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2026

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Rebuilding Tourism Resilience In The Post-Pandemic Era: Hotel Success Narratives In Tanzania, Godwin Lema, Judith Mshana Jul 2026

Rebuilding Tourism Resilience In The Post-Pandemic Era: Hotel Success Narratives In Tanzania, Godwin Lema, Judith Mshana

Tanzania Journal of Sociology

COVID-19 struck tourism more deeply than ever before and it is still less clear how tourist hotels in the remote setting of the global south navigated the crisis. Limited explored empirically and what remain less known is how the standard operating procedures were designed, perceived and effectively applied to inform resilience in specific tourist hotel setting. In this article we explore the role of Standard Operating Procedures (SOP) played in rebuilding tourist hotels resilience. Karatu district Tanzania touristic space situates study context. Methodological approach adopted is qualitative research design with integration of interview, observation and pertinent hotel statistics in comparing …

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Olli Fall 2026 Catalog, Toniann Leavitt Jul 2026

Olli Fall 2026 Catalog, Toniann Leavitt

Osher Lifelong Learning Institute

No abstract provided.

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Security Architecture Decision Framework For Endpoint Protection In Resource-Constrained K-12 Environments, Jason Folker Jul 2026

Security Architecture Decision Framework For Endpoint Protection In Resource-Constrained K-12 Environments, Jason Folker

Journal of Cybersecurity Education, Research and Practice

K-12 educational institutions face an ongoing challenge in protecting endpoints when budgets and staffing prevent the implementation of standard security best practices. Technology directors routinely make difficult decisions about administrative rights, software controls, and security tooling, but they lack frameworks designed for the constraints and priorities specific to educational environments. This paper develops a security architecture decision framework tailored for K-12 endpoint protection. The framework integrates five weighting dimensions to help technology directors evaluate competing architectural choices. These dimensions include educational impact, security risk reduction, resource requirements, compliance obligations, and operational feasibility. The framework creates structured documentation that helps decision-makers …

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Bridging The Gap Between Research And Practice In Schools, Giorgio Ostinelli Jul 2026

Bridging The Gap Between Research And Practice In Schools, Giorgio Ostinelli

Journal of Educational Research and Practice

This case study examined how a group of Swiss primary school teachers collaborated with a school improvement advisor/researcher (SIA); it is now part of a larger project that uses a design-based methodology. The SIA is a rising entity in the educational landscape and serves as a state-mandated coach who bridges the gap between universities and schools. The SIA embodies the characteristics of both an educational researcher and a school advisor/coach. The SIA experience was created and designed using a frame–object, a valuable tool for collaboratively building professional development experiences with teachers and coaches. Understanding by Design served as the frame–object …

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A Person For All Seasons: The Remarkable Leadership Of Mother Cabrini And Why It Matters Today, Emilio F. Iodice Jul 2026

A Person For All Seasons: The Remarkable Leadership Of Mother Cabrini And Why It Matters Today, Emilio F. Iodice

The Journal of Values-Based Leadership

The history of organizational management is often written in the bold, sweeping strokes of industrial barons or the calculated maneuvers of political statesmen. Yet at the turn of the twentieth century, one of the most sophisticated examples of global institutional scaling was orchestrated by a woman who stood barely five feet tall, held no formal political title, and suffered from debilitating physical frailty. Frances Xavier Cabrini (1850–1917) did not merely practice charity; she engineered a global revolution of care. Over a twenty-eight-year executive career, she founded sixty-seven schools, orphanages, and hospitals across three continents, thereby transforming the social landscape of …

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Student Perspectives On Professionalism In The Academic Classroom: Examining Instructor Traits And Student Preferences At A U.S. Service Academy, Jason Lackey, Justin White Jul 2026

Student Perspectives On Professionalism In The Academic Classroom: Examining Instructor Traits And Student Preferences At A U.S. Service Academy, Jason Lackey, Justin White

