Digital Commons Network^™

Scalable And Globally Optimal Generalized L1 K-Center Clustering Via Constraint Generation In Mixed Integer Linear Programming, Aravinth Chembu, Scott Sanner, Hassan Khurran, Akshat Kumar

Research Collection School Of Computing and Information Systems

The k-center clustering algorithm, introduced over 35 years ago, is known to be robust to class imbalance prevalent in many clustering problems and has various applications such as data summarization, document clustering, and facility location determination. Unfortunately, existing k-center algorithms provide highly suboptimal solutions that can limit their practical application, reproducibility, and clustering quality. In this paper, we provide a novel scalable and globally optimal solution to a popular variant of the k-center problem known as generalized L_1 k-center clustering that uses L_1 distance and allows the selection of arbitrary vectors as cluster centers. We show that this clustering objective …

The Role Of Fintech On Bank Risk-Taking: Mediating Role Of Bank’S Operating Efficiency, Rabbia Sajid, Huma Ayub, Bushra F. Malik, Abida Ellahi

Accounting, Business Analytics, Economics, and Finance Department Faculty Articles

Fintech revolutionized the traditional banking business models in emerging countries. The effect of fintech on banks’ operating efficiency and risk-taking behavior is still inconclusive. The study is aimed at exploring the effect of fintech products on banks’ operating efficiency and risk-taking behavior. The study used a quantitative research approach by collecting secondary data from annual reports of 50 commercial banks from emerging countries, namely, China, India, Pakistan, and Bangladesh, for the period 2014 to 2021. The study used panel data for path analysis and structural equation modeling (SEM) to test the theoretical mediation model by using STATA. The results show …

Corporate Governance And Value Preservation: The Effect Of The Fincen Leak On Banks, Florencio Lopez-De-Silanes, Joseph A. Mccahery, Paul C. Pudschedl

Law and Contemporary Problems

No abstract provided.

Typing A Terrorist Attack: Using Tools From The War On Terror To Fight The War On Ransomware, Jake C. Porath

Pepperdine Law Review

The United States faces a grave challenge in its fight against cyberattacks from abroad. Chief among the foreign cyber threats comes from a finite number of “ransomware-as-a-service” gangs, which are responsible for extorting billions of dollars from American citizens and companies annually. Prosecuting these cybercriminals has proven exceedingly difficult. Law enforcement often struggles to forensically trace ransomware attacks, which makes identifying and prosecuting the perpetrators challenging. Moreover, even when prosecutors can identify the perpetrators of these attacks, the ransomware gangs are headquartered in foreign adversarial nations that do not extradite criminals to the United States. Finally, ransomware gangs are governed …

"The Call Is Coming From Inside The House": Tracing Experiences In The Institutionally-Centered Process Of Establishing Limited Conservatorships In California, Barbara Alison Imle

Dissertations and Theses

In this institutional ethnography, multiple methods are used to explore California’s process of establishing limited conservatorships, which are legal proceedings that limit or terminate civil rights of people with Intellectual and Developmental Disabilities (IDD). This research uses observations of 93 conservatorship hearings, 16 interviews with people involved in the conservatorship process, and an analysis of over 40 documents related to these legal proceedings. These data are used to answer two questions: 1) what is the process of establishing a limited conservatorship in California; and 2) how is this process experienced by those involved?

Findings break down a complex process and …

Reinventing Cybersecurity Internships During The Covid-19 Pandemic, Lori L. Sussman

Journal of Cybersecurity Education, Research and Practice

The Cybersecurity Ambassador Program provides professional skills training for emerging cybersecurity professionals remotely. The goal is to reach out to underrepresented populations who may use Federal Work-Study (FWS) or grant sponsored internships to participate. Cybersecurity Ambassadors (CAs) develop skills that will serve them well as cybersecurity workers prepared to do research, lead multidisciplinary, technical teams, and educate stakeholders and community members. CAP also reinforces leadership skills so that the next generation of cybersecurity professionals becomes a sustainable source of management talent for the program and profession. The remote curriculum innovatively builds non-technical professional skills (communications, teamwork, leadership) for cybersecurity research …

Place-Based Versus Practice-Based Norms For American Lawyers: "It's The End Of The World As We Know It (And I Feel Fine)", James E. Moliterno

Scholarly Articles

This Article acknowledges the growing trend toward practice-based lawyer norms, points out how it allows interaction between the existing place-based norms and the new practice-based norms, and compares this movement with the existing regulatory conditions outside the US. If there is movement from the world as we know it (place-based norms) to a world as it may come to be (practice-based norms), is the change tragic, inevitable, risky, in line with the rest of the global legal profession, or all of the above and more? Specifically, how would such an evolution affect the core duty of lawyer-client confidentiality?

