violent Conflict, Alexis Jori Shanes Jan 2026

From Generation To Generation: Older People And Ageism In Violent Conflict, Alexis Jori Shanes

Case Western Reserve Journal of International Law

Conflicts in every generation disproportionately impact older people. Older people are often unable to exercise their most basic human rights during peacetime, and conflicts only amplify this problem. Despite this reality, international law does not provide specialized protection for older people, and they are often excluded from international justice processes.

International law does not define the term “older,” although the word is often used to describe a group of people roughly age 60 or above. But there is no question that the median age of the global population is rising. Today, there are more than 700 million people older than …


Scaffolding Minimum Age Thresholds, Eve Rips Jan 2026

Scaffolding Minimum Age Thresholds, Eve Rips

UIC Law Open Access Faculty Scholarship

No abstract provided.


Cv: Susan Sheffer (Social Psychology), Susan Sheffer Jan 2026

Cv: Susan Sheffer (Social Psychology), Susan Sheffer

Psychology Department Faculty Curricula Vitae

No abstract provided.


Copley Library Impact Report 2024-2025, Helen K. And James S. Copley Library, University Of San Diego Jan 2026

Copley Library Impact Report 2024-2025, Helen K. And James S. Copley Library, University Of San Diego

Copley Library Annual Reports

Deans; The 2024-2025 Retreat: Supporting Neurodiverse College Students in Academic Libraries; Faculty; Jennifer Bidwell; Alma Ortega; Laura Turner; Catherine Paolillo; Enhancing Undergraduate Learning with Information Literacy Instruction; Library Faculty Serve on National Science Foundation (NSF) Grant-Funded Research Team; From Pilot to Signed MOU: the State Commission for Human Rights of Baja California (CEDH-BC) and USD Copley Library Human Rights Cases Digitization Project; Hidden Poisons in the Stacks: Special Collections Investigates; The Journey of a Collection: Honoring the Legacy of Fr. Mike Blastic; Where Are They Now?; Copley Library Student Employees FY2024–2025; Student Awards; Celebrating Sister Virginia (Gina) Rodee on Her …


Pilgrims Of Hope: Sociotheological Considerations, András Máté-Tóth Jan 2026

Pilgrims Of Hope: Sociotheological Considerations, András Máté-Tóth

Occasional Papers on Religion in Eastern Europe

Today, we can no longer view Europe according to the old political division between the progressive West and the lagging but striving East. Europe is a continent struggling with geopolitical challenges, a struggle in which it needs the offer of Christian thinking and behavior, which fully recognizes and acknowledges human beings and is capable of bridging the divides created by selfish interests. The bishops and episcopal institutions of Europe can humbly but confidently draw on the resources of faith and social knowledge, and with courageous consistency take their part in evangelization, journeying together in synodality with hope.


Revisiting Bandura’S Self-Efficacy Performance Accomplishments In Pwi And Hbcu Students: A Sign Of Persistence, Britine Perkins, Douglas M. Butler, Jerrel Moore Jan 2026

Revisiting Bandura’S Self-Efficacy Performance Accomplishments In Pwi And Hbcu Students: A Sign Of Persistence, Britine Perkins, Douglas M. Butler, Jerrel Moore

The Griot - Southern Conference on African American Studies, Inc.

This study revisits Bandura’s theory of self-efficacy by examining performance accomplishments among students attending a predominantly White institution (PWI) and a historically Black college or university (HBCU). While academic self-efficacy has long been linked to college success, much of the existing research centers on students at PWIs and often overlooks the cultural contexts shaping students’ beliefs about their academic abilities. Using the Academic Self-Efficacy Scale (ASES), the authors compare self-efficacy perceptions across institutional type and explore how performance accomplishments influence persistence. Findings highlight the importance of culturally responsive frameworks when assessing self-efficacy, particularly for minoritized and first-generation students. By incorporating …


The Role Of Socioeconomic Development In Preventing Violent Extremism, Caelan Stewart Jan 2026

The Role Of Socioeconomic Development In Preventing Violent Extremism, Caelan Stewart

CISLA Senior Integrative Projects

No abstract provided.


