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A Critical Review Of The Theory And Practice Of Local And Community Development As It Relates To South Dublin County, Paula Donovan Jan 2025

A Critical Review Of The Theory And Practice Of Local And Community Development As It Relates To South Dublin County, Paula Donovan

Masters

This research was undertaken in the context of the Local Government Reform Act 2014, which established new governance and management structures for local and community development in Ireland. The reforms included the establishment of Public Participation Networks (PPNs) and Local Community Development Committees (LCDCs), that were designed to work with Local Volunteer Centres, Local Development Companies, and the Local Authority, to bring about a more coherent and integrated approach to community development at local level. This research interrogates the evolution of the new framework, using South Dublin County as a case study. Linking theory, policy, and practice, it critically evaluates …


Officers’ Perceptions Of Body-Worn Cameras: An Exploratory Study Of Small Police Departments In Upstate New York, Stefan A. Dela Riva Jan 2025

Officers’ Perceptions Of Body-Worn Cameras: An Exploratory Study Of Small Police Departments In Upstate New York, Stefan A. Dela Riva

Electronic Theses & Dissertations (2024 - present)

The aim of this exploratory study is to examine how police officers perceive the impact of body-worn cameras (BWCs) on their use of discretion when communicating with members of the public. In this context, “discretion” refers to an officer’s authority to make independent judgments while enforcing the law; deciding whether to issue a warning, make an arrest, or resolve an incident informally when legality permits. To understand officers’ opinions, a cross-sectional, quantitative online survey was distributed to various police departments and sheriff’s offices in upstate New York. Participants completed a series of Likert-style survey items addressing their general views on …


A Study Of Regulatory Compliance In U.S. Nursing Homes, Patrick Schumacher Jan 2025

A Study Of Regulatory Compliance In U.S. Nursing Homes, Patrick Schumacher

Electronic Theses & Dissertations (2024 - present)

The federal government is responsible for ensuring that nursing homes comply with regulations designed to protect residents from abuse, neglect, and substandard care. To this end, the Centers for Medicare and Medicaid Services (CMS) partners with states to conduct onsite inspections of nursing homes, during which regulators may identify violations. The agency can take one or more actions in response to violations, including imposing civil money penalties (fines), appointing a state monitor, or mandating remedial education for staff. Despite this regulatory framework, the quality of care in nursing homes remains poor, with many facilities failing to protect the well-being of …


Sunset Provisions In The Local Tax Code: Perspectives Of City Leaders In Arkansas Cities Of The First Class, Sara R. Deuster Jan 2025

Sunset Provisions In The Local Tax Code: Perspectives Of City Leaders In Arkansas Cities Of The First Class, Sara R. Deuster

West Chester University Graduate Theses, Dissertations, and Final Projects

Unlike their federal and state counterparts, local governments do not have someone to pass the buck to when it comes to carrying out public programs and have a limited means to generate their own source revenue to sustain non-enterprise government services. Taxation is the primary means local governments rely on to generate such revenue. With the responsibility to provide services, maintain infrastructure, and accommodate growth, municipalities must capitalize on the taxing authority allowed by their respective state. The purpose of this study was to seek understanding on how city leaders in Arkansas cities of the first class view the use …


Welfare States And Imprisonment Rates: Revisiting The Study Of Public Assistance And Punishment In The United States, Stefan Ivanov Jan 2025

Welfare States And Imprisonment Rates: Revisiting The Study Of Public Assistance And Punishment In The United States, Stefan Ivanov

Electronic Theses & Dissertations (2024 - present)

In the past fifty years, the United States has seen significant changes in both the criminal legal system and the welfare state. The incarceration rate surged by 475% from 1972 to 2007, driven by state-level decisions about criminal legal policy and disproportionately affecting Black Americans. Simultaneously, welfare programs became less generous, especially for those deemed “undeserving.” A long line of social science scholarship emphasizes that these two major social institutions—the welfare state and the carceral state—must be considered as complementary and alternative methods of managing marginalized groups. Quantitative research often confirms these claims, finding a durable inverse relationship between welfare …


