Digital Commons Network^™

Financial Advising Industry, Fabien Donal

Theses & ETDs

The thesis model is an analysis of the Financial Advising industry using an industry-level framework similar to sell-side equity research and industrial organization economic theory. The thesis attempts to blend macro-level analysis and industry-level analysis with micro-level benchmarking of firms. The analysis employs the structure-conduct-performance (SCP) model to examine the effects of a fragmented yet asset-concentrated market structure on key decisions, strategies, and performance variations. To evaluate the impact of interest rates, wealth, income, and savings on the demand for financial advice, the macroeconomic data from the Federal Reserve Economic Data (FRED) is used. In addition, the data for the …

March 2026 Library & Learning Newsletter, Minnesota State University, Mankato. Library & Learning Dean’S Office Communications Team

Library & Learning Newsletters

PDF version of the March 2026 (Volume 4, Issue 8) Library & Learning Newsletter.

De La Prensa Al Mercado: La Promoción Del Prêt-À-Porter Italiano En España A Través Del Archivo Histórico De La Camera Nazionale Della Moda Italiana, Daniele Gennaioli

Artículos científicos

En 1987, pocos años después de la incorporación de España a la Comunidad Económica Europea, hecho que permitió a los productores extranjeros comercializar directamente sus productos sin depender del sistema de licencias concedidas a distribuidores locales, la Camera Nazionale della Moda Italiana (Cámara nacional de la moda italiana) y el Istituto nazionale per il commercio estero (Instituto nacional de comercio exterior) organizaron una pasarela colectiva de moda italiana en el Palacio de Cristal del Parque del Retiro (Madrid). El objetivo era que el acontecimiento constituyera el punto de partida de una serie de acciones de penetración en el mercado español. …

Postcolonial Ecocriticism And The Recovery Of Hope: Okri, Dangarembga, And The Spiritual, John C. Hawley

English

This essay stages a comparative ecocritical reading of African and transnational texts—Cajetan Iheka’s Naturalizing Africa, Ben Okri’s Every Leaf a Hallelujah, Tsitsi Dangarembga’s This Mournable Body, Greg Sarris’s Becoming Story, and Karen Armstrong’s Sacred Nature—to examine how narrative re-situates the human within more-than-human worlds. Drawing on Iheka’s “aesthetics of proximity,” postcolonial theory, and critical posthumanism, it contrasts Okri’s hopeful, child-centered fable of multispecies reciprocity with Dangarembga’s portrayal of “slow violence,” psychic dispossession, and eco-touristic commodification in neoliberal Zimbabwe. Indigenous and spiritual frameworks in Sarris and Armstrong further disclose ancient precedents for posthuman ethics, foregrounding humility, …

Unhsc Scm Performance Fact Sheets, Unh Stormwater Center

UNH Stormwater Center

No abstract provided.

March 2026, Office Of Research

Research Update

No abstract provided.

Uab Libraries News, 03 2026, Uab Libraries

UAB Libraries News

No abstract provided.

Launch Skills: Virtual Career Camp Connects Rural Youth To Diverse Career Pathways, Caroline Homan, Meagan Hoffman

Journal of Youth Development

Rural youth often encounter persistent barriers in career and workforce readiness, including limited access to career exploration resources, mentorship, and post-secondary exposure, challenges that are compounded by geographic isolation and higher rates of rural poverty. To address these gaps, this manuscript describes the development and implementation of Launch Skills, a virtual career camp designed to broaden rural youths’ awareness of career pathways within food, agriculture, natural resources management, and human sciences (FANH). Grounded in Positive Youth Development principles, Launch Skills was collaboratively developed by North Dakota State University Extension and South Dakota State University Extension to provide flexible, accessible, and …

Towards Socially Legitimized Trust In Ai-Learning Systems, Sanket Patole, Rob E. Carpenter, Reed M. Milewicz, Rose M. Baker, John R. Turner