Not Like Us: Afro-Germans And The Myth Of The "Germanness", Kahron Gaul Blakley Jan 2026

Not Like Us: Afro-Germans And The Myth Of The "Germanness", Kahron Gaul Blakley

CISLA Senior Integrative Projects

No abstract provided.


Beyond Borders: Transnational Repression As A System Of Authoritarian Control In Russia, Kazakhstan, And Kyrgyzstan, Jasmine D. Cameron Jan 2026

Beyond Borders: Transnational Repression As A System Of Authoritarian Control In Russia, Kazakhstan, And Kyrgyzstan, Jasmine D. Cameron

Human Rights Brief

This Article examines transnational repression, state-sponsored persecution of citizens, human rights defenders, journalists, members of diaspora, and critical voices located outside physical borders, as a systemic tool of political control employed by Russia, Kazakhstan, and Kyrgyzstan. Based on analysis of legislation, published reports, UN Special Rapporteur findings, and case files, this Article provides three case studies that demonstrate different stages of an escalating trend towards transnational repression systems. From Kyrgyzstan, where the government has started to develop and implement harmful practices to persecute its citizens abroad, to a more established system in Kazakhstan, where numerous incidents of transnational repression showed …


Visible At Last: Legal Recognition Of Children Born Of War (Cbow) And The Case Of Bosnia And Herzegovina, Ajna Jusić, Gordana Subotić Ph.D. Jan 2026

Visible At Last: Legal Recognition Of Children Born Of War (Cbow) And The Case Of Bosnia And Herzegovina, Ajna Jusić, Gordana Subotić Ph.D.

Human Rights Brief

Children born of war (CBOW) — those conceived through conflict-related sexual violence— have long remained stigmatized, marginalized, and largely invisible in law and policy. Drawing on international scholarship and Bosnia and Herzegovina’s post-conflict experience, this Article examines the social, political, and legal mechanisms that sustain CBOW exclusion and traces the emergence of CBOW as a recognized category within contemporary international legal frameworks. Using Bosnia and Herzegovina as a case study, the Article argues that patriarchal norms, fragmented governance and legal structures, and decades of institutional silence have profoundly shaped CBOW lived experiences and access to rights. Furthermore, the Article assesses …


The Impact Of Social Media On The Occurrence And Prevalence Of Stress And Anxiety On College Students, Pushpita Paul Jan 2026

The Impact Of Social Media On The Occurrence And Prevalence Of Stress And Anxiety On College Students, Pushpita Paul

Theses and Dissertations

The purpose of this study was to examine the ways that social media affects stress and anxiety levels within college students. A self-administered, anonymous survey was used to assess college students’ perceptions of social media’s impact on mental health. The 14- item survey included questions on social media use, stress, anxiety, social interaction, and demographics. Data were collected both online and in person at St. John’s University. Online surveys were shared through student groups using Google Forms. In-person surveys were conducted at campus locations such as the cafeteria, student lounge, library, and events. Each survey took about 5–10 minutes to …


Utilizing A Genetically Diverse Species To Investigate Gene-Drug Interactions And Drug Efficacy, Jerry Nawongbay Gbarlea Jan 2026

Utilizing A Genetically Diverse Species To Investigate Gene-Drug Interactions And Drug Efficacy, Jerry Nawongbay Gbarlea

Theses and Dissertations

Gene-drug interactions are fundamental to understanding variability in drug response and therapeutic efficacy. In this project, we leverage the natural genetic divergence between ecotype morphs of the blind Mexican cavefish (Astyanax mexicanus) to investigate differential responses to neuroactive compounds—specifically, the convulsant pentylenetetrazol (PTZ) and the anxiolytic Buspirone Hydrochloride. Astyanax Mexicanus is a tetra species consisting of both surface-dwelling (ancestral) and cave-dwelling (mutant) populations that have highly variable genetic backgrounds. Independently evolved populations of cavefish exhibit a suite of convergent traits that can be functionally interrogated to discover new genetic functions and interactions. These attributes make A. mexicanus an ideal model …


Advising With Heart: How Institutional Selectivity And Size Shape Emotional Labor In Higher Education Academic Advising, Dallas W. Maddox Jan 2026

