Digital Commons Network^™

The Effect Of Financial Inclusion On Banks' Credit Risk: Perspective From Mena Region, Rami Mohamed Farid

Theses and Dissertations

Financial inclusion is aimed at introducing the undeserved segment of the community to the official financial institutions. It is without doubt that financial inclusion is one of the sustainable development goals to raise the poor's living standards by availing banking services that are not limited to loan acquisition. In this respect, this study aims at testing the relationship between the most used financial inclusion indicators and the ratio of the provision for loan losses to net loan as a proxy for credit risk. Using the Least Square Dummy Variables (LSDV) as estimation equation for non-linear model, it is found that …

The Zabaleen Of Egypt: Citizenship Of Exception In Cairo's Urban Sphere, Kathryn Vallis

Theses and Dissertations

This thesis examines the relationships between citizenship, space, and the state, using the Zabaleen community in Cairo as a lens of analysis. The thesis argues that citizenship is both an institution and a practice of exclusion. It explores the social, political, and economic exclusions that the Zabaleen experience due to their position in a state of exception.

Time Machine Research And Approach, Tarek Bouraque

Theses and Dissertations

Time Machine is a hybrid documentary that explores the logics of enslavement, colonialism, eurocentrism and their interconnectedness in our globalized world. Mustapha Azemmouri, born in 1502, undertakes a journey to the 21st century to recount his own story of enslavement and exploration, and reflects on a collective puzzle of 500 years of hidden history.

Il Giudizio Universale Tra La Scolastica Medievale E La Divina Commedia Di Dante, Amanda R. Latrenta

Theses and Dissertations

In The Divine Comedy, Dante presents his readers with an interpretation of The Last Judgement. Although this interpretation bears distinct markers of Dante’s originality, it also closely aligns with medieval scholastic writings on the phenomenon. This thesis examines how Dante’s interpretation aligns with or diverges from medieval theology.

Mapping Ecological Futures: Toward A Cartography Of Climate Justice, Timothy C. Lau

Theses and Dissertations

The concept of climate justice importantly reveals the uneven impacts of climate change. However, existing attempts at mapping climate justice are dominated by nation-state-based approaches, which fail to capture the sociospatial complexity of climate injustice. To address that gap, this thesis explores climate justice through the lens of critical cartography.

Texts, Language, And History In The Madhab-Law Tradition: A Study Of The ShāfiʿĪ School, Tarek Ghanem

Theses and Dissertations

This thesis advances the study of the legal literature from the madhhab-law tradition by way of studying the Shāfiʿī literary tradition and its two most authoritative classics. These two works are al-Nawawī’s (d. 676/1278) digest Minhāj al-ṭālibīn and Ibn Ḥajar al-Haytamī’s (d. 974/1567) commentary on it, Tuḥfat al-minhāj. This study will provide a typology of the development of the Shāfiʿī juristic texts. The typology is based on an indigenous and coherent periodization centered around an analysis of the intellectual and social developments within the Shāfiʿī legal tradition, not the classical Eurocentric periodization scheme. The main objective of this typology is …

Mexican Modernism’S Other: The Contemporáneos, Gender, And National Identity, 1920–1940, Joseph S. Shaikewitz

Theses and Dissertations

In postrevolutionary Mexico, a group of artists known as the Contemporáneos redefined the parameters of modernism through personal expressions of otherness and difference. This thesis examines works by artists including Abraham Ángel, Julio Castellanos, María Izquierdo, and Manuel Rodríguez Lozano in relation to shifting discourses surrounding gender and national identity.

Talking And Thinking About Animal And Artifact Kinds Via Different Types Of Generics, Lyan-Joy M. Lugay

Theses and Dissertations

Generic statements are expressions that talk about kinds or categories and there are several forms. Through the use of surveys, this study examined the way native English speakers talk and think about novel animal kinds and artifacts using two forms: the definite singular form and the bare plural form.

