Digital Commons Network^™

Fraud In Genetic Testing: Swindling The System, Rachel Notestine, Rachel Notestine, Claire N. Singletary

Dissertations and Theses (Open Access)

Healthcare fraud comprises a sizable portion of the United States healthcare expenditure and inflicts strain on payors, patients, and the healthcare system overall. The genetic testing industry is rapidly growing which provides a multitude of fraud opportunities. There is limited research exploring genetic testing fraud, although federal organizations have highlighted it as an issue. In this study, a retrospective review of federal websites, news articles, and a legal database identified 42 cases of fraud involving outpatient genetic testing published between February 2019 and December 2023. These cases were analyzed for themes via inductive conventional content analysis. Themes of fraudulent activity …

Breaking Barriers: Exploring The Intersectionality Of Minority Status, Migration Fear, And Diversity, Alptug Yunus Yorulmaz

Graduate Doctoral Dissertations

This dissertation consists of three essays that examine the intersectionality of minority status, migration fear, and racial diversity: 1) The first essay discusses the importance of ethnic diversity in financial advisory firms. Studies illustrate examples of taste-based discrimination and the challenges faced by minorities in accessing capital. Furthermore, studies conclude a lack of trust in financial advisors, despite their significant role in the financial industry. This essay examines how racial diversity in advisory firms can foster representation and guidance for both minority and non-minority clients. 2) The second essay examines the association between minority entrepreneurial success and migration fear. Studies …

Young Adults Entering The Economy, Connor Whelan, Gabriel Bell, Christian Brantley, Javarius Seabrooks

ENGL 1102 Showcase

This anthology is written with the hopes of educating the public about the current state of the economy and how Generation Z is entering it. This paper goes over the basics of their financial behavior, the negative affects of education monopolies, financial schemes, and new technology that Gen Z has brought to the table.

Aspects Of Pharmaceutical Networks, Hannah Rita Joseph, Afia L. Rahaman, Kaya Wilson

ENGL 1102 Showcase

The theme of our anthology is different drugs and processes of drug usage in the result how the various aspects of the pharmaceutical companies. We analyze the quality of health that Americans receive from certain parts of the health care industry. We have focused on informing and analyzing the increase of insulin prices, and how that affects Americans everyday lives. The delivery methods of medical cannabis, how each method is effective, and how they are administered. As well as pharmaceutical scams and how it affects elderly people, who rely on medication.

Spring 2024 Student Showcase For Research And Creative Inquiry Program, Office Of Student Research, Longwood University

Spring Showcase for Research and Creative Inquiry

No abstract provided.

Profiling Cybercriminals: Behavioral Analysis And Motivations Behind Cybercrime Activities, A'Shya Latrice Reynolds

Cybersecurity Undergraduate Research Showcase

The study of cybercriminal behavior and motivations is crucial for understanding and combating the evolving landscape of digital crime. This paper delves into the intricate realm of cybercrime profiling, employing a multidisciplinary approach to dissect the behavioral patterns and underlying motivations of cybercriminals. Drawing from psychology, sociology, and criminology, the research examines the intricate interplay of individual traits, social dynamics, and technological factors that shape cybercriminal activities.

Through analysis of case studies and research, this paper uncovers the diverse range of motivations driving individuals towards engaging in cybercrime. From financial gain and ideological extremism to thrill-seeking and revenge, cybercriminals exhibit …

Data Profits Vs. Privacy Rights: Ethical Concerns In Data Commerce, Amiah Armstrong

Cybersecurity Undergraduate Research Showcase

In today’s digital age, the collection and sale of customer data for advertising is gaining a growing number of ethical concerns. The act of amassing extensive datasets encompassing customer preferences, behaviors, and personal information raises questions of its true purpose. It is widely acknowledged that companies track and store their customer’s digital activities under the pretext of benefiting the customer, but at what cost? Are users aware of how much of their data is being collected? Do they understand the trade-off between personalized services and the potential invasion of their privacy? This paper aims to show the advantages and disadvantages …

Foster Parents’ Views Regarding Lack Of Attachment In Children In Foster Care, Ronease Yvette Thompson

Walden Dissertations and Doctoral Studies

No abstract provided.

