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Artificial Intelligence: Revolutionizing The Insurance Industry, Taylor Michaud May 2026

Artificial Intelligence: Revolutionizing The Insurance Industry, Taylor Michaud

Honors Scholar Theses

Artificial Intelligence (AI) has evolved dramatically in the past century. It has become a powerful tool that can mimic human intelligence through algorithms that can learn from historical data and feedback. Some forms of AI need human intervention to keep them accurate, whereas others can autonomously refine themselves. The insurance sector will be greatly affected as AI will simplify and automate many processes, resulting in higher accuracy while using fewer company resources. Some key areas of insurance that will be impacted include sales and customer service, underwriting and pricing, claims, fraud detection, risk prevention, and actuarial analysis. However, to be …

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Mosdef-3d, Natalie Lam, Alice E. Shapley, Ryan L. Sanders, Tuan Do, Tucker Jones, Alison Coil, Mariska Kriek, Bahram Mobasher, Naveen A. Reddy, Brian Siana, Leonardo Clarke May 2026

Mosdef-3d, Natalie Lam, Alice E. Shapley, Ryan L. Sanders, Tuan Do, Tucker Jones, Alison Coil, Mariska Kriek, Bahram Mobasher, Naveen A. Reddy, Brian Siana, Leonardo Clarke

Physics and Astronomy Faculty Publications

We present spatially resolved rest-frame optical emission line maps of four galaxies at z ∼ 2 observed with the Keck/OH-Suppressing Infra-Red Imaging Spectrograph to study the physical conditions of the interstellar medium (ISM) at cosmic noon. Our analysis of strong emission line ratios in these galaxies reveals an offset from the local star-forming locus on the Baldwin–Phillips–Terlevich diagram but agrees with other star-forming galaxies at similar redshifts. Despite the offset toward higher [O iii] λ5008/Hβ and [N ii] λ6585/Hα, these strong line ratios remain consistent with or below the maximum starburst threshold even in the inner ∼1 kpc region of …

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Learn More About The Crown Jewel Of The Mcgovern Historical Center, Katie Prentice May 2026

Learn More About The Crown Jewel Of The Mcgovern Historical Center, Katie Prentice

TMC Library Newsletter (2015-)

No abstract provided.

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Transportation Support As A Preventive Strategy For Family Stability: A Community-Based Intervention In Monterey And Santa Cruz Counties, Synthia Moreno May 2026

Transportation Support As A Preventive Strategy For Family Stability: A Community-Based Intervention In Monterey And Santa Cruz Counties, Synthia Moreno

Capstone Projects and Master's Theses

Families in Monterey and Santa Cruz Counties face transportation barriers that limit access to essential services and increase the risk of family instability and child welfare involvement. This capstone project was completed at Safe Families for Children Monterey Bay, a nonprofit organization that provides preventive, community-based support to families in crisis. The organization serves diverse, primarily low-income families, including many Hispanic/Latino households, across urban and rural communities. The project developed a Transportation Support Program using trained volunteers to provide reliable rides for families and interns to attend medical, legal, and social service appointments. The purpose was to improve access to …

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Bridging The Gap: Improving Student Awareness And Use Of Ottercare Supports, Jamie Toborg May 2026

Bridging The Gap: Improving Student Awareness And Use Of Ottercare Supports, Jamie Toborg

Capstone Projects and Master's Theses

Many students at California State University, Monterey Bay (CSUMB) experience food and housing insecurity and remain unaware of available campus resources. This capstone project, implemented through OtterCare, aimed to increase awareness and utilization of basic needs support services, particularly among upper-division and transfer students. The intervention included classroom presentations, faculty outreach, and distribution of informational materials, developed using evidence-based practices and community feedback. Following implementation, survey data from 65 students indicated that 83% intended to visit the Hub and 61% planned to share information with peers, demonstrating increased awareness and engagement. While the intervention did not fully address structural food …

