Digital Commons Network^™

Redesigning College Savings (529) Plans To Achieve Inclusive Child Development Accounts: A Policy Brief Developed By Cda Experts And Researchers, José Cisneros, Margaret M. Clancy, William Elliott Iii, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, Michael Sherraden

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers recommend changes in policies and practices for state college savings (529) plans. If adopted, the changes would make possible the use of the 529 plans to deliver CDAs for all children in the United States. In a companion brief, they present the case for a nationwide CDA policy and identify design principles.

Introduction: Dignity's Special Issue On The Chab Dai Coalition's Butterfly Longitudinal Research Project, Leslie M. Tutty

Dignity: A Journal of Analysis of Exploitation and Violence

No abstract provided.

Reflections Of A Central Bank Governor, Ernest K. Addison

Center for Social Development Research

Central banks seldom play central roles in the strategies that researchers and practitioners formulate for fostering financial capability in marginalized populations, but in this Perspective, by Dr. Ernest Addison, Governor of the Bank of Ghana, illustrates that the work of those banks is “inextricably linked” to financial capability.

This Perspective presents remarks offered by Dr. Addison as part of the event marking the launch of Financial Capability and Asset Building in Africa (FCAB Africa). Participants gathered virtually for the start of this multinational collaboration in a session of the 22nd biennial conference of the International Consortium for Social Development, which …

Fcab Africa: Summary Of Achievements As Of July 2021, Center For Social Development

Center for Social Development Research

Financial Capability and Asset Building in Africa (FCAB Africa) is a multinational collaboration designed (a) to equip human-service professionals to broaden the financial stability, security, and well-being of client populations in sub-Saharan Africa; and (b) to work with financial-service providers to create a comprehensive financial-development program delivered through existing services, including fintech. This Fact Sheet describes the goals of the FCAB Africa initiative and strategy for achieving them.

Lessons On Policies That Strengthen Household Financial Resilience To Overcome Shocks: A Keynote Address By Dr. Mahamudu Bawumia, Vice President Of The Republic Of Ghana, Mahamudu Bawumia Phd

Center for Social Development Research

This Perspective presents remarks given by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana, on July 15, 2021. He delivered this keynote address during FCAB Africa: The Launch of a Multinational Collaboration, an event marking the beginning of the Financial Capability and Asset Building in Africa (FCAB Africa) initiative. Vice President Bawumia drew lessons from pandemic policy and issued a call to broaden access to beneficial financial services and the knowledge and skills required to make optimal financial decisions.

Fcab Africa: Advancing Financial Stability, Security, And Well-Being, Center For Social Development

Center for Social Development Research

In sub-Saharan Africa, mobile phones and financial technology have opened doors to financial inclusion for millions, but the new financial terrain is uneven ground fraught with risks. High fees, aggressive marketing, mounting personal debt, varied digital access, and nascent regulatory structures heighten vulnerability and threaten hard-won progress toward broad financial inclusion. Financial Capability and Asset Building in Africa, or FCAB Africa, will equip human-service professionals to broaden financial stability, security, and well-being in sub-Saharan Africa, developing the financial capability of service populations and cultivating sound financial strategies. The initiative will also work with financial-service providers to create a comprehensive financial-development …

Identity Transformation Through Substance Use Disorder Recovery: Introducing The Six Stage Model, Naomi Watkins, Austin Mcneill Brown, Kayce Courson

The Qualitative Report

Narratives of substance use disorder recovery experience can provide useful qualitative conceptual categories and novel theories about the way in which recovery is experienced by individuals. This information can better inform definitions, concepts, and supports for recovery processes. The current study reviewed 30 written personal recovery biographies which were contained within student applications to the collegiate recovery program housed in the Center for Young Adult Addiction and Recovery at Kennesaw State University. Using grounded theory methodology, common benchmarks, or topographic recovery features were revealed involving the evolution of identity as an inter-negotiated process throughout the addiction and recovery biographies (Charmaz, …

What Underpins Good Child-Centred Practices In Children’S Social Services?, Carol Mcloughlin, Deirdre Connolly, Shauna Mccarthy, Linda Weir, Niamh O'Rourke, Rachel Flynn

