Digital Commons Network^™

Perlindungan Hukum Penyelenggara Peer To Peer Lending Dalam Penagihan Wanprestasi Peminjam, Gina Marliana, Moch Teguh Al Baisar, Khoirul Amri Saputera

Technology and Economics Law Journal

The rapid growth of the peer-to-peer (P2P) lending industry in Indonesia has increased financial access for the public and micro-businesses, but this has been accompanied by an increase in default risks that threaten the stability of the industry. This study analyzes the legal framework governing protection for P2P lending operators and ethical and legally compliant collection strategies when borrowers default. Various regulations, including the PDP Law, ITE Law, P2SK Law, POJK 10/2022, POJK 40/2024, and SE OJK 19/2023, stipulate that operators must implement strict governance, identity verification, personal data protection, and collection ethics. Although the risk of default is in …

Peranan Money Changer Dalam Upaya Pencegahan Tindak Pidana Pencucian Uang, Dwi Setiya Arumnandiya, Eko Irianto Prayudha -, Septa Cahya Kanugraha

Technology and Economics Law Journal

Money changers, formally classified as Non-Bank Foreign Exchange Trading Businesses (KUPVA Non-Bank), play a strategic role in Indonesia’s financial system by facilitating foreign exchange transactions and cross-border economic activities. Nevertheless, the cash-intensive nature of money changer operations, flexible transaction values, and potential cross-jurisdictional exposure render this sector vulnerable to misuse for money laundering offenses. This study examines the role of money changers in preventing money laundering by analyzing the legal framework governing KUPVA Non-Bank within Indonesia’s Anti-Money Laundering and Counter-Terrorism Financing (AML/CFT). The discussion focuses on identifying vulnerabilities and potential money laundering typologies associated with money changer activities, as well …

Peran Ojk Dalam Pencegahan Fraud Pada Equity Crowdfunding: Studi Perbandingan Dengan Mekanisme Pengawasan Perbankan, Amanda Amelia Rizki, Ina Kurnia Savitri, Irsya Bakhtiar

Technology and Economics Law Journal

This study examines the role of the Financial Services Authority (Otoritas Jasa Keuangan/OJK) in preventing fraud in the implementation of Equity Crowdfunding (ECF) in Indonesia and compares it with the supervisory mechanisms of the banking sector, which are based on the prudential principle. Using a normative juridical approach and a comparative regulatory study, the research finds that although Financial Services Authority Regulation No. 17 of 2025 concerning the Offering of Securities through Information Technology Based Crowdfunding Services (POJK No. 17 of 2025) has strengthened the regulatory framework for ECF through licensing requirements, off-site and on-site supervision, issuer due diligence obligations, …

Efektivitas Lembaga Penjamin Simpanan (Lps) Dalam Meningkatkan Kepercayaan Masyarakat Berdasarkan Tinjauan Yuridis Dan Moral Hazard, Arnelia Kesumadianty, Desran Jw Saragih, Dwi Marlianto

Technology and Economics Law Journal

This study examines the effectiveness of the Indonesia Deposit Insurance Corporation (LPS) in enhancing public trust in the stability of the Indonesian banking system and analyzes the potential moral hazard arising from the deposit insurance scheme. Employing a normative juridical method with a descriptive-analytical approach, the research reviews the legal framework of LPS under Law Number 24 of 2004 and its amendments, as well as Law Number 4 of 2023 on the Development and Strengthening of the Financial Sector (P2SK), and compares it with deposit insurance practices in several other jurisdictions. The findings indicate that LPS plays a crucial role …

Kepuasan Pasien Terhadap Pelayanan Pendaftaran Rawat Jalan Rumah Sakit Pemerintah: Analisis Kesenjangan Ekspektasi Dan Persepsi, Ade Heryana, Najla Kamilia Farhana, Dwi Nurmawaty, Rini Handayani

