Digital Commons Network^™

Ai In The Vault: Ai Act's Impact On Financial Regulation, Maria Lucia Passador

Loyola University Chicago Law Journal

The AI Act, a pioneering legislative framework, classifies AI systems based on their risk levels and mandates stringent requirements for high risk systems to ensure transparency, accountability, and protection of fundamental rights. This Article further addresses the critical intersection of AI technology and prudential supervision, highlighting the significant roles of the AI Office, and the AI Board in the governance and oversight of AI applications in finance.

Despite existing literature focusing on the integration of AI in banking supervision and the associated risks, gaps remain in understanding how these regulatory frameworks can effectively oversee AI's transformative impact on financial markets. …

Tax Laws And Proportionality: Analyzing Implementation And Advocating For Reform, Moshe A. Jaffe

SJD Dissertations

The application of judicial review to tax legislation presents unique challenges and inconsistencies. This study contends that the proportionality doctrine, widely used in numerous legal systems, offers the best framework for reviewing the constitutionality of tax laws. By examining the implementation of proportionality in countries such as Germany, Israel, and Canada, this research argues that adopting this doctrine—excluding the Stricto Sensu sub-test—could provide a more consistent and fair method for judicial review of tax legislation. Specifically, this approach avoids the indeterminacy and subjectivity often associated with open-ended balancing, while still ensuring that tax measures serve legitimate aims and employ means …

Evaluating The Impact Of Tennessee House Bill 2327 & Senate Bill 2055, Kya Cousino, Emily Redford, Leah M. Vetters

SPARK Symposium Presentations

Students with autism spectrum disorder (ASD) and developmental delays often require consistent therapeutic interventions such as speech therapy, occupational therapy (OT), or applied behavior analysis (ABA) in order to meaningfully access their education (Treatment and Intervention for Autism Spectrum Disorder, 2024). However, service shortages, scheduling barriers, and restrictions on outside providers during the school day frequently create gaps in care. As a result, families may be forced to choose between their child’s educational attendance and the continuity of medically or developmentally necessary services.

House Bill 2327 and corresponding Senate Bill 2055 seek to address this barrier by requiring Local Education …

Havens For Corporate Lawbreaking, William J. Moon

Faculty Scholarship

Whether corporations are obligated to maximize profits or if they ought to consider societal interests more broadly remains one of the most highly contested debates in corporate law. Yet even the fiercest defenders of the firm’s profit motive concede that the corporation’s profit-seeking function cannot justify breaking the law. As a matter of American corporate law, directors and officers are in breach of their fiduciary duties if they facilitate or engage in profit-maximizing illegal activities. Or so we thought.

This Essay reveals a troubling trend of jurisdictions undercutting the legal compliance obligations of directors and officers. The current legal architecture …

Notre Dame [Lawyer] Judge - 2026, Notre Dame Law School

Notre Dame Lawyer

Cover

25 U.S. Supreme Court Justice Amy Coney Barrett

31 The Rise of Chancellor Kathaleen McCormick

39 Justice Mbuyiseli Madlanga and the Pursuit of Justice

05 News

71 Alumni

81 Faculty

Judicial Profiles

35 Judge Ann Claire Williams ’75 J.D.

37 Q&A: Judge John Blakey ’88, ’92 J.D.

38 Judge Martha Vázquez ’75, ’78 J.D. ’43

43 Q&A: Judge Edward S. Kiel ’91 J.D.

45 Four Alumni: Their Roles as Federal Magistrate Judges

47 Judge Jerry Pappert ’88 J.D.

49 Justice Mary Yu ’93 J.D.

51 Judge Charles R. Wilson ’76, ’79 J.D.

53 The Specialists: Article I Federal Court …

Teaching Contracts: My Journey With Spellbook And Ai Pedagogy, Gregory M. Duhl

Faculty Scholarship

I am integrating Spellbook, an AI tool for contract drafting and review, into my first-year law school Contracts course in Spring 2026. Although Spellbook is highly effective, its educational value hinges on the pedagogical framework structured around it, a framework typically not licensed along with AI tools. In-house instructional design expertise can provide this framework, and the professor-instructional designer partnership offers one model for successful AI integration. Strong tools paired with robust instructional design yield learning experiences in which AI augments, rather than supplants, the cultivation of legal judgment and critical thinking. This collaborative approach, among educators, instructional designers, and …