The Journal of Values-Based Leadership

At the US Air Force Academy, student developmental paths occur under both military and academic components. The academic component includes the typical collegiate coursework taught by a combination of civilian and military instructors. In this study, we explored student values of instructor leadership traits and practices that influence the classroom culture. We found that overall, the instructor’s degree of academic knowledge (distinguished from military knowledge), their ability to clearly communicate class content, and ability to inspire student participation ranked highest. Conversely, the instructor clearly communicating military responsibilities, their professional etiquette, and providing constructive feedback pertaining to military bearing ranked least, …

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The Philosophical Aspect Of Spirituality And Entrepreneurial Leadership In The Indian Knowledge System, Nidhi Kaushal Jul 2026

The Philosophical Aspect Of Spirituality And Entrepreneurial Leadership In The Indian Knowledge System, Nidhi Kaushal

The Journal of Values-Based Leadership

Entrepreneurs have an obligation to conserve their literature, art, and culture in any format because it helps to fortify their cultural heritage and memories. In the context of entrepreneurship, a useful and insightful examination of the ancient Indian knowledge framework has proposed the growth of culture-based enterprises, which reflects the magnificent integration of human values with traditional wisdom-based work ethics. The nature of today's modern entrepreneurship is an adjusted specification based on innovative context, which is different from the ancient fundamental policies and practices. This study introduces cultural entrepreneurship and its originality through the traditional and indigenous art and skill …

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Spatial Distribution: Effect Of Oxygen Availability On Gut Microbiota Adhesion And Colonization, Ruixue Ding, Xiaotong Sun, Yinan Wang, Binbin Tu, Yue Liang, Qi Lin, Fuqiang Zhao Jul 2026

Spatial Distribution: Effect Of Oxygen Availability On Gut Microbiota Adhesion And Colonization, Ruixue Ding, Xiaotong Sun, Yinan Wang, Binbin Tu, Yue Liang, Qi Lin, Fuqiang Zhao

Journal of Food and Drug Analysis

The gut microbiota plays a crucial role in host digestion and immune regulation; however, most existing research relies on fecal sampling, leaving uncertainty regarding whether fecal microbiota can accurately reflect the symbiotic microbial components at distinct gut sites. To address this gap, this study employed 16S rRNA gene sequencing to systematically analyze the microbial composition of three spatial compartments in the rat colon: luminal contents, mucus layer, and epithelial tissue. The results revealed notable differences in microbial communities across the three compartments. The luminal contents, which were closely associated with the fecal microbiota, exhibited high microbial abundance, encompassing gram-positive bacteria, …

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Unpacking Architectural Drawing Literacy: A Critical Pedagogy Approach To Architecture Collections, Shima Hosseininasab, Virginia Ferris, Burak Erdim Jul 2026

Unpacking Architectural Drawing Literacy: A Critical Pedagogy Approach To Architecture Collections, Shima Hosseininasab, Virginia Ferris, Burak Erdim

Journal of Contemporary Archival Studies

This paper explores using architectural drawings as primary sources in instruction sessions at the North Carolina State University Libraries’ Special Collections Research Center (SCRC) with a critical pedagogy approach. Architectural collections are among the SCRC’s most frequently used materials, yet effective engagement with these unique resources requires specialized knowledge that is often lacking among teaching librarians and faculty, who excel in artifactual literacy and archival practices. The research addresses this gap by arguing that additional guidance in architectural history and technical details is necessary to improve teaching methods and enhance student interpretation of architectural drawings. Using a 200-level architecture class …

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Explainable Ai In Agriculture: Bridging The Gap Between Technology And Farmer, Jayarekha P, Anitha H M, Sowmya K S, Nalina V, Audithan Sivaraman, Madhu Narasimha Jul 2026

Explainable Ai In Agriculture: Bridging The Gap Between Technology And Farmer, Jayarekha P, Anitha H M, Sowmya K S, Nalina V, Audithan Sivaraman, Madhu Narasimha