Explaining Mass Shooting Motivations: A Case Survey Analysis Of Us Mass Shootings (2006-2024), Isaiah H. Harris Jan 2025

Explaining Mass Shooting Motivations: A Case Survey Analysis Of Us Mass Shootings (2006-2024), Isaiah H. Harris

Electronic Theses & Dissertations (2024 - present)

Research on the motivations behind mass shootings remains inconclusive as these events often lack a singular or explicit cause. The motivations of mass shooters are complex, shaped by the interplay of psychological, social, and ideological factors. While some attacks are clearly driven by extremist beliefs, others appear to stem from less defined forces such as depravity or sadistic intent. Existing typologies, such as Langman’s (2009) analysis of school shooters, offer valuable insight but are limited in scope. This study expands upon previous research by examining U.S. mass shootings from 2006 to 2024 to determine whether such events are more frequently …


Understanding How County Governments Strategically Plan And Strategize Technology: A Multiple Case Study In New York State, Battulga Buyannemekh Jan 2025

Understanding How County Governments Strategically Plan And Strategize Technology: A Multiple Case Study In New York State, Battulga Buyannemekh

Electronic Theses & Dissertations (2024 - present)

Embedded in the communities they serve, local governments increasingly leverage technology to modernize processes and operations to digitally transform public services and interactions with stakeholders to create and add value. Concomitantly, they must ensure that the use of technology does not threaten the rights and safety of individuals and organizations. Digital transformation requires alignment of technology with institutional, organizational, and environmental factors in addition to persistent innovations in technology, policy, and management. This balancing act hinges on governments’ capacity for strategic technology decision-making. As technology’s value propositions expand and local governments become more reliant on it, there is a growing …


Needs And Pathways For Strengthening The Contribution Of Qualitative Methods Toward More Effective Impact Assessment Practice, Heidi Walker, A. John Sinclair, Alan P. Diduck, Alan Bond, Jenny Pope, Angus Morrison-Saunders, Francois Retief Jan 2025

Needs And Pathways For Strengthening The Contribution Of Qualitative Methods Toward More Effective Impact Assessment Practice, Heidi Walker, A. John Sinclair, Alan P. Diduck, Alan Bond, Jenny Pope, Angus Morrison-Saunders, Francois Retief

Research outputs 2022 to 2026

Many jurisdictions are looking to next-generation impact assessment (IA) that includes sustainability considerations that extend beyond biophysical. Subjectivity is inherent in many of these additional impact considerations, and they are often not easily nor effectively quantified. Delivering effective IA within this broadening scope requires new, innovative, and rigorous applications of qualitative methods that enable meaningful inclusion of diverse knowledges, values, and information. While many qualitative methods are available for IA, there remains a significant opportunity to strengthen their contribution toward more effective IA practice. As such, we establish in this paper needs that must be addressed if qualitative methods are …


Principals And The Careless Erosion Of Employment Standards In The Context Of School Autonomy And Marketisation: A Case Study Of School Support Staff, Brad Gobby, Jill Blackmore, Scott Eacott, Amanda Keddie, Katrina Macdonald, Richard Niesche, Jane Wilkinson Jan 2025

Principals And The Careless Erosion Of Employment Standards In The Context Of School Autonomy And Marketisation: A Case Study Of School Support Staff, Brad Gobby, Jill Blackmore, Scott Eacott, Amanda Keddie, Katrina Macdonald, Richard Niesche, Jane Wilkinson

Research outputs 2022 to 2026

Devolved governance, school autonomy and marketisation impact the employment practices of schools and the working conditions of teachers. However, the employment-related effects on school services staff are under-researched. This study draws on data from interviews with staff at one public high school to analyse school services staff experience of school autonomy and the employment practices of principals in the context of competitive education markets. This case study illustrates how a principal's management of employment and labour relations in a school experiencing declining enrolments and reduced resources impacted the labour and working conditions of school services staff. We argue that the …


