Digital Commons Network^™

Does Judicial Foreclosure Procedure Help Delinquent Subprime Mortgage Borrowers?, Aidong Adam Ding, Shaonan Tian, Yan Yu, Xinlei Zhao

Faculty Research, Scholarly, and Creative Activity

We conduct comprehensive analyses on whether and how the judicial foreclosure procedure helps subprime mortgage borrowers to reinstate their delinquent loans outside foreclosure liquidation. Even though the transition rates of various exit types are all higher in non-judicial states, we argue such higher rates can be mechanically driven by the faster shrinking pool of delinquent mortgages in non-judicial states over time. Based on the cumulative proportions of various exit types during a period of up to 5 years post the mortgage first become 90 days past due, we find that judicial states offer more opportunities for delinquent borrowers to reinstate …

Cloud Computing Application For Accessing E-Resources By University Librarians: Case Study Of University Librarians In Niger Delta Region., Vincent Osamuyimen Ekhaguosa, Gladys Otasowie Otote, Mary Irughe, Efosa Egharevba, Blessings Amina Akporhonor,

Library Philosophy and Practice (e-journal)

Cloud Computing Application for accessing E-resources by University Librarians: Case Study of University Librarians in Niger Delta Region. Abstract This study investigated cloud computing applications for accessing e-resources by Librarians in university libraries in Niger Delta Region, Nigeria. In this study, the descriptive research design was adopted, and 43 items self-structured questionnaire was used to collect data. In the selection of the university libraries, the researcher used the stratified random sampling technique to select the university libraries. One hundred and fifty (150) librarians from the nine (9) the Niger Delta States were selected from three (3) centrally located states which …

Exploring The Viability Of Offering The Bachelor Of Library And Information Science Program At Central Luzon State University, Philippines, Camia Abergos Lasig, Nuelah San Juan Reyes, Nemesio A. Macabale Jr., Julius L. Ragasa

Library Philosophy and Practice (e-journal)

The Bachelor of Library and Information Science (BLIS) program in the Philippines provides excellent employability due to its high demand in academia and other sectors. This study aimed to determine the viability of offering the Bachelor of Library and Information Science program at Central Luzon State University. The survey specifically sought to determine grade 11 students' interest in enrolling in the program as well as its market employability in the academic sector in the region. Data were collected using a survey questionnaire from three public and three private neighboring high schools of Central Luzon State University as well as Google …

Improving Students’ Achievement In Physics Using Library Electronic Journals, Christian Ugwuanyi

Library Philosophy and Practice (e-journal)

Electronic journals in libraries are essential for updating facilities and expanding services so that users can acquire the information they require. The modern epoch is marked by an information and knowledge revolution. Electronic materials are now available to libraries in a variety of formats. As a result of technology advancements and higher expectations in teaching and learning, 21st-century classrooms demand a lot from both teachers and students. Most parents nowadays purchase (smartphones, tablets, or laptops) for their children without realizing the educational benefits of these devices in allowing access to online learning materials. Electronic journals from libraries have proven to …

Evaluating Preschool Librarians’ Utilisation Of Information And Communication Technology For Virtual Library Services, Christian S. Ugwuanyi Ph.D, Chinedu I.O. Okeke Prof

Library Philosophy and Practice (e-journal)

Information and communication technology (ICT) has become vital in twenty-first-century classrooms. In a similar vein, the pandemic of coronavirus 2019 (Covid-19) has prompted most countries to emphasize the use of ICT resources to build an online teaching platform. This development has prompted questions about Nigeria's educational system, as it is unknown how well-prepared instructors are to use ICT in the classroom. In this regard, there is a scarcity of research on how preschool librarians in Nigeria use ICT in their instruction. Thus, this research explored preschool librarians’ utilisation of information and communication technology for virtual library services. A descriptive survey …

Information Literacy Competency Of Secondary School Students: A Case Study Of Vijayapura District, Deepa 7892186627 Kulkarni Dr, Ramesha Bb Prof

Library Philosophy and Practice (e-journal)

The study investigated the information literacy competencies possessed by secondary school students in Vijayapura District with a focus on the knowledge and skill level. Information literacy is very important, especially in the field of education where the students required to be updated in accessing the information and knowledge required for their academic work. This is possible only with the development of information literacy competencies. In the present study survey method was adopted for the study. A structured questionnaire was used for data collection and purposive sampling technique was used to select sample size of 200 students, from selected two secondary …