Journal of Social Care

The children who engage with children’s social services are some of those who are at most risk of harm and abuse in society (Health Information and Quality Authority, 2012). The aim of the study was to identify what underpins good child-centred practice in children’s social services. This study was conducted to inform the development of National Standards for Children's Social Services. The Health Information and Quality Authority (HIQA) undertook a public scoping consultation to consult with people who have experience of children’s social services. Also a literature review was conducted as part of a review and synthesis of literature and …

Resilience In Social Care Leaders And Managers, Mags Keane

Journal of Social Care

Resilience is a concept that is increasingly being referenced in relation to the modern day workforce where expectations on staff are to maintain the demands of the pressures and adversity faced in their working roles without any long term ill effects. Social care workers face adversity in varied forms due to the nature of the work that they do. This study examines the social care role and perceptions of factors that support the development of resilience in social care staff, which includes both individual protective factors and protective factors within organisations. A qualitative approach was used to explore the participants’ …

The Impact Of Adverse Childhood Experience (Aces), Future Adult Incarceration, And Poor Mental Health- A Literature Review, Letasi M. Burgess

University Honors Theses

The Adverse Childhood Experiences (ACE's) study is about childhood experiences with abuse, neglect, household challenges, and adult life mental and physical well-being. ACE's that were identified and studied were substance abuse; domestic violence; emotional and physical neglect; physical, emotional, and sexual abuse; mental illness; divorce/separation; and members of the home who have been incarcerated. This paper will be about how adults who have been or are incarcerated, as well as have or have had mental health issues, were impacted by adverse childhood experiences.

Commencement Program 2021 (School Of Behavioral Health And School Of Religion), Loma Linda University

Commencement Programs

CONTENTS

1 | Message from the President

2 | 2021 Events of Commencement

4 | University Administration

5 | Significance of Academic Regalia

6 | University History Highlights

8 | Criteria for Institutional Awards

10 | Loma Linda University Health and Loma Linda University Honorees

23 | The Program, The School Honorees, and The Speaker

25 | Candidates for Degrees

36 | Awards

Children As Mischievous Spirits: Legitimizing Child Cruelty And Filicide In Contemporary Africa, Chima Agazue

Dignity: A Journal of Analysis of Exploitation and Violence

The belief that certain humans are spiritual entities and the belief that some people are spiritually possessed can be found across histories and cultures. While these individuals are not always viewed in the negative or treated inhumanely, cases abound whereby degrading and inhumane treatments are meted out to some of them. In the African continent, certain groups of people, particularly children are linked to certain mischievous spirits due to their unusual appearance, aberrant behavior, disability, chronic illness, psychopathology or exceptional ability. Some are also suspected and consequently mistreated due to events surrounding their birth. Such children are known by different …

Experiences That Support Persistence And Retention Of Latinx First-Generation College Students (Fgcs) At Community Colleges, Veronica Rios

Electronic Theses and Dissertations

The purpose of this instrumental case study was to describe experiences of successful Latinx first-generation college students that support persistence and retention toward graduation for Latinx first-generation college students at California community colleges. The study was framed using Tinto’s retention theory. Successful Latinx first-generation college students were defined as those who have attained graduation from a California community college. This study focused on Latinx first-generation college students not persisting toward graduation at California community colleges, a situation that extends to the national level. This case study included nine Latinx first-generation college students, and the researcher collected data through virtual semistructured …

Determinan Retensi Perawatan Berdasarkan Faktor Perilaku Klien Rehabilitasi Rawat Jalan, Resky Fitriyanti Djuningsih, Elizabeth Kristi Poerwandari, Anggi Aulina Harahap

Jurnal Kajian Stratejik Ketahanan Nasional

The success of rehabilitation can be seen based on the length of treatment carried out by narcotics abusers. Institusi Penerima Wajib Lapor (IPWL) of the BNN DKI Jakarta area, as an outpatient rehabilitation service provider, has a fairly low treatment completion rate, namely 65% for male clients and 46% for female clients. The client's presence in rehabilitation is inseparable from the client's health behavior which is influenced by predisposing factors, enabling factors, and reinforcing factors. The existence of differences in the characteristics of drug abuse between men and women can also affect the behavior of clients. This study aims to …

Obesity Prevention Toolkit To Combat Weight Gain Related To Sedentary Behavior And Dietary Habits In College Students: An Evidence-Based Project, Maria Amos, Martha Fuller

Doctor of Nursing Practice Final Manuscripts

Abstract

Background: Forty percent of the US population ages 20-39 are categorized as obese,

their BMI is over 30, and 35% of college age students are obese or overweight. Issues related to obesity cost the US $147 billion annually. Between 40%-50% of college students are reported to be inactive. Inactivity can lead to increased morbidity and mortality related to increased risks of cardiovascular disease, diabetes, hypertension, musculoskeletal issues, and depression. Providing dietary and physical activity education and access to nutritional information promotes behavior change in young adults.

