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Operational Risk, Capital Regulation, And Model Risk, Robert T. Stewart Oct 2024

Operational Risk, Capital Regulation, And Model Risk, Robert T. Stewart

Business: Faculty Presentations

Operational risk capital regulation is moving from internal to standardized models - from the advanced measurement approach (AMA) to the standardized measurement approach (SMA). All know the results of these changes: politically connected banks will further decrease their equity financing making bank failures and taxpayer-backed bailouts more likely. Yet the goal of operational risk modeling must be to create useful models that capture relevant aspects of reality and improve decision-making. Therefore, operational risk modeling should assimilate seven fundamental properties into an operational risk managerial framework: well-aligned incentives, inaccuracies in the data, accounting for empirical realities, acknowledging unknown unknowns, communicating uncertainty, …


The Indirect Effects Of Authentic Value And Attitude Toward Food Vlogs On The Link Between Trustworthiness And Visit Intentions: A Serial Mediation Analysis, Jean Paolo Lacap, Ronnie Moranas, Kristina Paula Domasig, April Irish Rey, Trishia Nicole Perlas Oct 2024

The Indirect Effects Of Authentic Value And Attitude Toward Food Vlogs On The Link Between Trustworthiness And Visit Intentions: A Serial Mediation Analysis, Jean Paolo Lacap, Ronnie Moranas, Kristina Paula Domasig, April Irish Rey, Trishia Nicole Perlas

The South East Asian Journal of Management

Research Aims: The current study investigates how food vloggers’ trustworthiness influences viewers’ visit intention toward the featured food destination. Furthermore, it examines whether food vlogs’ authentic value and viewers’ attitudes toward food vlogs serially mediate the link between source trustworthiness and visit intentions.

Design/Methodology/Approach: The respondents were identified using a purposive sampling technique. Causal-predictive research design and path modelling via partial least squares was employed to measure the hypothesised relationships.

Research Findings: Source trustworthiness has a significant and positive influence on attitudes toward food vlogs and food vlog’s authentic value. Additionally, the food vlog’s authentic value was found to have …


Economic Considerations Of In-Season Potassium Applications To Soybean Using Payoff Matrices, Carrie Ortel, T. L. Roberts, M. Popp, W. J. Ross, N. A. Slaton, M. R. Parvej Oct 2024

Economic Considerations Of In-Season Potassium Applications To Soybean Using Payoff Matrices, Carrie Ortel, T. L. Roberts, M. Popp, W. J. Ross, N. A. Slaton, M. R. Parvej

Agricultural Economics and Agribusiness Faculty Publications and Presentations

Potassium (K) deficiency is a common yield-limiting factor in Arkansas soybean (Glycine max (L.) Merr.) production that can be addressed with innovative supplemental fertilizer application. An established leaf sampling protocol and dynamic critical concentration allow accurate diagnosis of K deficiency with corresponding recommendations for corrective, in-season K fertilizer applications at site-specific rates and times to reach anticipated yield goals. However, the profitability of in-season K fertilizer applications to irrigated soybean remains unclear. Research was conducted in Arkansas from 2021 to 2023 to evaluate multiple rates of in-season applications of muriate of potash to soybean at 15 and 30 days …


Implementation Of Information Systems In Local Government Authorities: Understanding Of The Role Of Reforms In The Designing Process, Wilson Pholld, Faraja T. Igira, Nima H. Shidende Oct 2024

Implementation Of Information Systems In Local Government Authorities: Understanding Of The Role Of Reforms In The Designing Process, Wilson Pholld, Faraja T. Igira, Nima H. Shidende

The African Journal of Information Systems

Government reform implementations are often a catalyst for system implementation within public sectors. However, their influence on the information system design process in the public sectors have not been explained extensively in the literature. This study used actor network theory as the lens to examine the interactions of actors during the information systems design process in the reformed public sectors. The main research aims were to extend the understanding of how government reforms influence the information system design processes of local government authorities in Tanzania. The study employed the interpretive approach and the case study strategy when analyzing the phenomena. …


The Mental Health Literacy Of Ncaa College Coaches: Knowledge, Beliefs, And Resources, Lauren Beasley, Steven Hoffman, Jackson Sears Oct 2024

The Mental Health Literacy Of Ncaa College Coaches: Knowledge, Beliefs, And Resources, Lauren Beasley, Steven Hoffman, Jackson Sears