Aac And Multilingualism In Children With Complex Communication Needs: Perspectives Of Filipino Parents And Teaching Professionals, Anne Aubrey V. Dulay

Master's Theses

Parents and teaching professionals of children who use augmentative and/or alternative communication (AAC) systems within multilingual environments often face complicated decisions regarding their language choices and practices. Understanding parents’ and teaching professionals’ perceptions on this topic can assist AAC service providers in supporting them better during intervention. This study aimed to explore the perceptions of Filipino parents and teaching professionals regarding AAC and multilingualism. Specifically, this study sought to describe parents’ and teaching professionals’ language choices and practices when interacting with the AAC communicator and to describe the factors that influence their language choices and practices. This study followed a …

Unmasking Medical Fake News Using Machine Learning Techniques, Garima Chaphekar

Master's Theses

Fake news has always been a critical and challenging problem in the informationenvironment. The propagation of false news is a serious concern, especially in medical information, which can have dangerous and potentially deadly consequences. With the tsunami of online misinformation, it is crucial to fight fake medical news. In this study, we use machine learning techniques to help detect fake news related to diseases, including COVID-19, Ebola, Zika, SARS, Cancer, and Polio. To facilitate research in this space, we create a new medical dataset named MedHub. MedHub has records from two publicly available datasets on COVID and manually curated facts …

Achieving Location Privacy In Ios Platform Using Location Privacy Framework, Anna Systaliuk

Master's Theses

Rising popularity of location-services mobile applications and geotagging digitalactivities resulted in astonishing amount of mobility data collected from user devices, raising privacy concerns regarding the way this data is extracted and handled. Despite numerous studies concluded that human location trace is highly unique and poses great re-identification risks, modern mobile operating systems fell short of implementing granular location access mechanism. Existing binary location access resulted into location-based-services being able to retrieve precise user’s coordinates regardless of how much details their functionality actually require and sell it to data brokers. This paper aims to provide practical solution how a mobile operating …

Smartrec - A Smart Conversational Recommendation System Using Semantic Knowledge Graphs, Sudha Vijayakumar

Master's Theses

CRS strives to return the most relevant recommendations to users through a multi-turn interactive conversation. The Covid-19 pandemic has undoubtedly accelerated the pace of adoption of conversational AI systems by many online platforms needing to provide highly available customer support. This ongoing demand calls for the need to implement more generic and efficient conversational agents and recommendation engines that can provide customers with the required information at every stage of the user’s interaction with the e-commerce platform. This study presents a Smart Conversational AI-based recommendation system - SMARTREC, which enables a multi-turn conversation with the user to understand the context …

Diet Quality, Diet Motives, And Nutrition Literacy Of Vegans, Vegetarians, And Semi-Vegetarians, Sapna J. Peruvemba

Master's Theses

Individuals consuming plant-based diets have shown favorable dietary behaviors and diet quality. However, differences in diet quality considering motivations to adopt plant-based (vegan, vegetarian, and semi-vegetarian) diets and nutrition literacy, are not well known. The primary objective of this study was to assess diet quality, diet motives and nutrition literacy in vegans, vegetarians, and semi-vegetarians. The secondary objective was to investigate the association between diet motives and dietary quality. In this cross-sectional study, 223 participants completed an online survey and food frequency questionnaire. The study used the Healthy Eating Index-2015 to measure dietary quality, the Food Choice Questionnaire to measure …

An Exploratory Study On How Math Stories Engage Young Learners In Mathematical Sense-Making, Maria Gigi Carunungan

Dissertations

This is an exploratory study of how pedagogy in the form of math stories, shapes young learners’ perceptions, motivations, and sense-making of math concepts. The research is presented in an exploratory documentary, with audio-video data collected through the iPhone. The pilot test of story-driven math learning solutions was conducted by two teachers with eight first grade children from diverse backgrounds in an afterschool program. This study also includes interviews of the teachers, educational leaders and specialists in primary school curricula, children’s literature, and math education. The results of the pilot validated the efficacy of story-driven math learning solutions for mathematical …

The Role Of School Counselors In Advocating For Social Justice For All Students During The Covid-19 Pandemic, Amna Jaffer

Dissertations

The field of K–12 school counseling has evolved to embrace social–emotional and mental wellness aspects of students in addition to academic and career/college readiness. Social justice advocacy has been added to the role of school counselor by professional and educational entities. What is less clear is how well-versed school counselors are in social justice advocacy competencies, whether they are equipped to lead and advocate for social justice, barriers and accomplishments in doing so, and ways in which this role may be further developed and integrated into the field of school counseling, particularly in the context of the COVID-19 pandemic. As …

