Urban Studies and Planning Commons^™

Getting Your House In Order: A Model For African-American Financial Education, Lisa K. Bates, Stacey Triplett

Urban Studies and Planning Faculty Publications and Presentations

The Portland Housing Center (PHC) is a national leader in educating and creating first time homebuyers, with outreach efforts that bring diverse households to its services. However, in 2010, PHC recognized that African American customers were much less likely to buy homes, even when they received counseling. The Portland (OR) area’s African American homeownership rate was just 35% (compared to 65% for Whites) and actually declined from 2000 to 2010.

Working with an African American advisory committee and with research guiding development, implementation, and evaluation, PHC developed a comprehensive program around outreach and services to African Americans in the Portland …