Journal of Issues in Intercollegiate Athletics

National Collegiate Athletic Association (NCAA) college athletes in the United States (U.S.) are at risk for diminished mental health, and stigma may be a barrier to these athletes seeking professional mental health care. Coaches can create a team environment that prioritizes athlete mental health and destigmatizes help-seeking; however, this requires coaches to have appropriate mental health knowledge, operationalized as mental health literacy (MHL). Therefore, the purpose of this exploratory study was to explore three different constructs of MHL of NCAA coaches across Divisions I, II, and III. The Multicomponent Mental Health Literacy Scale (MMHLS), which measures MHL within three domains—knowledge, …


An Exploration Of Factors Impacting First-Generation College Athlete Retention At Small Colleges And Universities, Adam R. Cocco, Alan Grosbach Oct 2024

An Exploration Of Factors Impacting First-Generation College Athlete Retention At Small Colleges And Universities, Adam R. Cocco, Alan Grosbach

Journal of Issues in Intercollegiate Athletics

Retention is an increasing area of concern for higher education institutions as enrollments continue to decrease. This is especially germane for small colleges and universities given their lower enrollments and limited resources. First-generation students and college athletes are populations with enhanced susceptibility to attrition due to additional challenges and burdens placed upon them as they navigate the college environment. Therefore, there is a need to understand the factors influencing retention among those at the intersection of these student demographics. The purpose of this study is to examine the association of individual (gender, race, and academic performance) and athletic (financial aid, …


Buying From A Competitor: A Model Of Knowledge Spillover And Innovation, Dominique Lauga, Matthew Selove, Mohammad Zia Oct 2024

Buying From A Competitor: A Model Of Knowledge Spillover And Innovation, Dominique Lauga, Matthew Selove, Mohammad Zia

Business Faculty Articles and Research

Many firms buy a production input from a competitor. However, managers often worry that this supply relationship may give their competitor valuable knowledge about new product innovations. We develop a two-period model in which a firm can buy an input from a competitor or a third party in each period. In order to innovate, the firm must invest in improving the input, which results in its supplier learning to produce a higher quality input. We show that buying from the competitor: (i) increases short-term profits by softening price competition and (ii) may reduce long-term profits by preventing investment in innovation. …


Selected Indiana Government Statistical Agencies And Their Data, Bert Chapman Oct 2024

Selected Indiana Government Statistical Agencies And Their Data, Bert Chapman

Libraries Faculty and Staff Presentations

Provides coverage of Indiana state government agencies statistics and selected Tippecanoe County, Indiana local government statistical publications. Presentation describes state agencies such as the Indiana Departments of Agriculture, Education, Health, Local Government Finance, and State Budget Agency. Examples of historical and current data are presented.


The Impact Of Digital Marketing And Artificial Intelligence (Ai) On The Development Of The Market In Kosovo, Hamëz Rama Oct 2024

The Impact Of Digital Marketing And Artificial Intelligence (Ai) On The Development Of The Market In Kosovo, Hamëz Rama

UBT International Conference

In the age of advanced technology, particularly in the third millennium, digital marketing and artificial intelligence (AI) play a crucial role in transforming advertising methods and market development. The use of social networks, websites, and advertisements targeted by promoters and users has managed to create a very exclusive and attractive image for consumers in Kosovo as well. The online shopping experience and the presentation of products and services in a contained and appealing manner have made this component gain a more dispersed access in the Kosovo market. This paper examines the impact of these technologies on market development in Kosovo …


Comparative Analysis Of Linear Regression And Random Forest For Property Price Prediction In Prishtina: Implications For Emerging Markets, Visar Hoxha, Veli Lecaj, Fuat Pallaska, Hazer Dana, Jehona Hoxha, Albana Shala Oct 2024

Comparative Analysis Of Linear Regression And Random Forest For Property Price Prediction In Prishtina: Implications For Emerging Markets, Visar Hoxha, Veli Lecaj, Fuat Pallaska, Hazer Dana, Jehona Hoxha, Albana Shala

UBT International Conference

The objective of the research was to perform a comparative evaluation of Linear Regression and Random Forest for predicting property prices in Prishtina. The analysis utilized a dataset comprising 1,512 property transactions, employing metrics such as Mean Squared Error (MSE), Coefficient of Determination (R²), Mean Absolute Error (MAE), and Root Mean Squared Error (RMSE) for evaluation. The study also included a variable importance assessment. After preprocessing and normalizing the data, both models were trained and evaluated. The findings indicated that the Random Forest model outperformed the Linear Regression model. The Variable Importance Test highlighted the distance from the central business …