Advising With Heart: How Institutional Selectivity And Size Shape Emotional Labor In Higher Education Academic Advising, Dallas W. Maddox

Theses and Dissertations

Academic advising serves as a vital bridge between students and their educational experiences and success, yet the emotional complexities of this meaningful work remain underexplored. This mixed-methods study examined how institutional selectivity and size influence emotional labor awareness and application among academic advisors, addressing a critical gap in understanding the human dimensions of advising relationships. The research explored whether advisors at smaller, selective institutions demonstrate enhanced emotional labor competencies compared to colleagues at larger, more inclusive institutions. Eleven dedicated academic advisors participated in this study, representing experienced professionals with 5-17 years of advising experience across four institutional categories defined by …


Exploring The Leadership Qualities Of Lgbtq+ School Administrators Through The Prism Of The Developmental Model Of The Closet, Andrew Mcintosh Jan 2026

Exploring The Leadership Qualities Of Lgbtq+ School Administrators Through The Prism Of The Developmental Model Of The Closet, Andrew Mcintosh

Theses and Dissertations

This qualitative study explored how LGBTQ+ school administrators perceive the influence of their lived experiences on their leadership qualities. Additionally, this study examined post-closet growth, closet adaptations, and how legal protections influence LGBTQ+ school administrators. A narrative methodology was employed to shed light on the lived experiences of participants. A mix of purposive, convenience, and snowball sampling was used for this study. The researcher recruited school administrators from public school districts and private schools located in the Northeastern United States. School administrators include positions such as assistant principal, principal, assistant superintendent, director, superintendent, and head of school. Eight participants took …


Investigating The Practicality Of Parent-Implemented Intervention In Literacy For Children With Autism Residing In Under-Resourced Communities, Chasidy P. Kennedy Jan 2026

Investigating The Practicality Of Parent-Implemented Intervention In Literacy For Children With Autism Residing In Under-Resourced Communities, Chasidy P. Kennedy

Theses and Dissertations

The opportunity to learn how to read is a human right that should be available to all students. Developing strong reading skills significantly impacts a student’s quality of life, societal integration, and establishes the foundation for future academic success. Unfortunately, this belief is not always equally prioritized when it comes to educating students with developmental delays, such as autism spectrum disorder (ASD). Students with ASD often face unfair assumptions about their abilities, leading to delays in exposure to literacy instruction. Additionally, students with ASD from under-resourced communities face increased challenges, as access to timely diagnosis, high-quality educational facilities, and supportive …


Reading Between The Lines: Exploring How Technical High School Teachers Navigate Race And Neurodiversity Through Literacy Practices, Genesis A. Ryant Jan 2026

Reading Between The Lines: Exploring How Technical High School Teachers Navigate Race And Neurodiversity Through Literacy Practices, Genesis A. Ryant

Theses and Dissertations

This qualitative study employed a hybrid hermeneutic phenomenological design to explore how technical high school teachers experienced and interpreted literacy instruction for Black and Brown neurodivergent students. Grounded in Critical Race Theory (CRT) and Disability Critical Race Theory (DisCrit), the research examined how educators’ perceptions, instructional practices, and collaborative relationships shaped access, equity, and empowerment in career and technical education contexts. Data was collected from seven academic and trade teachers through semi-structured interviews, focus groups, lesson artifacts, and reflective journals. Analysis followed Peoples’ (2020) hermeneutic explication process and Saldaña’s (2021) multi-cycle coding methods, integrating in vivo, process, and axial coding …


Police Supervisor Selection Process And The Need For Uniformity In Practices To Improve Police Leadership In The Usa, Catrina M. Rhatigan Jan 2026

Police Supervisor Selection Process And The Need For Uniformity In Practices To Improve Police Leadership In The Usa, Catrina M. Rhatigan

Theses and Dissertations

Effective police leadership is crucial to sustaining the culture shift in law enforcement. Leaders need to lead, and how the executive staff assess their leadership capabilities will determine whether they are up to the task. Police executives need to determine first what their motives are: to fill open supervisory spots? Promote the best leaders? This study and the results highlight the need to focus on the latter, identify the leadership qualities that best fit your department's needs, and work from there. A lack of oversight and inconsistent standards for police supervisors leads to poor policing and inadequate responses to significant …


