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G94-1192 Feeding Dairy Cows With Limited High Quality Forage, Rick J. Grant Jan 1994

G94-1192 Feeding Dairy Cows With Limited High Quality Forage, Rick J. Grant

University of Nebraska-Lincoln Extension: Historical Materials

During excessively wet or dry years, there is a wide range of forage quality with most dairy producers forced to feed at least some moderate to poor quality forage. This NebGuide discusses basic alterations in the feeding strategy to help cope with minimal reductions in milk yield.

During excessively wet or dry years, there is a wide range of forage quality with most dairy producers forced to feed at least some moderate to poor quality forage. This NebGuide discusses basic alterations in the feeding strategy to help cope with minimal reductions in milk yield.


G94-1201 Feeding The Dry Cow, Rick J. Grant Jan 1994

G94-1201 Feeding The Dry Cow, Rick J. Grant

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide discusses feeding management of the dry cow for optimum performance during the next lactation.

Dry Cow Management Goals

Every dairy producer's goal for the milking herd should be to maximize feed intake and milk production -- profitably. Proper dry cow management provides the foundation for a successful lactation.


Nf94-201 The Child And Adult Care Food Program, Darlene Martin Jan 1994

Nf94-201 The Child And Adult Care Food Program, Darlene Martin

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses the Child and Adult Care Food Program as administered by the United States Department of Agriculture.


Research And Extension Needs For Integrated Pest Management For Arthropods Of Veterinary Importance, Christopher J. Geden, Jerome Hogsette Jan 1994

Research And Extension Needs For Integrated Pest Management For Arthropods Of Veterinary Importance, Christopher J. Geden, Jerome Hogsette

United States Department of Agriculture-Agricultural Research Service / University of Nebraska-Lincoln: Faculty Publications

In April, 1994, a workshop was held in Lincoln, Nebraska, to update the IPM document that resulted from a similar workshop in Manhattan, Kansas, in 1979 (Anonymous 1979). The workshop was initiated by Dr. Ralph A. Bram, USDA National Program Leader, and organized by Drs. Gustav D. Thomas, USDA-ARS, Lincoln, and John B. Campbell, University of Nebraska, North Platte. Participants were charged with assessing the current status of IPM programs for pests of veterinary importance, identifying needs for program improvements, and recommending future research and extension priorities. Participants, invited from federal and state government research and extension organizations, and the …


Commercial Space Activities: An Inventory Of Liability - An Inventory Of Problems, Frans G. Von Der Dunk Jan 1994

Commercial Space Activities: An Inventory Of Liability - An Inventory Of Problems, Frans G. Von Der Dunk

Space, Cyber, and Telecommunications Law Program: Faculty Publications

Wherever commercial activities are undertaken, the question of liability for harmful effects of those activities to others is one of the first things to come to a lawyer's mind. With space activities of course, as long as endowed with commercial character, it is no different. Nevertheless, the special character of space activities as a category and space as an area, reflected in the corpus juris spatialis which has developed over the past decades as a lex specialis to the lex generalis of general public international law, provides this question of liability with a number of special features when regarded in …


Posner's Pragmatist Jurisprudence, Peter F. Lake Jan 1994

Posner's Pragmatist Jurisprudence, Peter F. Lake

Nebraska Law Review

I. Introduction

II. Overview: A Sketch of the Main Themes and Three Points of View of Posner's Pragmatism

III. Jurisprudence without Foundations?—The Jurisprudential Methodology of Posner's Pragmatism

IV. The Meta-ethical Posture of Posner's Pragmatism ... A. Thicker Epistemology ... B. Intuitionism and Objectivity ... 1. Intuition-Bedrock, Tacit Knowing, and the Faculty of Induction ... 2. The Redescription of Science for Lawyers ... 3. The Test of Time and Truth ... C. The Force of Rhetoric—Literature, the Test of Time, and Omnisignificance ... D. Posner's Meta-ethical Relativism ... 1. Posner's Approach Is Largely Relativist ... 2. Posner's Pragmatism Is Not Clearly …


Rugs And Textiles Of Late Imperial China, Carol Bier Jan 1994

Rugs And Textiles Of Late Imperial China, Carol Bier

Textile Research Works

With successive conquests of the highlands beyond the Great Wall, the Manchu rulers of the Qing dynasty (1644 - 1911) formed what was to become China's last empire. Their political expansion encompassed Han Chinese, Mongolians, Turks, Tibetans, and other peoples with diverse ethnic origins, languages and religious beliefs, whose regional economies often relied upon physical features of the land.