International Conference On Management Business And Economics, University For Business And Technology - Ubt Oct 2024

International Conference On Management Business And Economics, University For Business And Technology - Ubt

UBT International Conference

UBT Annual International Conference is the 13th international interdisciplinary peer reviewed conference which publishes works of the scientists as well as practitioners in the area where UBT is active in Education, Research and Development. The UBT aims to implement an integrated strategy to establish itself as an internationally competitive, research-intensive university, committed to the transfer of knowledge and the provision of a world-class education to the most talented students from all background. The main perspective of the conference is to connect the scientists and practitioners from different disciplines in the same place and make them be aware of the recent …


2024-10-25 University Graduate Committee, Morehead State University. Faculty Senate., University Graduate Committee. Oct 2024

2024-10-25 University Graduate Committee, Morehead State University. Faculty Senate., University Graduate Committee.

Faculty Senate Records

Meeting minutes from the University Graduate Committee from October 25, 2024.


Analyzing The Catfish And Trout Competitiveness Trends And Potential Trade Within The Us And Global Aquaculture Industry: A Gravity Model Approach, Diana Marisol Amaya Discua Oct 2024

Analyzing The Catfish And Trout Competitiveness Trends And Potential Trade Within The Us And Global Aquaculture Industry: A Gravity Model Approach, Diana Marisol Amaya Discua

LSU Master's Theses

The United States is one of the major seafood product importers in the world. Despite the increases in global seafood and aquaculture consumption over the past decades, there is limited information on the trade dynamics of this sector. To address this gap, this study uses an augmented gravity model to evaluate the factors that have influenced catfish and trout imports into the United States. The analysis was conducted using the Poisson Pseudo Maximum Likelihood (PPML) estimator to address issues of heteroskedasticity, autocorrelation, and zero trade flows. The results highlight the importance of Gross Domestic Product (GDP) and exchange rates in …


قياس وتحليل أثر الودائع المصرفية على القروض المدفوعة والاستثمار المالي للمدة 2003-2020, حيدر حسين الجابري Oct 2024

قياس وتحليل أثر الودائع المصرفية على القروض المدفوعة والاستثمار المالي للمدة 2003-2020, حيدر حسين الجابري

Muthanna Journal of Administrative and Economics Sciences

يقسم النظام المالي بشكل عام الى مؤسسات مالية ودائعية ومؤسسات مالية غير ودائعية، والفاصل بين النوعين هو ان النوع الاول يعتمد بشكل اساس على الودائع وتعد احد مصادر الحصول على الاموال من اجل القيام باستعمال تلك الموارد سواء بالاقراض او استثمارها من قبل الجهاز المصرفي بشكل مباشر، بينما النوع الثاني يعتمد بالاساس على الخبرات التي يمتلكها وكذلك على الموارد المالية الذاتية، وما يهمنا في هذا البحث هو تحديد دور الودائع بانواعها المختلفة في تنشيط وتفعيل الاستثمار، ومدى قدرة وامكانية الجهاز المصرفي العراقي في توظيف تلك الودائع سواء على مستوى الاستثمار المباشر او قيام الجهاز المصرفي في منح تلك الاموال على …


Can Tourist Engagement Enhance Tourist Behavioural Intentions? A Combination Of Pls-Sem And Fsqca Approaches, Siamak Seyfi, S. Mostafa Rasoolimanesh, Ali Vafaei-Zadeh, Kourosh Esfandiar Oct 2024

Can Tourist Engagement Enhance Tourist Behavioural Intentions? A Combination Of Pls-Sem And Fsqca Approaches, Siamak Seyfi, S. Mostafa Rasoolimanesh, Ali Vafaei-Zadeh, Kourosh Esfandiar

Research outputs 2014 to 2021

This study aims to investigate the effects of tourist engagement dimensions on revisit and Word of Mouth (WOM) intentions of heritage tourists. The data were collected from domestic tourists in the heritage city of Kashan, Iran. To analyse the collected data, this study applies Partial Least Squares–Structural Equation Modelling (PLS-SEM) as a symmetric analysis technique, as well as fuzzy-set Qualitative Comparative Analysis (fsQCA) as an asymmetric analysis approach to strengthen the findings. The findings of PLS-SEM showed the significant effect of the absorption dimension on revisit intention, whereas these results demonstrated the significant effects of the dimensions of interaction, and …