Jurnal ARSI : Administrasi Rumah Sakit Indonesia

Outpatient registration services represent a critical touchpoint in the patient experience at hospitals. A mismatch between expectations and the actual service delivered can affect patient satisfaction. Public hospitals continue to face complaints related to the registration process, such as long waiting times, unclear information, and inadequate waiting facilities. This study aims to assess patient satisfaction with outpatient registration services by comparing expectations and perceptions based on Expectancy Disconfirmation Theory and by using the Importance Performance Analysis (IPA) method to provide service improvement recommendations. This quantitative study employed an analysis of identically similar characteristics of paired Expectation and Perception 84 patients, …

Sustainability Of Local Media In The Era Of Disruption: A Case Study Of Ayobandung.Com, Bibo Bani, Nindi Aristi, Ira Mirawati

JURNAL KOMUNIKASI INDONESIA

This study examines the sustainability strategy of local media in responding to the challenges of digital disruption in the media industry. The case selected for the research is AyoBandung.com, local digital news portal under PT Ayo Media Network. Local media are structurally vulnerable to platform dominance, forcing them to balance journalistic integrity with economic adaptation. This research employs a qualitative case study approach, with data collected through in-depth interviews with internal stakeholders, including editorial and business management teams. The findings reveal a clear structural and functional separation between the AyoBandung and creative agency, with distinct workflows, content types, and …

Patterns Of Tobacco Marketing And User Engagement On Social Media In Indonesia: Challenges For Digital Public Health, Resti Yulianti Sutrisno, Nopryan Ekadinata, Sutantri Sutantri, Dinasti Pudang Binoriang, Enrico Aditjondro, Rachfiansyah Rachfiansyah, Yosef Rabindanata, Silvia Dini, Rebecca Perl, Riska Rachmawati, Bertha Tesma Wulandari, Dianita Sugiyo

Kesmas

Large-scale tobacco marketing on social media has resulted in widespread population-level exposure, particularly in Indonesia, which faces growing challenges in digital public health. This study aimed to assess the associations between platform type and marketing tactics and identify correlations of user engagement. An analytical cross-sectional study was conducted using secondary data from the Tobacco Enforcement and Reporting Movement (TERM), collected from January 2022 to August 2023. A total of 21,255 tobacco marketing posts from social media were analyzed. Platform–tactic associations were examined using Chi-square tests, and multivariable Poisson regression was used to identify factors associated with user engagement. The findings …

Factors Associated With Antiretroviral Therapy Adherence In Patients With Hiv At A Public Hospital In Central Jakarta, Indonesia, Kareena Sari Fatimah, Laily Hanifah, Chandrayani Simanjorang, Nayla Kamilia Fithri

Kesmas

Patients with human immunodeficiency virus (HIV) are required to take antiretroviral therapy (ART) to suppress the virus. However, suboptimal adherence remains a critical barrier that can lead to treatment failure and persistent transmission risks. This study aimed to identify factors associated with ART adherence in patients with HIV. This quantitative study with a cross-sectional design consisted of patients with HIV aged >18 years who received care at the voluntary counseling and testing clinic of a public hospital in Jakarta, Indonesia. Purposive sampling was used. This study used HIV care and ART overview forms as instruments. Data were analyzed using multiple …

Pro-Environmental Behavior: Its Moderating Role On The Relationship Between Environmental Identity And Climate Change Anxiety Among Gen Z Filipinos, Marc Eric S. Reyes, Alvin Joseph D. Mapoy, Victoria Ann Louis N. Aranzanso, Francheska Ysabel A. Avera, Beatrice O. Martinez, Mariah Michaela T. Ramos, Ryan Francis O. Cayubit

Makara Human Behavior Studies in Asia

Environmental identity refers to an individual’s understanding of how their environment shapes their identity and relationships. This connection may cause climate change anxiety and motivate pro-environmental behavior. Using an explanatory, cross-sectional design, we examined whether environmental identity (EI) predicts climate change anxiety (CCA) and whether pro-environmental behavior (PEB) moderates their relationship. Seven hundred sixty-one Filipinos aged 18–25 completed the Revised Environmental Identity Scale, Climate Change Anxiety Scale, and Pro-Environmental Behavior Scale. Our findings revealed a significant positive relationship between environmental identity and anxiety about climate change. However, moderation analysis indicated that environmental identity is only associated with climate change anxiety …