Within the Great Wall, to the east and south, silk and sericulture had a long history. Silkworms and mulberry trees thrived in the low-lying agricultural regions populated by Han Chinese. From inland regions rivers flowed to the sea, where coastal cities …


Restoration Of Woodland Caribou To The Lake Superior Region, Peter J. P. Gogan, Jean Fitts Cochrane Jan 1994

Restoration Of Woodland Caribou To The Lake Superior Region, Peter J. P. Gogan, Jean Fitts Cochrane

United States National Park Service: Publications

Woodland caribou (Rangifer tarandus caribou) historically occupied the boreal forest zone across the North American continent. The distribution and abundance of the species has declined in the past century. In particular, it has been extirpated from much of the southern limits of its historical range on both sides of the boundary between Canada and the United States (Bergerud 1974). Translocation of animals from extant populations may be used to reestablish populations in portions of the species' former range. Recently, wildlife biologists in Ontario have translocated woodland caribou to a number of sites in or adjacent to Lake Superior. …


The Role Of A Wildlife Reservoir In The Epidemiology Of Bovine Tuberculosis, D. U. Pfeiffer Jan 1994

The Role Of A Wildlife Reservoir In The Epidemiology Of Bovine Tuberculosis, D. U. Pfeiffer

Michigan Bovine Tuberculosis Bibliography and Database

The objective of this project was to study the epidemiology of bovine tuberculosis in the presence of a wildlife reservoir species. Cross-sectional and longitudinal studies of possum populations with endemic bovine tuberculosis infection were analyzed. The results were used to develop a computer simulation model of the dynamics of bovine tuberculosis infection in possum populations. A case-control study of breakdowns to tuberculosis infection in cattle herds in the Central North Island of New Zealand was conducted to identify risk factors other than exposure to tuberculosis in local possum populations.


The Conversion Of Chinese Court Robes Into Japanese Festival Hangings, Gloria Granz Gonick Jan 1994

The Conversion Of Chinese Court Robes Into Japanese Festival Hangings, Gloria Granz Gonick

Textile Society of America: Symposium Proceedings

Decorated silken robes historically worn in China to garb the emperor and his family were disassembled and resewn in Japan into hangings for Kyoto's Gion Festival during the 16th to 18th centuries. The twenty robes, which were converted into coverings for festival carts called yama and hoko, include silk tapestry weaves (kesi), brocades, and embroidered examples. Eleven date from the Ming Dynasty (1368–1644) and nine from the early to mid Qing Dynasty (1644–1911). This distribution contrasts with other world collections of Chinese imperial robes, in which Qing Dynasty examples are far more numerous. In addition to the …


Marine Mammal Studies Supported By The Northeast Fisheries Science Center During 1980-89, Gordon T. Waring, Janeen M. Quintal, Tim D. Smith Jan 1994

Marine Mammal Studies Supported By The Northeast Fisheries Science Center During 1980-89, Gordon T. Waring, Janeen M. Quintal, Tim D. Smith

United States Department of Commerce: Staff Publications

Marine mammal research supported by the Northeast Fisheries Science Center from 1980 to 1989 is described in the context of four research areas defined retrospectively: (1) ecological roles and habitat requirements, (2) human interactions, (3) optimum sustainable population size, and (4) research planning and archiving. Within each area, contract and in· house projects are grouped into a number of research topics which are based on actual projects completed. Research activities and results, along with the total amount of money spent, are summarized for each topic. The relationship of the research supported over the decade to the recommendations of a research …


The Specific Activities Of Shiga-Like Toxin Type Ii (Slt-Ii) And Slt-Ii-Related Toxins Of Enterohemorrhagic Escherichia Coli Differ When Measured By Vero Cell Cytotoxicity But Not By Mouse Lethality, Susanne W. Lindgren, James E. Samuel, Clare K. Schmitt, Alison D. O'Brien Jan 1994

The Specific Activities Of Shiga-Like Toxin Type Ii (Slt-Ii) And Slt-Ii-Related Toxins Of Enterohemorrhagic Escherichia Coli Differ When Measured By Vero Cell Cytotoxicity But Not By Mouse Lethality, Susanne W. Lindgren, James E. Samuel, Clare K. Schmitt, Alison D. O'Brien