First, But Not Alone: A Phenomenological Study Of Sibling Dynamics In First-Generation College Student Success, Alison Celaya Jan 2026

First, But Not Alone: A Phenomenological Study Of Sibling Dynamics In First-Generation College Student Success, Alison Celaya

Theses and Dissertations

First-generation college students represent a significant and growing demographic within higher education, facing unique challenges in navigating their educational path. This phenomenological study explored the lived experiences of first-generation college students (FGCS) by focusing on their relationships with siblings and their influence on academic success. Prior research has primarily focused on the disadvantages faced by FGCS compared to their counterparts in continuing-generation college students. At the same time, little attention has been given to the differences among FGCS between the first sibling to attend college and those who follow older siblings into higher education. This study aimed to address that …


Rooted In Education: Defining And Exploring Characteristics Of School Learning Gardens And Their Influence On Student Development In Urban Settings, Jason Samuel Fuller Jan 2026

Rooted In Education: Defining And Exploring Characteristics Of School Learning Gardens And Their Influence On Student Development In Urban Settings, Jason Samuel Fuller

Theses and Dissertations

This study employed an explanatory sequential mixed-methods research design, grounded in a constructionist framework, to investigate the educational significance and perceived impact of school learning gardens in urban settings. It examined the intended outcomes of various school garden models, including their contributions to academic achievement, health, community engagement, and social-emotional well-being. The study explored similarities and differences among school gardens and the perceptions of school administrators and garden facilitators regarding their value, as well as how garden design and characteristics relate to student experiences and educational goals. Quantitative data were drawn from publicly available sources, including the NYC DOE’s Sustainability …


Exploring Elementary Students’ Perceptions Of Community-School Partnerships: Effect On Academic Motivation, Tolisa Khelawan Jan 2026

Exploring Elementary Students’ Perceptions Of Community-School Partnerships: Effect On Academic Motivation, Tolisa Khelawan

Theses and Dissertations

This qualitative case study aims to explore the perceptions and experiences of elementary-aged students when participating in community-school partnerships to provide educators with strong methods of supporting students’ academic, social, and emotional development. The study is conducted in an elementary school in proximity to New York City that includes a diverse racial and ethnic demographic student body. The elementary school’s commitment to participating in community-school partnerships has prompted efforts to incorporate service-learning projects for the students. Through interviews, observations, and analysis of school documents, this study examines the experiences of students, teachers, parents, and the school leader during community service …


Examining First-Generation College Students’ Academic, Social, Emotional, And Financial Experiences During The Coronavirus 2019 (Covid-19) Pandemic, Anika Dorsey Good Jan 2026

Examining First-Generation College Students’ Academic, Social, Emotional, And Financial Experiences During The Coronavirus 2019 (Covid-19) Pandemic, Anika Dorsey Good

Theses and Dissertations

This qualitative phenomenological study investigates the experiences of Black first-generation college students enrolled at a two-year college in the Northeast region of the United States during the COVID-19 pandemic. The study examines the narratives of a historically marginalized population in order to uncover the academic, social, and personal challenges they experienced due to the global health crisis. It also aims to explore the impacts, barriers, and resilience strategies of students through semi-structured interviews, reflective journal writing, and related artifacts. Research has shown that Black college students remain a historically underserved group enrolled in higher education. The Department of Education's National …


The Latent Lens: Exploring Hetereogeneity In The Use Of Physical Restraints Via Latent Class Analysis And The Lens Model, Andrew Miele Jan 2026

The Latent Lens: Exploring Hetereogeneity In The Use Of Physical Restraints Via Latent Class Analysis And The Lens Model, Andrew Miele

Theses and Dissertations

Research on the use of physical restraints has revealed high rates of heterogeneity between clinical settings and an array of potential risk factors at both the patient and provider level. This is most evident in general medical hospitals, where patient populations are more heterogenous than other settings and physicians often can rely only on observable characteristics of patients to assess safety risks. More recent work has shown that coherent subgroups of restrained patients can be derived from demographic and clinical indicators. Identification of coherent patient subgroups may aid in understanding both the heterogeneity of the restrained patient population and differences …