Digital Commons Network^™

Socio-Demographic Correlates Of Consumers’ Readiness To Use Ai In Financial Decision-Making, Michał Buszko, Tomasz Szopiński

Journal of Banking and Financial Economics

This study investigates the socio-demographic factors associated with readiness to use AI-driven tools in financial decision-making. It uses data from a representative survey of Poles and conceptualises an AI readiness index. It then estimates the relationships between socio-demographic characteristics and this index using an ordinary least squares (OLS) regression model. Additionally, robustness checks are conducted with heteroskedasticityrobust standard errors and multiple imputation. The OLS results were supplemented by one-way Analysis of Variance (ANOVA) with Tukey’s Honestly Significant Difference (HSD) post hoc tests to identify groups’ differences. The results demonstrate that gender, age, education, and income are significantly associated with consumers’ …

The Languages Of Translocality: What Plurilingualism Means In A Maghrebi Context, Edwige Tamalet Talbayev

SOROUD: The journal of Literacy Criticism

This essay rethinks monolingual approaches to Maghrebi literature that rests on the supremacy of French and Arabic as languages of expression. Instead, Edwige Tamalet proposes a plurilingual translocal critical practice both grounded in local contexts and marked by transversal trajectories between multiple sites across the Mediterranean.

Mucho Ruido Y Pocas Nueces? Rethinking Mexico's Judicial Reform In Comparative Perspective, Oscar Serratos

Notre Dame Journal of International & Comparative Law

Mexico's 2024 judicial reform, which made it the first country to elect all judges by popular vote, has generated widespread criticism for allegedly threatening judicial independence and democratic governance. This Article challenges the prevailing narrative by arguing that many of these concerns overstate the reform's practical effect. Through a comparative analysis of Mexico's new constitutional framework and judicial electoral systems in the United States, the Article demonstrates that the reform incorporates structural safeguards—including balanced nomination powers, nonpartisan elections, restrictions on campaign financing, and continued judicial training—that set it apart from comparable American models. While acknowledging legitimate concerns regarding implementation and …

Strategic Artificial Intelligence Use And Microbusiness Performance: Evidence From U.S. Minority-Owned Business, Doreen Nkenyeh Ayafor

Electronic Theses and Dissertations 2020 - Present

Minority-owned microenterprises play a critical role in economic development in underserved communities in the United States, yet persistent disparities in business performance remain. Prior research suggests that Black- and Hispanic-owned microenterprises face lower profitability and revenue relative to their White-owned counterparts, reflecting structural constraints such as limited access to capital, professional networks, and digital resources. As artificial intelligence (AI) becomes increasingly embedded in entrepreneurial decision-making, an important question is whether strategic AI use mitigates or reinforces these disparities. Drawing on the resource-based view (RBV) and critical race theory (CRT), this study examines whether strategic AI use moderates the relationship between …

Mapping And Diagnosing Local Climate Zones For Urban Heat Assessment And Planning In Tropical Cities, Inuwa Sani Sani, Adi Wibowo

Journal of Environmental Science and Sustainable Development

Rapid urbanization and rising heat risk are intensifying thermal stress and environmental degradation in tropical cities. This study applies the Local Climate Zone (LCZ) framework to examine how urban morphology influences land surface temperature (LST) and to support evidence-based urban planning and climate adaptation in Makassar, Indonesia. We hypothesized that compact built LCZs (1–3) exhibit significantly higher LST than vegetated LCZs (A–G). Landsat 8 OLI and MODIS LST datasets (2013–2023) were processed in Google Earth Engine to evaluate decade-long urban development and thermal dynamics. LCZs were classified using a Random Forest (RF) model trained with approximately 100 manually digitized polygons …

The Coupled Hydrology–Human Activity Information (Chhai) Dataset: A Global Benchmark Dataset For Model Comparison And Evaluation, Azara Boschee, Aneseh Alborzi, Augustina Clara Alexander, Berit Arheimer, Salsebil Bel Hadj Ali, Günter Blöschl, Andrea Castelletti, Xi Chen, Aniya Dogra, Erhu Du, Jesse Duku, Aldo Fiori, Margaret Garcia, Salvatore Grimaldi, Naota Hanasaki, Yeonjoo Kim, Heidi Kreibich, Chenyuan Li, Ali Mehran, For Full Author List, See Comments Below