Aims of Service Change: This evidence-based project proposal aims to provide a toolkit …

Financial Capability And Asset Building: Achievements, Challenges, And Next Steps, Johnson Lissa, Margaret S. Sherraden, Gena Gunn Mcclendon, Julie Birkenmaier, Jodi Frey, Christine Callahan, Jin Huang

Center for Social Development Research

In the midst of a global pandemic that brought untold numbers of families to a financial precipice, experts came together to examine the role of social work in ensuring financial security and equity for all. This conference report details the most recent of five Financial Capability and Asset Building (FCAB) conferences held since 2015. The two-part virtual conference, held in September 2020 and February 2021, convened leaders in the academy and in the field to discuss achievements, challenges, and next steps in FCAB.

Embracing Entrepreneurship, Naomy Sengebwila, Naomy Nyendwa Sengebwila

Doctor of Ministry Projects and Theses

Embracing Entrepreneurship

How Christian Social Innovation and Entrepreneurship can Lead to Sustainable Communities in Zambia and Globally

Embracing Entrepreneurship

A Dissertation Presented to the Faculty of Perkins School of Theology Southern Methodist University in Partial Fulfillment of the Requirements for the degree of Doctor of Ministry by

Name of Student

Naomy Nyendwa Sengebwila

Name of Student: Naomy Nyendwa Sengebwila

Date: 03/31/2021

How Christian Social Innovation and Entrepreneurship Can Lead to Sustainable Communities in Zambia and globally

TABLE OF CONTENTS

ACKNOWLEDGMENTS . . . . . . . . . . . . . . . . . . . . …

The Canine-Campus Connection: Roles For Dogs In The Lives Of College Students, Mary Renck Jalongo

Purdue University Press Book Previews

No abstract provided.

Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo

Center for Social Development Research

Low wages and material need motivates many to supplement income through entrepreneurship, and policymakers intervened to support such efforts in the COVID-19 economy. What lessons can these supports offer for ongoing efforts to support disadvantaged entrepreneurs? Using data from the 2018 National Financial Capability Study, this brief examines the income volatility and emergency savings of disadvantaged entrepreneurs. The findings suggest the potential of long-term policy mechanisms to improve financial security.

Systems Thinking Iceberg: Diving Beneath The Surface In Education Systems, Ebuwa I. Evbuoma, Min Hu, Allie Farrell, William Liem, Ellis Ballard

Social System Design Lab

The iceberg is a classic metaphor that is applied to many disciplines beyond systems thinking. The metaphor describes a situation in which what you see (the tip of the iceberg) is only a small portion of what you can’t see (a large, hidden mass of ice below the surface). In systems thinking, we use the iceberg metaphor to think about what is “under the surface” driving the individual events that we see: (1) Patterns of events over time, (2) System Structure that give rise to these patterns and, (3) Beliefs, Mindsets and Goals that inform the design of system structures. …

Characteristics Of Complex Problems, Allie Farrell, Min Hu, Ebuwa I. Evbuoma, William Liem, Ellis Ballard

Social System Design Lab

Many of the social challenges we care about feel like messy, wicked knots (or a pile of tangled headphones). When we pull on a thread in one place, we create new, tighter knots elsewhere. The messy nature of these challenges is due to, among other things, their complexity. Understanding key features of complex problems helps us understand why problems in education can be especially resistant to change. The purpose of this brief is to share (some) characteristics of complex problems, and introduce system dynamics as a set of tools for managing this complexity.

Framing Dynamic Problems, Ebuwa I. Evbuoma, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

No abstract provided.

Accumulations, Mikayla Branz, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

There are several features of complex systems that make creating change in K-12 education difficult, including: delays between the intervention and outcome, unexpected or confusing responses to interventions, and differences in how individuals and groups experience the same systems. The concept of “accumulation” provides important insight into how misperceptions, delays, and counter-intuitive system responses occur in education change efforts. Stock [BE1] and Flow Diagrams are visual tools to identify and visually describe key accumulations in the systems and facilitate conversations to understand systems better.

