Sociology Commons^™

Changing Patterns Xi: Mortgage Lending To Traditionally Underserved Borrowers & Neighborhoods In Greater Boston, 1990-2003, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded t o include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In last year’s report, the geographic coverage was further expanded to include a total of 108 communities.

The text that follows this introduction highlights some of the most significant findings that emerge from the extensive set of tables and charts that constitute the bulk of the report. The …

Changing Patterns Xi: Mortgage Lending To Traditionally Underserved Borrowers And Neighborhoods In Greater Boston, 1990-2003, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded t o include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In last year’s report, the geographic coverage was further expanded to include a total of 108 communities.

The text that follows this introduction highlights some of the most significant findings that emerge from the extensive set of tables and charts that constitute the bulk of the report. The …

The Practice Of The Commons, Roger A. Lohmann

Faculty & Staff Scholarship

This paper

This paper lays out some of the basics of a language-based, person-centered, or agentic model of practice for nonprofit organizations, voluntary action and philanthropy within the emerging domain of commons theory. Six principles are identified for the practice of commons. Two threats to the production of common goods - bureaucratization and colonization of the life world - are discussed and evaluated as limitations of the practice of commons.

The Genius Of The Nation Versus The Gene-Tech Of The Nation: Science, Identity, And Gmo Debates In Hungary, Krista Harper

Anthropology Department Faculty Publication Series

Introduction In the late 1990s, Hungarian politicians, environmentalists, and agricultural lobbyists weighed the pros and cons of allowing genetically modified (GM) food and seeds to enter the Hungarian market. Starting around 1994, a small group of Hungarian environmentalists began researching GM issues. Initially, they feared that as a post-socialist country seeking foreign investment, Hungary would become prey to multinational corporations seeking an ‘emerging market’ with a lax regulatory environment. The terms of the debate were reframed over time, notably following 1998, when a number of European Union member states banned the imports of GM foods and when Hungarian expatriate geneticist …

Multi-Culturalism In Ireland: Examining The Context Of And Debates Surrounding The Citizenship Referendum, Melanie Todman

Independent Study Project (ISP) Collection

In this paper, I hope to explore Irish reactions to multi-culturalism through the highly controversial citizenship referendum. This referendum, through which the twenty-seventh amendment to the Irish Constitution will be made, is fundamentally changing Ireland’s citizenship policy from one of jus soli and jus sanguinis to one of just jus sanguinis. This change has been made amid current inflows of immigrants, many of whom are racially distinct and come from a variety of cultural backgrounds. The framing question for this paper is: Like other European countries, Ireland is making the transition from a racially homogenous society to a more heterogenous …

Economic Engagement: An Avenue To Employment For Individuals With Disabilities, William Kiernan, John Halliday, Heike Boeltzig

All Institute for Community Inclusion Publications

The role that employment has played for persons with disabilities over the past several decades has moved from one of no engagement in the workforce to a realization that persons with disabilities can work and are interested in working. The shrinking workforce has increased employers' interest in looking at the full range of potential workers, including those previously considered unemployable. The growing economy—coupled with the declining birth rate, the increase in technology and supports for a diverse workforce, and the increasing expectation that all persons should be provided with the opportunity to work—has led to a new view of individuals …

Institute Brief: When Existing Jobs Don't Fit: A Guide To Job Creation, Colleen Condon, Lara Enein-Donovan, Marianne Gilmore, Melanie Jordan

The Institute Brief Series, Institute for Community Inclusion

Successful job development for people with disabilities is about meeting the specific and often unique needs of each job seeker. Job creation is a way to modify or restructure existing jobs or bring together a combination of job tasks that fill the work needs of an employer while capitalizing on the skills and strengths of workers with significant disabilities. This is the second issue in the new ICI Professional Development Series.