The Role Of Local Leadership In Enhancing Local Performance_ Dhi Qar Governorate As A Model, Haneen Qasim Hasan Oct 2024

The Role Of Local Leadership In Enhancing Local Performance_ Dhi Qar Governorate As A Model, Haneen Qasim Hasan

Muthanna Journal of Administrative and Economics Sciences

This research aims to study and analyze the role of local leadership in enhancing local performance in the Thi-Qar Governorate, focusing on the administrative and organizational aspects that contribute to improving the efficiency and effectiveness of services provided to citizens. The research seeks to measure the role of local leadership in enhancing local performance. For this purpose, a set of hypotheses was formulated, the most important of which was to find the relationship between correlation and influence (local leadership with its dimensions in local performance). To achieve the hypothesis tests, this research was applied to a sample of executive departments …


Banks Shareholder Net Worth And Blockchain Technology, O'Neal Lawrance Barnett Oct 2024

Banks Shareholder Net Worth And Blockchain Technology, O'Neal Lawrance Barnett

Doctoral Dissertations and Projects

This study examined how blockchain technology affects the banking industry, specifically lending. It provided insights into how blockchain technology changes traditional banking operations and its potential to transform the industry. The research emphasized changes in banking and the effects of technological advances, particularly in digitalization. It outlined the research objectives to provide perspectives on how blockchain technology could lower costs and improve shareholders' equity in the banking sector. The study used a mixed-method design for the analysis. It outlined various strategies for banks to use blockchain technology, highlighting its potential benefits, such as improved transparency, faster settlements, increased trust, and …


The Impact Of Global Recession On The Cost Of Construction Materials And Project Budgeting And Possible Solutions, Chinchil Chandramohan Bincy Oct 2024

The Impact Of Global Recession On The Cost Of Construction Materials And Project Budgeting And Possible Solutions, Chinchil Chandramohan Bincy

Harrisburg University Dissertations and Theses

The construction sector is essential in the global economy, contributing significantly to economic stability and development. Obtaining of the construction materials has been a severe challenge due to the massive economic crisis that has been witnessed globally. Despite efforts to mitigate the issue, inflation, supply chain disruptions, and a sharp increase in the cost of construction materials are occurring. Projects have been adversely affected by the changes in prices where some have stalled and others failed to meet the set deadlines. These factors are increasing construction problems that have negatively affected the project owners because the cost increase leads to …


Problem Of Rolling Over Of The Stories In Agile It Projects, Ashish Dangwal Oct 2024

Problem Of Rolling Over Of The Stories In Agile It Projects, Ashish Dangwal

Harrisburg University Dissertations and Theses

Agile teams had the problem of rolling over of the stories in the IT projects. The spillover of the stories was happening despite of already having the commitment from the skillful team to finish the work in a Sprint. The reason of inefficiency was lack of Agile best practices like communication, collaboration, trust, teamwork, and self-organization in the Agile teams. Even though the team was skillful, the configuration was not proper. T-shaped team members have generic skill as well as diverse skill set. The T-shaped team members were lacking in the Agile teams and that’s why the spillover was happening. …


Leadership In The Age Of Advanced Technology, Matthew Brancatelli Oct 2024

Leadership In The Age Of Advanced Technology, Matthew Brancatelli

Doctoral Dissertations and Projects

Invention has been the catalyst for societal advancement, altering human occupations, changing the business world, and bringing geographically separated societies closer. This case study research looked at the impact of advanced technologies on business leadership—digital transformation reshaping every aspect of the business world, including the people, processes, and platforms. An interview guide (Appendix A) was used with open-ended questions to gain insights into the problems and issues faced in manufacturing related to technology's impact on business leaders and the actions and behaviors an organization can develop to be better prepared to address emerging technology. The insights gathered in this study …


Wormhole Attack Mitigation In Wireless Network Using Propagation Delay, Harry May, Travis Atkison Oct 2024

Wormhole Attack Mitigation In Wireless Network Using Propagation Delay, Harry May, Travis Atkison

