Sociology Commons^™

Changing Patterns Xi: Mortgage Lending To Traditionally Underserved Borrowers & Neighborhoods In Greater Boston, 1990-2003, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded t o include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In last year’s report, the geographic coverage was further expanded to include a total of 108 communities.

The text that follows this introduction highlights some of the most significant findings that emerge from the extensive set of tables and charts that constitute the bulk of the report. The …

Changing Patterns Xi: Mortgage Lending To Traditionally Underserved Borrowers And Neighborhoods In Greater Boston, 1990-2003, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded t o include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In last year’s report, the geographic coverage was further expanded to include a total of 108 communities.

The text that follows this introduction highlights some of the most significant findings that emerge from the extensive set of tables and charts that constitute the bulk of the report. The …

Poverty Rates Of Refugees And Immigrants, Christopher R. Bollinger, Paul Hagstrom

University of Kentucky Center for Poverty Research Discussion Paper Series

No abstract.

The Welfare Myth: Disentangling The Long-Term Effects Of Poverty And Welfare Receipt For Young Single Mothers, Thomas P. Vartanian, Justine M. Mcnamara

The Journal of Sociology & Social Welfare

This study investigates the effects of receiving welfare as a young woman on long-term economic and marital outcomes. Specifically, we examine if there are differences between young, single mothers who receive welfare and young, single mothers who are poor but do not receive welfare. Using the 1968-1997 Panel Study of Income Dynamics, our findings suggest those who receive welfare for an extended period as young adults have the same pre-transfer income over a 10 to 20 year period as those who are poor but do not receive welfare as young adults. While we found some differences between the two groups …

Economic Engagement: An Avenue To Employment For Individuals With Disabilities, William Kiernan, John Halliday, Heike Boeltzig

All Institute for Community Inclusion Publications

The role that employment has played for persons with disabilities over the past several decades has moved from one of no engagement in the workforce to a realization that persons with disabilities can work and are interested in working. The shrinking workforce has increased employers' interest in looking at the full range of potential workers, including those previously considered unemployable. The growing economy—coupled with the declining birth rate, the increase in technology and supports for a diverse workforce, and the increasing expectation that all persons should be provided with the opportunity to work—has led to a new view of individuals …

Does Regional Variation In Multiple Measures Of Health Status Differ Across Income Levels?, Janet M. Bronstein, Shailender Swaminathan, Joshua Klapow

University of Kentucky Center for Poverty Research Discussion Paper Series

This study examines whether regional variations in health status measures are consistent across the income gradient, or whether they are more pronounced at the lowest income levels. We use data from the Community Tracking Survey, a large randomized telephone survey of residents in 60 U.S. communities. Controlling for individual risk factors and county level income inequality, lowest income individuals have poorer scores on counts of chronic diseases, global health ratings, and the physical and mental components of the SF-12. Residents of the South have poorer scores on chronic disease counts, global health and physical health than residents of the Northeast, …

Separated Refugee Children In Cairo A Rights-Based Analysis, Laura Maxwell, Aya El-Hilaly

Faculty Journal Articles

The research examines international legal standards on the protection and care of separated child refugees, and compares them with the experiences of such children living in Cairo. Egypt is party to four major international and regional human rights instruments relevant to the situation of separated refugee children: the Convention Relating to the Status of Refugees, the Convention on the Rights of the Child, the Organization of African Unity Convention Governing the Specific Aspects of Refugee Problems in Africa, and the African Charter on the Welfare and the Rights of the Child. Since 1954 the Egyptian government has delegated responsibility for …

Cultural Value Orientations, Attributions, And Breast Cancer Screening Behaviors, Patricia M. Flynn

Loma Linda University Electronic Theses, Dissertations & Projects

Discrepancies in breast cancer screening behavior exist among various ethnic groups in the United States (Jacobs & Lauderdale, 2001), with Latino American women reporting particularly low screening rates in comparison to Anglo American women (ACS, 2002). Research indicates that behavior is in part influenced by aspects of culture and relevant psychological processes (Betancourt & Lopez, 1993; Betancourt & Fuentes, 2001). This study was designed to investigate the relations among cultural values, attributional processes, and breast cancer screening behavior among Anglo and Latino women. This study also investigated the influence of acculturation among Latino women in relation to the other study …

Relative Prices And Substitution Across Wage, Welfare, And Disability Income, James P. Ziliak

University of Kentucky Center for Poverty Research Discussion Paper Series

In this paper I exploit the fact that the social and economic reforms over the past two decades differentially affected the opportunity costs of non-participation in work, welfare, and disability programs for single mothers across different birth-year and education cohorts. This cohort variation in after-tax wages and transfer benefits is used to identify own- and cross-price elasticities of demand for and substitution across wage, welfare, and disability income over 1979 to 2001 in the Current Population Survey. To estimate these key parameters I model household preferences with a conditional Almost Ideal Demand System that admits corner solutions, nonseparability, endogenous wages …