The Associations Of Spirituality, Adversity Quotient And Ethical Decision Making Of Accounting Managers In The Contexts Of Financial Management And Corporate Social Responsibility, Joe Pong

Faculty of Management & Hospitality (THEi)

The objectives of this study are to explore the associations and interactions of spirituality, the adversity quotient (AQ), and the ethical decision making (EDM) of accounting managers in the contexts of financial management and corporate social responsibility. Additionally, the study aims to evaluate the predictive roles of spirituality and the adversity quotient (AQ) on their ethical decision making. A self-administered questionnaire was utilised to collect data from 510 accounting managers via the quantitative approach. The research results provide empirical evidence that the spiritual wellbeing (SWB) and AQ of accounting managers are positively correlated with EDM. In particular, the personal–communal domain …

Navigating The "Wild West" Of Cryptocurrency: Creating A Clear Path Towards Regulation, Sidney Edgar

Florida State University Law Review

No abstract provided.

Protecting Children's Privacy Rights: A Preventative Measure For Suicide Among Children, Abigail Magat

Children's Legal Rights Journal

Article 16 of the United Nations Convention on the Rights of Child (UNCRC) broadly entitles children to protections of their privacy and reputations. Under the UNCRC, nations have pledged to uphold any protections necessary to protect children against such attacks or interference regarding their honor and reputation. Among the 196 member states of this convention, very few have specific legislation dedicated to protecting children's privacy rights. As the cyberworld has increasingly become heavily accessible to children, so has the notion that their reputation and honor revolve around how they are perceived on the internet. Nevertheless, throughout most member states, privacy …

The Modern Business Law Practice, Indiana Continuing Legal Education Forum (Iclef)

Indiana Continuing Legal Education Forum 2023

Meeting proceedings of a seminar by the same name, held November 29, 2023.

A Modern Defense Of Simple Rules For A Complex World, Richard Epstein

Articles

My 1995 book Simple Rules for a Complex World articulated a general proposition that, in most situations, simple legal rules perform better in two key dimensions: (1) they are simpler to interpret and enforce, and (2) they generate efficient incentives on the parties to whom they apply. I then applied that view to matters of general legal theory, to matters of environmental law, and to disputes over labor. These principles apply to all forms of legal regulation, but in this Article, I shall limit my analysis to the five articles in this Collection. These are by Richard Revesz on global …

A Machine Learning Approach To Deepfake Detection, Delaney Conrad

All Undergraduate Theses and Capstone Projects

The ability to manipulate videos has been around for decades but a process that once would take time, money, and professionals, can now be created by anyone due to the rapid advancement of deepfake technology. Deepfakes use deep learning artificial intelligence to make fake digital content, typically in the form of swapping a person’s face in a video or image. This technology could easily threaten and manipulate individuals, corporations, and political organizations, so it is essential to find methods for detecting deepfakes. As the technology for creating deepfakes continues to improve, these manipulated videos are becoming increasingly undetectable. It is …

Discovering Crime And Justice Data On Government Websites, Ariana Baker, Allison Faix

Library Faculty Publications

This chapter will outline different federal agencies that collect and distribute data related to crime and justice. It will offer some strategies for finding, navigating, and getting the most out of that data.