A Comprehensive Framework Empowering Organizations To Effectively Minimize The Risk Of Big Data De-Anonymization Attack, Olufemi A. Asabi

Masters Theses & Doctoral Dissertations

In the era of big data, ensuring the privacy and security of sensitive information has become a paramount concern for organizations across various sectors. One of the significant threats to data privacy is the risk of de-anonymization attacks, which can compromise the anonymity of individuals within large datasets. In response to this challenge, this dissertation proposes a comprehensive framework designed to empower organizations to effectively minimize the risk of big data de-anonymization attacks. The core objective of this research is to develop an anonymization techniques assessment framework that evaluates the vulnerabilities associated with anonymization techniques commonly used by organizations. By …

Contagion. Ftx, A Sector's Crisis & Crypto's Silent Victims, Lev E. Breydo

Faculty Publications

Late 2022 was crypto’s Minsky moment, characterized by wholesale sector collapse and over a dozen major bankruptcies, including FTX’s implosion. For millions of investors, it was the worst of all worlds, combining the frenetic contagion of 2008 with consumer protections most reminiscent of the Panic of 1907.

While the industry’s challenges are often attributed to the nature of crypto itself, the true root cause reflects a fundamental category error. This Article’s comprehensive market taxonomy identifies as the sector’s nexus of risk entities it terms “Crypto Platforms,” like FTX. Crypto Platforms are essentially financial institutions – a cauldron of externalities subject …

Analytics Without Borders Program Schedule, Bryant University Department Of Information Systems And Analytics

Analytics Without Borders

No abstract provided.

Divergent Detection: A Comprehensive Study Of Dgas Using Fnns For Original, Noise-Modified, And Linear Recursive Sequences(Lrs), Anthony Rizi

Masters Theses & Doctoral Dissertations

This comprehensive research endeavors to address a pressing issue within the realm of cybersecurity—the challenge posed by malicious activities utilizing Domain Generation Algorithms (DGAs). These algorithms, numbering at least 84 traditional malware families as of late 2023, dynamically generate domain names to facilitate nefarious operations while evading conventional detection mechanisms. The study generated over 159,750 domains and studied more than 1.27 million data points. Existing studies have predominantly focused on surface-level aspects of DGAs, including domain lengths, alphanumeric values, and top-level domains (TLDs). In response to this challenge, the research question at the core of this study aims to investigate …

Tort(?) Arms Races: Abortion And Beyond, Carleen Zubrzycki

DePaul Law Review

No abstract provided.

Detecting Anomalies In Time Series Using Kernel Density Approaches, Robin Frehner, Kesheng Wu, Alexander Sim, Jinoh Kim

Faculty Publications

This paper introduces a novel anomaly detection approach tailored for time series data with exclusive reliance on normal events during training. Our key innovation lies in the application of kernel-density estimation (KDE) to scrutinize reconstruction errors, providing an empirically derived probability distribution for normal events post-reconstruction. This non-parametric density estimation technique offers a nuanced understanding of anomaly detection, differentiating it from prevalent threshold-based mechanisms in existing methodologies. In post-training, events are encoded, decoded, and evaluated against the estimated density, providing a comprehensive notion of normality. In addition, we propose a data augmentation strategy involving variational autoencoder-generated events and a smoothing …

Determinants Of Bank Competitiveness In Digital Era A Case Study Of South Korea, Young Jun Jin, Yanthi Hutagaol-Martowidjojo

Journal of Banking and Financial Economics

Technical innovations in Digital Era provide the incentives for banks to redesign their business operations to enhance their competitiveness. Prior studies use financial indicator as factors that affect bank competitiveness, however, with the technology advancement, Information Communication Technology (ICT) become major factors in assessing banks’ competitiveness. The aim of this study is to analyze specific ICT factors, as well as financial factors, affecting bank competitiveness. This study examines all 17 commercial banks in South Korea. The ICT factors are measured by IT center operation and IT scandal released in news or mass media while the bank competitiveness is proxied by …

The Impact Of Earnings Management On The Value Of Companies – The Role Of Ownership Structure, Adam Adamczyk, Sławomir Franek

Journal of Banking and Financial Economics

The aim of our paper is to test whether there is a relationship between earnings management and the market value of companies with different ownership structures. Additionally, we examined whether ownership control determines earnings management. Our study was conducted on 632 non-financial companies listed on the Warsaw Stock Exchange between 2013 and 2020. We have assessed panel data models showing that there is no relationship between earnings management and company value. However, there is a negative and statistically significant relationship for companies without a majority direct investor. We also showed that, despite the different impact of manipulation on company value, …