An Action Research Study On The Use Of Flipped Learning In A Spanish As A Foreign Language Class, Juan Carlos Acevedo Fontecha

Theses and Dissertations

The present action research evaluated the teacher’s perception and the students’ attitudes and practices over the impact of applying a flipped learning model for a basic Spanish course. Unlike previous studies that have evaluated the model considering students’ perceptions and language performance, this study also considered the teacher in a cyclical process of using the flip model. The intervention consisted of four classes that dealt with grammar topics transferred into tutorial videos and in-class activities to practice the content from the videos. To gain a broader spectrum of the teacher’s perception, this study used questionnaires, and field journals designed to …

A Canonical Model For Comparing Data And Information Management And Capability Models, William Parsley

Theses and Dissertations

Conducting a Data Management Maturity Model (DM3) assessment is a key piece of strategic activity that can enable proper guidance and measurements of an organization’s ability to meet data demand. In this Design Science Research project, a Canonical Data Model (CDM) was constructed to analyze and translate DM3 assessments scores between three models, the European Archival Records and Knowledge Preservation (E-ARK)’s E-Ark Maturity Model for Information Governance (A2MIGO), the Enterprise Data Management Council (EDM Council)’s Data Capability Assessment Model (DCAM), and the Method for Integrated Knowledge Environment (MIKE2.0)’s Information Maturity QuickScan (IQMS). These three models were tied together using the …

A Framework Towards Computational Narrative Analysis On Blogs/Social Media, Kiran Kumar Bandeli

Theses and Dissertations

Social media is widely used to express views and share opinions with others. With the availability of inexpensive and ubiquitous mass communication tools like social media, creating narratives, false information and propaganda is both convenient and effective. Social media users leverage this platform to further their views by framing narratives and participating in online discourse. Almost all events, issues, crises are discussed on social media. Blogs are a good source of data for sociologists and political scientists to gain situational awareness by tracking different opinions, political views, and narratives being shaped. Blogs, unlike other social media platforms, are not regulated …

Digital Native Tongue: Bringing Multilingual, Multimodal Curriculum To College Composition For Beginning Latinx Writers, Francisco Enrique Zamora

Theses and Dissertations

Young Latinx students are struggling with composition when they enter college, and the performance and completion gaps are widening (Ybarra 89). Multilingual education offers insights into language pedagogy and practice, while new, multimodal education offers solutions that make use of digital techniques. This thesis proposes combining activities, frameworks, and theories from both of these education camps in order to update college composition curriculum that may to be more effective for American Latinx students in the 21st century. Multimodal education is the process of composing in multiple media (written, aural, visual) simultaneously. In the modern world, it is often intertwined with …

Female Labor Force Participation And Economic Growth: Granger Causality Test, Zulakha Rahman

Theses and Dissertations

Does rising female labor force participation precede economic growth, or does the relationship run in the other direction? This paper addresses this question by performing a Granger causality test to examine the relationship between economic growth and female labor force participation worldwide. The economic growth –is measured in two ways: using Growth Domestic Product, Purchasing Power Parity (constant 2011 international dollar) and Growth Domestic Product using local currency units. The test uses a completely balanced panel dataset spanning over 28 years from 1990 to 2018 and using 151 countries for Purchasing Power Parity dataset and 154 countries in GDP in …

Difference Between Principals’ Attitudes And Beliefs Of Their Preparedness To Support Students With Disabilities In The General Education Setting, Debra Delaine

Theses and Dissertations

The transformative role of the school principal has been the topic among several states for almost 40 years. Researchers have documented the disconnect between educational leadership programs and real-world experiences for principals. The push continues for principals to move away from solely focusing on the managerial aspects of the job to becoming the instructional leaders of their building with an emphasis on student outcomes, which has caused a sense of urgency among principals and educational leadership preparation programs. Students with disabilities were typically the responsibility of the special education director, until the passage of the No Child Left Behind Act. …

Assessing English Learners For Special Education Eligibility: Evaluator’S Perspectives And Procedures, Brenda Iveth De La Garza

Theses and Dissertations

There is a disproportionate number of English Learners (ELs) in Special Education across the United States (Kligner, Artiles, & Barletta, 2006). When educators are concerned about EL’s lack of progress and their underachievement they turn towards Special Education as a way of finding resources and a solution to their concerns (Kligner, Boile, Linan-Thompson & Rodriguez, 2014). This poses a challenge for evaluators, especially for those who lack or have little knowledge about the differences that exist between typical language acquisition differences and a learning disability. Evaluators who lack this knowledge might be more likely to confuse a student’s second language …

The Impact Of A Multisensory Intervention On Literacy Attitudes Of Students With Dyslexia, Lorena De La Cruz