Uniformed Services University of the Health Sciences

Characteristically, enterohemorrhagic Escherichia coli (EHEC) strains produce Shiga-like toxin type I (SLT-I), SLT-II, or both of these immunologically distinct cytotoxins. No antigenic or receptor-binding variants of SLT-I have been identified, but a number of SLT-II-related toxins have been described. Because EHEC 091:H21 strain B2F1, which produces two SLT-II-related toxins, is exquisitely virulent in an orally infected, streptomycin-treated mouse model (oral 50% lethal dose [LD50], <10 >organisms), we asked whether the pathogenicity of strain B2F1 was a consequence of SLT-II-related toxin production. For this purpose, we compared the lethality of orally administered E. coli DH5α(Strr) strains that produced …


Cytotoxic Necrotizing Factor Type 2 Produced By Virulent Escherichia Coli Modifies The Small Gtp-Binding Proteins Rho Involved In Assembly Of Actin Stress Fibers, Eric Oswald, Motoyuki Sugai, Agnès Labigne, Henry C. Wu, Carla Fiorentini, Patrice Boquet, Alison D. O'Brien Jan 1994

Cytotoxic Necrotizing Factor Type 2 Produced By Virulent Escherichia Coli Modifies The Small Gtp-Binding Proteins Rho Involved In Assembly Of Actin Stress Fibers, Eric Oswald, Motoyuki Sugai, Agnès Labigne, Henry C. Wu, Carla Fiorentini, Patrice Boquet, Alison D. O'Brien

Uniformed Services University of the Health Sciences

Cytotoxic necrotizing factor type 2 (CNF2)produced by Escherichia coli strains isolated from intestinal and extraintestinal infections is a dermonecrotic toxin of 110 kDa. We cloned the CNF2 gene from a large plasmid carried by an Escherichia coli strain isolated from a lamb with septicemica. Hydropathy analysis of the deduced amino acid sequence revealed a largely hydrophilic protein with two peotential hydrophobic transmembrane domains. The N-terminal half of CNF2 showed striking homology (27% identity and 80% conserved residues) to the N-terminal portion of Pasteurella multocida toxin. Methylamine protection experiments and immunofluorescence studies suggested that CNF2 enters the cytosol of the target …


Extension And Education Materials For Sustainable Agriculture, Volume 2, James W. King, Charles A. Francis Jan 1994

Extension And Education Materials For Sustainable Agriculture, Volume 2, James W. King, Charles A. Francis

CARI Extension and Education Materials for Sustainable Agriculture

Extension and Education Materials for Sustainable Agriculture

Curricula in Sustainable Agriculture

Introduction to Curricula in Sustainable Agriculture

Sustainable Agriculture, Agronomy 493/593 Course Outline

Sustainable Agriculture, Agronomy 493/AG*SAT

Principles and Practices of Sustainable Agriculture

Agricultural Ecosystems

Agricultural Ecology

Agroecology

Agricultural Ecology and Sustainability

Alternative Agriculture Curriculum

Sustainable Agriculture (B.S.)

Environment and World Food Production

Issues (Advanced) in Sustainable Agriculture

Crops, Soil, and Civilization, Agronomy 440

Master of Science in Sustainable Systems

Agricultural Ecology

National Curriculum for Sustainable Agriculture

Reshaping Undergraduate and Graduate Education to Include a Whole Systems Emphasis

Sustainable Agriculture Education: A Panel

Impact of Sustainable Agriculture Programs on United.States …


Journal Of Actuarial Practice, Volume 2, No. 1, 1994, Colin Ramsay , Editor Jan 1994

Journal Of Actuarial Practice, Volume 2, No. 1, 1994, Colin Ramsay , Editor

Journal of Actuarial Practice (1993–2006)

ARTICLES

Health Insurance Reform and its Effects on the Small Employer Market: A Review of H.R. 3626 • P. Anthony Hammond

An Introduction to Individual Disability Income Insurance • Mark J. Chartier

Cost Containment in Workers' Compensation: Evaluating Medical Fee Schedules • David L. Durbin and Barry I. Llewellyn

The Markov Chain Interest Rate Scenario Generator Revisited • Sarah L.M. Christiansen

Managing the Costs and Risks of Housing Finance: A New Role For Actuaries • Anthony Asher

Reconciling Two Rate Level Indications: A Chain Rule Approach • Cheng-Sheng Peter Wu

