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Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden
Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden
Master's Projects and Capstones
Latino immigrants face many financial challenges in the United States. Language barriers exclude them from jobs as well as financial and consumer markets. Lack of familiarity with the U.S. financial system or bad experiences with financial systems in their home countries can create mistrust and lead to Latino immigrants being unbanked or underbanked. Consumer vulnerabilities may also be exploited as immigrants turn to nonbank financial services such as predatory lenders (check cashers, payday lenders, etc.). Lack of access to jobs and marketplaces results in lower income and less wealth accumulation. Over time this results in wealth inequality between Latino immigrants …
Legal Permanent Residents In The Us Labor Market: Occupational Mobility Of High-Skilled And Low-Skilled Immigrants, Larissa Ferreira Coelho
Legal Permanent Residents In The Us Labor Market: Occupational Mobility Of High-Skilled And Low-Skilled Immigrants, Larissa Ferreira Coelho
Theses and Dissertations
Despite the vast research concerning immigrants and occupational mobility, little is known if the patterns for high-skilled and low-skilled workers differ. In this project, I analyze the pre-to-post migration occupational mobility of legal permanent residents in the US by using occupation and migration histories from the New Immigrant Survey. I contrast the first occupation in the US to the last occupation abroad using descriptive statistics, hypothesis testing, and multinomial logistic regression models. Findings show different patterns of occupational mobility for low-skilled and high-skilled workers. High-skilled immigrants were less likely to experience downward occupational mobility than their low-skilled counterparts. The high-skilled …