Iraqi Journal for Computer Science and Mathematics

An intelligent and explainable, as well as user-friendly, crop recommendation and yield prediction system is developed to facilitate agricultural decision-making under various tillage methods with the help of Explainable AI. The system utilizes Machine Learning algorithms and calculates yield changes as a relative term with respect to various inputs such as location, month of sowing, years of NT adoption, and soil type using real-time environmental data; accordingly, it recommends crops. The prediction framework, which is based on various regression algorithms, including Linear Regression, Decision Tree, Random Forest, and Gradient Boosting, was trained on the dataset of agronomic and climatic variables. …

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A Teacher’S Critical Content Analysis Of Children’S Literature In A Read Aloud Book Series, Tanya Renee Gilliam Jul 2026

A Teacher’S Critical Content Analysis Of Children’S Literature In A Read Aloud Book Series, Tanya Renee Gilliam

Theses and Dissertations

Tanya Gilliam A TEACHER’S CRITICAL CONTENT ANALYSIS OF CHILDREN’S LITERATURE IN A READ ALOUD BOOK SERIES2025-2026 James Coaxum, Ph.D. Doctorate of Education This study examined the cultural responsiveness of kindergarten read aloud texts in the Houghton Mifflin Harcourt (HMH) Into Reading curriculum used in District Rynie. Using critical content analysis, seventy read alouds were analyzed to explore representations of culture, identity, and power. The analysis was guided by Botelho and Rudman’s multicultural framework, Bishop’s mirrors, windows, and sliding glass doors model, and Short’s criteria for multicultural literature, across four domains: Authenticity and Representation; Content and Perspective; Challenging Bias and Equity; …

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Dispossession, Environmental Degradation, And Youth Migration Among The Pijao Of Southern Tolima, Neider Devia Merchan Jul 2026

Dispossession, Environmental Degradation, And Youth Migration Among The Pijao Of Southern Tolima, Neider Devia Merchan

LAII Events

This presentation examines how land dispossession, environmental degradation, and capitalist economic transformations shape youth migration among the Indigenous Pijao people of Southern Tolima, Colombia. Based on semi-structured interviews with Pijao community members from different generations, the talk explores how limited economic opportunities, environmental degradation, and unequal access to land make it increasingly difficult for young people to remain in their territories. At the same time, youth migration affects the transmission of Indigenous knowledge, including oral histories, agricultural practices, language, and community memory. Rather than treating migration as an individual decision, the presentation frames it as part of a broader structural …

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Integrating Multimodal Composition Practices In A Fifth-Grade Classroom To Enhance Student Engagement And Comprehension, Erin Beal Jul 2026

Integrating Multimodal Composition Practices In A Fifth-Grade Classroom To Enhance Student Engagement And Comprehension, Erin Beal

Theses and Dissertations

This study investigated the impact of integrating multimodal composition practices on fifth-grade students' writing development. Specifically, it examined how multimodal opportunities influenced student engagement, content area understanding, and overall attitudes toward the writing process. Utilizing a mixed-methods approach, the study utilized pre- and post-surveys to assess changes in students' self-awareness and dispositions toward writing. Over the course of the research study, data was gathered through anecdotal teacher notes, direct observations, and student work samples. Working both independently and collaboratively, students synthesized content material to create and present original multimodal projects.

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Regulated Intensity: Zoning, Capital, And The Financialization Of Midtown Manhattan, Ryan Lin Jul 2026

Regulated Intensity: Zoning, Capital, And The Financialization Of Midtown Manhattan, Ryan Lin

Binghamton University Undergraduate Journal

Zoning regulations are often referred to as tools for managing urban growth. First introduced in the 1916 Zoning Resolution, these tools are meant to respond to NYC’s residents to overcrowding of buildings, loss of light and air, and the unchecked rise of early skyscrapers. However, in highly financialized cities such as Manhattan, these tools, once meant for the public good, have transformed into opportunities for greater capital growth. This paper focuses on the C5 zoning district in Midtown Manhattan to examine how regulatory tools such as Floor Area Ratio (FAR) and other Transferable DEvelopment Rights (TDRs) transform the legally permitted …

