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The Case For Automatic Enrollment In Trump Accounts: Lessons From Maine’S Cda, Margaret Clancy, Jin Huang, Michael Sherraden

Center for Social Development Research

In 2014, Maine's statewide Child Development Policy, the My Alfond Grant, transitioned from an opt-in enrollment structure to an automatic one. Written as federal policymakers weigh enrollment options for the new Trump Accounts, this brief highlights lessons from Maine's transition and findings from the the SEED for Oklahoma Kids experiment, offering recommendations for implementing the new federal policy.

9th Gsep Research Symposium - 2025

GSEP Research Symposium

The Ninth Annual GSEP Research Symposium, themed "Building Bridges to Elevate Humanity: Innovations and Insights in Education and Psychology", was hosted by the Pepperdine University Graduate School of Education and Psychology (GSEP) on June 19–20, 2025, at the historic Château d’Hauteville in Switzerland and virtually via Zoom.

This hybrid symposium convened a vibrant global community of students, alumni, faculty, and scholars to share research that addresses real-world challenges, advances scholarly inquiry, and builds pathways for inclusive collaboration and leadership. Spanning a wide array of topics—from artificial intelligence and mental health to trauma-informed practices, educational equity, social justice, and cross-cultural leadership—the …

A Strategy For Implementing Automatic Enrollment In Trump Accounts, Jin Huang, Michael Sherraden, Lissa Johnson

Center for Social Development Research

In the summer of 2025, the United States created the framework for a national asset-building initiative, but the success of the Trump Accounts policy depends in part on effective implementation. This brief pres­ents a two-step strategy for ensuring that all eligible U.S. children will be able to participate in the program. Leveraging existing federal infrastructure to create capacity for automatic enrollment, this strategy would enable the policy to avoid the high costs and low participation rates of programs with opt-in enrollment structures. The operational model would be built on two foundational components: a centralized Trump Accounts Fund and an automated …

Financial Shocks, Emergency Savings, And Hardship Among Low-Wage Workers, Haotian Zheng, Stephen Roll, Mathieu Despard

Center for Social Development Research

For many households, particu­larly those with limited income or financial resources, medical emergencies, car repairs, sudden job losses, and unexpected expenses can quickly precipitate financial hardships. Emergency savings provide a buffer that allows households to manage disrup­tions and avoid reliance on options that incur high-interest debt. Addressing the lack of emergency savings is not just a matter of individual responsibility; it also poses a broader policy challenge with implications for public welfare. Drawing upon data from the nationally representative Workforce Economic Inclusion and Mobility survey, this brief reports on low-wage households’ experiences with shocks, savings, and hardships. It also discusses …

Public Benefits Cliffs And Asset Limits Harm The Economic Mobility Of Young Adult Workers, Stephen Roll, Mathieu Despard, Guangli Zhang

Center for Social Development Research

At its best, the public benefits system in the United States helps families avoid poverty’s most severe effects while also giving them a hand up. But the system also can keep working families in poverty. Workers may want to earn more money, take better jobs, or save for the future, but doing so can raise their income above program limits, causing workers to lose the benefits they and their families need to survive. This is known as the benefits cliff. This brief draws upon data from the Workforce Economic Inclusion and Mobility survey to explore how benefits cliffs and related …

"Check-The-Box" Enrollment Will Limit Participation In Trump Accounts: Lessons From Asset-Building Research, Jin Huang, Margaret M. Clancy, Stephen Roll, Michael Sherraden

Center for Social Development Research

As the U.S. Treasury Department considers the implementation of Trump Accounts, one proposed enrollment method is a “check-the-box” option on the federal tax return, requiring parents to actively grant permission to open an account. This policy brief draws on evidence from prior research to explain why such a check-the-box opt-in model is very unlikely to achieve full participation in Trump Accounts

Book Reviews

Journal of Social Care

No abstract provided.

Is Therapeutic Lying Ethically Justifiable If It Leads To Improved Care?, Deborah Murphy

Journal of Social Care

Problem statement

Although therapeutic lying is used extensively as an intervention in dementia care, its use is ethically controversial, firstly, because lying is usually viewed negatively, and secondly, because people with dementia are an especially vulnerable cohort. It is claimed that therapeutic lying improves wellbeing and supports a person-centred approach to dementia care.

Research Question

Is lying to people with dementia ethically justifiable if it leads to improved care?

Aim

To investigate whether care can be improved using therapeutic lies, to explore the ongoing ethical debate around its justification and to examine whether therapeutic lies support person-centred interventions.

