Digital Commons Network^™

Assets And Liabilities, Race/Ethnicity, And Children's College Education, Min Zhan, Michael Sherraden

Center for Social Development Research

Assets and Liabilities, Race/Ethnicity, and Children's College Education

Assets And Liabilities, Race/Ethnicity, And Children's College Education, Min Zhan, Michael Sherraden

Center for Social Development Research

This study examines the extent to which household assets and liabilities are related to disparities in children’s college attendance and college graduation among White, Black, and Hispanic families. Results indicate that, after household assets are considered, a substantial portion of the Black-White gap in college attendance and college graduation disappears, and a small portion of the Hispanic-White gap in college graduation also disappears. Separate analyses of children from each racial/ethnic group further indicate that family income and financial assets are related to White children’s college attendance and graduation, but nonfinancial assets and unsecured debt are associated with college attendance and …

Savings And Financial Services In Native Communities, Kristen Wagner, Kristen Wagner

Center for Social Development Research

Savings and Financial Services in Native Communities

Volunteer Income Tax Assistance (Vita) Sites In Native Communities, Kristen Wagner, Amy Locklear Hertel

Center for Social Development Research

Volunteer Income Tax Assistance (VITA) Sites in Native Communities

Earned Income Tax Credit (Eitc) Utilization In Native Communities, Kristen Wagner, Amy Locklear Hertel

Center for Social Development Research

Earned Income Tax Credit (EITC) Utilization in Native Communities

Toward More Inclusive College Savings Plans: Sample State Legislation, Terry Lassar, Margaret M. Clancy, Sarah Mcclure

Center for Social Development Research

A number of states have created inclusive 529 policy strategies to make college savings plans more accessible and easier to use for families at all income levels. These strategies include facilitating enrollment and contributions, removing saving disincentives, increasing saving incentives, and strengthening tax benefits. In this report, we examine these inclusive state policy strategies, describe their application through legislative and administrative means, and point to specific examples.A related policy brief by the same title is also available.

The Role Of Savings And Wealth In Reducing "Wilt" Between Expectations And College Attendance, William Elliott Iii, Sondra Beverly

Center for Social Development Research

The Role of Savings and Wealth in Reducing "Wilt" Between Expectations and College Attendance

Toward More Inclusive College Savings Plans: Sample State Legislation, Terry Lassar, Margaret M. Clancy, Sarah Mcclure

Center for Social Development Research

A number of states have created inclusive 529 policy strategies to make college savings plans more accessible and easier to use for families at all income levels. These strategies include: facilitating enrollment and contributions, removing saving disincentives, increasing saving incentives, and strengthening tax benefits. In this brief, we highlight these inclusive state policy strategies, describes their application through legislative and administrative means, and points to specific examples. A related policy report by the same title is also available.

The Role Of Savings And Wealth In Reducing "Wilt" Between Expectations And College Attendance, William Elliott Iii, Sondra G. Beverly

Center for Social Development Research

“Wilt” occurs when a young person who expects to attend college while in high school does not attend college shortly after graduating. In this study we find that youth with no account in their own name are more likely to experience wilt than any other group examined. In multivariate analysis, youth who expect to graduate from a four-year college and have an account are approximately seven times more likely to attend college than youth who have no account. Youth who expect to graduate from a four-year college and have designated a portion of their savings for college are approximately four …

Parenting Self-Efficacy And Parenting Practices Over Time In Mexican American Families, Larry E. Dumka, Nancy A. Gonzales, Lorey A. Wheeler, Roger E. Millsap

Nebraska Center for Research on Children, Youth, Families, and Schools: Faculty Publications

Drawing on social cognitive theory, this study used a longitudinal cross-lagged panel design and a structural equation modeling approach to evaluate parenting self-efficacy's reciprocal and causal associations with parents' positive control practices over time to predict adolescents' conduct problems. Data were obtained from teachers, mothers, and adolescents in 189 Mexican American families living in the southwest U.S. After accounting for contemporaneous reciprocal relationships between parenting self-efficacy (PSE) and positive control, results indicated that parenting self-efficacy predicted future positive control practices rather than the reverse. PSE also showed direct effects on decreased adolescent conduct problems. PSE functioned in an antecedent causal …

Perceptions Of Doctoral Level Teaching Preparation In Counselor Education, Stephanie F. Hall, Diana Hulse

Journal of Counselor Preparation and Supervision

This study explores counselor educators‟ perceptions of their doctoral level teaching preparation. Results indicate that observation and feedback from faculty, teaching under supervision, being mentored to teach, and attending seminars on college teaching are positively correlated with participants‟ perceptions of overall teaching preparedness. Implications for counselor education doctoral training and recommendations for further research are presented.