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Mental Health Self-Perceptions And Resource Utilization In Undergraduate Students At Binghamton University, Nicole J. Dreznin, Sarah Marcus Jul 2026

Mental Health Self-Perceptions And Resource Utilization In Undergraduate Students At Binghamton University, Nicole J. Dreznin, Sarah Marcus

Binghamton University Undergraduate Journal

Undergraduate students face increasing rates of mental health challenges, however discrepancies in mental health literacy and utilization of resources may exist across student populations. This study examined the perceptions of mental health in undergraduate students at Binghamton University and if they differed among STEM vs non-STEM, man vs. women, and first-generation vs. continuing generation undergraduate students. A 20-question survey, containing 5 demographic questions and 15 mental health related questions was distributed through Qualtrics to 9 undergraduate classes. The available response choices were based on the Likert scale. A total of 1266 students participated.  Chi square tests of independence were done …

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Socio-Demographic Correlates Of Consumers’ Readiness To Use Ai In Financial Decision-Making, Michał Buszko, Tomasz Szopiński Jul 2026

Socio-Demographic Correlates Of Consumers’ Readiness To Use Ai In Financial Decision-Making, Michał Buszko, Tomasz Szopiński

Journal of Banking and Financial Economics

This study investigates the socio-demographic factors associated with readiness to use AI-driven tools in financial decision-making. It uses data from a representative survey of Poles and conceptualises an AI readiness index. It then estimates the relationships between socio-demographic characteristics and this index using an ordinary least squares (OLS) regression model. Additionally, robustness checks are conducted with heteroskedasticityrobust standard errors and multiple imputation. The OLS results were supplemented by one-way Analysis of Variance (ANOVA) with Tukey’s Honestly Significant Difference (HSD) post hoc tests to identify groups’ differences. The results demonstrate that gender, age, education, and income are significantly associated with consumers’ …

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Us Latino Demographics Exploration, Ally Milner Jul 2026

Us Latino Demographics Exploration, Ally Milner

Generative AI Teaching Activities

Using artificial intelligence for basic analysis of census data, students will explore demographic changes in the Latino population in their city and state of residence, the United States, and their state of residence when not studying at university.

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The Languages Of Translocality: What Plurilingualism Means In A Maghrebi Context, Edwige Tamalet Talbayev Jul 2026

The Languages Of Translocality: What Plurilingualism Means In A Maghrebi Context, Edwige Tamalet Talbayev

SOROUD: The journal of Literacy Criticism

This essay rethinks monolingual approaches to Maghrebi literature that rests on the supremacy of French and Arabic as languages of expression. Instead, Edwige Tamalet proposes a plurilingual translocal critical practice both grounded in local contexts and marked by transversal trajectories between multiple sites across the Mediterranean.

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Mucho Ruido Y Pocas Nueces? Rethinking Mexico's Judicial Reform In Comparative Perspective, Oscar Serratos Jul 2026

Mucho Ruido Y Pocas Nueces? Rethinking Mexico's Judicial Reform In Comparative Perspective, Oscar Serratos

Notre Dame Journal of International & Comparative Law

Mexico's 2024 judicial reform, which made it the first country to elect all judges by popular vote, has generated widespread criticism for allegedly threatening judicial independence and democratic governance. This Article challenges the prevailing narrative by arguing that many of these concerns overstate the reform's practical effect. Through a comparative analysis of Mexico's new constitutional framework and judicial electoral systems in the United States, the Article demonstrates that the reform incorporates structural safeguards—including balanced nomination powers, nonpartisan elections, restrictions on campaign financing, and continued judicial training—that set it apart from comparable American models. While acknowledging legitimate concerns regarding implementation and …

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Strategic Artificial Intelligence Use And Microbusiness Performance: Evidence From U.S. Minority-Owned Business, Doreen Nkenyeh Ayafor Jul 2026