In Search Of A Sea-Life Balance In An Adverse Environment : Understanding Seafarers' Life, Work And Turnover, Bikram Singh Bhatia, Raphael Baumler, Maria Carrera-Arce Jan 2025

In Search Of A Sea-Life Balance In An Adverse Environment : Understanding Seafarers' Life, Work And Turnover, Bikram Singh Bhatia, Raphael Baumler, Maria Carrera-Arce

Reports

The Officers’ Union of International Seamen (OUIS) commissioned the World Maritime University (WMU) to conduct the Work & Health Balance at Sea (WHEAB) project to examine some dimensions of seafarers’ working lives.

Building on exploratory interviews, a survey was designed and administered. The current report presents findings on work patterns (onboard and home periods), working hours, work-related stress, safety management system, shore leave, mental well-being, and career intention.

The survey gathered responses from 4,372 seafarers, mainly from India (n=1,098; 25.1%), the Philippines (n=690; 15.8%), the United States (U.S.) (n=501; 11.5%), and other worldwide regions (n=2,083; 47.6%). The overrepresentation of U.S. …


Desain Dan Konstitusionalitas Penerapan Pilkada Asimetris Di Indonesia, Lalu Aria Nata Kusuma Jan 2025

Desain Dan Konstitusionalitas Penerapan Pilkada Asimetris Di Indonesia, Lalu Aria Nata Kusuma

Jurnal Hukum & Pembangunan

The idea of implementing asymmetric regional elections (Pilkada) in Indonesia is not a new concept. However, to date, there has been no effort to provide a design for the implementation of Pilkada in an asymmetric manner, considering the specific needs of each region and its alignment with the 1945 Constitution. This article aims to implement Pilkada in an asymmetric manner by first mapping the asymmetry models of each region based on their specific needs. This research uses a doctrinal and socio-legal approach. The results of this research indicate a need to implement Pilkada asymmetrically in Indonesia. This urgency arises due …


A Qualitative Analysis Of College Students' Interest In Mhealth Solutions, Leslie Hoglund, Craig M. Becker, Cara Tonn Jan 2025

A Qualitative Analysis Of College Students' Interest In Mhealth Solutions, Leslie Hoglund, Craig M. Becker, Cara Tonn

Health Behavior, Policy & Management Faculty Publications

This study explores college students' perceptions of an AI-driven mHealth application designed to promote well-being. With rising mental health challenges in academic settings, students increasingly seek digital tools that provide holistic support for physical, mental, and financial health. Through focus groups, this qualitative study examines students' preferences for personalized health tracking, educational content, and flexible reminders within a private, supportive community. Key findings emphasize students' desire for a balanced, all-in-one app that integrates health and wellness tools without overwhelming them with notifications. Students also highlighted the importance of social media integration for outreach, though concerns were raised about potential stress …


Analysis Of Safety Investment : Economic Benefit In Arctic Shipping To Shipping Companies And The Arctic Coastal States, Junjie Wan Jan 2025

Analysis Of Safety Investment : Economic Benefit In Arctic Shipping To Shipping Companies And The Arctic Coastal States, Junjie Wan

World Maritime University Ph.D. Dissertations

Global warming severely affects the Arctic region, including ice coverage and thickness. In contrast, it allows unprecedented navigation opportunities for more extended periods each year, attracting maritime stakeholders because of the potential distance reduction compared to shipping corridor routes. However, mitigating Arctic navigation hazards requires safety investments, especially from shipowners and Arctic coastal states. When allocating limited resources to safety, decision-makers should efficiently prioritize their investments. This research aims to determine how to optimize shipping companies and Arctic coastal states’ safety investments. It begins with a comprehensive analysis of safety investments and safety economic benefits in Arctic shipping. Then, an …