Journal Of Counselor Preparation And Supervision Volume 2, Number 1, Bill Mchenry

Journal of Counselor Preparation and Supervision

No abstract provided.

The Social Perceptions And Attitudes Held By African American Males Who Participated In A Self-Contained Special Education Middle School Program For Three Years And Dropped Out Of High School After The Ninth Grade, Sherrell Linnette Hobbs

Wayne State University Dissertations

ABSTRACT

THE SOCIAL PERCEPTIONS AND ATTITUDES HELD BY AFRICAN AMERICAN MALES WHO PARTICIPATED IN A SELF-CONTAINED SPECIAL EDUCATION MIDDLE SCHOOL PROGRAM FOR THREE YEARS AND DROPPED OUT OF HIGH SCHOOL AFTER THE NINTH GRADE

by

SHERRELL HOBBS

December 2010

Advisor: Dr. Marshall Zumberg

Major: Special Education

Degree: Doctor of philosophy

There are two parts to socialization, informal and formal. In the United States, informal lessons of socialization come from a child's primary caretaker(s). Imagine a child growing up in this informal setting only to see the world from one perspective through that unique experience. Later the child goes into a …

Older Couples’ Management Of Multiple-Chronic Illnesses: Individual And Shared Perceptions And Coping In Type 2 Diabetes And Osteoarthritis, Jeremy B. Yorgason, Susanne Olsen Roper, Brandan Wheeler, Kristen Crane, Rebekah Byron, Leslie Carpenter, Jonathan G. Sandberg, Rachel Sheffield, Dawn Higley

Faculty Publications

Using data from interviews with 28 older couples in which 1 spouse was diagnosed with diabetes and osteoarthritis, we examined illness perceptions and coping activities as they relate to illness management and relationship resilience. Qualitative analysis of interview transcripts revealed categories of data related to perceptions, coping, and cross category comparisons. Findings suggest that couples experience both negative and positive perceptions of their illnesses, indicating a balance between the reality of their illness challenges and an optimistic outlook of the future. Coping activities included a variety of tasks and were performed by individuals, by both spouses in a shared effort, …

Does Household Food Insecurity Affect Parental Characteristics And Child Behavior?: Evidence From The Panel Study Of Income Dynamics (Psid), Jin Huang, Karen M. Matta Oshima, Youngmi Kim

Center for Social Development Research

This study examines the link between household food insecurity and child behavior problems mediated through parental characteristics (parenting stress, parental warmth, psychological distress, and parent’s self-esteem) using two waves of data from the Child Development Supplement in the Panel Study of Income Dynamics. Analyses of fixedeffects models are conducted on a low-income sample of 416 children from 249 households. This study finds that the effects of food insecurity on child behavior problems are mediated by parenting stress. However, two robustness tests show different results from those of the fixed-effects models. This inconsistency suggests that the complicated relationship between household food …

Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou

Center for Social Development Research

Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building in the US: Policy Innovation and Scientific Research]

Social Sciences Career Exploration Day And Resume Workshop, Lauren Cook, Danielle Gillett, Shari Worthington

Social Sciences

No abstract provided.

Parental Income, Assets, And Borrowing Constraints And Children's Post-Secondary Education, Jin Huang, Baorong Guo, Youngmi Kim, Michael Sherraden

Center for Social Development Research

This study is a test of two theoretical models linking parental economic resources to children’s post-secondary education, namely, short-term borrowing constraints and long-term family background. a series of structural equation models (SEM) are tested using data from a sample of young adults (N=650) in the Panel Study of Income Dynamics (PSID). To further understand the role of parental resources in children’s education, analyses are conducted for both income and assets, with assets measured by liquid assets and net worth. Findings indicate that both income and assets have consistent long-term associations with children’s college entry. When measures of household wealth are …

Assets And Child Well-Being In Developed Countries, Trina Williams Shanks, Youngmi Kim, Vernon Loke, Mesmin Destin

Center for Social Development Research

Although there is no universal approach to offering Child Development Accounts (CDAs), this paper introduces a framework for an age-based conceptual model that describes how such accounts might influence indicators of child wellbeing. With a focus on optimal age-appropriate development beginning at birth and ranging through young adulthood, the model incorporates research from multiple disciplines to include direct effects, indirect effects and critical milestones. We review empirical evidence from national datasets (primarily from the United States, but including research from other developed countries) to provide a context for this framework. This conceptual and empirical backdrop provides a starting point from …

Streamlined Enrollment And Default Investment: Innovations In Alaska's College Savings Plan, Margaret M. Clancy, Terry Lassar, Rebekah Miller

Center for Social Development Research

As college savings plans have gained in popularity and matured over the years, states have developed a number of innovations to facilitate access to and participation in 529s. This paper examines innovations in streamlined enrollment, pre-selected investment, and default investment in Alaska’s college savings plan. These 529 innovations—intended to facilitate greater participation, especially amongst low- and middle-income families—could play a more important role in other states to encourage savings for postsecondary education.