Strategic Artificial Intelligence Use And Microbusiness Performance: Evidence From U.S. Minority-Owned Business, Doreen Nkenyeh Ayafor

Electronic Theses and Dissertations 2020 - Present

Minority-owned microenterprises play a critical role in economic development in underserved communities in the United States, yet persistent disparities in business performance remain. Prior research suggests that Black- and Hispanic-owned microenterprises face lower profitability and revenue relative to their White-owned counterparts, reflecting structural constraints such as limited access to capital, professional networks, and digital resources. As artificial intelligence (AI) becomes increasingly embedded in entrepreneurial decision-making, an important question is whether strategic AI use mitigates or reinforces these disparities. Drawing on the resource-based view (RBV) and critical race theory (CRT), this study examines whether strategic AI use moderates the relationship between …

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Mapping And Diagnosing Local Climate Zones For Urban Heat Assessment And Planning In Tropical Cities, Inuwa Sani Sani, Adi Wibowo Jul 2026

Mapping And Diagnosing Local Climate Zones For Urban Heat Assessment And Planning In Tropical Cities, Inuwa Sani Sani, Adi Wibowo

Journal of Environmental Science and Sustainable Development

Rapid urbanization and rising heat risk are intensifying thermal stress and environmental degradation in tropical cities. This study applies the Local Climate Zone (LCZ) framework to examine how urban morphology influences land surface temperature (LST) and to support evidence-based urban planning and climate adaptation in Makassar, Indonesia. We hypothesized that compact built LCZs (1–3) exhibit significantly higher LST than vegetated LCZs (A–G). Landsat 8 OLI and MODIS LST datasets (2013–2023) were processed in Google Earth Engine to evaluate decade-long urban development and thermal dynamics. LCZs were classified using a Random Forest (RF) model trained with approximately 100 manually digitized polygons …

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The Coupled Hydrology–Human Activity Information (Chhai) Dataset: A Global Benchmark Dataset For Model Comparison And Evaluation, Azara Boschee, Aneseh Alborzi, Augustina Clara Alexander, Berit Arheimer, Salsebil Bel Hadj Ali, Günter Blöschl, Andrea Castelletti, Xi Chen, Aniya Dogra, Erhu Du, Jesse Duku, Aldo Fiori, Margaret Garcia, Salvatore Grimaldi, Naota Hanasaki, Yeonjoo Kim, Heidi Kreibich, Chenyuan Li, Ali Mehran, For Full Author List, See Comments Below Jul 2026

The Coupled Hydrology–Human Activity Information (Chhai) Dataset: A Global Benchmark Dataset For Model Comparison And Evaluation, Azara Boschee, Aneseh Alborzi, Augustina Clara Alexander, Berit Arheimer, Salsebil Bel Hadj Ali, Günter Blöschl, Andrea Castelletti, Xi Chen, Aniya Dogra, Erhu Du, Jesse Duku, Aldo Fiori, Margaret Garcia, Salvatore Grimaldi, Naota Hanasaki, Yeonjoo Kim, Heidi Kreibich, Chenyuan Li, Ali Mehran, For Full Author List, See Comments Below

Faculty Research, Scholarly, and Creative Activity

To enhance hydrologic modeling, the hydrology community has developed benchmark datasets (e.g. Model Parameter Estimation Experiment, MOPEX), providing standardized data for model evaluation and parameter estimation. However, these datasets primarily focus on modeling natural hydrologic processes, leaving a critical gap in understanding the role of human influences. Here, we introduce the Coupled Hydrology-Human Activity Information (CHHAI) dataset, a benchmark dataset that integrates coupled human–water data from regions across all continents, excluding Antarctica. CHHAI incorporates data from 25 regions that cover various human impacts such as reservoir management, flood protection, river management policies, land use changes, and water use. Each basin …