Factors That Contribute To Lower Enrollments Of Underrepresented Minority And Female Graduate Students In Computer Science And Engineering (Cse) At Bay Area California State University Campuses And Mitigating Factors From Student Perspectives, Noah G. Price

Dissertations

Over the last decade the Bay Area region has witnessed a lack of diversity in Silicon Valley technology professions, a subject of current political and popular discourse. The California State University (CSU) system provides accessible higher education; the CSU system approach to accessible higher education affirms the distinctness of regions, prepares graduates for professions in these distinct regions, and affirms the diversity in the state and the world. The CSU fall 2019 - 2021 enrollment dashboard data indicated there was a decrease in enrollment of underrepresented minority (URM) in graduate programs across three Bay Area campuses. Public fall 20119 - …

Student Engagement And Universal Design For Learning (Udl): A Community College Case Study, Candice R. Nance

Dissertations

Community colleges have a significant impact on education. The community college population includes some of the most vulnerable students who have the most to gain from educational attainment. The objective of this mixed-methods case study was to investigate the practical implications and impact of Universal Design for Learning (UDL) on student learning, engagement, and sense of belonging. Forty-nine students participated in this study from seven sections of an asynchronous introduction to business course at a California community college during the COVID-19 pandemic. Findings suggested that the UDL intervention increased students’ final grade percentages, exam scores, and group project scores while …

Content Analysis Of Websites Of University Libraries In Delhi: A Study, Saumya Gupta, Paramjeet K. Walia

Library Philosophy and Practice (e-journal)

Purpose - This study aims to evaluate the library websites of selected state and deemed universities in Delhi, capital city of India to ascertain how effectively libraries are leveraging their respective websites to provide library related information on their websites.

Design/ Methodology - The study adopted the checklist technique to evaluate the content of library’s websites. A comprehensive checklist was designed on the basis of previous studies. It consists of 6 main aspects which are further divided into 66 elements.

Findings -The study reveals that library related information such as general library information, about collection, links to e-resources, library …

Social Media: Access To Reference Services By Students In A University Library In South-East, Nigeria, Nancy Chinenyenwa Akagha Mrs, Samuel Kelechukwu Ibenne Dr, Ifeyinwa Blessing Okoye Dr, Ogechi Iheanacho-Kelechi Mrs

Library Philosophy and Practice (e-journal)

The general purpose of the study was to ascertain the use of social media by students to access reference services at the Federal University of Technology Library, Owerri. The survey research design was used for the study using questionnaire as the instrument for data collection. The research adopted both the proportionate/stratified and simple random sampling techniques to investigate a sample of 288 students in Federal University of Technology Library, Owerri. Self-constructed and validated questionnaire with a reliability coefficient of 0.87 was used to collect data for the study. Four research questions and one hypothesis were framed for the study. The …

Assessment Of Teachers' Perception Of The Provision, Use, And Maintenance Of Information And Communication Technology Facilities (Ict) In Ekiti State Primary School Libraries In Nigeria, Mensah Prince Osiesi, Chigozie Celestina Oke Dr, Adejimi Oluwatobi Busiyi Mr, Adenike Lucia Arulebe Mrs, Nnaemeka Chijioke Okorie Mr, Onyiye Maureen Okoh Mrs

Library Philosophy and Practice (e-journal)

This study assessed teachers' perception of the provision, use, and maintenance of ICT facilities in Ekiti State Primary school libraries in Nigeria. The study adopted the descriptive survey research type. The population of the study comprised all public primary school teachers in Ekiti State. The multistage sampling procedure was used in selecting the sample for the study. An instrument termed "Teachers' Perception of the Provision, Utilisation, and Maintenance of ICT Facilities in Primary School Libraries Questionnaire" was used for data collection, and was validated with its reliability ascertained. The data collected were analysed using descriptive statistics (frequency counts and percentages). …

Information Literacy Skills Of Lis Students In Pakistan: A Study Of University Of Sargodha And University Of The Punajab, Lahore, Bilal Anjum, Muhammad Asif Ali, Shahzeb Mugheri Ph.D Scholar

Library Philosophy and Practice (e-journal)