Assets And Liabilities, Educational Expectations, And Children's College Degree Attainment, Min Zhan, Michael Sherraden

Center for Social Development Research

Assets and Liabilities, Educational Expectations, and Children's College Degree Attainment

Low-Cost State Innovations To Help Families Save For College, Mark Huelsman, Margaret M. Clancy

Center for Social Development Research

While 529 plans are defined in the federal tax code, individual states have considerable latitude to innovate and make their plans more inclusive. Some states have undertaken large-scale initiatives, such as matching contributions or establishing accounts at birth. Other states have been exploring a number of smaller, lower- cost innovations to remove disincentives and increase savings. States are often the testing ground for future federal policies, and several of these initiatives could also be enacted at the federal level.

A Phenomenological Study Of Clinicians Treating Traumagenic Compulsions Resulting From Childhood Sexual Abuse, Albert Sarno

Faculty Dissertations

Various types of traumatic compulsive behaviors have been observed by practicing mental health clinicians and yet there is a lack of consensus among such clinicians for treating people in such a problematic state when there is also a history of childhood sexual abuse. Ten seasoned clinicians, each with over 15 years experience in treating patients with traumagenic compulsions and childhood sexual abuse were interviewed to explore their lived experience treating people with traumagenic compulsions due to childhood sexual abuse. A phenomenological design was used to asses the data collected in the study. The data were analyzed to determine the best …

Account Monitoring Research At Michigan Seed, Vernon Loke, Margaret Clancy, Robert Zager

Center for Social Development Research

Account Monitoring Research at Michigan SEED

The Southern Regional Asset Building Coalition Survey, Gena Gunn, Jennifer Heffern

Center for Social Development Research

The Southern Regional Asset Building Coalition Survey

Assets And Liabilities, Educational Expectations, And Children's College Degree Attainment, Min Zhan, Michael Sherraden

Center for Social Development Research

This research examines relationships among household assets and liabilities, educational expectations of children and parents, and children’s college degree attainment. Special attention is paid to influences of different asset types (financial vs. nonfinancial assets) and liabilities (secured vs. unsecured debt). Results indicate that, after controlling for family income and other parent/child characteristics, financial and nonfinancial assets are positively related to, and unsecured debt is negatively related to, children’s college completion. Furthermore, there is evidence that financial assets are positively associated with the education expectations of parents and children. Policy directions are suggested.

The Seed For Oklahoma Kids Experiment: Comparison Of Treatment And Control Groups, Youngmi Kim, Yunju Nam

Center for Social Development Research

The SEED for Oklahoma Kids Experiment: Comparison of Treatment and Control Groups

Wealth Effects Of An Asset-Building Intervention Among Rural Households In Sub-Saharan Africa, Gina A. N. Chowa, Michael Sherraden

Center for Social Development Research

Asset development is a key strategy to promote economic and social development in Sub-Saharan Africa. Research has found associations between asset ownership and household well-being. However, to date there has been little rigorous research on impacts of asset-building interventions for families in SSA. In this study, we analyze wealth outcomes of a matched savings intervention among rural households in Masindi, Uganda. Using propensity score matching and difference-in-differences, significant differences are found on the adjusted means for financial assets ($1,323.01), total wealth ($1,72.18), and net worth ($2,048.20). Overall, results show that asset-building interventions have potential utility as a policy solution for …

The Human Capital Agenda: Asset Holding And Educational Attainment Among African-American Youth, William Elliott, Kevin Kim, Hyunzee Jung, Min Zhan

Center for Social Development Research

This study extends previous analyses in several ways. First, in addition to parental wealth, the relationship between children’s wealth and math and reading scores are examined. Second, we examine different mediating pathways that wealth may affect children’s math and reading scores in a single path analysis model. The advantage of path analysis over traditional regression analyses, which are typically used in this area, is that researchers can get a glimpse of relationships among variables. While the focus of regression analysis is on the associations of predictors with outcome variables, path analysis provides a larger picture of the overall structure of …

Young Children's Perceptions Of College And Saving: Potential Role Of Child Development Accounts, William Elliott Iii, Margaret Sherrard Sherraden, Lissa Johnson, Baorong Guo

Center for Social Development Research

This paper explores young children's perceptions and expectations about attending college, and the potential influence of a savings program on shaping children's perceptions about paying for college. As part of a four-year study of a school-based college savings program called “I Can Save”, this paper uses qualitative evidence from interviews conducted in second and fourth grades with a diverse group of 51 children. Findings suggest that most of the children in the study have a general understanding of college and have begun a process of considering higher education. Further, children in “I Can Save” are more likely than a comparison …