Human Resource Development Faculty Publications and Presentations

AI-enabled learning technologies are rapidly becoming institutional infrastructure. In this context, “trust” cannot be treated as a simple user attitude or a byproduct of technical performance. We argue that durable trust in AI-enabled learning systems is fundamentally a legitimacy outcome: stakeholders must judge AI-mediated practices as appropriate, credible, and defensible within the normative and governance structures of learning environments. Building on socio-technical systems scholarship and institutional legitimacy theory, we introduce Socially Legitimized Trust (SLT), a framework that helps us understand adoption stability and contestation through alignment among three foundations: technocratic validation (credible evidence of capability, limits, and reliability), social validation …

Clark Memorandum: Spring 2026, J. Reuben Clark Law School, Byu Law School Alumni Association, J. Reuben Clark Law Society

The Clark Memorandum

• Going Forward with Religious Freedom and Nondiscrimination
• Saving Our Democracy
• Contention Is of the Devil; Confrontation Is of God
• Mystery, Faith, and Law

Development And Evaluation Of The Interdisciplinary Graduate-Level Experiential Global Aging Education Program In The United States: A Case Of The Gerontology In Japan Course, Takashi Yamashita, Flavius R W Lilly, Diane B. Martin, Mio Kamijo

Journal of Global Education and Research

The cultural competence of the workforce is increasingly important due to global population aging and the growing diversity of the older population. Experiential learning, particularly through study abroad programs, is a known strategy to enhance these competencies; yet such training remains uncommon in higher education, especially at the graduate level. While the United States is currently a relatively young country with 17% of its population aged 65 years and older, the percentage is projected to increase to more than 21% by the end of this decade. Recognizing the value of learning from a super-aged society, a two-week study abroad course …

Bullying And Discrimination Experiences Of Bhutanese College Students: Prevalence, Impacts, And Responses, Kezang Sherab, John Howard

Journal of Global Education and Research

Prior studies as well as media reports have identified bullying and discrimination amongst Bhutanese school and college students as a cause of concern, especially so for a nation with Gross National Happiness as its goal. Bullying and discrimination are associated with negative outcomes and can impact overall well-being. This quantitative study examined bullying and discrimination amongst college students (n = 16) in Bhutan through a self-administered online survey to a representative sample of 2043 (male = 40.8%; female = 55.8%). There was a non-significant decline from the 2016 survey in the reported prevalence of being bullied (from 45.2% to …

Building Connections With Graduate Students Through Credit-Bearing Instruction, Michelle Desilets, Kimberly Pendell

Library Faculty and Staff Publications and Presentations

Graduate students often need support with research skills and other professional development that is under-recognized by their programs. Librarians play a key role in helping students fill in these gaps. This case study reviews student feedback on a librarian-developed and -delivered credit-bearing course. The course, Library Research and Scholarly Communication Fundamentals, is offered to graduate students across all disciplines. The curriculum is flexible and applicable to each student’s research, covering topics such as researching literature, citation and data management, and publishing in scholarly journals. The course has generated positive and constructive feedback from students, encompassing themes of self-efficacy, improved research …

From Doctrine To Practice: Shūrā-Centred Islamic Ethics For Sustainable Ecological Solutions, Fatima Dhanani, Cecilee Glaus Jones

Abdou Filali-Ansary Occasional Paper Series

This paper examines how Islamic ethics, when translated into lived practice, generate both moral frameworks and scalable solutions to pressing ecological challenges. Focusing on shūrā, tawḥīd, khilāfa, and taʿaddudiyya, and drawing on case studies of Stewardship Canada and the Aga Khan University’s Carbon Management Tool, the authors show how Islamic values move beyond doctrinal abstraction to guide institutional decision-making, programme design, and community engagement. More than treating ethics as fixed theological propositions, they frame them as negotiated, context-sensitive processes that align with ecological resilience, distributive justice, and economic viability.

Grounded in shūrā …

Shadow Probate, Felix Chang

Nevada Law Journal

This Article argues that nonprobate instruments (trusts, life insurance, retirement plans, and joint accounts) now comprise a shadow probate system that per-forms the core functions of probate but evades judicial oversight and public scrutiny. Like probate, shadow probate facilitates succession, though in a manner that caters to the privacy, business continuity, and asset sheltering goals of wealthy clients. By contrast, most households use wills for estate planning—or they avoid planning altogether and lapse into intestacy.