Overdue Credit: Credit Management, Crime, And Immigrants In Early Twentieth Century United States, Enrique Salas-Limon

CGU Theses & Dissertations

This thesis uses the theory of racial capitalism to examine the joined histories of Arab American immigrants and the professionalization of credit management in the early twentieth century. The history of early Arab Americans has previously been told as a clichéd story of upward mobility and financial success without much documented interaction between the Arab immigrant and real economic institutions, such as banks and credit bureaus. This thesis brings to light previously unknown documentations of Arab American and Arab immigrant alleged criminals in the publications of the National Association of Credit Men, or NACM. As the largest credit management and …

A New Credit Scoring Model To Reduce Potential Predatory Lending: A Design Science Approach, Anna Zakowska

CGU Theses & Dissertations

This research examines the potential impact of implementing a novel credit scoring model that integrates attributes beyond the traditional FICO model. It aims to address issues related to predatory lending and the financial exclusion affecting individuals often categorized as 'credit invisible,' 'credit unscorable,' 'unbanked,' and 'underbanked.' These individuals typically face difficulties in establishing or repairing a credit history, which poses a challenge for financial institutions in accurately evaluating their creditworthiness. This gap in the credit assessment process often opens doors to unfair lending practices. To tackle this problem, a systematically designed, built, tested, and evaluated innovative credit scoring model was …

Vulnerable Fraudsters: Reverse Affinity Fraud In Cases Of Public Hoaxes, Caroline E. Vordtriede

Criminal Law Practitioner

This Article examines reverse affinity fraud, which is affinity fraud in the context of public hoaxes. In traditional affinity fraud the fraudster targets a vulnerable group, whereas in cases of public hoaxes the fraudster portrays herself as part of a vulnerable group and targets the well-meaning and sympathetic general public. This Article explores the mindset and characteristics of vulnerable fraudsters in reverse affinity frauds by analyzing the cases of Sherri Papini and Lacey Spears. Both Papini and Spears utilized social media and online giving sites to defraud the public, and their cases highlight the unique challenges prosecutors have in proving …

Creating A Trust Through Delegation, Raymond C. O'Brien

Scholarly Articles

Aging in America has precipitated increasing use of planning for incapacity devices, which include forms creating powers of attorneys ("POAs'). Simple forms may be found online, or they may become part of a sophisticated estate planning portfolio drafted by professionals. Resultingly, to support portability, enforceability, and protection against financial exploitation of vulnerable adults, the National Conference of Commissioners on Uniform State Laws approved the Uniform Power of Attorney Act in 2006 ("UPOAA "), which has been adopted by more than half of United States jurisdictions. One of the Act's provisions requires an express grant of authority contained within the principal's …

The Impact Of Financial Literacy On Financial Capability: Evidence Based On The National Financial Capability Study, Ramon Müller

Master's Theses and Doctoral Dissertations

This research examines the relationship between financial literacy and financial capability using cross-sectional data of the United States population from five different triennial surveys. Financial literacy is measured in terms of financial education attendance, and financial capability is measured in terms of how well people make ends meet in a typical month. Regression analysis was performed using probit models to determine the likelihood of financial difficulty in relation to financial education and other demographic characteristics. Results confirmed that individuals who had financial education were 5% less likely to suffer financially The results also demonstrated that when financial practices commonly taught …

Deepfake 2024: Will Citizens United And Artificial Intelligence Together Destroy Representative Democracy?, Richard Painter

Articles

Deepfakes – computer generated counterfeit videos and audios of people saying and doing things they never said or did – are proliferating on social media and increasingly will be used to target candidates in elections. Citizens United v. FEC, and cases decided in its aftermath, have opened the floodgates of dark money funded electioneering communications, and some of this money will be spent on deepfakes made and disseminated by persons unknown. Some deepfakes may originate outside the United States, as they become a new instrument for foreign interference in U.S. elections.

The Federal Election Commission (FEC) has been asked by …

Should The United States Adopt Federal Artificial Intelligence Regulation Similar To The European Union, Jean Joseph

Loyola University Chicago International Law Review

Artificial Intelligence (AI) promises to revolutionize our everyday lives and how we approach all sectors of the economy and society. For the laundry list of benefits this form of technology provides, there is a concern as to the ways Al can produce troubling outcomes - including racial discrimination and social inequality. The United States House of Representatives introduced the National Al Initiative Act of 2020 (NAIIA) to ensure continued US leadership in Al research and development. However, the NAIIA leaves issues concerning the risk of biases and discrimination associated with using Al systems to federal agencies and state governments. While …

Women & Whistleblowing, Mary Saade

UC Law SF Journal on Gender and Justice

As more women in the United States take on leadership positions in the public and private sector, we have seen an influx of women whistleblowers. This Note examines whistleblower laws through a gender lens and offers insight to reveal why women blow the whistle, how women approach whistleblowing situations, and the effect current whistleblower laws have on women in the workforce.