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Gender-Based Analysis Of Critical Thinking Skills Through The Problem-Based Learning Model Assisted By Instagram Greenpeaceid, Nabila Nirwasita Chairunnisa, Sumarmi Sumarmi, Tuti Mutia, Ilham Adenan Hidayatullah Jul 2026

Gender-Based Analysis Of Critical Thinking Skills Through The Problem-Based Learning Model Assisted By Instagram Greenpeaceid, Nabila Nirwasita Chairunnisa, Sumarmi Sumarmi, Tuti Mutia, Ilham Adenan Hidayatullah

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

Environmental degradation requires students to possess critical thinking skills. However, the prevalence of conventional teaching methods is considered ineffective in honing these skills. Furthermore, gender differences that influence students’ learning styles are often not adequately accommodated. This study aims to conduct a comparative analysis of the impact of the Problem-Based Learning model assisted by the Instagram account Greenpeaceid on students’ critical thinking skills based on gender. The present study employs a quasi-experimental method using a posttest-only control group design implemented as a 2×2 treatment-by-level design. Data were collected via written tests and analyzed using a Two-Way ANOVA. The results of …

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Case-Based Method Encyclopedia Of Maros Pangkep Geopark Through A Community Approach In Biraeng Village, Badrizal Al Hazar, Eva Nurrahmi Lukman, Muhammad Ikhsan Iccang, Nur Faizah Alim, Hervina Hervina Jul 2026

Case-Based Method Encyclopedia Of Maros Pangkep Geopark Through A Community Approach In Biraeng Village, Badrizal Al Hazar, Eva Nurrahmi Lukman, Muhammad Ikhsan Iccang, Nur Faizah Alim, Hervina Hervina

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

The 21 st-century geography learning requires the use of contextual learning resources that are based on local potential to support deep learning. However, the availability of learning media that integrates geoparks and community knowledge is still limited. Therefore, this research and development aims to produce a community-based encyclopedia using the case-based method. It aims to determine the feasibility and effectiveness of the encyclopedia as a source of geography learning. The learning media was developed by using the Research and Development (R&D) method with the ADDIE model, which includes the stages of analysis, design, development, and implementation. The encyclopedia was developed …

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Revisiting The Genesis Of French Louisiana: It’S No Coincidence The Civil Code Was Adopted—We Ain’T Anglos!, Warren Perrin Jul 2026

Revisiting The Genesis Of French Louisiana: It’S No Coincidence The Civil Code Was Adopted—We Ain’T Anglos!, Warren Perrin

Journal of Civil Law Studies

This article examines how Louisiana’s distinctive civil law tradition survived the Louisiana Purchase and became embedded in the state’s identity through the interaction of culture, migration, and political compromise. Tracing the development of French Louisiana from the Acadian diaspora to statehood, the article argues that the adoption and preservation of the civil code was not accidental, but rather the product of a deeply rooted Francophone and multicultural society resistant to Anglo-American common law traditions. The study highlights the influence of major historical figures including Thomas Jefferson, William C.C. Claiborne, Julien Poydras, Casa Calvo, and Edward Livingston, while also emphasizing the …

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Patients, Not Lab Values: Ethical Reflections On The Limits Of Reductionist Biology, Kody Park, Tai Metzger, Sung-Ki Lee, Abdullah Jalal, Christine Lin, Jasmanet Chahal, Kacie Park Jul 2026

Patients, Not Lab Values: Ethical Reflections On The Limits Of Reductionist Biology, Kody Park, Tai Metzger, Sung-Ki Lee, Abdullah Jalal, Christine Lin, Jasmanet Chahal, Kacie Park

Student Publications

No abstract provided.