Wills and intestacy must wind through probate courts, which are vested with state authority and therefore follow due process. Shadow probate, on the other hand, …

Still A Picture, Not A Life: Scrutinizing Media In Federal Court, Hope Forsyth

Washington Law Review

Before COVID-19, federal judges largely resisted cameras in their courtrooms; during it, they used webcams to hold court. The American legal system is designed for in-person interaction, yet cases during the pandemic were frequently adjudicated outside the courtroom’s shared physical space. Judges and policymakers must now harmonize pre-pandemic law and policy with pandemic-era experience. To do so, decisionmakers need an analytical framework to harmonize adjudication’s tangible foundation and media’s intangible effects. This Article provides it.

The Article first argues that pre-pandemic judicial intuition (as seen in three judicial philosophies) holds post-pandemic promise. The strictest philosophy requires physical presence for crucial …

Boutz Cellars Brand Guidelines, Kristen M. Burr

Graphic Communication

For my senior project, I plan to focus on creating strong brand guidelines for Boutz Cellars, a winery in Paso Robles, California. My goal is to give this winery the opportunity to gather their brand voice, focus, and pillars in one cohesive format, along with the brand’s design guidelines and rules for web and print use. The final deliverable is a designed brand standards slideshow that encourages consistency across print, digital, and promotional materials while strengthening brand recognition and supporting the company’s long term growth and market presence.

Moving Forward: Teachers Managing Challenges And Change, Victoria A. Oglan, Lauren Gehr

South Carolina Association for Middle Level Education Journal

Teaching requires adapting to ongoing changes in pedagogy and technology, a reality intensified by the COVID-19 pandemic. This article situates pandemic-era instructional shifts within a broader history of educational change and reviews contemporary professional texts addressing technology integration, artificial intelligence, literacy instruction, teacher clarity, and deep learning.

Middle School Magic: Building Belonging And Brain-Aligned Classrooms, Christopher S. Culver, Katie Kinder

South Carolina Association for Middle Level Education Journal

Middle school represents a critical developmental period when belonging, identity, and emotional regulation converge to shape academic and social outcomes. This article explores how belonging and brain-aligned kindness transform classroom culture through connection, collaboration, compassion, and the Science of Kindness. Drawing from recent neuroscience, educational psychology, and classroom practice, the authors demonstrate how these principles activate neural pathways of safety, motivation, and empathy that enhance learning and well- being. Integrating research with actionable classroom strategies, this article illustrates how small, consistent acts of care, such as greeting students by name, fostering collaborative learning, building relationships in trust, and practicing restorative …

Mental Health And Neurodiversity In Middle Grades Literature: Sharing Stories Of Anxiety, Identity, And Resilience For Today’S Adolescents, Brooke B. Eisenbach

South Carolina Association for Middle Level Education Journal

Literature offers a powerful entry point for classroom conversation and engagement around mental health and neurodiversity. Stories invite students to challenge stereotypes and deepen their understanding through exploration of character, conflict, and voice, rather than through lecture or the expectation of personal self-disclosure. This article examines five contemporary novels exploring topics of mental health and neurological diversity that teachers can utilize to integrate mental health and social-emotional learning in the classroom. Through authentic voices and relatable narratives, these stories provide educators, parents, and teens with meaningful insights into the realities of navigating challenges while emphasizing resilience, self-worth, and the power …

Villain Or Victor, Part Ii: Embodied Advocacy In A Time Of Democratic Turmoil, Kenesha Johnson, Theodore W. Anderson

South Carolina Association for Middle Level Education Journal

This paper examines how middle level educators embody advocacy through movement, care, rest, and recreation as acts of democratic engagement. Extending Part I of Villain or Victor, it positions advocacy as a lived, physical, and relational practice grounded in wellness and cultural responsiveness. Through embodied pedagogy, healing-centered approaches, and intentional recreation, educators help young adolescents experience democracy through motion, connection, and collective courage. The paper links theory to practical strategies that build sanctuaries of belonging, support student voice, and nurture civic leadership in the middle grades.