Tax Assistance to Qualified Retirement Savings Plans: Deferral or Waiver? …


Development Of Multiple Pest Resistant Crop Cultivars, Elvis A. Heinrichs Jan 1994

Development Of Multiple Pest Resistant Crop Cultivars, Elvis A. Heinrichs

Department of Entomology: Faculty Publications

Insects are one, among a number, of biotic and abiotic constraints that limit the production of food crops. Entomologists can play a key role in increasing food production through the development of insect-resistant crop cultivars. Resistant cultivars are sought as a major tactic in the development of IPM strategies and have been shown to be compatible with biological, chemical and cultural control tactics. There has been significant progress in the breeding and commercial utilization of multiple pest resistant crop cultivars having resistance to insects, diseases and nematodes. The most notable examples are rice cultivars which are grown on millions of …


Cultural Considerations In The Experience Of Aging: Two African Cultures, Patricia Draper, Henry Harpending Jan 1994

Cultural Considerations In The Experience Of Aging: Two African Cultures, Patricia Draper, Henry Harpending

Department of Anthropology: Faculty Publications

We have three general conclusions to emphasize as well as an observation about aging in these [!Kung and Herero] societies that we believe deserves elaboration:

1. Old people are treated well in both these groups but not because they are scarce. Both the !Kung and the Herero are low-fertility populations so the proportion of the total population that is old is high in both groups.

2. Old people do not appreciate what appears to be the good (!Kung) and superb (Herero) social support that they receive. They have nothing good to say about being old. While we perceived very positive …


1994 Beef Cattle Report, Darrell W. Nelson Jan 1994

1994 Beef Cattle Report, Darrell W. Nelson

Nebraska Beef Cattle Reports

Two grazing trials were conducted to determine i/protein or energy was first limiting in the spring-and fall-born nursing calf grazing native sandhills range. Spring-born calves supplemented with escape protein gained more rapidly than calves supplemented with energy or nonsupplemented controls. Fall-born calves supplemented with escape protein gained more rapidly than those supplemented with rumen degradable protein or energy and nonsupplemented controls early in the trial, but gained at a similar rate to the energy controls by the end of the trial. Milk intake was similar across treatments for both trials. Escape protein is more limiting in the young nursing calf …


Eicosanoids Mediate Insect Nodulation Responses To Bacterial Infections, Jon S. Miller, Tuanh Nguyen, David W. Stanley-Samuelson Jan 1994

Eicosanoids Mediate Insect Nodulation Responses To Bacterial Infections, Jon S. Miller, Tuanh Nguyen, David W. Stanley-Samuelson

Department of Entomology: Faculty Publications

We propose that nodule formation is mediated by eicosanoids in insects. Nodulation is the temporally and quantitatively predominant cellular defense response to bacterial infection in insects and other invertebrates. Inhibition of eicosanoid biosynthesis in larvae of the tobacco hornworn Manduca sexta immediately prior to intrahemocoelic infections with the bacterium Serratia marcescens strongly reduced the nodulation response. Inhibition of eicosanoid biosynthesis also reduced formation of cellular aggregates at 1 hr postinfection, which indicates that eicosanoids mediate early stages of nodulation. Separate treatments with specific inhibitors of phospholipase A2, cyclooxygenase, and lipoxygenase reduced nodulation, which supports the view that nodule …


Subcellular Distribution And Characterization Of Esterase Isozymes From Insecticide-Resistant And -Susceptible Strains Of German Cockroach (Dictyoptera: Blatlellidae), Suresh K. Prabhakaran, Shripat T. Kamble Jan 1994

Subcellular Distribution And Characterization Of Esterase Isozymes From Insecticide-Resistant And -Susceptible Strains Of German Cockroach (Dictyoptera: Blatlellidae), Suresh K. Prabhakaran, Shripat T. Kamble

Department of Entomology: Faculty Publications

Esterases from insecticide-resistant and -susceptible strains of German cockroach, Blattella germanica (L.), were isolated and analyzed for differences in activity. The isozymes E5, E6, E7, and E8 of resistant strains indicated about two- to fivefold increases in activity compared with those of the susceptible strain. These isozymes constituted ≈60% of the total activity in the resistant strains, whereas they contributed only about 40% activity in the susceptible strain. Subcellular distribution studies showed that most esterase activity is present in the 100,000 x g fraction of the homogenate (cytosolic). Only a small portion of activity was membrane bound. Molecular weights of …