Antitrust & The Immoral Energy Economy, Kristen Van De Biezendos

Faculty Scholarship

The age of climate change is upon us, but regulations and programs intended to decarbonize the electricity sector have been effectively stymied by utilities defending their monopoly power. The lack of robust antitrust enforcement against the utilities to date is a result of the belief that regulation is sufficient to police monopoly anticompetitive activity, that the natural monopoly structure of utilities makes them a poor fit for antitrust principles, and that the utilities are immune from Sherman Act claims under the state action exemption. But these rationales reflect a misunderstanding of the purpose of public utility law and its preference …

Conditional Admission And The Hazards Of Lawyer Assistance Programs Operating Without Transparency Or Oversight, Paula Schaefer

Oklahoma Law Review

No abstract provided.

The Deregulation Of Cancer, Daniel G. Aaron

Utah Law Faculty Scholarship

Fifty years ago, the U.S. embarked on a radical new path. Under pressure from the environmental movement, Congress passed an array of statutes aimed at regulating carcinogens out of our world. This regulatory experiment sprawled from air and water to food and consumer products.

Legal scholars have paid scant attention to this wave of cancer regulation despite its size and importance and the public’s apparent interest in avoiding carcinogens. But there is a growing literature finding flaws with individual regimes within the framework, such as the Clean Air Act, the Toxic Substances Control Act, and the Tobacco Control Act. In …

The Crisis In U.S. Cancer Care: Law, Markets, And Privatization, Daniel G. Aaron

Utah Law Faculty Scholarship

Cancer is surging among youth and young adults in the U.S., yet instead of public regulation addressing its root causes, we have outsourced the management of cancer to the private sector.  A suite of laws, embodying faith that corporations will cure cancer, has subsidized the cancer biomedical enterprise and transformed quasi-public institutions into marketized, profit-seeking entities.  These changes, across patent law, healthcare law, innovation law, and Food and Drug Administration (FDA) law, have privatized cancer. 

The market failures I describe in U.S. cancer care raise larger questions about who we entrust with managing critical social problems.  This Article provides theoretical …

Masthead

Journal of Race, Gender, and Ethnicity

No abstract provided.

Undemocratic: Antiabortion Politicians’ Attacks On Direct Democracy, Deborah Machalow

Journal of Race, Gender, and Ethnicity

This Article will highlight examples of antiabortion politicians abusing their positions throughout the initiative process to maintain their preferred antiabortion status quo during the 2024 election cycle, before Election Day—despite broad and increasing support for legal abortion. Ultimately, in only Arkansas, Florida, Nebraska, and South Dakota, antiabortion politicians succeeded; in Arizona, Colorado, Missouri, Montana, and Nevada citizens voted to expressly protect abortion in their state constitutions through the citizen-led initiative process.

Bodily Autonomy After Dobbs: A Queer Black Perspective, Eliot T. Tracz

Journal of Race, Gender, and Ethnicity

This article considers the impact of the Dobbs ruling from a black, queer perspective. It argues that the ripple effect of the Dobbs decision threatens the safety of queer black people in ways which, due to poor data collection, may not be widely understood or analyzed. It then suggests several ways in which the state and federal government can avoid these outcomes. Section II discusses the concept of bodily autonomy and the impact of the Dobbs decision. It begins by defining bodily autonomy as a concept with emphasis on the cases upon which it is founded. It then moves on …

From Victim To Defendant: Battered Woman Syndrome In Support Of Duress, Samantha Casimiro

Journal of Race, Gender, and Ethnicity

Section I of this article will discuss the origin and phases of BWS as well as its designation as a subcategory of Post-Traumatic Stress Disorder (hereinafter PTSD) and discuss the prevalence of domestic violence in our society. Section II will layout the elements of a duress defense and analyze the objective reasonableness standard as compared to the subjective reasonableness standard used in other defenses, such as self-defense, explaining that there is a level of subjectiveness that must be considered regardless of the applicable approach. Section III will analyze cases and opinions of the federal circuit courts that support the admission …

Impact Of Vague State Tax Collection Alternatives On Low-Income Taxpayers, Sakinah Tillman

Journal Articles

Benjamin Franklin stated, “In this world, nothing is certain except death and taxes.” While death is inevitable, navigating the complexities of state tax laws and procedures for paying state tax debt is far from straightforward. State tax laws are unnecessarily complex, disproportionately burdening low-income taxpayers, especially Black and Brown individuals. These taxpayers face systemic inequities and ambiguous collection alternatives that trap them in perpetual cycles of debt and noncompliance. ...