Faculty Research, Scholarly, and Creative Activity

To enhance hydrologic modeling, the hydrology community has developed benchmark datasets (e.g. Model Parameter Estimation Experiment, MOPEX), providing standardized data for model evaluation and parameter estimation. However, these datasets primarily focus on modeling natural hydrologic processes, leaving a critical gap in understanding the role of human influences. Here, we introduce the Coupled Hydrology-Human Activity Information (CHHAI) dataset, a benchmark dataset that integrates coupled human–water data from regions across all continents, excluding Antarctica. CHHAI incorporates data from 25 regions that cover various human impacts such as reservoir management, flood protection, river management policies, land use changes, and water use. Each basin …

Gender-Based Analysis Of Critical Thinking Skills Through The Problem-Based Learning Model Assisted By Instagram Greenpeaceid, Nabila Nirwasita Chairunnisa, Sumarmi Sumarmi, Tuti Mutia, Ilham Adenan Hidayatullah

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

Environmental degradation requires students to possess critical thinking skills. However, the prevalence of conventional teaching methods is considered ineffective in honing these skills. Furthermore, gender differences that influence students’ learning styles are often not adequately accommodated. This study aims to conduct a comparative analysis of the impact of the Problem-Based Learning model assisted by the Instagram account Greenpeaceid on students’ critical thinking skills based on gender. The present study employs a quasi-experimental method using a posttest-only control group design implemented as a 2×2 treatment-by-level design. Data were collected via written tests and analyzed using a Two-Way ANOVA. The results of …

Case-Based Method Encyclopedia Of Maros Pangkep Geopark Through A Community Approach In Biraeng Village, Badrizal Al Hazar, Eva Nurrahmi Lukman, Muhammad Ikhsan Iccang, Nur Faizah Alim, Hervina Hervina

Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan

The 21 st-century geography learning requires the use of contextual learning resources that are based on local potential to support deep learning. However, the availability of learning media that integrates geoparks and community knowledge is still limited. Therefore, this research and development aims to produce a community-based encyclopedia using the case-based method. It aims to determine the feasibility and effectiveness of the encyclopedia as a source of geography learning. The learning media was developed by using the Research and Development (R&D) method with the ADDIE model, which includes the stages of analysis, design, development, and implementation. The encyclopedia was developed …

Revisiting The Genesis Of French Louisiana: It’S No Coincidence The Civil Code Was Adopted—We Ain’T Anglos!, Warren Perrin

Journal of Civil Law Studies

This article examines how Louisiana’s distinctive civil law tradition survived the Louisiana Purchase and became embedded in the state’s identity through the interaction of culture, migration, and political compromise. Tracing the development of French Louisiana from the Acadian diaspora to statehood, the article argues that the adoption and preservation of the civil code was not accidental, but rather the product of a deeply rooted Francophone and multicultural society resistant to Anglo-American common law traditions. The study highlights the influence of major historical figures including Thomas Jefferson, William C.C. Claiborne, Julien Poydras, Casa Calvo, and Edward Livingston, while also emphasizing the …

Patients, Not Lab Values: Ethical Reflections On The Limits Of Reductionist Biology, Kody Park, Tai Metzger, Sung-Ki Lee, Abdullah Jalal, Christine Lin, Jasmanet Chahal, Kacie Park

Student Publications

No abstract provided.

Strategic Leverage Points For Effective Watershed Governance: A Micmac Structural Analysis Approach, Ivan Taslim, Sambas Basuni, Moh. Yanuar Jarwadi Purwanto, I Putu Santikayasa

Journal of Environmental Science and Sustainable Development

Over the past two decades, watershed governance in Indonesia has been challenged by rapid land-use change, fragmented institutions, and limited integration of scientific evidence into policy. Previous studies have primarily evaluated watershed sustainability using hydrological or socio-economic indicators, whereas the structural relationships among governance, socio-economic, and biophysical factors remain insufficiently explored. To address this gap, this study applies the Matrix of Cross-Impact Multiplications Applied to Classification (MICMAC) method to examine direct and indirect relationships among watershed governance factors. A pentahelix stakeholder analysis involving government, academia, non-governmental organizations, media, and industry was conducted to evaluate 37 factors identified through a systematic …

A Novel Fault Location Method For Renewable Energy Transmission Lines Based On Time-Domain Transient Voltage Fitting, Li Zhang, Shengnan Li, Shiyao Wang, Shoudong Xu, Ligen Xie, Jinrui Tang