Community Determinants Of Volunteer Participation: The Case Of Japan, Mary Alice Haddad

Mary Alice Haddad

Why are some communities more civically engaged than others? Why do some communities provide services with volunteer labor whereas others rely primarily on government provision? When communities provide both volunteer and paid labor for the same service, how do they motivate and organize those volunteers? This article addresses these questions through quantitative tests of prevailing explanations for levels of civic engagement (e.g., education, TV viewing, urbanization) and qualitative analyses of case studies of three medium-sized cities in Japan, focusing particularly on the service areas of firefighting and elder care. The statistical analyses demonstrate that current explanations that rely on individual …

Implications Of Changing Social Norms For Social Security Benefits: Results Of Pilot Research, Francis G. Caro, Yung-Ping Chen

Gerontology Institute Publications

Problem. The U.S. Social Security program is designed to protect the American family structure that existed when the program was introduced in the 1930s. Both family structure and social norms regarding family life have changed substantially in the interim. Major changes in family structure invite proposals to modify Social Security benefits to accommodate contemporary conditions. To remain politically viable, the program must make adjustments to reflect contemporary public opinion regarding family life. We asked to what extent contemporary public opinion is supportive of the current benefit structure and the extent to which public opinion points to possible changes in benefits? …

Borrowing Trouble? Iv: Subprime Mortgage Refinance Lending In Greater Boston, 2000-2002, Jim Campen

Gastón Institute Publications

The present report is the fourth in the annual series begun by that initial study; it extends the time period covered through 2002, and expands the number of individual cities and towns for which data on subprime refinance lending are provided to 108.

Although motivated by a concern with predatory lending, this study and its predecessors – like all of the other quantitative studies of which I am aware – analyzes and reports on lending by subprime lenders. It is therefore important to emphasize that although all predatory loans are subprime, only a fraction of subprime loans are predatory. While …

From The Executive Director: Disability And Queerness: Centering The Outsider, Paisley Currah

Center for LGBTQ Studies (CLAGS)

When James Anastos, a transgender man, turned 21 and moved into a residential living environment for the neurologically impaired in Staten Island, his male gender identity became a problem. "Being transgender, they told me they could have me put away if I dressed like a boy. They didn't like the way I dressed—all boys' clothes," he told me during an interview.

Purchasing Power Profile Of Milwaukee Zip Code 53211, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Neighborhood Indicators Of Employment And Economic Family Well-Being For Zipcode 53210, John Pawasarat, Lois M. Quinn

ETI Publications

This neighborhood indicators report assesses employment, economic and welfare changes in ZIP code 53210 based on eleven years of institutional data. The 2002 income tax data (based on state tax returns filed by April 2003) provides income earnings data that is three years more current than the 1999 incomes reported by the U.S. Census. Funding for the report was provided by the Greater Milwaukee Foundation and the City of Milwaukee Community Development Block Grant Program. Among the areas addressed are: age of the population, family income and workforce growth, earned income tax credits, working families with income below poverty, child …

Planning Document For Employers: Changing Demographics Of The Milwaukee Metro Labor Force, John Pawasarat

ETI Publications

This report was prepared for employers, public policymakers, and educators to identify demographic trends that will affect the availability of labor for Milwaukee area companies in the next decade. Labor force changes are examined for the four-county Milwaukee metro area, utilizing detailed 2000 U.S. Census data and changes in hiring patterns (including occupational status by gender and race/ethnicity) based on reports filed by public and private employers with the U.S. Equal Opportunities Employment Commission.

Meeting Present And Future Demand For Nursing And Teaching Professionals In Metro Milwaukee, John Pawasarat, Lois M. Quinn

ETI Publications

The Employment and Training Institute conducted an analysis of the nursing and teaching work force in Wisconsin using data obtained from the Department of Regulation and Licensing for registered nurses (RNs) and licensed practical nurses(LPNs) and from the Department of Public Instruction for licensed public school teachers. U.S. Census data were used to examine growth in numbers of college educated adults in Wisconsin. The analysis focuses primarily on professionals residing in the Milwaukee metro area, including Milwaukee, Ozaukee, Washington, and Waukesha counties. The data show fewer women seeking out nursing and teaching, threatening the supply of nurses and teachers in …

Purchasing Power Profile Of Milwaukee Zip Code 53204, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53205, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53202, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53206, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53208, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53207, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53209, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53210, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53212, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53219, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53218, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53216, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53215, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53222, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …

Purchasing Power Profile Of Milwaukee Zip Code 53221, John Pawasarat, Lois M. Quinn

ETI Publications

Each year, the U.S. Census Bureau conducts detailed analyses of the spending habits of residents by their household size, type, and income levels. These Consumer Expenditures Surveys are used by marketing firms to estimate expenditures of consumers and to assist retail companies in deciding where to locate and what populations to target for their consumer items and services. In most cases, marketing firms have based their data and recommendations on average household income of residents by geographic locations, while ignoring the advantages of urban density and the concentrated spending that takes place in city neighborhoods. Using a state-of-the-art methodology developed …