Theses and Dissertations

The purpose of this qualitative multiple case study was to explore the impact of a pull-out multisensory reading intervention on the attitudes towards reading and writing of fourth-grade students identified with dyslexia. Students identified with dyslexia must receive an evidence-based reading intervention as required by Texas educational state law. The multisensory reading intervention utilized in this study and known as Structured Literacy, included explicit instruction in phonological awareness, sound-symbol association, syllabication, orthography, morphology, and reading comprehension. The researcher focused on a variety of data sources including field notes, audio-recorded interviews, reading interest survey responses, and spelling assessments. The data collected …

Pebblechild, Brenda Ochoa

Theses and Dissertations

This collection of short stories depict life moments for people that are connected through the city of Peñitas, Texas. This manuscript begins as an origin story for the city of Peñitas. According to local historians both in the past and in present times, the city of Peñitas was founded by a priest and five other Spaniards. This idea is integrated into the storyline but with a focus on the impact of a young girl, Tala. She suffers immensely through the actions of a group she refers to as the Long Beards. She has to go through a series of discovery …

Resisting Whiteness & White Supremacy Through Mexican American Studies, Josue Puente

Theses and Dissertations

In 2018, the Texas Board of Education approved the creation of a Mexican American Studies High School elective course. However, before this course became a reality member on the board pushed to end the course all together. Board members opposed to the creation of a Mexican American Studies course argued that the class could represent a division between different groups under the banner of “we are all Americans”. This thesis centers on the implications are from the narrative created by the social studies standards and the role these standards play in supporting whiteness and supporting white supremacy that has been …

The Impact Of Social Constructivist Mathematics Learning Experiences On Latino, Middle School Students’ Proportional Reasoning, Victor M. Vizcaino

Theses and Dissertations

Due to its centrality in the curriculum, research on proportional reasoning (PR) has seen a resurgence of interest. Recent research examined students’ patterns, strategies, and achievement when solving PR problems. Other studies explored PR learning trajectories. Additional studies focused on instructional interventions such as the effect of number structure, continuous, discrete, and intensive quantities to promote the development of proportional reasoning skills (PRS). The subjects of these studies have been United States white middle school students, Icelandic grade 5 girls, Spanish secondary school students, Turkish middle school students, as well as Scottish and Korean upper primary grades’ students. Few studies …

Drama Del Dia, Eleazar Zuniga Jr.

Theses and Dissertations

Drama del día is made up of short plays which will present themes and elements of life along the Rio Grande Valley border between Texas and Mexico. The plays in this work reflect the Chicano culture and attempt to touch on the various themes and conflicts people encounter on daily basis such as domestic, social, and drug cartel violence, corruption, immigration, colonialism and machismo.

A Study Of /Sk/-Metathesis In Old English, Catharina Clara Ybarra

Theses and Dissertations

Language change is the primary focus of historical linguistics. Some changes, phonological, morphological, or semantic, alter forms and lead to new regularities in a language’s lexicon. Linguistic analyses and terminology to describe them have been established to aid in linguistic investigations, though, there remain changes that defy typical explanations.

Metathesis is one change that still intrigues scholars intensely because, since the advent of modern linguistic study with Saussure, we have presumed that languages operate systematically; yet, metathetic change is often seemingly random. Even when it does operate over a period of a generation or two, it may do so erratically, …

Practical Adversarial Attacks Against Black Box Speech Recognition Systems And Devices, Yuxuan Chen

Theses and Dissertations

With the advance of speech recognition technologies, intelligent voice control devices such as Amazon Echo have became increasingly popular in our daily life. Currently, most state-of-the-art speech recognition systems are using neural networks to further improve the accuracy and efficacy of the system. Unfortunately, neural networks are vulnerable to adversarial examples: inputs specifically designed by an adversary to cause a neural network to misclassify them. Hence, it becomes imperative to understand the security implications of the speech recognition systems in the presence of such attacks. In this dissertation, we first introduce an effective audio adversarial attack towards one white box …

Equitable And Inclusive Classrooms: A Case Study Exploring Student Experiences On Culturally Responsive Teaching, Christien Russell

Theses and Dissertations

Culturally responsive teaching (CRT) was birthed from the framework of multicultural education. Multicultural Education is a broad framework that focuses on equity amongst race, ethnicity, gender, sexual orientation, socioeconomics, disabilities, and other groups who identified as marginalized. Culturally responsive teaching encompasses the ability to acknowledge cultural differences, expand diversity of thought, all while having a caring relationship with students. The literature says that both of the multicultural education and CRT, help foster inclusive classrooms and spaces on campus. CRT also notes that a teacher’s ability to care about students influences positive outcomes for learning. For the last 30 years, CRT …