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Strategic Leverage Points For Effective Watershed Governance: A Micmac Structural Analysis Approach, Ivan Taslim, Sambas Basuni, Moh. Yanuar Jarwadi Purwanto, I Putu Santikayasa Jul 2026

Strategic Leverage Points For Effective Watershed Governance: A Micmac Structural Analysis Approach, Ivan Taslim, Sambas Basuni, Moh. Yanuar Jarwadi Purwanto, I Putu Santikayasa

Journal of Environmental Science and Sustainable Development

Over the past two decades, watershed governance in Indonesia has been challenged by rapid land-use change, fragmented institutions, and limited integration of scientific evidence into policy. Previous studies have primarily evaluated watershed sustainability using hydrological or socio-economic indicators, whereas the structural relationships among governance, socio-economic, and biophysical factors remain insufficiently explored. To address this gap, this study applies the Matrix of Cross-Impact Multiplications Applied to Classification (MICMAC) method to examine direct and indirect relationships among watershed governance factors. A pentahelix stakeholder analysis involving government, academia, non-governmental organizations, media, and industry was conducted to evaluate 37 factors identified through a systematic …

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A Novel Fault Location Method For Renewable Energy Transmission Lines Based On Time-Domain Transient Voltage Fitting, Li Zhang, Shengnan Li, Shiyao Wang, Shoudong Xu, Ligen Xie, Jinrui Tang Jul 2026

A Novel Fault Location Method For Renewable Energy Transmission Lines Based On Time-Domain Transient Voltage Fitting, Li Zhang, Shengnan Li, Shiyao Wang, Shoudong Xu, Ligen Xie, Jinrui Tang

Journal of Electric Power Science and Technology

Affected by the control strategy and parameters of renewable energy units, once a fault occurs in a renewable energy transmission line, the short-circuit current on the renewable energy side exhibits characteristics such as controlled amplitude, sudden phase change, and a high proportion of non-power-frequency components, which leads to the failure of traditional double-end and single-end fault location methods based on power-frequency components. To address this problem, higher-order fault transient differential equations of the renewable energy transmission line before and after the fault point were provided. A joint equation system for solving fault distance was constructed based on the time-domain sampled …

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“Pride Runs Through Our Veins”: A Qualitative Investigation Of Black Parents’ Ethnic-Racial Socialization Practices Among Black Youth With Disabilities, Nicole A. Telfer, Danielle J. Allen, Noreen Yazejian, Iheoma U. Iruka Jul 2026

“Pride Runs Through Our Veins”: A Qualitative Investigation Of Black Parents’ Ethnic-Racial Socialization Practices Among Black Youth With Disabilities, Nicole A. Telfer, Danielle J. Allen, Noreen Yazejian, Iheoma U. Iruka

Developmental Disabilities Network Journal

While ethnic-racial socialization (ERS) practices are crucial in Black/African American families, little is known about ERS practices in Black families of Black children with disabilities. In the current study, we investigated ERS practices among Black/African American parents’ who are raising children with disabilities and how this may influence children’s outcomes. A total of N = 8 Black/African American parents were invited for semi-structured interviews to explore more deeply their ERS practices among their children with disabilities. Several themes emerged from the data, which highlights ERS practices from a DisCrit lens, as well as the overall experiences of parents and their …

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Microfinance And Financial Inclusion: A Multilevel Analysis Of Barriers Related To Repayment Delays According To Individual And Regional Profiles – The Case Of Al Amana Microfinance, Meryem Massine, Hajar El-Mahdad, Youssef Bouazizi Jul 2026

Microfinance And Financial Inclusion: A Multilevel Analysis Of Barriers Related To Repayment Delays According To Individual And Regional Profiles – The Case Of Al Amana Microfinance, Meryem Massine, Hajar El-Mahdad, Youssef Bouazizi

Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)

This article examines the determinants of repayment delays in Moroccan microfinance using an original administrative database of 476,145 borrowers financed by Al Amana between 2010 and 2022. Combining count models and a multilevel approach, the analysis shows that repayment discipline results from a combination of individual, contractual and territorial factors. The findings indicate that women, older borrowers, more educated clients and borrowers with accumulated credit experience have significantly fewer arrears, while larger loan amounts, some marital profiles and agricultural activities increase the risk of delay. The multilevel model shows that 6.49% of the variance in arrears is explained by regional …

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