This study aimed to investigate the perceived level of IL skills, strength, weakness, challenges, and levels of IL programs attended by ILS students of two leading library schools of Pakistan. This research used descriptive survey method and distributed questionnaire among 330 participants which returned 232 complete usable responses. This study found that participants of both LIS schools perceived good level of IL skills while the majority of them prefer internet sources as they possess adequate internet surfing skills. In addition to challenges the large number of participants lacks knowledge and skills to use computer and personal computer (M = 2.71, …

Lessons Learned From The World Health Organization’S Late Initial Response To The 2014-2016 Ebola Outbreak In West Africa, Chulwoo Park

Faculty Research, Scholarly, and Creative Activity

The purpose of this article is to 1) examine the role of the World Health Organization (WHO) in controlling infectious disease outbreaks, 2) evaluate if the WHO’s initial response to the 2014-2016 Ebola crisis was appropriate, 3) evaluate current WHO’s efforts to prevent future disease outbreaks after the Ebola elimination, and 4) suggest how WHO should be further reformed to provide prompt and accurate guidance to multi-sectoral health stakeholders at local, national, regional and global level for effective surveillance preparedness and response. This is a non-systematic narrative literature review. The articles from PubMed, Scopus, Medline, books, WHO documents and websites, …

Availability And Use Of Digital Reference Service Tools For Effective Service Delivery By Librarians In Private Universities Libraries In South-East Nigeria, Ejike Igwebuike, Emmanuel Ifechukwu Onoh Mr.

Library Philosophy and Practice (e-journal)

This study examined availability and use of digital reference tools in private university libraries in south-east Nigeria. It is designed to ascertain the extent of use of DRS tools by Librarians in effective service delivery to users. Survey design was used for the study and 46 respondents comprising of Librarians and Library Staff who directly provide reference services in the private university libraries participated in the study. An observation checklist and a structured questionnaire were administered to the respondents. Data collected was analyzed using descriptive statistics. The study found that email services, text based/instant messaging, online pathfinders and mobile reference …

Impact Of Covid 19 On Libraries: A Selective Review Of Literature, Archana Ramkumar Kori Ms., Ajay Baban More Mr

Library Philosophy and Practice (e-journal)

Education is the unstoppable procedure. Covid 19 has effected in every sectors. Education sector has been badly affected. Almost all educational institutes has been closed during pandemic. Library is also a part of an educational institution. In the present study authors studied the corona positive and negative effects of corona that had an impact on libraries. For the study author used descriptive research method. Data was collected from various article, webinar, and reports etc. Authors found the positive effects on libraries like digitization, remote access service, use social media and connect too many people etc. Negative impacts are decreasing use …

The Impact Of Covid-19 Pandemic And Agricultural Knowledge Sharing For Small Scale Farmers In Katsina State, Abubakar Magaji

Library Philosophy and Practice (e-journal)

The global pandemic of Corona Virus Disease of 2019 (COVID- 19) has affected many sectors including small scale farming. This study assess the effect of Covid-19 in agriculture and identified Small Scale Farmers’ (SSF) information sharing platforms and its efficiency level used for agricultural activities during the pandemic for the sustainability of human life and economic survival. Katsina state government has taken some measures that include luck down, restriction of movement, market closures, social distancing and self-isolation in majority of local government areas to stop the spread of the virus. Three research questions were developed to guide the study. Survey …

An Assessment Of The Effect Of Self-Efficacy, Reading Culture, Utilization Of Library Habits On The Academic Achievements Of Student-Librarians, Emmanuel Chidiadi Onwubiko

Library Philosophy and Practice (e-journal)

The dream of every student on entry any institution of learning is to excel academically and this can be achieve through self-belief facilitated by effective reading which is a complex cognitive process of decoding symbols in order to construct or derive meaning as an essential skill for academic success. Above all, the library should be seen by such student as information warehouse where desired information can be obtained through reading. This study therefore is an assessment of the effect of self-efficacy, reading culture and utilization of library habits on the academic achievement of student-librarians. The study employed a descriptive survey …

Students’ Perceptions Toward The Usability And Usefulness Of The Digital Libraries: A Case Study Of Women University In District Peshawar., Parveen Khan, Sana Tabassum

Library Philosophy and Practice (e-journal)

This paper investigated the perceptions of undergraduate students regarding usability and usefulness of Digital Libraries. A case study was conducted to explore the use of Digital Library (DL) resources in ten undergraduate classes at Shaheed Benazir Butto Women University Peshawar and identified students' perceptions regarding educational digital libraries. Data was collected through survey method using qualitative tools such as observation and interviews. The study examined that university provides internet facility to all students and they have ample access for using Digital libraries but majority of the students are not aware of the use of DLs. Only research students are using …

