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Full-Text Articles in Urban Studies and Planning
Analisis Intensi Masyarakat Muslim Di Indonesia Dalam Menggunakan Bank Syariah: Integrated Model, Maskur Seto Samiaji, Tika Arundina
Analisis Intensi Masyarakat Muslim Di Indonesia Dalam Menggunakan Bank Syariah: Integrated Model, Maskur Seto Samiaji, Tika Arundina
Jurnal Kebijakan Ekonomi
This study was conducted to analyze the intentions of the Muslim community regarding to their using of the Islamic banks in Indonesia. The study was structured by an integrative approach, where the Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) were integrated by adding the religiosity variable to see its effect on the intentions of the Muslim community in Indonesia to use Islamic banks. The variables used in this study include perceived ease of use, perception of benefits, attitude, subjective norms, control over behavior, and religiosity. The research data used is primary data collected using a questionnaire in …
Pengaruh Struktur Pendapatan Terhadap Risiko Bisnis Perbankan Syariah Di Indonesia, Kholida Atiyatul Maula
Pengaruh Struktur Pendapatan Terhadap Risiko Bisnis Perbankan Syariah Di Indonesia, Kholida Atiyatul Maula
Jurnal Kebijakan Ekonomi
The purpose of this study was to analyze the effect of the income structure of Islamic banking to Islamic banking business risk in Indonesia. The results showed that the average level of business risk in Indonesia with 11 samples of Islamic banking are listed on the Stock Exchange in 2011 to 2013, shows the average value of 7.49% with a range of 1% to 23.5% with a standard value his deviation of 7.7%. Islamic banking is expected to minimize the risk of the business in order to survive and be able to provide financial facilities with financial instruments (Financial Instruments), …