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Building Inclusive Communities: Addressing Bullying And Supporting Lgbtq+ Youth In Monterey County, Mayra Luna May 2026

Building Inclusive Communities: Addressing Bullying And Supporting Lgbtq+ Youth In Monterey County, Mayra Luna

Capstone Projects and Master's Theses

Bullying among LGBTQ+ youth in Monterey County is a significant public health concern, contributing to increased rates of depression, anxiety, and suicidal ideation. Rainbow Connection, a program within Monterey County’s Child and Adolescent System of Care, works to improve school climate and promote inclusive environments through partnerships and community engagement. This capstone project implemented an anti-bullying event in Salinas, a prominent town in Monterey County. Pink Shirt Day event is to raise awareness of bullying prevention and promote LGBTQ+ inclusivity. The project included collaboration with community partners, distribution of anti-bullying educational materials, and engagement with youth, families, and school members. …

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From Service To Support: Empowering Aging Veterans, Priscilla A. Mireles May 2026

From Service To Support: Empowering Aging Veterans, Priscilla A. Mireles

Capstone Projects and Master's Theses

This capstone project was designed to assist aging veterans in Monterey County who face challenges staying safely in their homes long-term. It describes the Monterey County Military and Veterans Affairs Office, an agency dedicated to helping former service members and their families navigate the complexities of the federal benefits system to access essential support. The project focused on a small-scale community resource fair aimed at bridging the gap between aging veterans and local services including caregiving, healthcare, and transportation. By centralizing diverse organizations, the intervention aimed to increase awareness of available resources among this population. Most intended outcomes were met; …

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Promoting Effective Decision-Making Skills In High School Students, Jasmine Quiroz-Piceno May 2026

Promoting Effective Decision-Making Skills In High School Students, Jasmine Quiroz-Piceno

Capstone Projects and Master's Theses

Many high school students face challenges in academic decision-making. Without support in developing academic decision-making skills, they may lack the skills to recognize opportunities and make poor choices that could affect their educational trajectory. When these students learn to recognize and manage psychological and emotional responses in decision making, they may be better able to make clear and confident decisions about their education and future career. Therefore, I have created a one-day workshop to teach decision-making skills for high school students at Pajaro Valley High School in Watsonville, California.

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Employment Pathways: Hands-On Training For Young Adults With Disabilities, Blanca E. Cruz Cruz May 2026

Employment Pathways: Hands-On Training For Young Adults With Disabilities, Blanca E. Cruz Cruz

Capstone Projects and Master's Theses

An eight-week hands-on training program was implemented to improve job readiness, communication skills, and confidence among young adults with disabilities in Monterey County. Participants included nine individuals with special needs who engaged in workshops, mock interviews, product training (on the item being sold), and work shifts at a local farmers’ market in Salinas. The program involved collaboration between Special Kids Connect staff, the farmers market team, and participants’ families. Mixed methodology assessments evaluated participants’ employment skills and self-confidence. Results showed improvements in practical job skills and increased confidence levels among participants. The program demonstrated that educational hands-on learning combined with …

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Raising Awareness Of Senior Transportation Services In Monterey County, Daisy Prado May 2026

Raising Awareness Of Senior Transportation Services In Monterey County, Daisy Prado

Capstone Projects and Master's Theses

Transportation barriers limit access to vital health and social services, especially for older adults. This capstone at Independent Transportation Network Monterey County (ITNMC) in Salinas focused on supporting older adults and those with visual impairments through volunteer-based rides, enabling independence and well-being. The project aimed to increase ITN awareness by sharing volunteer and rider stories on social media, building connections, and encouraging involvement. Social media presence grew, though limited time and structure hindered full implementation. Still, the foundation built is worth continuing to build. Intentional outreach can make a difference. With stronger planning, community support, and sustained effort, ITN can …

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An Evaluation Of A Nonprofit Support Service For System-Impacted Individuals In Monterey County, Jackie T. Nguyen May 2026

