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How To Reduce Arrears In Microfinance Institutions, Norell, Dan Norell Apr 2001

How To Reduce Arrears In Microfinance Institutions, Norell, Dan Norell

Journal of Microfinance / ESR Review

Reducing arrears is crucial if MFIs are to achieve selfsufficiency. MFI staff must understand the causes of arrears--whether from clients' testing the MFI's determination to collect, crises in clients' lives, loans that are too large, or loans given on the basis of favoritism. Analytical tools for assessing and preventing arrears include key measures for analyzing arrears (e.g., portfolio quality ratios and performance ratios by credit officer) and financial ratio tests for determining appropriate loan size. The key to reducing arrears is to follow up late loans quickly, form strong solidarity groups, update and enforce credit policies, focus credit officers' services …

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Forgiveness: Part Of Healing , Elaine Walton Apr 2001

Forgiveness: Part Of Healing , Elaine Walton

Marriage and Families

No abstract provided.

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Between A Rock And A Hard Place: Managing Dual Relationships, Marleen S. Williams Apr 2001

Between A Rock And A Hard Place: Managing Dual Relationships, Marleen S. Williams

Issues in Religion and Psychotherapy

Because LDS people often seek psychological help from LDS counselors, the potential for ethical dilemmas around dual relationships is high. The article reviews current professional literature concerning ethical reponses to dual relationships in the context of LDS culture and practices. Recommendations are made for ethical decision making. Steps in the decision-making process are outlined.

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Vol. 03 No. 1 Journal Of Microfinance, Journal Of Microfinance Apr 2001

Vol. 03 No. 1 Journal Of Microfinance, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

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India's Regional Rural Banks: The Institutional Dimension Of Reforms, Nitin Bhatt, Y. S. P. Thorat Apr 2001

India's Regional Rural Banks: The Institutional Dimension Of Reforms, Nitin Bhatt, Y. S. P. Thorat

Journal of Microfinance / ESR Review

Efforts to reform India's failing Regional Rural Banks (RRBs) have had limited impact, because reformers have paid little attention to the institutional dimensions of the problems facing the banks. Few efforts were made to redesign the perverse institutional arrangements that gave rise to incompatible incentive structures for key stakeholders, such as political leaders, policy makers, stockholders, bank staff, and clients. We recommend that the next leg of reforms focus on aligning the incentives of these stakeholders by giving greater importance to the RRBs' internal organizational contexts and larger policy environments.

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A Comparison Of Body Image Satisfaction Among Latter-Day Saint And Non-Latter-Day Saint College-Age Students, Annmarie Carroll, Diane L. Spangler Apr 2001

A Comparison Of Body Image Satisfaction Among Latter-Day Saint And Non-Latter-Day Saint College-Age Students, Annmarie Carroll, Diane L. Spangler

Issues in Religion and Psychotherapy

Several sociocultural factors have been shown to impact body image. The purpose of the present study was to determine whether the sociocultural variable of religion, specifically represented by the Church of Jesus Christ of Latter-day Saint (LDS) religion, affects body image in college-age students. Questionnaires assessing body image and beliefs about appearance were administered to male and female LDS and non-LDS students at Brigham Young University, University of Utah, Boston University, and California State University at Fullerton. Results indicated that male students, regardless of religion, were more satisfied with their bodies than their female counterparts. Within-gender comparisions inicated the LDS …

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Performance Measures For Microenterprise In The United States, Karen Doyle, Jerry Black Apr 2001

Performance Measures For Microenterprise In The United States, Karen Doyle, Jerry Black

Journal of Microfinance / ESR Review

Microenterprise, while currently serving a small number of America's poor, is often the only option--other than receiving welfare--for a variety of individuals to improve their standard of living or quality of life. MicroTest, a project of the Aspen Institute, was created to improve the value of microenterprise services and the stability of microenterprise organizations over time by perfecting and promoting the use of measures to regularly assess performance. This article proposes a performance measurement framework for U.S. microenterprise development programs. The following key categories of outputs and outcomes can be used to assess the performance of microenterprise development providers: Reaching …

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Front Matter/ Editor's Notes: I Did Things Right As A Dad, But I Wasn't Home Enough..., Glen C. Griffin Apr 2001

Front Matter/ Editor's Notes: I Did Things Right As A Dad, But I Wasn't Home Enough..., Glen C. Griffin

Marriage and Families

No abstract provided.