Sexing Capitalism: Condoms And Industrial Change, Peter Chua

Faculty Publications, Sociology

In the late 1700s, condoms were luxury items for the affluent in Western Europe, but by the 1970s, the US government gave free condoms out to poor women in Third World areas. Moreover condom availability has increased dramatically since the global emergence of the AIDS pandemic in the 1980s, adding to the already fervent social stigmatization and political contentions on morality, sexuality, and wellbeing that condom use brings. This paper focuses on the strategically joint-relationship between manufacturing firms and governments to foster distinct profit-oriented condom social relations and moral-symbolic regimes of sexual cultures. Proposing a sex-situated theory of capitalist firms, …

Re-Mapping Equal Protection Jurisprudence: A Legal Geography Of Race And Affirmative Action,, Reginald Oh

Law Faculty Articles and Essays

Oh argues that when the United States Supreme Court decided Richmond v. Croson in 1989 and imposed strict scrutiny on state and local government affirmative action programs, it marked a critical moment and turning point in the evolution and development of public and legal discourse on race, racism, and race relations in America. Although many scholars have critically examined the Croson opinion, curiously, scholars have yet to recognize its full ramifications and implications. Aside from the technical doctrinal changes made to equal protection law, the Croson decision is also important because of the way the Court produced and mapped a …

The New Promised Land: Black-White Convergence In The American South, 1940-2000, Jacob L. Vigdor

University of Kentucky Center for Poverty Research Discussion Paper Series

The black-white earnings gap has historically been larger in the South than in other regions of the United States. This paper shows that this regional gap has closed over time, and in fact reversed during the last decades of the twentieth century. Three proposed explanations for this trend focus on changing patterns of selective migration, reduced discrimination in Southern labor markets, and lower levels of school segregation and school resource disparities in the modern South relative to the North. Evidence suggests that reductions in Southern labor market discrimination explain rapid regional convergence in racial wage gaps between 1960 and 1980. …

Expanding Homeownership Opportunity: The Softsecond Loan Program, 1991-2003, Jim Campen

Gastón Institute Publications

The SoftSecond Loan Program emerged at the end of a tumultuous year of struggle over community reinvestment issues that began on January 11, 1989. The lead story in that day’s Boston Globe reported that a draft study by researchers at the Federal Reserve Bank of Boston had found that there was a pattern of “racial bias” in Boston’s mortgage lending, that the number of mortgage loans in the predominantly black neighborhoods of Roxbury and Mattapan would have been more than twice as great “if race was not a factor,” and that “this racial bias is both statistically and economically significant.” …

The Rise Of Low-Skill Immigration In The South, George J. Borjas

University of Kentucky Center for Poverty Research Discussion Paper Series

The 1990s witnessed a significant geographic redistribution of immigration away from the traditional immigrant-receiving states, mainly California, and towards other parts of the country, mainly the Southern states that have not historically been immigrant-receiving states. This paper documents the impact of this change in immigrant settlement patterns on the skill endowment of the workforce in Southern states. The empirical analysis indicates that the recent change in immigrant settlement patterns led to the rise of a sizable foreign-born low-skill workforce in the South, particularly outside Florida and Texas. This workforce developed both as a result of increased settlement of many newly …

The Demand: Where Sex Trafficking Begins, Donna M. Hughes Dr.

Donna M. Hughes

In light of shared moral responsibility to help the millions of people who are bought, sold, transported and held against their will in slave-like condition, a conference entitled “A Call to Action: Joining the Fight Against Trafficking in Persons” was held at the Pontifical Gregorian University in Rome on June 17, 2004. The event was part of the 20th anniversary celebration of full diplomatic relations between the United States and the Holy See, and their shared work to promote human dignity, liberty, justice, and peace.

Digital Divide In Computer Access And Use Between Poor And Non-Poor Youth, Mary Keegan Eamon

The Journal of Sociology & Social Welfare

The main objectives of this study were to examine the "digital divide" in home computer ownership and to evaluate differences in academic and non-academic computer use between poor and non-poor youth. Data from a national sample of 1,029, 10- through 14-year-old young adolescents were analyzed. Results show that poor youth were .36 times as likely to own a home computer, but equally as likely to use their home computer for academic purposes as were non-poor youth. Poor youth did not differ from non-poor youth in how often they used any computer for academic purposes, but were less likely to use …

Voices From The Middle: How Performance Funding Impacts Workforce Organizations, Professionals And Customers, Roberta Rehner Iversen

The Journal of Sociology & Social Welfare

Under recent policy reforms, the landscape of authority relations in welfare and workforce development organizations has radically changed from one that privileged internal professional autonomy to one that privileges external authorities. Performance, rather than input funding is the medium for this change. Longitudinal ethnographic research reveals that performance requirements in workforce development both contribute to and challenge organizational structure and program design, professional practices, and job seeker outcomes. As such, when the "voices" of job-seeking customers, directly and through their affiliated workforce organizations, professionals, and employers, are added to the "voices" of funders under performance funding, polyvocality may result in …

Food Stamp Program Participation Of Refugees And Immigrants, Christopher Bollinger, Paul Hagstrom

University of Kentucky Center for Poverty Research Discussion Paper Series

No abstract.