Communicating Policy Change Strategically: A Literature Review, Jestoni A. Olivo, Benjamin Randoc, Michael R. Cabalfin Jan 2025

Communicating Policy Change Strategically: A Literature Review, Jestoni A. Olivo, Benjamin Randoc, Michael R. Cabalfin

Economics Department Faculty Publications

A critical component of public policy design and implementation is an effective communication strategy to support behaviour change among stakeholders in various public policy areas such as monetary policy, public health, environment and public transport. However, the literature provides diffused guidance for evidence-based communication designed for policymakers. This article reviews the literature on strategic communication and organizes the emerging principles and strategies under a framework with three practical actions: understanding the audience, timing the intervention and engaging with the relevant network of stakeholders. As a case illustration of the framework, the controversial Public Utility Vehicle Modernization Program in the Philippines …


Women On Boards Annual Monitoring Report 2024, Center For Entrepreneurship And Innovation Jan 2025

Women On Boards Annual Monitoring Report 2024, Center For Entrepreneurship And Innovation

Faculty Books

The AUC Egypt women on boards monitoring report is issued annually to track and monitor the presence and representation of women on boards towards meeting the goal of having 30% women on boards by 2030. The importance of improving representation of women on boards stems from the fact that it is one of the good governance pillars, in addition to the positive impact on firm performance and profitability. The National Strategy for the Empowerment of Egyptian Women 2030 has accordingly promoted for increasing the leadership roles of women and holding key positions in public institutions and companies, setting the target …


The Affordable Care Act And The For-Profit Congregate Care Industry: How Good Policy Intent Turned A Fringe Industry Into A Taxpayer-Funded Multi Billion Dollar Industry, Erin Viehmann Jan 2025

The Affordable Care Act And The For-Profit Congregate Care Industry: How Good Policy Intent Turned A Fringe Industry Into A Taxpayer-Funded Multi Billion Dollar Industry, Erin Viehmann

College of Graduate Studies: Theses & Dissertations

The Affordable Care Act significantly transformed the for-profit congregate care (FPCC) industry, which provides residential treatment for adolescents with behavioral and mental health issues. This study analyzes financial records from Universal Health Services (UHS), the largest provider in the industry, to examine how healthcare policy changes and economic conditions affected the industry's growth and funding structure. Through analysis of SEC Form 10-K filings from 2006-2016, the research documents how the ACA's mental health coverage mandates created new revenue streams that enabled dramatic industry expansion. Findings show that following ACA passage in 2010, UHS more than doubled its behavioral health capacity …


Development Of Physics-Based Deterioration Models For Reinforced Soil Retaining Structures, Amr Morsy, Islam Ebo Jan 2025

Development Of Physics-Based Deterioration Models For Reinforced Soil Retaining Structures, Amr Morsy, Islam Ebo

Mineta Transportation Institute

Reinforced soil walls are key earth retention features in the transportation infrastructure. They are used to support and retain soil in a wide variety of crucial structures, such as highways, bridges, and railways, to ensure stability. They also provide solutions for constructing embankments and slopes in constrained spaces, allowing for efficient land use and improved infrastructure planning. This study used advanced numerical modeling to improve the understanding of the behavior and long-term performance of the aging reinforced soil walls from the 1970s for asset management purposes. An asset-scale model was created to simulate the effects of weather on these walls. …


Understanding Mobility-Related Challenges For Aapi Older Adults: A Preliminary Study In Southern California, Yongping Zhang, Priscila Salgado Inzunza, Carol Kachadoorian, Wen Cheng, Calvin Wong Jan 2025

Understanding Mobility-Related Challenges For Aapi Older Adults: A Preliminary Study In Southern California, Yongping Zhang, Priscila Salgado Inzunza, Carol Kachadoorian, Wen Cheng, Calvin Wong