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Microfinance Myopia: Lessons From The Mainstream, Kim Wilson Apr 2001

Microfinance Myopia: Lessons From The Mainstream, Kim Wilson

Journal of Microfinance / ESR Review

This essay attempts to remove the shades that blind the microfinance sector to the value of its customers and what its customers truly value. It proposes that the social agenda and financial health of microfinance institutions would be far more sound if we understood who our customers are, why they leave, what they really want, and the real business we are all in.

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Client Information Sharing In Bolivia, Campion, Anita Campion Apr 2001

Client Information Sharing In Bolivia, Campion, Anita Campion

Journal of Microfinance / ESR Review

As the microfinance industry becomes more competitive, microfinance institutions (MFIs) increasingly seek access to credit bureaus and credit information agencies. The growing number of microfinance providers in the market results in borrowers having more access to loans, which can lead to client overindebtedness and default. By sharing client information with each other and by using credit bureau information on client history and indebtedness, MFIs facing competition can reduce their credit risk and avoid unnecessary losses. While the growing interest in credit bureaus for microfinance is global, to date, few countries have credit unions and even fewer include microfinance clients in …

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5 Marriage Myths, 6 Marriage Benefits , Linda J. Waite Apr 2001

5 Marriage Myths, 6 Marriage Benefits , Linda J. Waite

Marriage and Families

No abstract provided.

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Full Issue, Marriage &. Families Apr 2001

Full Issue, Marriage &. Families

Marriage and Families

No abstract provided.

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Brigham Young And The Mission Of Mormonism, Jed Woodworth Apr 2001

Brigham Young And The Mission Of Mormonism, Jed Woodworth

BYU Studies

For the most part, Brigham Young chose to ignore his critics, but on occasion he personally responded to them. The letter printed below contains Brigham Young's 1869 answer to a newspaper editor's question, "What is the mission of the Mormons?" Mormonism's fruits, Brigham attested, substantiated its faith claims.

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Extending The Influence Of Research And Practice, Janet S. Scharman, Gary Dixon Apr 2001

Extending The Influence Of Research And Practice, Janet S. Scharman, Gary Dixon

Issues in Religion and Psychotherapy

No abstract provided.

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Irony And Grace, Frederick Mark Gedicks Apr 2001

Irony And Grace, Frederick Mark Gedicks

BYU Studies

No abstract provided.

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1 Divorce Book 2 Marriage Books [Book Review], Alan J. Hawkins Apr 2001

1 Divorce Book 2 Marriage Books [Book Review], Alan J. Hawkins

Marriage and Families

No abstract provided.

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Review Of Religion, Mental Health, And The Latter-Day Saints, Edited By Daniel K. Judd., Eric G. Swedin Apr 2001

Review Of Religion, Mental Health, And The Latter-Day Saints, Edited By Daniel K. Judd., Eric G. Swedin

Issues in Religion and Psychotherapy

No abstract provided.

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The Lion And The Lioness: Brigham Young And Eliza R. Snow, Jill Mulvay Derr Apr 2001

The Lion And The Lioness: Brigham Young And Eliza R. Snow, Jill Mulvay Derr

BYU Studies

He was born in 1801, she in 1804. He was a man known for his humor and gruffness, she a woman known for her sobriety and refinement. He preached unforgettable sermons, though he never learned to spell. She wrote reams of poetry and songs. He provided her a home as one of his wives for thirty years, but she never took his name. Both he and she were passionately devoted to the Prophet Joseph Smith and his expansive vision of eternity. President of The Church of Jesus Christ of Latter-day Saints and presidentess of its Relief Society, Brigham Young and …

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“A Man That You Could Not Help Likeing”: Joseph Smith And Nauvoo Portrayed In A Letter By Susannah And George W. Taggart, Ronald O. Barney Apr 2001

“A Man That You Could Not Help Likeing”: Joseph Smith And Nauvoo Portrayed In A Letter By Susannah And George W. Taggart, Ronald O. Barney

BYU Studies

The Prophet Joseph Smith's call for members of The Church of Jesus Christ Latter-day Saints to gather to Nauvoo, Illinois, had a wide effect once the settlement acquired the trappings of civilization. What had been the obscure riverside village of Commerce soon evidenced expansion and progress: new inhabitants and bustling construction. Among those who gathered to Nauvoo were Washington and Susannah Taggart, who converted to Mormonism in 1841 or 1842 in Peterborough, Hillsborough County, New Hampshire. Taught the gospel by Elder Eli P. Maginn, the Taggarts soon planned their departure for the Mormon capital. Their eldest son, George Washington Taggart …

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Nutty Guys: A Study Of Brand Image: A Marketing Research Project Presented To Nutty Guys, Anthony Davis, Christy Hecht, Bambi Meyers, Dane Poyfair Apr 2001