applies to state tax collection procedures and analyzes how state tax systems disproportionately impact low-income taxpayers, particularly Black and Brown individuals.36 Part II of this Article addresses how vague statutes, …

Collaborative Nullification: Bending Or Ignoring The Law To Free The Over-Punished, David A. Singleton

Journal Articles

The United States accounts for about 25% of the world’s prisoners but only about 5% of its population. It has the fifth highest imprisonment rate—higher than China and Russia—with people of color disproportionately impacted. This racialized mass incarceration, and the lack of political will to meaningfully address it, demands bold remedies. ...

So, what should attorneys do for clients like Pat when no viable release mechanisms remain: concede defeat and move on, or collaborate with those who are willing to ignore the law and grant release anyway?

This article proposes that the second option, which I call “collaborative nullification,” can …

The Federal Death Penalty As A Sign Of The Times, Ngozi Ndulue

Journal Articles

Scholars have been predicting the demise of the American death penalty for much of the twenty-first century. This prediction finds support in state-by-state abolition, reduced numbers of new death sentences, and continued reductions in the death row population. Despite significant movement away from the death penalty, the punishment remains stubbornly persistent, with a small number of states continuing to aggressively pursue executions and scattered local jurisdictions securing a disproportionate amount of new death sentences.

While several legal academics have looked to historical precedent and international experience to map the future trajectory of the American death penalty, this Article seeks to …

Computational Clinical Judgment: Predicting Risk With Large Language Models, Hannah Laqueur, Ryan W. Copus

Faculty Works

For seventy years, research has shown actuarial methods outperform clinical judgment. Yet actuarial approaches have limitations: they generally rely on structured data; cannot exploit rare case-specific details; have limited accuracy where outcome data are scarce or incomplete; and cannot offer case-level justifications. Large language models (LLMs) offer a different approach. Like actuarial methods, they aggregate information algorithmically, but like clinicians, they bring general knowledge and can provide case-level justifications. We prompted seven LLMs to assess rearrest risk from 113 parole hearing transcripts and compared their predictions to a machine learning model trained on 4,000 cases with 91 administrative variables. GPT-5 …

First Amendment Protection For Unlicensed Wellness Coaches, Barbara Zabawa

Faculty Works

This article examines the constitutional implications of state efforts to license unregulated wellness practitioners, particularly wellness coaches. As occupational licensing expands, wellness services—ranging from nutrition counseling and life coaching to mindfulness and holistic practices—face increasing scrutiny. The paper argues that most wellness coaching involves speech rather than conduct and therefore qualifies for First Amendment protection. Drawing on Supreme Court and lower court precedent, it distinguishes between professional judgment that may justify state regulation and speech-based coaching practices that pose minimal risk of harm. The analysis situates wellness coaching within broader debates over professional regulation, consumer empowerment, and the marketplace of …

Reproductive Rights On Campus, Janet Levit

Articles, Chapters in Books and Other Contributions to Scholarly Works

No abstract provided.

Scaling Private Remedies To Public Problems: A Resilient Property Theory Analysis, Marc L. Roark

Articles, Chapters in Books and Other Contributions to Scholarly Works

No abstract provided.

How Should The Law Treat Future Ai Systems? Fictional Legal Personhood Versus Legal Identity, Heather Alexander, Jonathan Simon, Frédéric Pinard

Journal of Law, Technology, & the Internet

The law draws a sharp distinction between objects and persons, and between two kinds of persons, the ''fictional'' kind (i.e. corporations), and the ''non-fictional'' kind (individual or ''natural'' persons). This paper will assess whether we maximize overall long-term legal coherence by (A) maintaining an object classification for all future AI systems, (B) creating fictional legal persons associated with suitably advanced, individuated AI systems (giving these fictional legal persons derogable rights and duties associated with certified groups of existing persons, potentially including free speech, contract rights, and standing to sue ''on behalf of'' the AI system), or (C) recognizing non-fictional legal …

Ai Training Is Fair Use: The Beginning Of The End Of The Copyright Assault On Gen Ai, Michael D. Murray

Journal of Law, Technology, & the Internet

Two federal courts overseeing claims against the developers of generative artificial intelligence (GenAI) have pointed the way to resolving these infringement actions by finding that the training of GenAI models is a transformative fair use under copyright law. While the two opinions differed in tone and scope, this article takes these rulings as the starting point for a discussion on resolving the ongoing copyright claims against AI developers, signaling what may be the beginning of the end of the copyright assault on GenAI.