Mineta Transportation Institute

The Federal Highway Administration (FHWA) and state Departments of Transportation (DOTs) Nationwide, the Asian American Pacific Islander (AAPI) community is projected to constitute 11 percent of people 65 years and older in the United States by 2050 (He et al., 2005). The challenges limiting the transportation and mobility of AAPI older adults include, but are not limited to, language barriers, cultural barriers, anti-Asian hate, accessibility to public transit, traffic safety and public security concerns, and changes to mobility due to the COVID-19 pandemic. This project conducted an extensive literature review and a preliminary multi-language survey in Southern California to better …


Conceptual Critical Success Factors Model On Infrastructure Sustainability Rating System For California Construction Projects, Joseph J. Kim, Jose A. Arroyo-Turcios Jan 2025

Conceptual Critical Success Factors Model On Infrastructure Sustainability Rating System For California Construction Projects, Joseph J. Kim, Jose A. Arroyo-Turcios

Mineta Transportation Institute

This report addresses the sensitivity and reliability of the sustainability rating systems by comparing each category’s verified scores with its respective submitted scores to evaluate how points are awarded for infrastructure projects, examine which categories present the most challenges for verification, and identify the best category for verification in the sustainability rating system. The authors conducted three analyses using credit score data obtained from fourteen actual civil infrastructure projects certified under Envision. First, the Natural World category had the highest average score from the submitted and verified data. Pairwise comparisons using t-tests indicate that the mean value of one category …


"Shocking The System" In The 21st Century: Conservative Policy Entrepreneurs And The Plan For Authoritarianism In The U.S., Athena M. King Jan 2025

"Shocking The System" In The 21st Century: Conservative Policy Entrepreneurs And The Plan For Authoritarianism In The U.S., Athena M. King

Political Science & Geography Faculty Publications

The first few days of the second Trump presidency saw a flurry of executive orders targeting immigrants, the transgender community, blacks, and federal government employees. The resulting “shocks” to the system are unprecedented, causing many to question the continuation of American democracy. These actions are a few of many policy preferences developed by conservatives and captured in “Project 2025”, spearheaded by the Heritage Foundation and with the overall intent of restructuring the federal government to suit authoritarian aims. Using a theoretical framework regarding policy entrepreneurs (PEs), I argue that conservative PEs (CPEs), under the aegis of the Republican Party and …


Securitization Of African Migrants In Europe And North America, Chick Edmond Jan 2025

Securitization Of African Migrants In Europe And North America, Chick Edmond

Political Science & Geography Faculty Publications

The securitization of African migrants in Europe and North America refers to the framing of immigrants as an existential security threat rather than a socioeconomic or humanitarian concerns. This discourse driven by political rhetoric, media narratives, and policy measures, often depict African migrants as risks to national security, cultural identity, and economic stability. Governments in host countries employ stringent border controls, detention and deportation policies often justified by counterterrorism and crime prevention frameworks. However, critics argue that securitization exacerbates xenophobia, violates human rights, and fails to address root causes of migration, such as conflict, poverty, and climate change. This paper …


The Role Of Economic Sanctions In Shaping International Trade Relationships Case Study: Russia, Chick Edmond Jan 2025

The Role Of Economic Sanctions In Shaping International Trade Relationships Case Study: Russia, Chick Edmond

Political Science & Geography Faculty Publications

Economic sanctions play an influential role in international relations by shaping the behavior of states. To address security threats and uphold international norms, countries seek to punish those responsible in violating these principles through the use of economic sanctions. The paper examines the impact of economic sanctions on trade relationships and its consequences on the Russian Economy. It also seeks to analyze the evolution of trade embargo during the post-cold war era to a more resilient and sophisticated measures in the age of globalization. Through this historical perspective, this analysis examines an important case study such as Russia by evaluating …


Why Domestic Violence Offenders Don't Give Up Their Guns, Natalie Nanasi Jan 2025

Why Domestic Violence Offenders Don't Give Up Their Guns, Natalie Nanasi

Faculty Journal Articles and Book Chapters

Perpetrators of intimate partner violence are barred by federal law and many states' laws from possessing firearms. While such prohibitions enjoy popular support, they are sporadically and inconsistently enforced, placing the lives of survivors at risk when offenders do not voluntarily comply. Many experts, including this author, have offered legal and policy solutions to increase the likelihood that perpetrators of domestic violence will either willingly relinquish their guns or otherwise be dispossessed of them. But these proposals may have been premature.