The purpose of this brief is to describe how the concept of accumulation can help us …

System Archetypes, Mikayla Branz, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

K-12 education presents an incredibly complex system that makes solving problems challenging.

Often, we implement changes with the best of intentions, only to see problems get worse rather than better. Many of the structures that cause these patterns can be found all around us - in schools, in businesses, in non-profit organizations, in health systems, and in communities. By learning about these common structures or system archetypes, we can start to identify and anticipate them.

The purpose of this brief is to describe how education stakeholders can use system archetypes as a tool for recognizing, anticipating, and addressing the system …

Mental Models, Lucy Chin, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

A central principle of the systems thinking perspective is that system structures are supported and held in place by our underlying beliefs, mindsets, and goals (See Brief 1.01 - Systems Thinking Iceberg). Therefore, in order to transform and redesign systems we must also transform our mindsets. The purpose of this brief is to introduce the concept of mental models, and to discuss how system dynamics tools can be used to elicit, negotiate, and transform them.

Understanding Systems From A Feedback Perspective, Allie Farrell, Min Hu, Lucy Chin, Ebuwa I. Evbuoma, William Liem, Ellis Ballard

Social System Design Lab

Systems perspectives encourage us to see the world as an interconnected system of causal relationships. A fundamental idea of system dynamics perspective the focus on feedback thinking – looking at cause and effect as not just moving in one direction. The purpose of this brief is to introduce the concept of feedback thinking through the lens of challenges in K-12 education, and present Causal Loop Diagrams as tools to describe feedback relationships between components of a system

Financial Outcomes In A Child Development Account Experiment: Full Inclusion, Success Regardless Of Race Or Income, And Investment Growth For All, Margaret Clancy

Center for Social Development Research

This research summary presents SEED for Oklahoma Kids (SEED OK) experiment financial outcomes—Oklahoma College Savings Plan 529 (OK 529) account holding and savings—as of December 31, 2019. Wave 3 of SEED OK occurred when children were about 12 years old, nearing the age when they and their families make decisions about high school curricula and, not long after, postsecondary education.

This summary shows that all children can have an asset-building account with resources that grow over time. In particular, the CDA greatly increases the likelihood that disadvantaged children have assets accumulating for their future education. In addition, the CDA in …

Criminal Mental Health, Tabitha Oliver

Senior Honors Theses

The purpose of this thesis is to assess and address the prevalence of mental health issues among incarcerated individuals in America. There are multiple internal and external contributing factors to the disproportionately high numbers of mentally ill inmates. Comparing the United States prison system with other countries such as Norway allows for possible paths to improving the mental health crisis that we are currently experiencing. This thesis looks at the principles and practices used in Norway's prisons as well as how they affect inmate's mental health. By comparing Norway's prison policies and design, this thesis will suggest changes in staff …

A Long-Term Experiment On Child Development Accounts: Update And Impacts Of Seed For Oklahoma Kids, Jin Huang, Sondra G. Beverly, Margaret M. Clancy, Mark Schreiner, Michael Sherraden

Center for Social Development Research

How does a Child Development Account (CDA), opened for an infant at the time of birth, shape that child’s trajectory as he or she grows? For 12-year-old children and their families, the CDA in SEED for Oklahoma Kids had very large positive impacts on financial outcomes and some positive impacts on nonfinancial outcomes, even though the experiment had little intervention over the past 9 years.

This report presents findings from the long-running SEED for Oklahoma Kids experiment, a randomized Child Development Account experiment. Launched in 2007 with a representative sample of newborns, the experiment provided CDAs with substantial …

Aspiring To “Make It Work”: Defining Resilience And Agency Amongst Hispanic Youth Living In Low-Income Neighborhoods, Sara Arias-Steele

USF Tampa Graduate Theses and Dissertations

This study explored how Hispanic youth (ages 13-21 years) living in low-income neighborhoods of Florida defined resiliency and expressed agency navigating personal challenges and neighborhood adversity in pursuit of success. From the standpoint of the participants, this study focused on how youths: 1) judge the quality of life in their neighborhoods and the opportunities available for them, 2) identify personal aspirations for themselves and 3) identify what resilient factors allowed them to face the challenges and barriers of their daily lives to pursue this aspiration. This study takes into account the structural barriers that create inequities to examine how personal …