Digital Commons Network^™

Global Savings, Assets And Financial Inclusion: Lessons, Challenges, And Directions, Jamie M. Zimmerman, Ray Boshara, Michael Sherraden, Li Zou, Kate Mckee, Leslie Meek-Wohl, Amy Feldman

Center for Social Development Research

Global Savings, Assets and Financial Inclusion: Lessons, Challenges, and Directions

Increasing Parent Educational Expectations For Children In Sub-Saharan Africa: The Potential Role Of Assets, Gina Chowa, William Elliott Iii

Center for Social Development Research

It is commonly held in the education literature that parent expectations are an important factor in predicting children’s achievement in school. However, little research has been conducted on educational expectations of parents living in developing countries. In this study of Ugandans we examine whether parents save more when they are given access to Asset Development Accounts (ADAs) and financial training than parents receiving financial training but no ADAs, and/or parents with no ADA or financial training. We find that Ugandan parents who receive both an ADA and financial training experience an increase in mean wealth of US$77.4 over a two …

Under-Utilized Contributions By International Students: Case Study For Education And Research, Gina Chowa, Kofi Danso, Michael Sherraden

Center for Social Development Research

International social work education in the United States focuses on globalization and international practicum for American students. a readily available resource, international social work graduate students, is rarely utilized. This article discusses a case study of five African students who engage in a process of realigning their academic knowledge to respond to local social development challenges in their home countries. These processes result in profound innovations that are based on theory, indigenous experience, and culturally competent practice.

中国农村资产社会政策: 社会养老保险制度的变革 [Asset-Based Policy In Rural China: An Innovation In The Retirement Social Insurance Program], Baorong Guo, Jin Huang, Li Zou, Michael Sherraden

Center for Social Development Research

In response to the growing rural-urban inequality, China is undertaking a series of policy initiatives to promote rural development. In addition to redistributive policies aiming at social protection, asset-based policy, which integrates social protection and social investment, is another viable option for progressive rural development. In 1998, the Hutubi local government in the Xinjiang Uygur Autonomous Region of China implemented an innovative retirement program which allows account holders to use accounts as legal collateral to borrow small loans and invest in productive assets such as farming supplies and equipment, education, and small businesses. Using the data gathered by the program …

中国呼图壁养老保险质押贷款项目双重激: 励和双重资产积累 [Dual Incentives And Dual Asset Building: The Hutubi Rural Social Security Loan Program In China], Baorong Guo, Jin Huang, Michael Sherraden, Li Zou

Center for Social Development Research

The Hutubi Rural Social Security Loan program is a policy innovation in a rural area of China by loaning savings in social security accounts back to peasants for them to purchase assets for agricultural and other development. In contrast to the nationwide recession in rural social security, this program has shown its success in proliferating rural social security funds and retaining social security participants. With a focus on the administrative data of the loan program, this study aims to provide an in-depth understanding of the loan program and examine how asset building is possible for the poor when institutional incentives …

Exploring And Assessing Intercultural Competence, Alvino E. Fantini

Center for Social Development Research

Exploring and Assessing Intercultural Competence

Five-Country Study On Service And Volunteering In Southern Africa, Leila Patel, Helene Perold, Salah Elzein Mohamed, René Carapinha

Center for Social Development Research

Five-Country Study on Service and Volunteering in Southern Africa

Inclusion And Effectiveness In International Volunteering And Service, Amanda Moore Mcbride, Margaret S. Sherraden, Benjamin J. Lough

Center for Social Development Research

Inclusion and Effectiveness in International Volunteering and Service

National And International Volunteerism Among Volunteers In The United States, 2005, Benjamin J. Lough, Kimberly A. Spring

Center for Social Development Research

National and International Volunteerism Among Volunteers in the United States, 2005

The Estimated Economic Value Of A Us Volunteer Abroad, Benjamin Lough, Amanda Moore Mcbride, Margaret Sherrard Sherraden

Center for Social Development Research

The Estimated Economic Value of a US Volunteer Abroad

Understanding Civic Service International Research & Application, Center For Social Development

Center for Social Development Research

Understanding Civic Service International Research & Application

The Elderly In Uruguay: Volunteer Work And Civic Service Actors, Anabel Cruz, Lucia Pérez

Center for Social Development Research

The Elderly in Uruguay: Volunteer Work and Civic Service Actors

Assessing Asset Data On Low-Income Households, Caroline Ratcliffe, Henry Chen, Trina R. Williams Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden

Center for Social Development Research

Assessing Asset Data on Low-Income Households

Assets Beyond Saving In Individual Development Accounts, Chang-Keun Han, Michal Grinstein-Weiss, Michael Sherraden

Center for Social Development Research

This study examines whether participation in Individual Development Accounts (IDAs) leads to a significant growth in assets beyond saving in the IDA accounts. Using a longitudinal experimental research design for low-income IDA participants, we test for impacts on five measures of assets: liquid assets, other financial assets, total financial assets, real assets, and total assets. Results show that, while there are no large differences in liquid and financial assets between the treatment group and the control group, IDA participants in the take-up group have more real assets and total assets than members of the control group. Results suggest that additional …