Method

This …

The 6-Frame Model: Transforming Supervision With Creative Interprofessional Methodologies, Delores Crerar

Journal of Social Care

This article introduces the 6-Frame Model, a dynamic framework designed to enhance interprofessional practice through creative supervision within a community-based family support service. Grounded in constructivist, interpretivist, and critical realist perspectives, the model supports critical reflection, effective communication, and insights through creative processes. By integrating various theoretical approaches, it provides a robust structure for supervisors to engage in meaningful reflective dialogue with supervisees, addressing both subjective experiences and underlying objective realities impacting practice.

The model consists of six stages: Invite, Initiate, Engage, Reflect, Explore, and Apply. This approach begins with the constructivist 'Invite' and 'Initiate' phases, incorporates the interpretivist 'Engage' …

Transitioning To Adulthood From A Life In Care: An Important Milestone For Young People, Kate Cooley Ms, Margaret Linehan Prof, Judith Butler

Journal of Social Care

No abstract provided.

Recognising The Unseen: Emotional Labour In Teenage And Adolescent Care, John Bowe

Journal of Social Care

This study delves into the often-overlooked aspect of Emotional Labour (EL) within social care work, specifically focusing on its impact on social care workers who support teenagers and adolescents. EL, defined as managing emotions to meet organisational objectives, is crucial in shaping best practices within care professions. While EL can yield positive outcomes, this study primarily examines its negative repercussions, particularly in relation to professional burnout among social care workers. The study explores the organisational barriers that may compel social care workers to emotionally detach from their roles as a protective measure through quantitative analysis. Drawing on Hochschild's EL concept …

Understanding Hispanic Cultural Strengths Through Parents’ Voices: Insights For Interdisciplinary School Personnel, David Moran, Johana Rocha, Kristy Carlisle

Journal of Human Services Scholarship and Interprofessional Collaboration

Examining the strengths of Hispanic cultural values among K-12 school students is a generally understudied concept, and from their parents’ perspective specifically. This study sought to take a qualitative approach toward the exploration of Hispanic parents’ perspectives on how their cultural values promote strengths within their school-aged children. Hispanic parents (N = 8) participated in bilingual (i.e., Spanish and English) focus groups, with the results providing content that can inform culturally responsive prevention and intervention strategies to support the roles of interdisciplinary school personnel who regularly interact with the children. Findings pointed to (a) interaction with peers and school …

Addressing Jail Recidivism Among Inmates With Substance Use Disorders Through Treatment Interventions: A Scoping Review, Rosa C. Contreras

Electronic Theses, Projects, and Dissertations

This project studies effective treatments for formerly incarcerated individuals with substance use disorders (SUD’s) who become homeless. This study examines evidence-based, non-pharmaceutical interventions identified in current research, analyzing their effectiveness in addressing key social issues. It explores how these interventions contribute to improving outcomes for individuals and communities, particularly in areas such as mental health, addiction recovery, and rehabilitation. Additionally, the study assesses their significance within the field of social work, emphasizing their role in shaping policies, informing best practices, and fostering more holistic, client-centered approaches to care. The potential impact of these interventions is considered in relation to reducing …

Why Automatic Enrollment Is Essential For The Success Of Trump Accounts: Lessons From Seed Ok, Jin Huang, Michael Sherraden, Lissa Johnson

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers present the case that automatic enrollment is essential in a nationwide policy to provide CDAs and build assets for all children in the United States. The Center for Social Development (CSD) has designed and rigorously tested this policy concept, and the authors highlight key evidence on ensuring full participation, efficiency, and long-term success of a federal policy.

Mental Health Counselors’ Perceptions Of Professional Identity As Correctional Counselors In An Integrated Behavioral Healthcare Setting, Jeanel L. Franklin, Kevin C. Snow, Edward S. Neukrug

Journal of Human Services Scholarship and Interprofessional Collaboration

This interpretive phenomenological study of four individuals examined clinical mental health counselors (MHCs) in a correctional integrated behavioral healthcare (IBH) setting to the purpose of examining how the unique experiences and roles of MHCs employed as correctional counselors in an IBH setting impacted the perceptions of their professional identity/development as counselors. Findings indicated how environment, work relationships, and multiple foci of mental health roles contributed to professional growth and identity development. Participants experienced an adaptive transitional process when applying counseling styles to the setting and population as well as integrating experiences as correctional counselors into pre-existing professional identities. Practical implications …

Buy-Now-Pay-Later And Alternative-Financial-Service Use Among Low-Wage Workers, Somalis Chy, Haotian Zheng, Stephen Roll, Mathieu Despard

Center for Social Development Research

Buy-now-pay-later (BNPL) services offer consumers the option of short-term interest-free loans for retail purchases, but the rapid growth of such services has raised concerns about indebtedness and impacts on household financial security. This brief draws upon data from the nationally representative Workforce Economic Inclusion and Mobility survey to examine the use of BNPL offerings, the demographics of users, the use of alternative credit products, and differences in BNPL product use by employment status.