This Article is the first to take a step back and inquire why offenders do not surrender their firearms …


Analyzing Car Theft Trends In Central Texas: A Comparative Study Of Waco, College Station, And Killeen, Daniel Njogu Jan 2025

Analyzing Car Theft Trends In Central Texas: A Comparative Study Of Waco, College Station, And Killeen, Daniel Njogu

Williams Honors College, Honors Research Projects

This study examines motor vehicle theft (MVT) trends from 2019 to 2023 in three Central Texas cities—Waco, College Station, and Killeen—using temporal analysis, geospatial hotspot mapping, and make/model data. In Killeen, thefts generally rose over the period, with notable peaks in October and on Mondays. College Station saw an overall decline in thefts but experienced a seasonal spike each March, and Waco’s thefts increased until around 2021 before beginning to fall. Local festivals—such as the Spirit of Texas in College Station and the Heart O’ Texas Fair in Waco—appear to coincide with these seasonal upticks. Hyundais and Kias were most …


Enhancing Risk And Crisis Communication With Computational Methods: A Systematic Literature Review, Madison H. Munro, Ross J. Gore, Christopher J. Lynch, Yvette D. Hastings, Ann Marie Reinhold Jan 2025

Enhancing Risk And Crisis Communication With Computational Methods: A Systematic Literature Review, Madison H. Munro, Ross J. Gore, Christopher J. Lynch, Yvette D. Hastings, Ann Marie Reinhold

VMASC Publications

Recent developments in risk and crisis communication (RCC) research combine social science theory and data science tools to construct effective risk messages efficiently. However, current systematic literature reviews (SLRs) on RCC primarily focus on computationally assessing message efficacy as opposed to message efficiency. We conduct an SLR to highlight any current computational methods that improve message construction efficacy and efficiency. We found that most RCC research focuses on using theoretical frameworks and computational methods to analyze or classify message elements that improve efficacy. For improving message efficiency, computational and manual methods are only used in message classification. Specifying the computational …


From Cyclones To Cybersecurity: A Call For Convergence In Risk And Crisis Communications Research, Ann Marie Reinhold, Ross J. Gore, Barry Ezell, Clemente I. Izurieta, Elizabeth A. Shanahan Jan 2025

From Cyclones To Cybersecurity: A Call For Convergence In Risk And Crisis Communications Research, Ann Marie Reinhold, Ross J. Gore, Barry Ezell, Clemente I. Izurieta, Elizabeth A. Shanahan

VMASC Publications

Effective risk and crisis communication can improve health and safety and reduce harmful effects of hazards and disasters. A robust body of literature investigates mechanisms for improving risk and crisis communication. While effective risk and crisis communication strategies are equally desired across different hazard types (e.g., natural hazards, cyber security), the extent to which risk and crisis communication experts utilize the “lessons learned” from scientific domains outside their own is suspect. Therefore, we hypothesized that risk and crisis communication research is siloed according to academic disciplines at the detriment to the advancement of the field of risk communications research writ …


Perceptions And Treatment Decisions For A Drug Offender Based On Social Class, Cocaine Type, Personal Characteristics, And Compassionate Love: A Vignette Study, Yasmin A. Odeh Jan 2025

Perceptions And Treatment Decisions For A Drug Offender Based On Social Class, Cocaine Type, Personal Characteristics, And Compassionate Love: A Vignette Study, Yasmin A. Odeh