Press Play! Integrating Gamified Tools Into Web- Based Formative Social Studies Assessments, Victoria L. Pierce

South Carolina Association for Middle Level Education Journal

In an increasingly technology-dependent world, middle school students are emergent experts in technology use although novices in content knowledge. Middle school social studies teachers have dual issues of relevance and rigor to balance in their instruction with students at this developmental level. To strengthen students’ historical reasoning skills, middle school social studies teachers can implement gamified learning in a variety of ways to make use of technology skills and interests of students while also meeting content standards. This research models integration of gamified assessment into a virtual learning environment featuring educational games from organizations such as iCivics and Next Gen …

Understanding Distracted Minds: A Review Of Stolen Focus, Tammy J. Burnham Dr.

South Carolina Association for Middle Level Education Journal

This review examines Hari's Stolen Focus: Why You Can't Pay Attention—and How to Think Deeply Again, an exploration of society's lack of sustained attention in an increasingly digital world. Hari's investigation of technology's impact on cognitive abilities provides meaningful insights for those in the educational field, where educators must guide young people through social media environments. Hari argues that systemic forces are disabling attention spans, and he evaluates practical solutions for educators and parents. Stolen Focus is an important resource for educators committed to supporting students' cognitive development and mental well-being.

Front Matter

South Carolina Association for Middle Level Education Journal

No abstract provided.

Scamle Journal 2026 Full Volume

South Carolina Association for Middle Level Education Journal

No abstract provided.

Feedback In Digital Game-Based Learning: A Taxonomy And The Design And Empirical Evaluation Of A Feedback System In A Mathematics Serious Game, André Almo

Dissertations

Digital Game-Based Learning (DGBL) is an active, student-centred pedagogical approach in which feedback plays a central role by informing learners’ actions, guiding decision-making and shaping motivation and engagement. Despite its importance, feedback in serious games is often described inconsistently and insufficiently in research, limiting comparability across studies and the accumulation of design knowledge, particularly for children. This thesis addresses these gaps through two complementary contributions: the development of a taxonomy for feedback design in digital serious games and the empirical evaluation of a taxonomy-informed feedback system in a mathematics game for primary school students. First, this work introduces the Taxonomy …

In What Style Shall I Confront Them? The Role Of Social Relationships In Social Correction Of Misinformation Among The Uk And Arab Social Media Users, Muaadh Noman, Mohamed B. Almourad, Ala Yankouskaya, Firoj Alam, Raian Ali

All Works

This study investigates how social factors influence the likelihood of employing direct or indirect communication styles when correcting misinformation on social media in two different cultural contexts, the United Kingdom (UK) and the Arab Gulf Cooperation Council (GCC) countries. We conducted an online survey, supported by vignettes, that involved 686 participants, 367 from the UK and 319 from the Arab GCC countries. Participants were presented with a misinformation scenario and asked about their likelihood of using direct or indirect communication styles to correct their acquaintances. The survey captured variations in gender similarity (same vs. different gender), social status (lower vs. …

2026 Ruth Bader Ginsburg Essay/Art Contest, Roger Williams University School Of Law

School of Law Conferences, Lectures & Events

No abstract provided.

Issue 3 - Arete Newsletter - 2025, Liberty University

Arete Newsletter

Spring 2026

Time, Vastness, And Belonging: Outcomes From A Teen Dark-Sky Curriculum Pilot In Colorado, Troy Allan, Sadie Wilde, Anna Gilliam, Aaron Watson

Outcomes and Impact Quarterly

This article reports on a program evaluation of Skyward – Part One, a Utah State University Extension curriculum that promotes adolescent mental well-being through immersive, awe-based dark-sky experiences. Findings indicate the program effectively supported emotional regulation and perspective-taking, demonstrating strong potential for replication of awe-based youth mental-health programming across non-formal educational settings.