An Evaluation Of A Nonprofit Support Service For System-Impacted Individuals In Monterey County, Jackie T. Nguyen

Capstone Projects and Master's Theses

Formerly incarcerated individuals in Monterey County experience high rates of housing instability and homelessness due to systemic barriers such as stigma, employment discrimination, and restricted housing access. These challenges increase the risk of recidivism and long-term socioeconomic instability, highlighting the need for effective reentry support. This capstone project evaluated the effectiveness of a reentry program in promoting long-term stability and identified strengths and areas for improvement. The evaluation was conducted at Helping Empower Reentry Services (H.E.R.S.), a nonprofit organization serving Medi-Cal recipients through Enhanced Care Management and Community Supports. Activities included engaging with 30 program participants and collecting survey data …

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Building A Stronger Cab: Employee Experience, Retention, And Community Relationships, Rosenda Armida Jaimes May 2026

Building A Stronger Cab: Employee Experience, Retention, And Community Relationships, Rosenda Armida Jaimes

Capstone Projects and Master's Theses

This capstone project presented an organizational assessment of the Community Action Board of Santa Cruz County (CAB), a non‑profit organization whose mission is to partner with the community to eliminate poverty. Utilizing a mixed methods approach, this assessment gathered quantitative data from a staff satisfaction survey and reviewed qualitative data from exit interviews collected throughout 2025. Together, this information   provided CAB’s executive team with evidence‑based insights into employee experiences, workplace challenges, and the underlying factors that contributed to staff turnover. The recommendations developed from this analysis aimed to support CAB in improving staff retention, fostering a more supportive and sustainable …

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Immigration Related Stress As A Social Determinants Of Health Among Immigrants In Santa Cruz County, Jose Manuel Martinez May 2026

Immigration Related Stress As A Social Determinants Of Health Among Immigrants In Santa Cruz County, Jose Manuel Martinez

Capstone Projects and Master's Theses

Immigration related stress is a major public health issue for undocumented immigrants and mixed status families. That is linked towards the social determinants of health associated with mental health, stress, and disparities. This capstone project was implemented at Santa Cruz County Immigration Project, a program within the Community Action Board in Watsonville, California, that provides legal assistance and support towards the community. The purpose of this project was to evaluate & analyze collected data from clients feedback through bilingual surveys & intake forms that were distributed in person, email, text, and QR code. A total of 50 surveys were collected, …

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Improving Citizenship Preparation At Santa Cruz County Immigration Project, Destiny C. Castrejon May 2026

Improving Citizenship Preparation At Santa Cruz County Immigration Project, Destiny C. Castrejon

Capstone Projects and Master's Theses

Community-based organizations that serve low-income immigrant clients often deal with challenges like language barriers and limited access to materials that are easy to use. The goal of this internship project was to support citizenship preparation by creating simple and user-friendly study tools for immigrant clients. The project took place at the Santa Cruz County Immigration Project in Watsonville and mainly served Spanish-speaking, low-income adults. The main activities included creating large-print bilingual flashcards based on the 128 citizenship test questions, printing and laminating them, and sharing them with staff and clients for use. Informal feedback was gathered from one client and …

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Implementing A Teen Vaping Awareness Intervention In Monterey County, Vanessa Sanchez May 2026

Implementing A Teen Vaping Awareness Intervention In Monterey County, Vanessa Sanchez

Capstone Projects and Master's Theses

Adolescents in Monterey County face increased risks of respiratory health problems due to rising vaping use, influenced by low awareness, social pressures, and environmental factors. This capstone project, conducted with Breathe California, aimed to promote awareness of vaping risks and assess youth knowledge, attitudes, and behaviors. The intervention took place at the 2026 Salinas See Our Youth Summit at Sherwood Hall in Salinas, California, and included middle and high school students from diverse backgrounds. Participants received education through an awareness flyer and brief discussion, followed by a survey. The anticipated outcomes were greater awareness of vaping-related health risks and reduced …