Theses and Dissertations

Problem: The shift from a focus on rehabilitation to the more punitive, “tough on crime” approach to illegal behavior in the U.S. has been enacted in no small way by policies connected to the use and abuse of drugs. The disparities between crack and powder cocaine—two chemically similar substances—have headlined this shift (Vagins and McCurdy 2006). However, research is scarce on laypeople’s approval of deterrence approaches for drug offenses, including as a function of types (e.g., powder vs. cocaine possession). This study examined people’s perceptions of prosecutorial decisions for drug offenders—whether they are punished, rehabilitated, or both—and whether people perceived …


Local Development Councils: Baseline And Recommendations For Optimizing Participatory Processes, Czarina Medina-Guce, Lawrence G. Velasco, Anne Marie T. Rey Jan 2025

Local Development Councils: Baseline And Recommendations For Optimizing Participatory Processes, Czarina Medina-Guce, Lawrence G. Velasco, Anne Marie T. Rey

Development Studies Faculty Publications

The Local Development Council (LDC) plays a critical role in local governance through its integrative and participatory planning and budget policymaking functions mandated by the 1991 Local Government Code. The LDC’s participatory governance goal, stemming from the Code’s requirement for civil society organization (CSO) membership, has been gradually problematized over the years to extend beyond the operational functionality of formalized activities and mechanisms toward participation that empowers citizen influence in policymaking in local government units (LGUs). Drawing from a national baseline survey of LDCs, this study examines CSO participation through the lens of compliance with mandated mechanisms and practices that …


Discontent In The World City Of Singapore, Gordon Tan, Jessie P. H. Poon, Orlando Woods Jan 2025

Discontent In The World City Of Singapore, Gordon Tan, Jessie P. H. Poon, Orlando Woods

Research Collection College of Integrative Studies

A burgeoning literature on ‘left behind’ places has emerged that captures the backlash against globalisation and highlights the locales that lag world cities. This paper integrates the ‘left behind’ and world cities literatures through the lens of discontent in the context of Singapore, using sentiment analysis and topic modelling as well as interviews with local professionals to unpack the multidimensional aspects of discontent. Focusing on the Singapore–India Comprehensive Economic Cooperation Agreement that spurred discontent directed at foreign Indian professionals, we show that the worlding generated by transnational flows has accentuated intra-urban inequality through racialisation and spatialisation of financial business and …


The Climate-Biodiversity-Pollution Nexus: The Pricing Of Environmental Credit Risks For European Industrial Polluters, Dominik Hirschbühl, Andrej Ceglar, Theodor Cojoianu, Tina Emambakhsh, Yifan Qi, Caterina Rho, Elsie Hu, Marco Petracco, Fabrizio Biganzoli, Alfred De Jager, Laura Garcia Herrero, Andrea Mandrici, Carlo Pasqua Jan 2025

The Climate-Biodiversity-Pollution Nexus: The Pricing Of Environmental Credit Risks For European Industrial Polluters, Dominik Hirschbühl, Andrej Ceglar, Theodor Cojoianu, Tina Emambakhsh, Yifan Qi, Caterina Rho, Elsie Hu, Marco Petracco, Fabrizio Biganzoli, Alfred De Jager, Laura Garcia Herrero, Andrea Mandrici, Carlo Pasqua

Research Collection College of Integrative Studies

This study examines how euro area banks factor pollution-induced biodiversity risks into lending decisions, using data from 832 banks and 5,000 major polluters. Our results show that banks are increasingly pricing these risks by adjusting loan-to-value ratios and interest rates. Banks adjust lending conditions in line with EU pollution and biodiversity protection legislation, particularly for companies with large pollution footprints near biodiversity-protected areas or those contributing to Environmental Quality Standards failures of downstream surface waters. The former is driven primarily by banks’ adoption of biodiversity policies and public commitments to the Equator Principles, while the latter is a result of …