School Teacher's Role In A School-Community Alcohol Intervention Program, Ian Newman, Mary Lee Fitzsimmons, Kim M. Maschmann, J. W. Upright Jan 1994

School Teacher's Role In A School-Community Alcohol Intervention Program, Ian Newman, Mary Lee Fitzsimmons, Kim M. Maschmann, J. W. Upright

Department of Educational Psychology: Faculty Publications

Because the majority of rural and/or frontier children attend school for at least some time in their lives, implementing a low-cost, school-based alcohol and other drug prevention and intervention program is an effective way to reach a majority of children with alcohol and other drug abuse prevention, education, and early intervention services. This paper describes a model program, the School-Community Intervention Program (SCIP), and describes the results of a 2-year evaluation of 35 schools.


Morphometric Analysis Of Enteric Lesions In C3h/Hen Mice Inoculated With Serpulina Hyodysenteriae Serotypes 2 And 4 With Or Without Oral Streptomycin Pretreatment, Jagannatha V. Mysore, Gerald Duhamel Jan 1994

Morphometric Analysis Of Enteric Lesions In C3h/Hen Mice Inoculated With Serpulina Hyodysenteriae Serotypes 2 And 4 With Or Without Oral Streptomycin Pretreatment, Jagannatha V. Mysore, Gerald Duhamel

School of Veterinary and Biomedical Sciences: Faculty Publications

The segmental distribution and sequential progression and the role of the indigenous bacterial flora in the development of enteric lesions associated with Serpulina hyodysenteriae infection in laboratory mice have not been defined. We examined the distribution and sequential morphometric changes in the large intestine of mice orally inoculated with S. hyodysenteriae serotypes 2 and 4. To determine the role of colonization resistance conferred by the indigenous bacterial flora, 40 female C3H/HeN mice were administered water alone or water containing 5 mg/mL streptomycin sulfate ad libitum for seven days prior to orogastric inoculation either with S. hyodysenteriae or sterile trypticase soy …


Trade, Contact, And Female Health In Northeast Nebraska, Karl Reinhard, Larry Tieszen, Karin L. Sandness, Lynae M. Beiningen, Elizabeth Miller, A. Mohammad Ghazi, Christiana E. Miewald, Sandra V. Barnum Jan 1994

Trade, Contact, And Female Health In Northeast Nebraska, Karl Reinhard, Larry Tieszen, Karin L. Sandness, Lynae M. Beiningen, Elizabeth Miller, A. Mohammad Ghazi, Christiana E. Miewald, Sandra V. Barnum

Karl Reinhard Publications

Most scholars are understandably preoccupied with the impact of Europeans on native peoples who were passive, unwilling, or resistant participants in that contact. We present in this chapter a different case. The Missouri River tribes, including the Omaha and Ponca, willingly engaged in relations with Euramericans, especially in the fur trade that dominated interaction in this region. The time frame for this study is 1780- 1820, a period when interaction between individual traders and Native Americans was replaced by the dominance of the American Fur Company in organized exploitation of the Missouri River lands and peoples. This involvement later contributed …


Mind And Measurement: Review Of Daniel Algom (Ed.), Psychophysical Approaches To Cognition, John H. Flowers Jan 1994

Mind And Measurement: Review Of Daniel Algom (Ed.), Psychophysical Approaches To Cognition, John H. Flowers

Department of Psychology: Faculty Publications

I believe this volume will stimulate new research ideas, provide readers with some unique historical and philosophical perspectives, and raise important basic theoretical issues about both measurement and cognitive structure. Additionally, several of the chapters provide useful topical reviews (e.g., Baird and Hubbard on imagery, Algom on memory psychophysics, and Rollman on pain). The volume makes a compelling case that cognitive effects are an important component of psychophysical judgment even within the sensory realm and that psychophysical techniques can and should be used to tell us more about aspects of cognition. Whether the latter message will be heard by those …


The Limnology Of Three Limestone Rock Quarries In East-Central Nebraska And Western Iowa, Christopher D. Mayne Jan 1994

The Limnology Of Three Limestone Rock Quarries In East-Central Nebraska And Western Iowa, Christopher D. Mayne

Transactions of the Nebraska Academy of Sciences and Affiliated Societies

Rock-quarry lakes provide a unique environment. The aim of this study was to obtain baseline limnological data on quarries, one in Iowa and two in Nebraska, which have not been previously investigated. The results show the general limnological trends of the quarries' productivity. The mean oxygen, nutrient, pH, and phytoplankton-biomass values indicate the quarries are oligotrophic; however, one quarry has a profound depletion of oxygen in the summer and a large seasonal variation in alkalinity. A higher nitrogen concentration as well as more littoral plants suggests it to have more eutrophic potential than the other two quarries. Metal-ion analysis shows …