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Housing Stability For Domestic Violence Survivors: Strengthening Support Through A Self-Evaluation, Joanna T. Ramirez May 2026

Housing Stability For Domestic Violence Survivors: Strengthening Support Through A Self-Evaluation, Joanna T. Ramirez

Capstone Projects and Master's Theses

This capstone project addressed the lack of stable and affordable housing for survivors of domestic violence in Santa Cruz County, a critical issue of ongoing homelessness and barriers to long-term safety and independence. The project was implemented at Monarch Services within the Housing First Program, which serves survivors of domestic violence, sexual assault, and human trafficking, particularly those from low-income and marginalized communities. The purpose of the project was to develop a trauma informed, client centered self evaluation to better understand survivors needs and housing barriers throughout time. Implementation included the creation of an assessment tool, along with a logic …

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Attendance, Engagement, And Community Building: Supporting Unhoused 6th Grade Girls Through Leadership Program, Efren A. Duarte May 2026

Attendance, Engagement, And Community Building: Supporting Unhoused 6th Grade Girls Through Leadership Program, Efren A. Duarte

Capstone Projects and Master's Theses

Unhoused youth experience higher rates of chronic absenteeism, heightened by lack of support and student engagement. The project objective was to improve school attendance in the participants and see a positive shift in student engagement. This took place at the Family Resource Center at Sherwood Elementary in Salinas, California. The participants involved in the program were 19 6th-grade girls, with 13 of those being youth facing some form of housing insecurity issue. The program consisted of 9 sessions teaching leadership skills as well as allowing students to work as a team and share their experiences with other unhoused students. The …

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Improving Attendance: A Data Analysis On The Salinas City Elementary School District Initiative, Andy S. Yanes-Majano May 2026

Improving Attendance: A Data Analysis On The Salinas City Elementary School District Initiative, Andy S. Yanes-Majano

Capstone Projects and Master's Theses

Chronic absenteeism is a significant challenge for the Salinas City Elementary School District (SCESD). The SCESD has a high rate of chronic absenteeism on Mondays and Fridays especially surrounding a holiday or three day weekend. Chronic absenteeism is defined as missing 10% or more of the school year regardless of whether the absences are excused or unexcused. Missing school at a young age can lead to poor academic outcomes while increasing dropout risk. To combat this, the SCESD created an Initiative called Power Day. Power Day is an effort where schools offer incentives to encourage students to arrive on time …

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Breaking The Cycle: Identifying Reentry Barriers For Prop 47 Clients In Monterey County, Julissa Aldaco-Ambriz May 2026

Breaking The Cycle: Identifying Reentry Barriers For Prop 47 Clients In Monterey County, Julissa Aldaco-Ambriz

Capstone Projects and Master's Theses

Jail recidivism is a persisting problem in California. Formerly incarcerated individuals face barriers such as limited access to treatment, housing instability, and lack of consistent reentry support. This capstone project was conducted at the Monterey County Public Defender’s Office, specifically within the Proposition 47 rapid response and mental health diversion programs, which serve primarily low-income, minority, and immigrant populations in Monterey County. The purpose of this research project was to evaluate how Proposition 47 programs are impacting recidivism outcomes. Qualitative methods, including interviews with attorneys, were used to identify barriers to reentry, as well as potential improvements. Findings showed that …

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From Custody To Community: Improving The Release Experience Through The Monterey County Reentry Initiative, Diana M. Yanes May 2026

From Custody To Community: Improving The Release Experience Through The Monterey County Reentry Initiative, Diana M. Yanes

Capstone Projects and Master's Theses

This project examines the challenges faced by individuals reentering the community after incarceration in Monterey County, with a focus on housing instability, limited access to behavioral health services, and gaps in coordinated reentry support. It explores the Monterey County Reentry Initiative, a program designed to support individuals transitioning from custody as well as community members in need of recovery and social services. The purpose of this study is to understand how the program is structured, how it has evolved into a broader outreach and recovery model, and how it connects with other systems such as the Public Defender’s Office. Information …