Three Essays On Malicious Consumer Deviance: The Creation, Dissemination, And Elimination Of Misleading Information, Tyler Hancock

Theses and Dissertations

With the explosion of social media, consumers are gaining control in social reach and can utilize online platforms to create and share misleading information when doing so helps to meet an end. This dissertation, consisting of three separate essays, represents an attempt to address how misleading information is created, how it is disseminated, and how it can be eliminated. Essay One (Chapter 2) uses a mixed-method approach to explore the Dark Triad, proactivity, and vigilantism in driving self-created misleading information sharing. Additionally, this essay introduces a dual-process model of inoculation theory to the marketing and consumer literature that shows how …

"Swamp Thing: Alligators, Symbolism, And The Meaning Of Animals In The American South, Nathan Drake

Theses and Dissertations

Humans form lasting and unique relationships with the natural world and, by extension, the organisms and animals who have for millennia carved out niche environments. Scholars and general observers agree—at least in principle—that human beings have actively shaped (for better and for worse) the habitats, behaviors, and population of the Earth’s creatures. In turn, those spaces and animals have influenced not only how humans think of the natural world, but also of humanity itself. Animals, in other words, help humans understand themselves.1 This dissertation is a history of the American Alligator. A study of human interactions with alligators can reveal …

Explaining Individual And Contextual-Level Determinants Of Social Tolerance And The Emotional Burden Of Social Intolerance, Ismail Hakki Yigit

Theses and Dissertations

Diversity is an inevitable condition of modern societies, in which individuals come into contact with one another with various backgrounds; such as, race, ethnicity, nationality, sexual orientation, religion, and ideology. My dissertation answers three questions: what are the individual characteristics that influence social tolerance of people?’ What are the important things (education level, economic condition, gender, religiosity, etc.) that hold people in a society together as well as influence them positively or negatively to report social tolerance toward religiously different, racially different, sexually different (homosexuals), and nationally (immigrants) different people? From there, I am also trying to answer, if any, …

Leading Together: Exploring Conditions For Shared Leadership Emergence In Teams, Charles Percy Reed Scott

Theses and Dissertations

Modern workplaces require complex teamwork and leadership behaviors to innovate and achieve their goals effectively. Research has found that one of the best ways to help improve team collaboration and performance is to foster shared leadership across the team members. However, little research has been conducted to determine what factors actually drive the emergence of shared leadership in teams. This archival study examines the possible factors and pathways that lead to shared leadership emerging within teams. The data from sixty-six (66) three-person teams was used. Each team member had to collaborate to successfully complete a simulated spaceship bridge task. Six …

Improving Wake-Up-Word And General Speech Recognition Systems, Gamal Mohamed Bohouta

Theses and Dissertations

Automatic Speech Recognition (ASR), a technology that allows a machine to recognize the utterances spoken into a microphone by a person and then converts it to text, is commonly used for different types of applications, such as command and control systems, personal assistant systems, medical systems, disabilities systems, dictation systems, telephony systems, and embedded applications. Due to its extensive use, interest in ASR technology has surged among inventors and researchers alike. They have worked diligently to improve the performance of the ASR systems by developing several techniques or approaches in different aspects,such as enhancing features, training an acoustic model, enhancing …

Characterization Of Written Text Using Data And Network Science, Harith A. Hamdon Hamoodat

Theses and Dissertations

The success of humans cannot be attributed to language, but it is certainly true that language and humans are inseparable. Since the first language appeared, we have seen that language continually evolving over space and social gatherings to formed around 7,000 languages today. The origin and evolution of languages still vague, and state-of-the-art in languages evolution still lack a comprehensive characterization. In general, this problem is mainly tackled by statistical measuring the changes on the part of the language ( e.g., words and sounds). Given the current availability of data and computational power, this dissertation proposes a comprehensive data-driven characterization …

A Bio-Inspired Classification System For Cyber-Physical-Human Identity Resolution, Mary Catherine (Kay) Michel

Theses and Dissertations

The Internet has created a need for understanding complex technology and identities today. Cybercrime can take years to solve, and a systematic design may aid in more rapid resolution. Classification of identities involves the arrangement of shared qualities or characteristics known as features set expression, useful for identifying specific types of cybercriminals based on empirical evidence and logic. In order for classification of a cyber identity to be explainable and acceptable to researchers, a holistic systematic approach is beneficial to organize natural and synthetic features of living and non-living organisms into a standardized model. Proven scientific methods in the biology …