Application Of The Beneish Model On The Warsaw Stock Exchange, Marek Sylwestrzak

Journal of Banking and Financial Economics

This paper investigates irregularities in financial statements by applying the Beneish and Roxas models to Polish firms listed on the Warsaw Stock Exchange from 2015 to 2020. The total sample included 110 observations. The sample comprised companies that had received an adverse or disclaimer opinion by the auditors, but had not been fined by the Polish Financial Supervision Authority (KNF Board). The control firms were selected based on the industry as selected by the standard industrial classification code and on the financial year, with minimizing the difference in the size of total assets. The results indicate that the Roxas model …

Effective Strategies Leaders Use To Reduce Fraud In The Nigerian Banking Industry, Maroof Suleiman

Walden Dissertations and Doctoral Studies

Financial institutions may be liquidated by banking fraud. Bank leaders are concerned about ineffective strategies to prevent fraud and reduce revenue losses. Grounded in the fraud diamond theory and the fraud triangle theory, this qualitative pragmatic inquiry study aimed to identify and explore bank leaders' strategies to reduce fraud in the Nigerian banking industry. Data were collected by conducting semistructured interviews with nine bank leaders from six Nigerian banks and reviewing publicly accessible information from their companies' websites. A thematic approach adapted from Yin's methodology yielded three key themes: (a) the combination of multiple strategies, (b) employee and customer collaboration, …

Data Augmentation Enhances Plant-Genomic-Enabled Predictions, Osval A. Montesinos-López, Mario Alberto Solis-Camacho, Leonardo Crespo-Herrera, Carolina Saint Pierre, Gloria Isabel Huerta Prado, Sofia Ramos-Pulido, Khalid Al-Nowibet, Roberto Fritsche-Neto, Guillermo Gerard, Abelardo Montesinos-López, José Crossa

Faculty Publications

Genomic selection (GS) is revolutionizing plant breeding. However, its practical implementation is still challenging, since there are many factors that affect its accuracy. For this reason, this research explores data augmentation with the goal of improving its accuracy. Deep neural networks with data augmentation (DA) generate synthetic data from the original training set to increase the training set and to improve the prediction performance of any statistical or machine learning algorithm. There is much empirical evidence of their success in many computer vision applications. Due to this, DA was explored in the context of GS using 14 real datasets. We …

Online Gaming Laws In India: An Analysis Of The Legislative Intent Vis-À-Vis The Future Roadmap, Alaukik Shrivastava, Kashish Siddiqui Khan

UNLV Gaming Law Journal

No abstract provided.

J Mich Dent Assoc March 2024

The Journal of the Michigan Dental Association

Every month, The Journal of the Michigan Dental Association provides news, information, and features about Michigan dentistry to our state's oral health community and the MDA's 6,200+ members. It stands as the primary publication reaching Michigan dentists.

In the March 2024 issue, the Journal focuses on the landscape of practicing in rural settings. Original content includes:

• A cover story discussing "Market Realities for Rural and Small-Town Practices"

• A feature commentary from a new dentist in the Upper Peninsula on "Why I Chose to Practice in Rural Michigan"

• A feature article highlighting a dental education initiative, "Washington’s RIDE Program: A Model …

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Technology Assessment For Cybersecurity Organizational Readiness: Case Of Airlines Sector And Electronic Payment, Sultan Ayed Alghamdi, Tugrul Daim, Saeed Mohammed Alzahrani

Engineering and Technology Management Faculty Publications and Presentations

Payment processing systems have advanced significantly in the airline business. Because e-payments are easy, they have captured the attention of many companies in the aviation industry and are quickly becoming the dominant means of payment. However, as technology advances, fraud grows at a comparable rate. Over the years, there has been a surge in payment fraud incidents in the airline sector, reducing the platform's trustworthiness. Despite attempts to eliminate epayment fraud, decision-makers lack the technical expertise required to use the finest fraud detection and prevention assessments. This research recognizes the lack of an established decision model as a hurdle and …