Nutty Guys: A Study Of Brand Image: A Marketing Research Project Presented To Nutty Guys, Anthony Davis, Christy Hecht, Bambi Meyers, Dane Poyfair

Student Works

Advantage Consulting has identified the following objectives in this report: 1. To identify and assess key characteristics of product packaging and display (in general and specifically for Nutty Guys) that are most likely to influence consumer purchasing decisions. 2. To identify customer preferences concerning nuts and dried fruits (in general and specifically for Nutty Guys), both in packaging and purchasing. 3. To determine the best ways for Nutty Guys to attract and secure new customers. Advantage Consulting comprised of Anthony Davis, Christy Hecht, Bambi Meyers, Dane Poyfair.

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“A Man Of God And A Good Kind Father”: Brigham Young At Home, Dean C. Jessee Apr 2001

“A Man Of God And A Good Kind Father”: Brigham Young At Home, Dean C. Jessee

BYU Studies

On January 31, 1857, Brigham Young (fig. 1) walked into the Church Historian's Office in Salt Lake City and gave instructions that he wanted very little about his family included in the history of the Church. His reticence no doubt stemmed form people's curiosity about the Mormon leader's polygamous lifestyle, which subjected his family to an inordinate amount of scrutiny and ridicule in the public press. Consequently, during his lifetime, the story of Brigham Young's family remained largely untold. Even now, the literature about Brigham Young focuses disproportionately on his public life, his accomplishments as Church President, colonizer, governor of …

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The Environmental Ethics Of Mormon Belief, George B. Handley Apr 2001

The Environmental Ethics Of Mormon Belief, George B. Handley

BYU Studies

The time has come to find common ground between environmentalism and Mormon belief. The perceived divide between the two has all but shut down the possibility of dialogue. Some Mormons dismiss the political causes of environmentalists as being the fears of faithless hedonists, just as otherwise responsible environmental scholars and activists sometimes perpetuate myths and inaccuracies about what they perceive to be the anti-ecological stance of The Church of Jesus Christ of Latter-day Saints. But Mormon belief has more than enough in common with environmentalism to promote genuine and productive change in our environmental behavior. Not only is Mormon doctrine …

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The Sanctity Of Food: A Latter-Day Saint Perspective, Paul H. Peterson Apr 2001

The Sanctity Of Food: A Latter-Day Saint Perspective, Paul H. Peterson

Religious Educator: Perspectives on the Restored Gospel

No abstract provided.

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End Matter, Religious Educator Apr 2001

End Matter, Religious Educator

Religious Educator: Perspectives on the Restored Gospel

No abstract provided.

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Preservation Of Life As Manifested In The Lives Of Latter-Day Prophets, David F. Boone Apr 2001

Preservation Of Life As Manifested In The Lives Of Latter-Day Prophets, David F. Boone

Religious Educator: Perspectives on the Restored Gospel

No abstract provided.

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Choosing The "Good Part", Brent L. Top Apr 2001

Choosing The "Good Part", Brent L. Top

Religious Educator: Perspectives on the Restored Gospel

No abstract provided.

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And I Saw The Hosts Of The Dead, Both Small And Great : Joseph F. Smith, World War I, And His Visions Of The Dead, Richard E. Bennett Apr 2001

And I Saw The Hosts Of The Dead, Both Small And Great : Joseph F. Smith, World War I, And His Visions Of The Dead, Richard E. Bennett

Religious Educator: Perspectives on the Restored Gospel

No abstract provided.

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The Church In Waimea Mar 2001

The Church In Waimea

Mormon Pacific Historical Society

No abstract provided.

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Elias Bond And The Mormons In Kohala Mar 2001

Elias Bond And The Mormons In Kohala

Mormon Pacific Historical Society

No abstract provided.

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Book Review: Ambiguous Loss. Learning To Live With Unresolved Grief., Virginia B. Schelbert Feb 2001

Book Review: Ambiguous Loss. Learning To Live With Unresolved Grief., Virginia B. Schelbert

Swiss American Historical Society Review

The author, Professor of Family Social Services at the University of Minnesota, is the daughter of the late Paul and of Verena Magdalena Grossenbacher, born Elmer. Her father was a native of Burgdorf, Canton Bern, and had been a main promoter of New Glarus' Swiss American institutions. 3 Thus Dr. Boss begins her book with a personal narrative which describes growing up with the effects of the immigrant experience on family members. Her people had left their homeland Switzerland and many beloved relatives in the early 1900' s for life in the American Midwest, only to encounter yearning, homesickness, and …

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