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Addressing Jail Recidivism In California: A Comparison Of Holistic Defense Models In Two Public Defenders' Offices, Karissa Castrejon May 2026

Addressing Jail Recidivism In California: A Comparison Of Holistic Defense Models In Two Public Defenders' Offices, Karissa Castrejon

Capstone Projects and Master's Theses

This Capstone Project addressed the issue of jail recidivism rates in California. The project consisted of a comparative analysis of Holistic Defense models implemented in two different Counties’ Public Defenders Offices. A qualitative approach that included interviews with key informants was used to understand how social work teams operate in Monterey and Santa Clara Counties. These two counties were selected because both use Proposition 47 funds to implement programs intended to reduce recidivism. The interviews took place at the Public Defender’s Office and courts in Salinas, as well as in Santa Clara County. Key activities included court observations, a site …

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Improving Reentry Outcomes Through Phone Access: A Program Proposal For The Monterey County Public Defender’S Office, Jeralyn Molina May 2026

Improving Reentry Outcomes Through Phone Access: A Program Proposal For The Monterey County Public Defender’S Office, Jeralyn Molina

Capstone Projects and Master's Theses

This capstone project addresses the issue of limited phone access among individuals reentering the community after incarceration, a barrier that contributes to communication challenges, missed court appearances, and difficulty accessing essential services. The project was conducted at the Monterey County Public Defender’s Office, specifically within the Mental Health Diversion and Proposition 47 programs, which serve individuals facing legal, mental health, and substance use challenges. The population served by these programs consists of low-income, justice-involved individuals in Monterey County, many of whom experience homelessness, mental health conditions, and limited access to resources. The purpose of this project was to develop a …

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Addressing Postsecondary Lack Of Preparedness Through Exposure And Empowerment, Deztiny A. Ochoa May 2026

Addressing Postsecondary Lack Of Preparedness Through Exposure And Empowerment, Deztiny A. Ochoa

Capstone Projects and Master's Theses

Too many high school students are not college or career ready when they graduate. At Learning For Life Charter School, the school counselor and the intern worked together to implement a project to address the issue. The community served was 7th graders to 12th graders. A lot of these students were on the verge of dropping out or completely dropped out of traditional school. The capstone project consisted of taking 10 students on a field trip to a community college nearby. The purpose of this trip was to give students the opportunity to see their options after high school and …

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Reducing Childhood Dental Decay: Fluoride Education Campaign With The Monterey County Health Department, Shelby L. Minter May 2026

Reducing Childhood Dental Decay: Fluoride Education Campaign With The Monterey County Health Department, Shelby L. Minter

Capstone Projects and Master's Theses

Dental decay is a significant problem for youth across Salinas, contributing to preventable oral health disparities. The Monterey County Health Department Oral Health Program provides oral health education and prevention services across Monterey County. This project focused on improving parental knowledge and confidence about fluoride usage in areas where pediatric dental caries rates are high. Its purpose was to support the prevention of dental decay through the promotion of fluoride benefits. Two educational campaigns were conducted at elementary schools in Salinas; Monte Bella Elementary School and Alisal Community School. The expected outcomes were increased knowledge, confidence, and positive attitudes towards …

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Three Deep Breaths, Gillianne Lisa B. Corpuz May 2026

Three Deep Breaths, Gillianne Lisa B. Corpuz

Capstone Projects and Master's Theses

Today’s youth are experiencing higher rates of stress and anxiety, especially those that are system-involved and/or at-risk. The Epicenter of Monterey County is a one-stop resource center for system-involved and/or at-risk youth ages 14-24 to receive support with housing, health/wellness, employment and education. The project is aimed to support The Epicenter’s health/wellness aspect. This capstone project serves the purpose of providing both the staff and community youth members at The Epicenter with an opportunity to learn an accessible way to take care of themselves, both body and mind. This would be done through a series of workshops walking through a …