Marital Satisfaction And Social Media Use: A Comparative Study Based On Addiction Levels, Fatma Ayhan, Elif Arık, Merve Gülsüm Saçan, Zehra Sevim, Esme Arguç

Makara Human Behavior Studies in Asia

In recent years, the widespread use of social media platforms has raised questions about their impact on marital relationships. This study examined the relationship between marital satisfaction, social media use, and certain sociodemographic characteristics. This descriptive and cross-sectional study comprised 461 individuals residing in Turkey who had been married for at least one year. Data were collected using the Bergen Social Media Addiction and Marital Satisfaction Scales. Statistical analyses included t-tests, analysis of variance, and multiple linear regression analysis. Social media addiction was high among 16.5% of the participants. Marital satisfaction was higher among males, those who married at age …

Strategi Pencegahan Kejahatan Dan Pembangunan Nasional, Prof. Abdul Karim Nasution, S.H.

Jurnal Hukum & Pembangunan

Abstract

Pers Dan Hak Azasi Manusia Di Indonesia, Wikrama I. Abidin

Jurnal Hukum & Pembangunan

Abstract

Hak-Hak Azasi Manusiasuatu Tinjauan Ringkas Dari Segi Hukum Islam, M. Tahir Azhary, S.H.

Jurnal Hukum & Pembangunan

Abstract

Hak-Hak Azasi Manusia Menurut Pernyataan Umum Pbb Ataukah Kewajiban Azasi Manusia Berdasarkan Pancasila ?, Bismar Siregar, S.H.

Jurnal Hukum & Pembangunan

Abstract

Kedudukan Grose Pertama Yang Dibuat Notaris Di Indonesia Yang Memakai Kepala "Demi Keadilan Berdasarkan Ketuhanan Yang Maha Esa" Dalam Teori Dan Praktek, Iskandar Oerip Kartawinata, S.H.

Jurnal Hukum & Pembangunan

Abstract

Masalah Penahanan Dan Hukuman Adat "Ngerorod" Di Bali, Bismar Siregar, S.H.

Jurnal Hukum & Pembangunan

Abstract

Beberapa Catatan Tentang Putusan Pengadilan Jakarta Utara No. 20/Pid/79/Ut/Tol, Arif Gosita, S.H.

Jurnal Hukum & Pembangunan

Abstract

Pandangan Terhadap Ruu Hukum Acara Pidana, Bismar Siregar, S.H.

Jurnal Hukum & Pembangunan

Abstract

Perkembangan Delik Khusus Masyarakat Yang Mengalami Modernisasi, Prof. Oemar Seno Adji, S.H.

Jurnal Hukum & Pembangunan

Abstract

Tinjauan Terhadap Perkembangan Delik-Delik Khusus Masyarakat Yang Mengalami Modernisasi, Mardjono Reksodiputro, S.H., M.A.

Jurnal Hukum & Pembangunan

Abstract

Masalah Peranan Dan Kedudukan Partai Politik Dan Golongan Karya Dalam Pemilihan Umum 1982: Suatu Komentar Terhadap Ruu Tentang Perubahan Atas Uu Pemilu, Budiman B. Sagala

Jurnal Hukum & Pembangunan

Abstract

Sekitar Pasal 115 Ketetapan Mpr-Ri No. I/Mpr/1978, Hermawan Ps. Notodipoero, S.H.

Jurnal Hukum & Pembangunan

Abstract

Hukum Dan Keluarga, Dr. Ny. T. O. Ihromi, S.H., M.A.

Jurnal Hukum & Pembangunan

Abstract

Masalah Penemuan Hukum Baik Dalam Hukum Pidana Maupun Hukum Perdata, Bismar Siregar, S.H.

Jurnal Hukum & Pembangunan

Abstract

Normalisasi Kehidupan Kampus Dan Perundang-Undangan Pendidikan Perguruan Tinggi, Krishnayanda Wirjowerdojo, S.H.