Covid-19 Information Needs And Seeking Behaviour Of Undergraduates Of Federal University Otuoke, Bayelsa State, Nigeria, Jerry Eyerinmene Friday Mr, Motu-Ere Justina Atema Ms

Library Philosophy and Practice (e-journal)

The study examined Covid-19 information needs and seeking behaviour of undergraduates of Federal University Otuoke, Bayelsa State, Nigeria. Specifically, the study identified Covid-19 information needs, Covid-19 information sources, strategies of seeking Covid-19 information and Covid-19 information seeking challenges encountered by the undergraduates. The study adopted descriptive survey research design. The population of the study comprised all the undergraduates of Federal University Otuoke who were in 300, 400 and 500 levels of study. Convenience sampling was adopted and three hundred and sixty-nine (369) undergraduates, consisting of 76, 73, 74, 71 and 75 undergraduates, each constituent drawn from the Faculty of Education, …

Catching Up With Innovation And Trends In University Library Services In Nigeria: An Analytical Study Of University Library Websites In Nigeria, Francisca Chinyeaka Mbagwu Dr.

Library Philosophy and Practice (e-journal)

This study focused on the emerging innovative and trendy services on the library websites of all the approved 49 Federal Universities in Nigeria. Document examination was used as an instrument for data collection. The Library websites of all the approved Federal Universities in Nigeria were examined to collate data for this study. Three research questions were developed and analysed quantitatively using frequency tables and simple percentages. The result revealed that some of the Federal University libraries operate without library websites. Again, the study revealed that twenty-three innovative and trendy services were found displayed on the library websites of the …

Library Support Services At The University Of Zambia Amid The Covid-19 Pandemic: A Swot Matrix, Pailet Chewe, Zachary Zulu Mr., Mercy M. Wamunyima Mrs., Given M. Kuntumoya Ms, Celine M. Mwafulilwa Mrs., Sarah T. Gwayi Mrs., Fabian Kakana Mr., Eness M.M. Chitumbo Mrs., Gelvazio Sakala Mr., Christine W. Kanyengo Ms, Judith Banda Mrs, Francina N.S. Makondo Mrs.

Library Philosophy and Practice (e-journal)

When the Coronavirus disease (COVID-19) forced learning institutions in Zambia to abruptly transition to virtual instruction, library services adapted quickly to provide research services, instruction, and access to collections. This paper details how the University of Zambia Library used a SWOT (Strengths, Weaknesses, Opportunities and Threats) Analysis framework to evaluate academic support services of the Library in the wake of the Covid-19 pandemic. Key variables included the library collections, staffing, services and technology. The analysis revealed that strengths comprised qualified staff, technology support and a rich collection of information resources. Weaknesses are in the areas of poor funding and low …

Record Management And Services Delivery Of Independent National Electoral Commission (Inec) Delta State Chapter, Chibueze Norbert Onwuekwe, Awajionyi Blessing Suleiman

Library Philosophy and Practice (e-journal)

ABSTRACT This research work investigated the record management and services delivery of Independent National Electoral Commission (INEC) Delta state chapter. The study was carried out by using descriptive survey research design. Three specific objectives, three research questions were formulated to guide the study. The population of the study comprises 452 staff of Independent National Electoral Commission (INEC) Delta state chapter, with sample size of 213 staff. Questionnaire was used as instrument for data collection. Data was analysed with descriptive statistics. The findings of the study revealed that INEC make use of online storage, such as website/webpage and email, and the …

Awareness, Accessibility And Challenges Of Social Media As Experienced By Postgraduate Information Studies Students, University Of Kwazulu-Natal During The Covid-19 Pandemics Lockdown, Febishola Idowu Kutu Mrs, Olabode Olajide Mr, Jacob Oloruntoba Kutu Dr

Library Philosophy and Practice (e-journal)

Students who receive literacy training tied to real-life assignments show greater improvement in literacy scores. The significance of this study revolves around the prominent role accorded social media in academic community for research, teaching and learning. In spite of the benefits associated with the use of social media for academic purposes, it is observed that many students, teachers/lecturers have not been fully exploring these advantages to improve their academic performance. The study investigated the awareness, access and social media challenges encountered by postgraduate students of Information Studies, UKZN during the lockdown caused by COVID-19 pandemics. The study employed a quantitative …