Promoting Financial Inclusivity, A Route To Economic Growth: An Empirical Analysis From Sub-Saharan African Countries, Sulayman Jallow, Pradipta Kumar Sahoo, Bamadev Mahapatra

Bulletin of Monetary Economics and Banking

The present study deep dives into the relationship between financial inclusion and per capita income growth of 42 sub-Saharan African countries from 2007 to 2020. With the help of the generalized method of moments (GMM) modeling framework, the study discloses that a rise in the number of bank branches, automated teller machines, and savings stimulates per capita economic growth. Conversely, an elevated number of credit provisions to the private sector and high growth of population hinder per capita economic growth. The policy recommendation is for banking authorities to expand their services to underserved areas, raise interest rates on deposits, and …

Development Of Technology Pilot Training To Reduce The Number Of Senior Citizens Victimized By Computer Fraud Scams, James Eric Johnston

Walden Dissertations and Doctoral Studies

There is need in the public sector to help people 60+ years of age in the safe, practical use of technology for business, personal use, and family interaction. This age group is targeted more than others involving technology fraud. The current study focused on which topics need to be part of Technology Fraud Pilot Training to reduce the victimization that is put upon seniors 60+ years of age. The project included measures that may improve understanding and safe usage of basic technology that is frequently used. These searches came from public administration, technology, government, city government, state sources, and others …

The Myth Of Anonymity: De-Identified Data As Legal Fiction, Elodie Currier Stoffel

New Mexico Law Review

The unregulated collection, processing, and sale of consumer data has led to a plethora of social and legal issues. As regulators attempt to catch up with the “move fast and break things” ethos of tech innovation, “de-identified” or “anonymized” data has remained broadly unprotected. However, computer science literature shows us that “de-identified” data is a legal fiction. This Article examines the source of the de-identification fiction, analyzes the definitions in new state laws which attempt to close the loophole, tracks potential harms, and proposes a legislative solution which aims to ameliorate some of the legal fictions’ negative impacts. Part I …

Environmental, Social, And Governance (Esg) Reporting: Attempting To Bridge The Gap On Reporting Standards And The Need For Uniform Standards, Emilee Kula

Penn State Journal of Law & International Affairs (2012 - Present)

No abstract provided.

Fixing The Old Boys Club: Comparing The Handling Of Workplace Misconduct By The Nfl And Nwsl For Change, Maranda Phillips

Jeffrey S. Moorad Sports Law Journal (1994 - )

No abstract provided.

Privacy Principles And Harms: Balancing Protection And Innovation, Samuel Aiello

Journal of Cybersecurity Education, Research and Practice

In today's digitally connected world, privacy has transformed from a fundamental human right into a multifaceted challenge. As technology enables the seamless exchange of information, the need to protect personal data has grown exponentially. Privacy has emerged as a critical concern in the digital age, as technological advancements continue to reshape how personal information is collected, stored, and utilized. This paper delves into the fundamental principles of privacy and explores the potential harm that can arise from the mishandling of personal data. It emphasizes the delicate balance between safeguarding individuals' privacy rights and fostering innovation in a data-driven society. By …

How Will Artificial Intelligence Impact Banking For Financial Institutions And Consumers?, Nicholas Weber

Honors Projects in Finance

Artificial intelligence (AI) is rapidly emerging as one of the most transformative technologies globally. Much of the consumer and unremitting media sentiment surrounding AI often overreacts, either overestimating or fearing its looming impacts. Herein, we examine how in the financial sector, AI builds upon a long history of computer-assisted automation to increasingly become, or soon to become, integrated to enhance various operational processes such as: data security, risk management, fraud detection, loan adjudication, insurance underwriting and customer interactions. This paper examines not only what impacts AI in the finance sector are anticipated by students, professors and professionals, but also whether …

Valuing Esg, Aneil Kovvali, Yair Listokin

BYU Law Review

Corporate environmental, social, and governance (ESG) commitments promise to make capitalism better. Unfortunately, ESG has become a hotbed of hype and controversy. The core problem is that ESG mixes vague environmental and social goals with a profit maximization goal and does not provide a framework for resolving the conflicts that exist between them. The result is confusion that invites deception and cynicism. This Article proposes a mechanism for resolving conflicts between goals by translating them into the common language of money. Once nonpecuniary environmental or social goals are translated into dollar values, they can provide clear and actionable guidance for …