Hop On The Bus: Driving Stratification Concepts Home, Laura Nichols, Joshua Berry, Demetra Kalogrides

Sociology

The purpose of experiential education is to combine experience and learning in ways that transform both (Carver 1996; Giles and Eyler 1994; Kolb 1984). Students have experiences outside the classroom, and these experiences are integrated into the course curriculum, enriching both the experience and the class material. Successful experiential education assignments must first provide students with the background they need to fully take advantage of the experience as well as the time and knowledge to help them reflect on what they see (Hironimus Wendt and Lovell-Troy 1999; Hollis 2002; Mooney and Edwards 2001).

Labels Of African American Ballers: A Historical Contemporary Investigation Of African American Male Youth's Depletions From America's Favorite Pastime 1885-2000, Keith Harrison

Dr. C. Keith Harrison

No abstract provided.

Ua1b2/1 Integration At Western Kentucky University, Jason Brown

Student/Alumni Personal Papers

A brief overview of the integration process at WKU, includes some newspaper clippings and primary source materials.

Ua1b2/1 The Jonesville Controversy, Ali Wright

Student/Alumni Personal Papers

Overview of the history of the African-American community, Jonesville and its demise through urban renewal in the 1960s.

Borrowing Trouble? Iv: Subprime Mortgage Refinance Lending In Greater Boston, 2000-2002, Jim Campen

Gastón Institute Publications

The present report is the fourth in the annual series begun by that initial study; it extends the time period covered through 2002, and expands the number of individual cities and towns for which data on subprime refinance lending are provided to 108.

Although motivated by a concern with predatory lending, this study and its predecessors – like all of the other quantitative studies of which I am aware – analyzes and reports on lending by subprime lenders. It is therefore important to emphasize that although all predatory loans are subprime, only a fraction of subprime loans are predatory. While …

Progress And Progression In Family Law, Martha Albertson Fineman

Faculty Articles

The process and nature of change in our family formation seems unlikely to be derailed. The policy question for those concerned with the institution of the family in today's world should not be how we can resuscitate marriage and thus save society, but rather how we can support all individuals who create intimate, caring relationships, regardless of the form of those relationships. Continued inattention to the social and economic dislocations and the emerging family needs produced in the wake of changes in family formation can be disastrous, not only to individual families, but also to society.

Of particular importance for …

Characteristics Of Chinese Human Smugglers, U.S. Department Of Justice

Human Trafficking: Data and Documents

This study explored the inner workings of Chinese human smuggling organizations by going right to the source— smugglers themselves. Through field observations and face-to-face interviews in both the United States and China, researchers found that most human smugglers in this study were otherwise ordinary citizens. Their social networks provide the necessary connections and resources to conduct a profitable trade in arranging transportation for people who want to leave China illegally.

2004 Trafficking In Persons Report, U.S. Department Of State

Human Trafficking: Data and Documents

The State Department is required by law to submit a report each year to the Congress on foreign government efforts to eliminate severe forms of trafficking in persons. This June 2004 report is the fourth annual TIP Report. Although country actions to end human trafficking are its focus, the report also tells the painful stories of the victims of human trafficking—21st century slaves. This report uses the term “trafficking in persons” which is used in U.S. law and around the world, and that term encompasses slave-trading and modern-day slavery in all its forms.

Human Trafficking: Mail Order Bride Abuses, Committee On Foreign Relations - United States Senate

Human Trafficking: Data and Documents

Today we will be hearing from three panels on the issues surrounding international marriage brokers, so-called mail order brides, and the links that can be made to human trafficking. I am please to welcome my colleague and friend, who will soon appear, Senator Maria Cantwell from the great State of Washington, to be our first panel. Senator Cantwell has seen abuses against mail order brides occur in her own State and has authored the International Marriage Brokers Regulation Act. Her passion for protecting women trapped in such abusive and dangerous relationships is to be commended.

When Race Makes No Difference: Marriage And The Military, Jennifer H. Lundquist

Dr. Jennifer H. Lundquist

While “retreat from marriage” rates have been on the rise for all Americans, there has been an increasing divergence in family patterns between blacks and whites, with the former experiencing markedly higher divorce, nonmarital childbearing and never-marrying rates. Explanations generally focus on theories ranging from economic class stratification to normative differences. I examine racial marriage trends when removed from society and placed in a structural context that minimizes racial and economic stratification. I compare nuptial patterns within the military, a total institution in the Goffmanian sense, which serves as a natural control for the arguments presented in the literature on …

Welfare As A Social Control In The United States, Jimmi Sue Brown

Theses, Dissertations and Capstones

The question is whether the Clinton Administration “reforms” were a revolutionary concept or an extension of history’s pattern of forgetting the “deserving poor” and ignoring the “undeserving poor”. A literature search was conducted focusing on the deserving and undeserving poor in the United States over the past century. Historically, the deserving poor were defined as people who were impoverished as a consequence of old age, mental illness, physical illness and blindness or widowed and orphaned. The undeserving poor were people who were able to work, but did not and people of color. There have been occasions when the unemployed were …

Stress In The American Workplace, Stacey H. Mckenzie

Seton Hall University Dissertations and Theses (ETDs)

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