Jurnal Hukum & Pembangunan

Abstract

Laporan Lengkap Promosi Doktor Tapi Omas Ihromi, Tapi Omas Ihromi

Jurnal Hukum & Pembangunan

Abstract

Determinasi Minimum Dietary Diversity Pada Anak Usia 6-23 Bulan: Analisis Survei Kesehatan Indonesia 2023, Elfys Ferdynan, Besral Besral

Jurnal Biostatistik, Kependudukan, dan Informatika Kesehatan

Keragaman pangan minimum atau minimum dietary diversity (MDD) merupakan indikator penting kualitas konsumsi pangan anak usia 6-23 bulan. Pemenuhan MDD berperan dalam mendukung pertumbuhan optimal dan pencegahan malnutrisi, termasuk stunting. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang berhubungan dengan pemenuhan MDD pada anak usia 6-23 bulan di Indonesia. Data yang digunakan adalah data Survei Kesehatan Indonesia 2023 dengan desain potong lintang. Subjek penelitian adalah 17.991 anak usia 6-23 bulan. Analisis yang dilakukan menggunakan regresi logistik biner dengan penyesuaian desain complex samples. Hasil penelitian menunjukkan bahwa faktor yang meningkatkan peluang pemenuhan MDD secara signifikan meliputi usia anak 12-23 bulan, …

Menumbuhkan Kepercayaan Untuk Loyalitas Merek Yang Berkelanjutan: Peran Kualitas, Nilai, Kepuasan, Dan Diferensiasi Dalam Layanan Terapi Anak, Riefka Anggraini Riefani

Jurnal Administrasi Bisnis Terapan

Parental loyalty toward child therapy services is a critical factor in ensuring the sustainability of child development therapy centers. This study aims to analyze the effects of perceived quality, perceived value, perceived satisfaction, and perceived differentiation on brand trust and brand loyalty within the context of a child development therapy center. The study adopts a quantitative explanatory approach using Structural Equation Modeling–Partial Least Squares (SEM–PLS). A total of 784 respondents who had utilized pediatric therapy services participated in this study. The results indicate that brand trust is the strongest predictor of brand loyalty (β = 0.386; p < 0.001). Perceived differentiation exerts the strongest influence on brand trust (β = 0.399; p < 0.001). Perceived quality significantly affects brand trust but does not have a direct effect on brand loyalty. Meanwhile, perceived satisfaction and perceived value significantly influence both brand trust and brand loyalty. These findings underscore that parental loyalty is shaped by a combination of trust, service differentiation, satisfaction, and perceived value. This study provides important managerial implications for the development of effective strategies in pediatric therapy services.

Hubungan Marketing Mix Dan Hospital Brand Image Dengan Minat Kunjungan Ulang Pasien Di Rsi Sultan Agung Banjarbaru, Fitriani Fitriani, M. Noor Ifansyah, Zubaidah Zubaidah

Jurnal ARSI : Administrasi Rumah Sakit Indonesia

Hospitals are required to provide high-quality services to increase patient visits. Over the past six months, RSI Sultan Agung Banjarbaru has experienced a decline in the number of patient visits. This study aimed to analyze the relationship between the marketing mix and hospital brand image with revisit intention. The study employed a correlational analytic design, involving an outpatient population of 107,146 patients. A total of 100 respondents were selected using purposive sampling, and data were collected through questionnaires. Data analysis was conducted using the Spearman’s Rho test. The results showed that the marketing mix and hospital brand image variables were …

Penguatan Pengendalian Persediaan Obat Melalui Integrasi Abc-Ven, Eoq, Dan Rop Di Rumah Sakit Rujukan Nasional, Rasendah Rasendah, Helen Andriani, Dendhi Bagus Andriyanto

Jurnal ARSI : Administrasi Rumah Sakit Indonesia

Drug inventory control is a critical component of pharmaceutical management in referral hospitals with high service complexity. This study aimed to evaluate pharmaceutical inventory control performance at the Pharmacy Installation of RSUP Persahabatan and to formulate improvement strategies using an Operational Research approach. A mixed-methods design with a sequential explanatory approach was applied. Quantitative analysis was conducted on 2,291 drug items recorded in the inventory system during October 2025 using ABC-VEN classification to identify priority medicines, followed by calculations of Economic Order Quantity (EOQ) and Reorder Point (ROP). Qualitative data were obtained through in-depth interviews with key informants to strengthen …