Journal of Cybersecurity Education, Research and Practice

This paper presents a novel approach for mitigating wormhole attacks on wireless networks using propagation delay timing. The wormhole attack is a persistent security threat that threatens the integrity of network communications, potentially leading to data theft or other malicious activities. While various methods exist for combating wormhole attacks, our approach offers advantages that set it apart. Our approach involves a combination of proactive and reactive measures, harnessing box plot analysis and weighting factor techniques to identify and isolate outlier node links effectively. Unlike traditional methods, our solution not only detects outlier links but also defines dynamic weighting factors, providing …


Knocking On Heaven’S Door? Entrepreneurship, Firm Growth, And Health Risks, Jukka Partanen, Aino Tenhiälä, Teemu Kautonen, Markus Jokela, Daniel A. Lerner, Alexander Mckelvie Oct 2024

Knocking On Heaven’S Door? Entrepreneurship, Firm Growth, And Health Risks, Jukka Partanen, Aino Tenhiälä, Teemu Kautonen, Markus Jokela, Daniel A. Lerner, Alexander Mckelvie

All Works

We examine the physical health consequences to entrepreneurs of firm growth and decline. Using register-based panel data (2000–2021), we find that entrepreneurs and hired CEOs are, on average, healthier and live longer than individuals from a socio-economically similar random sample from the general population. However, our findings also reveal that entrepreneurs are more likely to fall ill during their tenure and die younger than hired CEOs. Importantly, our findings demonstrate that both cumulative exposure to growth and episodic, rapid declines in sales and in the number of employees are equally taxing for entrepreneurs and hired CEOs.


2024-10-11 Agenda Book, Morehead State University. Board Of Regents. Oct 2024

2024-10-11 Agenda Book, Morehead State University. Board Of Regents.

Morehead State Board of Regents Agenda Books and Meeting Minutes

Agenda book for the Board of Regents meeting of October 11, 2024, which includes the Board meeting minutes for August 9, 2024.


Imposing The Digital Tax On The Profits Of Electronic Companies And Its Impact On Increasing Revenues: A Survey Study Of The Opinions Of A Sample Of Managers And Estimators Working In The General Tax Authority In Iraq, Bushra Hassan Mohamed El-Toby Oct 2024

Imposing The Digital Tax On The Profits Of Electronic Companies And Its Impact On Increasing Revenues: A Survey Study Of The Opinions Of A Sample Of Managers And Estimators Working In The General Tax Authority In Iraq, Bushra Hassan Mohamed El-Toby

Muthanna Journal of Administrative and Economics Sciences

The study aims to show the financial impact of the imposition of the digital tax on the profits of electronic companies in increasing the general revenues of the state and to identify the obstacles that tax authorities may face during its imposition. The study methodology relies on the inductive approach in observing the research problem represented by the weak contribution of traditional tax revenues in supporting general revenues, as well as the deductive approach to clarify the nature of the relationship between the independent and dependent study variables according to theoretical and applied frameworks. For this purpose, we designed a …


The Impact Of Nudge On Tax Compliance: A Study Of Taxpayers In Lebanon, Abdallah Ficani, Sélim Mekdessi Oct 2024

The Impact Of Nudge On Tax Compliance: A Study Of Taxpayers In Lebanon, Abdallah Ficani, Sélim Mekdessi

Arab Economic and Business Journal

This study explores the complex area of tax compliance in Lebanon, using the principles of behavioral economics and nudges as intervention tools. The central problem is to understand how nudges can positively influence the tax behavior of Lebanese taxpayers and improve tax collection. This study tends to investigate how can nudges modify taxpayers' tax behavior in Lebanon. To achieve those objectives, questionnaires were administered to a randomly selected sample of 500 Lebanese taxpayers. The results show that nudges have a significant positive impact on tax compliance. The study underscores the need for continuous evaluation and adaptation of nudge strategies to …


Dual Effect Of Exchange Rate Policies And Export Promotion On China’S Economic Growth (1990-2023), Ihab Abbas Mohammed Al-Faisal, Zahid Qasim Al-Saadib Oct 2024

Dual Effect Of Exchange Rate Policies And Export Promotion On China’S Economic Growth (1990-2023), Ihab Abbas Mohammed Al-Faisal, Zahid Qasim Al-Saadib