This Note is divided into five parts. Part I includes an introduction and discusses competing definitions of whistleblower. Part II explores society’s differing perception of men and women whistleblowers and what may motivate women to report wrongdoings. Part III …

Event Management System, Harsha Vardhan Seelapareddy

All Capstone Projects

The main aim of the event management system is to provide a platform for the users to view information about the events that took place in the past and the ones that are about to take place shortly. The application enables the user to view and book an ongoing or upcoming event in a particular locality. Users should register themselves to log into the account for online booking of tickets. The users can be administrators, event organizers, and customers. They can first log into the website and see through the information such as details about the events.

The administrator can …

Fundraiser, Sri Nikhil Pillalamarri

All Capstone Projects

No abstract provided.

The Age Of Fraud, James Toomey

Elisabeth Haub School of Law Faculty Publications

We think of scams primarily as a problem for older adults. Indeed, in the past few years, states and the federal government have undertaken a range of legal actions designed to prevent seniors, as a distinct class, from scams-- from more harshly punishing perpetrators of scams directed towards older adults to authorizing financial institutions to closely monitor and rapidly freeze the accounts of their older clients. But this successful, popular, and bipartisan law reform movement has taken place without a thorough empirical understanding of whether, in fact, seniors fall victim to scams more frequently than other age groups.

This study …

Exploring Strategies To Protect Nonprofit Organizations’ Assets From Fraud, Georjean W. Trinkle

Walden Dissertations and Doctoral Studies

Community action agencies serve low-income individuals, families, and communities. Community action agencies may be at risk of fraud if they do not have board members with the knowledge to implement effective governance strategies to protect the organization's assets from fraud. Grounded in agency theory, the purpose of this qualitative multiple case study was to explore effective governance strategies that some community action board members use to protect their organization's assets from fraud. The participants were three board members of two community action agencies in New Jersey who implemented effective governance strategies to protect the organization's assets from fraud. Data were …

Hb 219 - Venue For Money Laundering And Theft Involving Digital Currency, Samuel P. Robertson, Lindsey N. Smith

Georgia State University Law Review

The Act creates venue in cases of money laundering and theft that involve the transfer of digital currency by establishing that the crime may be considered to have happened wherever power was exercised over the property, wherever an act in furtherance of the crime occurred, or wherever the victim resides.

Fundraiser, Sireesha Chitla

All Capstone Projects

Fund Raiser is a website where users can start a campaign seeking public and private funding for a person, a project, or a cause. Users can use tools of this website to publish the campaign web pages and to market the fund-raising event. In addition, the website allows anyone (who is willing) to donate to any fundraising event.

There are different ways to seek funds for different activities today. Fund Raiser is a Java-based web application to get funds for events, floods, opening new offices, constructing school buildings, etc. There are different websites available in the market to perform this …

Event Management System, Thribhuvan Pandramisu

All Capstone Projects

The main aim of the event management system is to provide a platform for the users to view information about the events that took place in the past and the ones that are about to take place shortly. The application enables the user to view and book an ongoing or upcoming event in a particular locality. Users should register themselves to log into the account for online booking of tickets. The users can be administrators, event organizers, and customers. They can first log into the website and see through the information such as details about the events.

The administrator can …

Event Management System, Pramidha Kaleru

All Capstone Projects

The main aim of the event management system is to provide a platform for the users to view information about the events that took place in the past and the ones that are about to take place shortly. The application enables the user to view and book an ongoing or upcoming event in a particular locality. Users should register themselves to log into the account for online booking of tickets. The users can be administrators, event organizers, and customers. They can first log into the website and see through the information such as details about the events.

The administrator can …