Journal of Electric Power Science and Technology

Affected by the control strategy and parameters of renewable energy units, once a fault occurs in a renewable energy transmission line, the short-circuit current on the renewable energy side exhibits characteristics such as controlled amplitude, sudden phase change, and a high proportion of non-power-frequency components, which leads to the failure of traditional double-end and single-end fault location methods based on power-frequency components. To address this problem, higher-order fault transient differential equations of the renewable energy transmission line before and after the fault point were provided. A joint equation system for solving fault distance was constructed based on the time-domain sampled …

“Pride Runs Through Our Veins”: A Qualitative Investigation Of Black Parents’ Ethnic-Racial Socialization Practices Among Black Youth With Disabilities, Nicole A. Telfer, Danielle J. Allen, Noreen Yazejian, Iheoma U. Iruka

Developmental Disabilities Network Journal

While ethnic-racial socialization (ERS) practices are crucial in Black/African American families, little is known about ERS practices in Black families of Black children with disabilities. In the current study, we investigated ERS practices among Black/African American parents’ who are raising children with disabilities and how this may influence children’s outcomes. A total of N = 8 Black/African American parents were invited for semi-structured interviews to explore more deeply their ERS practices among their children with disabilities. Several themes emerged from the data, which highlights ERS practices from a DisCrit lens, as well as the overall experiences of parents and their …

Microfinance And Financial Inclusion: A Multilevel Analysis Of Barriers Related To Repayment Delays According To Individual And Regional Profiles – The Case Of Al Amana Microfinance, Meryem Massine, Hajar El-Mahdad, Youssef Bouazizi

Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)

This article examines the determinants of repayment delays in Moroccan microfinance using an original administrative database of 476,145 borrowers financed by Al Amana between 2010 and 2022. Combining count models and a multilevel approach, the analysis shows that repayment discipline results from a combination of individual, contractual and territorial factors. The findings indicate that women, older borrowers, more educated clients and borrowers with accumulated credit experience have significantly fewer arrears, while larger loan amounts, some marital profiles and agricultural activities increase the risk of delay. The multilevel model shows that 6.49% of the variance in arrears is explained by regional …

Sustainable Solutions For Food Security In Djibouti: A Renewable Energy Initiative, Michaëlle Arielle Kouakep Tsoh, Tsoh Ekassi Gilbert, Thierry Césaire Kenmogne, Brice Pinga Tcheugoué, Justin Kouamo

Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)

According to the World Bank Group, East African countries have fragile food systems and low agricultural production. Djibouti is among the most undernourished countries in Africa and is severely affected by freshwater scarcity. Households regularly face climatic shocks and high electricity costs. This literature review characterizes Djibouti’s food systems and food security situation, identifies and analyzes renewable energy technologies implemented to improve food security in the local context, and presents renewable technologies as sustainable solutions to food insecurity. The results show that rural households are more likely to be food insecure and that the Djiboutian government promotes sustainable energy solutions. …

Cultivating Narratives: A Critical Discourse Analysis Of Higher Education Student-Led Farms And Gardens, Maximilan Sherard, Marc T. Sager

Publications

Despite extensive research on community agriculture, little attention has been paid to student-led farms or gardens (SFGs) in higher education contexts. SFGs represent a unique site for community agriculture due to their diverse stakeholders, academic affiliations, and the institutional policies they navigate. This study examines online promotional materials from 42 SFGs located on land-grant higher education campuses across the United States. Using critical discourse analysis, we (1) map these organizations’ practices and (2) identify competing discourses about community and agriculture within their promotional narratives. We identify and explain four core practices (membership, growing, distribution, and purpose) and connect these practices …

Crustal Structure Of The Vøring Plateau And Vøring Spur From Joint Refraction And Reflection Travel-Time Tomography, Anika Nawar Mayeesha

Department of Earth and Atmospheric Sciences: Dissertations, Theses, and Student Research

Crustal architecture of the Vøring Plateau and Vøring Spur in the mid-Norwegian continental margin remains debated because the geophysical data in the area do not uniquely constrain whether the crust is continental, oceanic, or transitional. This study reanalyzes wide-angle ocean-bottom seismometer data from Profile 11-03 across the Vøring passive continental margin using joint travel-time tomography of crustal refractions and Moho reflections. A total of 6,760 first-arrival picks and 542 PmP picks from sixteen instruments were inverted for P-wave velocity and reflector depth. Three starting models were inverted independently to test sensitivity to the initial crustal configuration. The first two used …