Spiritual Practices In Survivor Care: A Qualitative Analysis Of Christian Faith-Based Shelters And Survivor Well-Being, Jeanne L. Allert

Dignity: A Journal of Analysis of Exploitation and Violence

Christian faith-based organizations constituted a significant proportion of shelter programs for survivors of sex trafficking in the United States, with an estimated 63% identifying as Christian-affiliated (Institute for Survivor Care, 2024). Despite their prevalence, such programs often elicited skepticism due to the rise of secularism (Pew Research, 2022) and concerns that spiritual programming might retraumatize survivors (Ahrens et al., 2010; Hodge, 2020). However, Ahrens et al. (2010) and Hodge (2020) also found that religious practices can be helpful. This qualitative study employed a trauma-informed, descriptive survey design to explore the experiences of 158 trafficking survivors, who had either resided in …

Enduring Impacts Of Child Development Accounts: Increased Parental Expectations And College Preparation, Jin Huang, Sicong Sun, Michael Sherraden

Center for Social Development Research

Parental educational expectations exert a substantial influence on children’s educational achievement. Elevated parental expectations can move families to prepare for a child’s education beyond high school, both by intentional planning and financial steps to increase the likelihood of attending higher education. This Research Brief explores findings from a detailed study of long-term positive impacts of Child Development Accounts on parental educational expectations and college preparation. Drawing upon analyses of the pre-COVID data collected in 2020 as part of Wave 3 of the SEED for Oklahoma Kids experiment, the brief highlight effects sustained over 13 years.

A full reporting of the …

What Jobs Offer (And Don’T Offer) Benefits To Low-Wage Workers? Evidence From A Nationally Representative Survey, Laura Brugger, Mathieu Despard, Selina Miller, Stephen Roll

Center for Social Development Research

Employer-based benefits are an important for the financial security and well-being of U.S. workers. These benefits are a key path to healthcare access, retirement security, and other beneficial outcomes. But employers may also offer services that support employees’ financial wellness, and relatively little is known about the extent to which supplemental financial-wellness benefits are offered to low-wage workers or about variation in offerings by industries. Drawing on data from the Workforce Economic Inclusion and Mobility (WEIM) survey of a nationally representative sample of 2,511 low-wage U.S. workers, this Research Brief presents findings on the types of benefits provided by employers …

"A Small Victory In A Battle That Should Have Not Been Necessary": Rebecca Flores And The Struggle For Field Sanitation In The Rio Grande Valley Of Texas, Brent M.S. Campney

Journal of Texas History

This study examines the struggle for field sanitation in the Rio Grande Valley of Texas, where it was waged in the late 1970s and early 1980s by United Farm Workers director Rebecca Flores and her allies. The first section examines the harsh living and working conditions experienced by farm workers there. The second provides a brief biographical sketch of Flores, a daughter of farm workers, from her years as a college student to her role as the leader of the Texas UFW. The third examines the struggle for field sanitation by Flores and the UFW, their success in changing state …

Asset Building For All, Starting At Birth: Emergence Of A Federal Policy And A Key Design Lesson, Michael Sherraden, Margaret M. Clancy, Jin Huang, Ray Boshara, Lissa Johnson

Center for Social Development Research

A proposal in the 2025 tax-reconciliation bill would provide federal Child Development Account–like accounts for all children born between 2024 and 2028, with a provision enabling children born in 2028 or after to open accounts. This Policy Brief is designed to inform public debate about the legislation through a discussion of the evidence underpinning the most fundamental of many lessons learned from SEED for Oklahoma Kids, the Center for Social Development’s long-running, randomized experiment with Child Development Account policy: the need for a centralized savings-plan platform.

Culturally Responsive Intimate Partner Violence (Ipv) Service Needs Among African Immigrant Women: Examining The Impact Of Cultural Norms And Psychosocial Barriers On Safety Perceptions And Help-Seeking Behaviors, Titilayo Ogunbambi

Dissertations

Intimate Partner Violence (IPV) remains a pervasive public health and social justice issue globally, with African immigrant women in the United States facing compounded challenges as they navigate cultural, structural, and systemic barriers, including migration-related vulnerabilities and attachment to cultural values that shape their decisions and experiences. Although formal IPV services exist, they often fail to address the lived realities and culturally specific needs of this population, leading to underutilization and barriers in seeking help. This qualitative study examines how cultural norms, psychosocial barriers, and systemic inequities influence safety perceptions and help-seeking behaviors among African immigrant women survivors of IPV. …

Financial Facts: Seed Ok Child Development Accounts At Age 17, Jin Huang, Mark Schreiner, Margaret M. Clancy, Sondra G. Beverly, Michael Sherraden

Center for Social Development Research

The SEED for Oklahoma Kids experiment (SEED OK) is a longitudinal, randomized test a statewide Child Development Account (CDA) policy. The essential feature of the CDA in SEED OK is a state-owned Oklahoma 529 College Savings Plan account, which was automatically opened for newborns in late 2007 with an initial deposit of $1,000. That sum has grown over time, and this Fact Sheet presents financial outcomes as of December 31, 2024, when children in the experiment were 17 years old.

