Digital Commons Network^™

Commentary On Empirical Research On An Asset Building Policy: A Microeconomic Perspective, Anne E. Winkler

Center for Social Development Research

Commentary on Empirical Research on an Asset Building Policy: A Microeconomic Perspective

Discussant Comments, Mark R. Rank

Center for Social Development Research

Discussant Comments

Discussant Comments, Larry Davis

Center for Social Development Research

Discussant Comments

Linking Tax Refunds And Low-Cost Bank Accounts, Sondra G. Beverly, Jennifer Tescher, David Marzahl

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. A version was subsequently developed for publication in Inclusion in the American Dream: Assets, Poverty, and Public Policy (Oxford University Press, 2005). The papert presents findings from an evaluation of the Extra Credit Savings Program (ECSP). Piloted in Chicago by ShoreBank and the Center for Law and Human Services, the program was designed to connect unbanked households to mainstream financial services and to facilitate ongoing asset accumulation in low-income …

Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley

Center for Social Development Research

Saving Patterns in IDA Programs

The Thrift Savings Plan Experience: Implications For A Universal Asset Account Initiative, Elaine Rideout-Fisher

Center for Social Development Research

The Thrift Savings Plan Experience: Implications for a Universal Asset Account Initiative

Assets As A Measure Of Household Welfare In Developing Countries, David E. Sahn, David Stifel

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper identifies and explores the use of an asset-based metric of welfare. The metric relies on assets data that are easy to collect and analyze. The authors demonstrate that the asset index functions well in identifying and profiling the poor, in targeting transfers, and even in estimating demand or production functions for outcomes that are useful for designing programs and policy.

Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson

Center for Social Development Research

Assets, Race, and Educational Choices

Saving And Asset-Accumulation Strategies Used By Low-Income Individuals, Amanda Moore Mcbride, Sondra Beverly, Michael Sherraden, Margaret Sherraden, Lissa Johnson, Mark Schreiner

Center for Social Development Research

This paper presents quantitative and qualitative data regarding the saving and asset-accumulation strategies used by low-income participants in Individual Development Account programs(IDAs). the results of a cross-sectional survey with 298 IDA participants and case studies with 15 IDA participants—the first methods that assessed saving behavior among this population—demonstrate that low-income individuals use psychological and behavioral strategies to save, deposit, and maintain assets. the most frequentlyused strategies are behavioral saving strategiesfor increasing the efficiency of spending (e.g., shopping more carefully for food) and for reducing consumption (e.g., spending less on leisure). Qualitative results indicate that individuals also use goals and mental …

Listening To African-American Students: An Exploratory Analysis Of Factors That Foster Academic Success, Julie Miller-Cribbs, Larry Davis, Stephanie Cronen, Sharon Johnson

Center for Social Development Research

This exploratory study assessed African-American freshman and sophomore students’ decisions to remain in school and their opinions regarding specific dropout prevention programs. Results indicated that students believed that school completion would prepare them for the future. the opinion of family members was consistently ranked as most important in supporting students' decisions to remain in school, and the primary barriers to completing school were related to family issues, academic problems and personal issues. Overall, students were most interested in intervention programs having to do with preparation for their futures—jobs and goals. The importance of tailoring education to meet the needs of …

The Impacts Of Ida Programs On Family Savings And Asset-Holdings, Michael Stegman, Robert Faris, Oswaldo Urdapilleta Gonzales

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. A version was subsequently developed for publication in Inclusion in the American Dream: Assets, Poverty, and Public Policy (Oxford University Press, 2005). This paper supplements research on the national Individual Development Account (IDA) pilot known as the Downpayment on the American Dream Demonstration (ADD). Its subject is the financial impact of ADD on the net savings and assets of program participants, and it examines what ADD participants would have …

Use Of Financial Services And The Poor, Jeanne M. Hogarth, Jinkook Lee

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper presents results from an analysis using data from the 1998 Survey of Consumer Finances to explore several aspects of the financial relationships of low-income households. The analyses looked at an updated profile of low-income and poor households, their financial portfolios, their attachment to the mainstream financial sector, and their use of various types of financial institutions. The findings suggest ways to move low-income households into the financial …

Asset Accumulation For The Poor? A View From The Right, Richard Nadler

Center for Social Development Research

Asset Accumulation for the Poor? A View From the Right

Assets In Theoretical Context: A Developmentalist Interpretation, James Midgley

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper seeks to broaden understanding of asset programs by linking them to the normative perspectives of contemporary social welfare theory. These normative perspectives have been formulated by academics and social policy analysts in an attempt to capture and interpret the complexities of current social welfare realities. Although they invoke ideological preferences, these normative preferences are subsumed under the abstract formulations of normative theory. They reflect diverse beliefs about …

Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton

Center for Social Development Research

Family Matters: Kin Networks and Asset Accumulation

Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams

Center for Social Development Research

Homeownership and Youth Well-Being: An Empirical Test of Asset-Based Welfare

Reaching Out To The Unbanked, John Caskey

Center for Social Development Research

Commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis, this paper was developed for publication in Inclusion in the American Dream: Assets, Poverty, and Public Policy (Oxford University Press, 2005). This paper presents a strategy for helping the unbanked to build savings and to improve their credit-risk profiles in order to lower their cost of payment services, eliminate a common source of stress, and gain access to lower-cost mainstream credit.

The Impact Of Parental Wealth On Living Standards In Israel, Seymour Spilerman

Center for Social Development Research

The Impact of Parental Wealth on Living Standards in Israel

Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff

Center for Social Development Research

Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998

Going To Scale: Principles And Policy Options For An Inclusive Asset-Building Policy, Robert Friedman, Ray Boshara

Center for Social Development Research

Going to Scale: Principles and Policy Options for an Inclusive Asset-Building Policy

Asset Based Policies For The Poor: A View From The Left, Jared Bernstein

Center for Social Development Research

Asset Based Policies for the Poor: A View From the Left

Productive Engagement Of Older Adults: Effects On Well-Being, Nancy Morrow-Howell

Center for Social Development Research

Productive Engagement of Older Adults: Effects on Well-Being

Complexity, Age, And Building Preference, Thomas R. Herzog, Ronda L. Shier

Peer Reviewed Articles

The authors explore the role of complexity in the relation between building age and preference. Age was assessed as a categorical (via stimulus selection) and a continuous (via ratings of 64 color slides of urban buildings) variable. In either case, the authors replicated earlier research in showing that modern buildings were preferred over older buildings when building maintenance was not controlled, but when it was controlled, the relation reversed, and the older buildings were better liked. However, when a composite-rating measure of complexity was introduced, a somewhat different pattern emerged. Complexity interacted with rated age. The nature of the interaction …

Alumni Newsletter - Issue No. 74, University Of Maine School Of Law

Maine Law Magazine

• Around Campus
• Keeping Up with Technology
• Commencement
• Faculty
• Alumni News
• Annual Fund Results

Creating A New Law School, Charles R. Halpern

City University of New York Law Review

No abstract provided.

Columns Summer 2000, Southern Adventist University

Alumni Newsletter

Features the article "To Touch the Past". An amazing tapestry of events has brought to the campus hundreds of ancient artifacts from the lands of the Bible.

Ursinus Magazine, Spring / Summer 2000, Wendy Greenberg, Tisha Callery, Sally Widman, Jenepher Price Shillingford, Ellen Cosgrove, Erin Fitzgerald, Claire Furia, Joanna Doyle, Lori A. Olexa, Oana Nechita

Ursinus Magazine, 1995–Present

The Philip and Muriel Berman Museum of Art calendar • Ursinus among most wired colleges • Somebody out there likes us • Ursinus in the news • Field house progress • Davis Chair holder endorses inner spirit • Student report: The faces of Cape Town • Love's Labour's Lost: Two Shakespearean experts bid farewell • New faculty • Moving on: We send off the Class of 2000 • What a difference a year makes: A look at the Class of 1999 • Meet our newest alumni • Celebrating learning spaces: Ursinus' Nobel Laureate celebrates Pfahler completion • The Snell Symposium …

Discussant Comments, Steve Fazzari

Center for Social Development Research

Discussant Comments

On Costs And The Future Of Individual Development Accounts, Michael Sherraden

Center for Social Development Research

On Costs and the Future of Individual Development Accounts

Charismatic Authority And The Board Of The Hull House Association, 1895-1935, Roger A. Lohmann

Faculty & Staff Scholarship

Discussions of boards in the third sector literature usually proceed from assumptions grounded in Weber’s rational-legal authority and international management principles like those of Henri Fayol. The generalizations made about boards are based on rational-legal views of the board as the principal governing body of a nonprofit organization. Much less frequently examined are the roles and functions of boards in organizations grounded in other forms of authority. In particular, the relationship between charismatic authority and boards has seldom been studied. This paper will examine the role of one such board, the Board of Trustees of the Hull House Association through …