Muthanna Journal of Administrative and Economics Sciences

The study aims to identify the Chinese economy’s economic variables by studying and analyzing exchange rate and export promotion policies as they directly relate to the country and its external environment. Studying the relationship between currency exchange rates and exports, on the one hand, and exports and economic growth in China, on the other hand, is essential in knowing when devaluing the Yuan exchange rate leads to higher export growth, which helped raise economic growth rates in China. Therefore, the study relied on the hypothesis that “if China comes up with financial policies to reduce the exchange rate of its …


The Reception Of Anglo-American Contractual Standards In Selected Droit Civil Systems: German And Polish Examples., Dr. Pawel Mazur, Dr. Hab. A. Szlęzak Oct 2024

The Reception Of Anglo-American Contractual Standards In Selected Droit Civil Systems: German And Polish Examples., Dr. Pawel Mazur, Dr. Hab. A. Szlęzak

Loyola of Los Angeles International and Comparative Law Review

The reception of Anglo-American contractual standards in droit civil countries is not as straightforward as it would seem at first glance. The language expressing notions such as “breach of contract,” “representations & warranties,” or “indemnities” cannot be merely copied into agreements subject to the law of droit civil countries. They need to be transposed thereto, i.e., rendered in terms of legal institutions characteristic of the legal systems of such countries, to achieve the same functional results as those achievable in the place of origin of such notions.

The authors discuss the process of such transposition in the examples of Germany …


Empowering Entrepreneurial Evolution: A Beyond Founder Strategic Approach To Small Business Growth, D. Jared Knisley Oct 2024

Empowering Entrepreneurial Evolution: A Beyond Founder Strategic Approach To Small Business Growth, D. Jared Knisley

USF Tampa Graduate Theses and Dissertations

Growing a business beyond its founder’s capacities and talents presents a challenging undertaking. When a founder is no longer involved or motivated to grow the business, firm decline is a likely outcome. Small businesses often have a deep and, at times, hindering reliance on their early founders for development. Therefore, a continuous engaging plan to advance entrepreneurial success is needed to grow a small business.

My research objective aims to find methods and designs, through academic literature and practitioner interviews, that transition leadership responsibilities and increase team empowerment within a small business, enabling these firms to continue growing as the …


Cryo-Em Analysis Of Pseudomonas Phage Pa193 Structural Components, Stephano M. Iglesias, Chun-Feng Hou, Johnny Reid, Evan Schauer, Renae Geier, Angela Soriaga, Lucy Sim, Lucy Gao, Julian Whitelegge, Pierre Kyme, Deborah Birx, Sebastien Lemire, Gino Cingolani Oct 2024

Cryo-Em Analysis Of Pseudomonas Phage Pa193 Structural Components, Stephano M. Iglesias, Chun-Feng Hou, Johnny Reid, Evan Schauer, Renae Geier, Angela Soriaga, Lucy Sim, Lucy Gao, Julian Whitelegge, Pierre Kyme, Deborah Birx, Sebastien Lemire, Gino Cingolani

Department of Biochemistry and Molecular Biology Faculty Papers

The World Health Organization has designated Pseudomonas aeruginosa as a critical pathogen for the development of new antimicrobials. Bacterial viruses, or bacteriophages, have been used in various clinical settings, commonly called phage therapy, to address this growing public health crisis. Here, we describe a high-resolution structural atlas of a therapeutic, contractile-tailed Pseudomonas phage, Pa193. We used bioinformatics, proteomics, and cryogenic electron microscopy single particle analysis to identify, annotate, and build atomic models for 21 distinct structural polypeptide chains forming the icosahedral capsid, neck, contractile tail, and baseplate. We identified a putative scaffolding protein stabilizing the interior of the capsid 5-fold …


The False Choice Between Digital Regulation And Innovation, Anu Bradford Oct 2024

The False Choice Between Digital Regulation And Innovation, Anu Bradford

Northwestern University Law Review

This Article challenges the common view that more stringent regulation of the digital economy inevitably compromises innovation and undermines technological progress. This view, vigorously advocated by the tech industry, has shaped the public discourse in the United States, where the country’s thriving tech economy is often associated with a staunch commitment to free markets. U.S. lawmakers have also traditionally embraced this perspective, which explains their hesitancy to regulate the tech industry to date. The European Union has chosen another path, regulating the digital economy with stringent data privacy, antitrust, content moderation, and other digital regulations designed to shape the evolution …