The Impact Of Benefits Cliffs And Asset Limits On Low-Wage Workers: New Evidence From A Nationally Representative Survey, Stephen Roll, Selina Miller, Mathieu Despard

Center for Social Development Research

Over 40 million workers in the United States receive public benefits. Many face a challenge: They would like to earn higher wages, take on more hours, or accept better jobs, but doing so can push them over benefit-program limits, causing them to lose eligibility or experience reductions in the benefits they need to make ends meet. This is also an issue for employers, whose ability to attract and retain talent is affected when the workforce’s employment decisions are driven by concerns about public benefit eligibility. Drawing on data from the Workforce Economic Inclusion and Mobility (WEIM) survey administered to a …

Becoming A Beloved Community: A Restorative Reckoning For A Radical Conversion To Transform Discourse In Higher Education, Latasha Tomay Varlack-Butler

Dissertations

This dissertation critically examines the misappropriation of Restorative Justice Discourse (RJD) within three predominantly white institutions (PWIs), analyzing 59 institutional documents through Critical Discourse Analysis, Relational Critical Discourse Analysis, and Rhetorical Criticism (Fairclough, 1995; Vaandering, 2021; van Dijk, 2008). Tribal Colleges and Universities and South African institutions have emerged as exemplars of authentic RJD, countering co-optation within PWIs. The findings demonstrate that RJD as applied in PWIs is framed in ways that attenuate its transformative potential, perpetuating color-evasiveness (Bonilla-Silva, 2017) and obscuring the intersectional experiences of Black, Indigenous, and disabled communities (Crenshaw, 1991; Million, 2009).

Grounded in decolonial praxis (Smith, …

Editorial: Digital Accessibility Practices Guided By Past Models And Modern Research, Cynthia Curry, Jared Smith

Developmental Disabilities Network Journal

No abstract provided.

Digital Accessibility: A Critical Imperative For Inclusive Information Access, Matt Wappett

Developmental Disabilities Network Journal

No abstract provided.

Grief As Slip: (How Little I Show) An Exploration In Clay, When Words Are Not Enough, Michelle A. Smith

Masters Theses, 2020-current

Grief as Slip (how little I show) implies that even as we acknowledge our mortality and the fleeting nature of life, we still only reveal a fraction of our true selves or our deeper realities. The ceramic artwork in this exhibition carries and conveys a journey through the present and remembered emotions of the artists’ personal narrative. By juxtaposing the tactile nature of clay with the ethereal quality of human experience, Smith contemplates the profound interplay between material transformation and emotional resilience. The exhibition’s intent is to translate the essence of complex emotional states into abstracted forms so they can …

Planning And Facilitating Hybrid Meetings To Support Relationality During Coalition Building, Luettamae Lawrence, Maureen Boyle, Moira Ross

Utah Conference on Community Engagement

Hybrid events where communities are connected through both in person and online spaces have simultaneously grown in popularity and gotten a bad reputation. While hybrid events have been around for decades, they gained significant traction with the onset of the COVID-19 pandemic to increase accessibility for attendees to accommodate diverse needs. Although hybrid events can be beneficial to many, they are not simple to execute. With the increase in hybrid events has come frustration with the low quality interactions between in person and online attendees leading to isolation, technology challenges, and low productivity. We argue the positive affordances of hybrid …

Enhancing Diversion Success Through Financial Capability And Asset Building: A Framework And Proposed Intervention, Lissa Johnson, Margaret S. Sherraden, Carrie Pettus, Jude Miller, Jin Huang

Center for Social Development Research

Mass incarceration policies in the United States have generated the highest incarceration rate in the world, yet many incarcerated individuals have committed nonviolent offenses or been confined because they could not pay fines or fees. Diversion offers an opportunity for justice-involved individuals to avoid conviction and collateral consequences while maximizing public safety, reducing case processing, decreasing overpopulation in prisons, and lowering costs. However, diversion programs do not adequately address financial instability and insecurity that often contribute to criminal behavior. This paper reviews evidence on adult diversion programs and proposes an intervention approach responding to socioeconomic factors contributing to criminal behavior.