Attitudes Toward Institutional Features And Savings In Individual Development Accounts: Latent Class Analysis, Chang-Keun Han, Michael Sherraden

Center for Social Development Research

This exploratory study focuses on classifying attitudes toward institutional features of Individual Development Accounts (IDAs). This study also examines to what extent the attitudes change and how they are associated with savings in IDAs. While attitudes toward IDAs are generally positive, latent class analysis (LCA) found 3 groups, “highly positive," “moderately positive,” and “mixed opinion.” Race is significantly associated with the classification. This study found dynamic changes in attitudes at 18 months and 48 months after the baseline interview. While attitudes became somewhat more positive for 18% of participants, they became more negative for 26%. It was also found that …

Do Institutions Really Matter For Saving Among Low-Income Households? A Comparative Approach, Chang-Keun Han, Michael Sherraden

Center for Social Development Research

This study aims to examine the extent to which competing theories explain saving of low-income households in Individual Development Accounts (IDAs). Competing theories include individual-oriented perspective, social stratification perspective, and institutional saving theory. This study uses American Dream Demonstration (ADD) data collected at the Tulsa IDA program. Compared with the individual perspective and the social stratification perspective, institutional features explain a significant part of the variance in saving outcomes measured by average monthly net deposit (AMND) and deposit frequency ratio (DFR). Findings suggest that an inclusive asset-based policy should be designed with institutional structures encouraging low-income households to save.

Domestic Violence, Economic Abuse, And Implications Of A Program For Building Economic Resources For Low-Income Women, Cynthia K. Sanders

Center for Social Development Research

Domestic Violence, Economic Abuse, and Implications of a Program for Building Economic Resources for Low-Income Women

Effects Of Participating In An Asset-Building Intervention On Social Inclusion, Margaret Lombe, Michael Sherraden

Center for Social Development Research

The United States is arguably one of the richest countries in the world. However, poverty is still an issue of great concern. This observation suggests the need for more innovative interventions to reduce severe need and create terms for meaningful participation of vulnerable individuals in economic, political, and social exchange. Using a sample of IDA program participants (N=840), who were randomly assigned to a control and experimental group, this study explores the relationship between an asset-building intervention and social inclusion from the human capabilities perspective. Results reveal a significant relationship between participating in an IDA program and social inclusion. Although …

Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment On Individual Development Accounts, Michal Grinstein-Weiss, Jung-Sook Lee, Kate Irish, Chang-Keun Han

Center for Social Development Research

For low-income families, homeownership represents an important strategy to move out of poverty and offers long-term social and economic development opportunities. Individual Development Account (IDA) programs facilitate savings towards assets such as home purchase through matched savings, financial education and case management. Using longitudinal experiment data from the American Dream Demonstration, this study examines the influence of IDA participation on homeownership rates among low-income participants after 18 months (Wave 2) of program participation and after 48 months (Wave 3) at program completion. Involvement in specific home-search activities at Waves 2 and 3 was measured to determine whether these activities mediated …

Perceptions Of School Based Mental Health Services By Directors And Supervisors Of Student Services, Decia N. Dixon

USF Tampa Graduate Theses and Dissertations

Key stakeholders in schools must be educated about the importance of increasing access to mental health services in schools. School-based mental health services are designed to increase children's competence and help them meet the societal expectations of school success. The present study examined types of mental health services provided to students in school districts throughout Florida; the extent to which those services were provided to children and families; the beliefs of student services directors and supervisors regarding qualifications of school mental health service providers to provide mental health services; and their beliefs about the impact of mental health services on …

Gsu Social Work Degree Programs Reaccredited, Office Of Public Affairs

Press Releases

The College of Health Professions at Governors State University announced today that its Master and Bachelor of Social Work degree programs have been reaccredited by the Council on Social Work Education (CSWE) for eight more years.

Board Of Trustees Minutes, June 28, 2007, Eastern Washington University

Board of Trustees Minutes

No abstract provided.

Interview With Fran And Art Bell, Class Of 1939 And 1940, Fran Bell, Art Bell

Macalester Oral Histories

No abstract provided.

The Daily Egyptian, June 27, 2007, Daily Egyptian Staff

June 2007

No abstract provided.

June 27, 2007 Faculty Senate Minutes, University Of South Carolina

Faculty Senate

No abstract provided.

Volume 44, Number 79: June 27, 2007, University Of North Dakota

University Letter Archive

No abstract provided.

Fewer State Dollars Require Winthrop Tuition Increase, Winthrop University

Winthrop News 2007

• Winthrop's Board of Trustees executive committee approved a tuition increase for fall 2007.
• For freshmen, semester costs will be up 6.42 percent overall.
• The increase is a response to fewer state budget operating dollars for Winthrop.

Missoula Students Receive Scholarships From Um, University Of Montana--Missoula. Office Of University Relations

University of Montana News Releases, 1928, 1956-present

No abstract provided.

Helena Students Receive Um Scholarships, University Of Montana--Missoula. Office Of University Relations

University of Montana News Releases, 1928, 1956-present

No abstract provided.

Monitor Newsletter June 25, 2007, Bowling Green State University

Monitor

Official Publication of Bowling Green State University for Faculty and Staff