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Improving Language Access And Communication In Behavioral Health Intake For Spanish-Speaking Families, Mabel I. Collins May 2026

Improving Language Access And Communication In Behavioral Health Intake For Spanish-Speaking Families, Mabel I. Collins

Capstone Projects and Master's Theses

Language barriers in behavioral health settings can limit caregiver understanding, reduce engagement, and contribute to disparities in access to care for Spanish-speaking families. This capstone project was conducted at Ohana Center for Child and Adolescent Behavioral Health, specifically within its intake and evaluation processes, serving primarily Spanish-speaking caregivers from diverse and underserved backgrounds. The project aimed to improve language access and communication by identifying gaps and developing practical tools to support both staff and families. Qualitative methods, including observation, staff consultation, and document review, revealed consistent barriers, including inconsistent interpreter use, reliance on technical or formal language, limited strategies to …

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Community-Based Substance Use Prevention Handbook, Rachael M. Kupper May 2026

Community-Based Substance Use Prevention Handbook, Rachael M. Kupper

Capstone Projects and Master's Theses

In Santa Cruz County, too many youth have issues with substance use and abuse. These issues extend beyond Santa Cruz County, but the county exhibits trends similar to those observed nationwide. Community members face challenges related to knowledge and the ability to organize effectively. The YEAH unit (Youth Empowerment Action for Health) and CPP (Community Prevention Partners) are working to address youth substance use, but need help from community members in the smaller jurisdictions across the county. This requires building workgroups across the county, composed of community members, parents, and professionals. The project is a roadmap handbook for forming a …

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Promoting Healthy Relationships Among Youth: A Community Based Educational Intervention, Cynthya N. Carrillo May 2026

Promoting Healthy Relationships Among Youth: A Community Based Educational Intervention, Cynthya N. Carrillo

Capstone Projects and Master's Theses

Unhealthy relationship behaviors among youth, including poor communication, lack of boundaries and normalization of control, remain a significant public health concern. This capstone project was implemented at Teen Health Outreach, a program within Santa Cruz County Public Health Department that provides sexual health education and outreach to youth. The community served included youth ages 12-18, with a focus in Watsonville, a diverse and underserved population with limited access to culturally responsive health education. The project involved the development and facilitation of an interactive healthy relationships workshop designed to increase knowledge of consent, communication and relationship “red, yellow and green flags,” …

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Promoting Mental Health Awareness Among Racially And Ethnically Diverse Women, Shyla Sherrill May 2026

Promoting Mental Health Awareness Among Racially And Ethnically Diverse Women, Shyla Sherrill

Capstone Projects and Master's Theses

Many racially and ethnically diverse women face obstacles when recognizing mental health issues and accessing mental health treatment. Because they are not aware of mental health resources and treatment, they may perceive stigmas related to mental health, cultural expectations around mental health, and a lack of awareness of the available resources. When they recognize mental health issues and seek support, they can reduce stress, take control of their emotions and environment, and build understanding and self-acceptance. To address these issues, I created a one-day mental health awareness program for a group of racially and ethnically diverse female employees from the …

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Improving Fafsa Completion For High School Graduates, Haylee B. Padilla May 2026

Improving Fafsa Completion For High School Graduates, Haylee B. Padilla

Capstone Projects and Master's Theses

Too many students at Learning For Life Charter School graduate without a clear understanding of social mobility and are unprepared for the academic and practical demands of college. This project addressed the need for increased FAFSA completion and college and career readiness among 11th and 12th grade high school students graduating in the 2026 school year. The purpose of this project was to provide support to help students get federal student aid by walking them through filling out the FAFSA form and giving clear steps so they could apply without stress. Key activities included workshops, one-on-one support guiding students through …

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