Trial By Fire: Disaster Justice And Lessons Learned, Clifford Villa

Faculty Scholarship

Disaster Justice reflects the intersection of environmental justice and disaster law. The study of disaster justice is becoming increasingly essential as disasters become more frequent and devastating in the face of accelerating climate change. Disaster law is marked by statutes such as the federal Stafford Act and by theory such as the “disaster cycle” of readiness, response, and recovery. Environmental justice recognizes that the distribution of harms such as bad air or water quality may be distributed inequitably among groups such as low-income populations or racial minorities. In similar fashion, the adverse impacts of disasters may also be distributed inequitably …

Summer 2026, Augustana College, Rock Island Illinois

Augustana Magazine

No abstract provided.

A Survey Of Open Educational Resources Appropriate For Constructing And Teaching An Upper-Level, Undergraduate Course In The History Of Music Prior To 1800 For Music Majors, Jamie Weaver

Faculty Publications

Many open education resources are available for the study of music history. Yet, the majority ofsources I discovered are intended for students who are not music majors or who are at thebeginning of their historical study. The purpose of my study of open educational resources is tolocate and evaluate resources that would facilitate the creation and instruction of the first-semester survey course of an undergraduate survey in music history for music majors, the focusof which is the study of music before 1800. What follows is a broad, preliminary survey ofsources that could be used, mixed, reworked, or adapted to fulfill …

A Comparison Of Regional Food Systems And Food Security In Rural Mississippi And Italy, Reinhard M. Knerr, Athan M. Gregory, Anne Cafer

Journal of Human Sciences and Extension

In the Mississippi (MS) Delta, more than 40% of residents are food-insecure despite predominantly agricultural land use. We hypothesized that limited social networks and non-navigable food market systems constrain MS producers, limit market viability, and hinder regional food sovereignty. This ethnography compared rural Italian and Mississippian food systems through semi-structured interviews of food producers, processors, and marketers. We described differences in social networks between groups that led to differential capacities to share capital and to overcome producer and labor constraints. We also described key differences in governmental and Extension support of local food systems. Finally, we provided suggestions for addressing …

Evaluating The Lasting Impacts Of A Dialogue-To-Change Program On Racial Understanding Using Ripple Effect Mapping, Mary Emery, Anuradha Choudhary, Mike D. Stout, Grace Langford, Eric Walcott, Marcia Ostrom

Journal of Human Sciences and Extension

This paper explores the impacts of Coming Together for Racial Understanding (Coming Together), using Ripple Effect Mapping (REM). REM is a participatory evaluation tool that captures and analyzes intended and unintended outcomes. This method maps how individual change leads to wider changes in interactions and activities, from personal, interpersonal, institutional, and cultural levels to the widest ripple of the potential for change in policy, structure, and accepted practice. We adapted REM for virtual settings using Google Jamboard to hold two REM sessions with 20 participants and used mapping results to populate a follow-up survey for 2018 and 2019 training participants. …

Oil Price Shocks, The Peso, And Inflation In The Philippines, Jan Marie Claire Edra, Junette Perez, Edwin Valeroso

Angelo King Institute for Economic and Business Studies (AKI)

No abstract provided.

Analysis Of Venture Capital Investment For Financing The Development Of The Palm Oil Industry In Indonesia For Private Companies, Salvatore Yitro, Mustika Sari, Gunawan Saroji

CSID Journal of Infrastructure Development

Indonesia is the world's largest crude palm oil (CPO) producer, accounting for 58.04% of global output from 2018 to 2022 and generating between USD 18.2 billion and USD 28.95 billion in annual foreign exchange earnings from 2016 to 2021. The downstream sector, however, remains largely controlled by foreign markets, and private companies face restricted access to conventional bank financing due to negative campaigns against Indonesian palm oil in European markets. No prior study has examined the financial feasibility of venture capital as a financing mechanism for integrated downstream palm oil development by private companies in Indonesia. This study analysed that …

The Implementation Of Smart City Initiatives In Addressing Climate Change Challenges For The Transformation Of Jakarta Into A Resilient Global City, Roby Dwiputra, Nurulitha Andini Susetyo, Apriano Hanindito Amanza