“Introduction” To Integrative Views Of Motivation, Cognition, And Emotion, William D. Spaulding Jan 1994

“Introduction” To Integrative Views Of Motivation, Cognition, And Emotion, William D. Spaulding

Department of Psychology: Faculty Publications

One of my formative experiences as a graduate student came during a break in our afternoon-long first-year proseminar. We had been discussing the scope of psychology, or rather, listening to two professors debate the scope of psychology. Both the protagonists were clinical psychologists by training, but one had remained an empirically focused social learning theorist, while the other had pursued the study of Eastern religion, psychoanalysis, and transpersonal psychology. As the class milled about, the social learning empiricist sought some closure on the discussion. "Dick," he said to his transpersonal colleague, "it seems to me that we disagree because in …


Journal Of Actuarial Practice, Volume 2, No.2, 1994, Colin Ramsay , Editor Jan 1994

Journal Of Actuarial Practice, Volume 2, No.2, 1994, Colin Ramsay , Editor

Journal of Actuarial Practice (1993–2006)

ARTICLES

Disenrollment Patterns of Elderly in Managed Care and Fee for Service • Kenneth G. Manton, H. Dennis Tolley, Robert Newcomer, James C. Vertrees, and Charlene Harrington

Modeling Insurance Cash Flows for Universal Life Policies • Robert E. Hoyt

Modal Premium Factors in Ordinary Life Insurance • James B. Ross and Criss G. Woodruff

Predicting Automobile Insurance Multi-Regional Base Pure Premiums • Edward Nissan and Iskandar S. Hamwi

A Statistical Approach to IBNR Reserves • Bradford S. Gile

Safety First and Ambiguity • Lawrence A. Berger and Howard Kunreuther

Discussion of Robert L. Brown's "Tax Assistance to Qualified Retirement Savings …


Disenrollment Patterns Of Elderly In Managed Care And Fee For Service, Kenneth G. Manton, Dennis H. Tolley, Robert Newcomer, James C. Vertrees, Charlene Harrington Jan 1994

Disenrollment Patterns Of Elderly In Managed Care And Fee For Service, Kenneth G. Manton, Dennis H. Tolley, Robert Newcomer, James C. Vertrees, Charlene Harrington

Journal of Actuarial Practice (1993–2006)

As the trend to provide health care through managed care facilities increases, the need to examine ,vhy insured individuals voluntarily terminate managed care coverage grows. Voluntary termination of coverage, or dis enrollment, has both social and fiscal implications. Particularly among the elderly, patterns of disenrollment likely are related to self assessment of care needs and levels of health. In this paper we examine the patterns of dis enrollment among elderly enrollees as a function of health status and disability. We focus on disenrollment patterns from an experimental prepaid extended care facility, called a social HMO (S/HMO) and compare this pattern …


Cost Containment In Workers' Compensation: Evaluating Medical Fee Schedules, David L. Durbin, Barry I. Llewellyn Jan 1994

Cost Containment In Workers' Compensation: Evaluating Medical Fee Schedules, David L. Durbin, Barry I. Llewellyn

Journal of Actuarial Practice (1993–2006)

Medical expenditures in workers' compensation programs have been subjected to few cost containment strategies. As workers' compensation costs have escalated, however, increasing attention is being given to the role of medical fee schedules in containing the prices of medical services. To this end, we develop a model for estimating the potential cost savings from implementing medical fee schedules. A market basket of medical services received by injured workers is constructed. This basket is used to estimate the parameters of the model. In addition, the basket is used to determine the impact of imposing a fee schedule linked to usual and …


An Introduction To Individual Disability Income Insurance, Mark J. Chartier Jan 1994

An Introduction To Individual Disability Income Insurance, Mark J. Chartier

Journal of Actuarial Practice (1993–2006)

There are several actuarial software packages purporting to calculate expected benefit cash flows on disability income insurance policies. To the author's knowledge, however, there is no published text that explains how to perform these calculations. This paper is intended to fill this gap in the literature. It describes some of the more common techniques for pricing disability income insurance. Those techniques for which claim costs can be used and those for which the pricing actuary must project cash flows are identified.