The goal of this article is to inject urgency into resolving these matters. It asserts that uncertainty …

Evolving Threats, Evolving Duties: Ransomware, Artificial Intelligence, And Cybersecurity Law, Chase Hayes

Journal of Law, Technology, & the Internet

This paper examines the evolving legal obligations of corporations and public institutions in the face of ransomware, cyber threats, and artificial intelligence, asserting that a proactive legal framework is essential to mitigate or altogether avoid liability, protect stakeholders, and ensure national security. As cybercriminals become increasingly sophisticated, laws and regulations struggle to keep up. Generative artificial intelligence only deepens this disruption and with technology continuously evolving, it is difficult to imagine what the cyberspace will look like in years to come. This article responds to the gap by emphasizing the need for integration between the legal profession and cybersecurity expertise. …

Binding The Visual Experience Of Law, Nicholas Mignanelli

Articles, Chapters in Books and Other Contributions to Scholarly Works

No abstract provided.

Out Of Sight Is Out Of Mind? Experimentally Testing A Gradually Materializing Public Bad, Alexander Egberts, Christoph Engel, Joshua Fairfield

Scholarly Articles

Many social ills can be modeled as a public bad. In such scenarios, private benefit is often immediate, while the public damage takes some time to materialize. In this experiment, we investigate the behavioral effects caused by such delays in the realization of collective harm. By manipulating the weight with which the damages caused by group contributions are carried over to the next round, we alter the number of periods required for the social damage to unfold fully. We keep constant the economic consequences of contributions between treatments (by introducing a multiplier for the damage) and between periods (by deducting …

The Case Against State Emotional Support Animal Documentation Laws, Krista Wirth

Animal Law Review

Under the Fair Housing Act (FHA), a tenant with a service animal or emotional support animal (ESA) may request a reasonable accommodation from their housing provider to have their assistance animal live with them in housing that might not otherwise permit animals. In recent years, several states have implemented laws that aim to address “fraudulent” emotional support animals (“state ESA laws”). These laws limit the types of acceptable verifying documentation or place requirements on a healthcare provider’s ability to produce documentation to verify an individual’s disability and disability related need for a support animal—documentation an individual often needs to support …

The Last Human Question: Generative Ai's Existential Threat To Consensus And Law, Joshua Fairfield

Scholarly Articles

The true risk of artificial intelligence (“AI”) is not that the toasters will rise up. It is that AI will be competent to perform human tasks and indifferent to human welfare. The risk is that we will be outcompeted by generative automated processes that create output similar to ours (although never the same, as this Article explains), but which need none of the outputs of the economy for food, shelter, or human flourishing. Further, a more precise and existential description of the threat is that generative AI will disrupt and crowd out humanity’s evolutionary superpower, our ability to generate agreement …

The Sec’S Acceleration Shift And The Privatization Of Section 11 Claims, Leonardo Lupiano

Student Scholarship

In September 2025, the Securities and Exchange Commission announced that it would no longer consider issuer-investor arbitration provisions when deciding whether to accelerate the effectiveness of registration statements. Although framed as a small exercise of administrative restraint, this policy shift changes the conditions under which public offerings occur and may meaningfully affect how Section 11 of the Securities Act of 1933 is enforced. This Article examines the role acceleration has historically played as a practical constraint on arbitration clauses and analyzes how the Commission’s new neutrality reshapes the enforcement environment for Section 11 claims.

In Defense Of Substantive Due Process, Maureen A. Edobor

Scholarly Articles

The Originalism Trap is a book for everyone—and it should be required reading for anyone trying to make sense of the seismic shifts in constitutional law on democracy, guns, and reproductive rights, even as the Constitution’s text has remained unchanged. Dennie’s sweeping and incisive defense of substantive due process raises a fundamental question: what better reflects democratic legitimacy—judicial doctrine shaped through decades of engagement between advocates, communities, judges, and lawmakers, or a narrow search through centuries-old texts for fragmented glimpses of “original public meaning” drawn from eras that excluded most people from citizenship, personhood, and power? Dennie forcefully answers: the …