CSID Journal of Infrastructure Development

Jakarta, a densely populated delta city and Indonesia's former capital undergoing post-relocation transformation, faces escalating climate change impacts, including land subsidence and tidal flooding. Annual subsidence rates of 5–25 cm in northern areas and recurrent tidal floods, including the December 2025 event, pose significant threats to urban sustainability and economic stability. This study employs a qualitative descriptive–analytic approach using a single-case study of Jakarta. Smart city initiatives are examined as governance instruments for climate resilience, drawing on secondary data from regulatory documents, real-time digital monitoring platforms, and global smart city performance indicators. The analysis applies thematic and comparative techniques supported …

Prediction Of Satellite Temperature During An Orbit Of A Cubesat, Michael Reynolds

Honors Theses

This thesis develops a thermal-simulation strategy for predicting CubeSat component temperatures, applied to Jag-Sat-1, a CubeSat developed at the University of South Alabama and deployed from the International Space Station in 2022. The orbit was reconstructed from two-line element (TLE) data using simplified general perturbations (SGP4) propagation, and spacecraft attitude was recovered from onboard gyroscope measurements. Sunlight, penumbra, and umbra intervals were computed geometrically, and the external radiative environment — direct solar, Earth infrared, and albedo heat fluxes — was modeled using orientation-dependent view factors. These time-varying fluxes drove a transient finite-element thermal simulation of the full satellite geometry in …

Essays In Applied Microeconomics, Md Tahmeed Hossain

Economics Theses and Dissertations

This dissertation contributes to empirical economics research by examining three settings in which historical shocks, behavioral constraints, and localized public events affect social relations, decision quality, and public safety. The first chapter examines the persistence of historical religious conflict in contemporary Hindu–Muslim relations in India. The second chapter studies how time pressure affects decision quality in online chess. The third chapter analyzes the localized traffic-safety externalities of NFL game days. Across these settings, the dissertation uses large-scale data and quasi-experimental research designs to distinguish causal effects from selection, spatial concentration, and persistent local conditions.

The first chapter asks whether historical …

Herbaceous Plants In Forest Ecosystems: One Hundred Fundamental And Applied Questions, Harikrishnan Venugopalan Nair Radhamoni, Michelle Elise Spicer, Marlyse C. Duguid, Liza S. Comita, Emilio Bruna, Andrew J. Andrade, Julia I. Burton

Michigan Tech Publications

Aims: Herbaceous plants (herbs) found in the understory of forests contribute substantially to the biodiversity of these ecosystems, as well as being important socio-culturally, economically, and for advancing ecological theory. However, the ecology of herbs is less well understood compared with woody plants, despite evidence that herbs are physiologically and ecologically different. Similarly, herb research has focused on north temperate forests, with less information from forests in the tropics and Global South. Understanding this knowledge gap, and recognizing the critical importance of expanding and streamlining the scope of research on forest herbs, we set out to identify 100 fundamental and …

Synoptic Conditions Favoring Tropical Cyclone-Enhanced Southwest Monsoon High Precipitation Events In The Philippines, Alwin Andriel L. Bathan, Lyndon Mark P. Olaguera, Faye Abigail T. Cruz, Jose Ramon T. Villarin, John A. Manalo, Jun Matsumoto

SOSE Affiliate: Manila Observatory

The interaction of tropical cyclones (TCs) with the southwest monsoon frequently causes heavy precipitation events (HPEs) and widespread flooding across the Philippines. Despite their substantial socio-economic impacts, the synoptic conditions that favor these events remain insufficiently understood, underscoring the need for systematic investigation to help improve forecasting and risk assessment. Lag composite analysis of daily rainfall records and reanalysis data from July to September for the period 1981–2023 shows that HPEs are more likely to occur when: (1) enhanced monsoon westerlies are present over the tropical Indian Ocean for at least nine days before the HPE, (2) a TC passes …

State-Mandated Principal Mentoring And Its Relationship To Leadership Efficacy, Working Conditions, And Student Achievement Across Contexts, Ellen Willoughby

Education Theses and Dissertations

Although principal mentoring has been widely studied, far less is known about whether state-level mentoring mandates function as effective policy levers for improving principal or student outcomes. This sequential explanatory mixed-methods study examined the relationship between state mentoring mandates in principal preparation programs and four outcomes: principal leadership efficacy, occupational stress, pay satisfaction, and student achievement. Phase 1 employed multiple linear regression with state-level data from the 2020–2021 National Teacher and Principal Survey (NTPS), 2022 National Assessment of Educational Progress (NAEP), and 2023 Education Commission of the States mentoring mandate classifications. Phase 2 used semi-structured interviews with four practicing principals …