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2017

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Center for Social Development Research

Articles 1 - 26 of 26

Full-Text Articles in Social Work

Productive Engagement Early In Life: Civic And Volunteer Service As A Pathway To Development, Benjamin J. Lough, Margaret S. Sherraden, Amanda Moore Mcbride, Michael Sherraden, Suzanne Pritzer Nov 2017

Productive Engagement Early In Life: Civic And Volunteer Service As A Pathway To Development, Benjamin J. Lough, Margaret S. Sherraden, Amanda Moore Mcbride, Michael Sherraden, Suzanne Pritzer

Center for Social Development Research

Globalization and information-age technology have led to declines in labor market opportunity, especially for youth. In this paper, we suggest a robust emphasis on civic and volunteer service as one promising policy response. Service can promote civic engagement, meaningful roles in society, and work experience, while making substantial contributions to social and economic well-being. The classic historical example is the Civilian Conservation Corps (CCC) created by President Franklin Roosevelt during the Depression of the 1930s. The CCC was enormously productive and enjoyed strong bipartisan political support. In order to re-create this potential, policies for civic and volunteer service should be …

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Fair Housing And Inclusive Communities, Molly W. Metzger, Amy T. Khare Nov 2017

Fair Housing And Inclusive Communities, Molly W. Metzger, Amy T. Khare

Center for Social Development Research

Residential segregation—by race and by income—is a fundamental driver of inequality in the United States. Segregated living patterns undergird many of the social problems faced by disadvantaged populations. Solutions to segregation include interventions that create housing opportunity in higher income areas, preserve affordability in gentrifying areas, and target investment to the areas most in need. The realization of fair housing and the creation of inclusive communities would be bolstered by innovation in community–academic partnerships.

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Financial Literacy In China: Priorities And A Direction, Yiqing Yuan, Minchao Jin Oct 2017

Financial Literacy In China: Priorities And A Direction, Yiqing Yuan, Minchao Jin

Center for Social Development Research

Growing income disparity, a shrinking social welfare system, expanding financial markets, and diversifying financial products have pushed economically vulnerable groups in China into greater disadvantage in recent decades. The government has acknowledged the urgency of this situation, which underscores the micro- and macro-level importance of financial literacy and of its study. In general, there are two priorities in efforts to study financial literacy in China. One is theoretical, and the other is empirical. The theoretical priority, which comes from Western research, is to develop conceptual precision; the financial-literacy framework is not well defined, fails to differentiate among related concepts, and …

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Annual Report On The Head Start Family Financial Capability Program: 2015–2016, Jami Curley, Anne S. Robertson Aug 2017

Annual Report On The Head Start Family Financial Capability Program: 2015–2016, Jami Curley, Anne S. Robertson

Center for Social Development Research

This report presents results from a mixed-methods evaluation of the third year of implementation of a financial-capability program with Head Start families in the St. Louis, Missouri, metropolitan area: The Head Start Family Financial Capability (HSFFC) Program. The program combined savings incentives, budget and credit counseling, and one-on-one coaching with 10 hours of financial education on debt management, banking, budgeting, saving, and credit. The results reported here come from analyses of data on 339 adult program participants from Head Start families, 107 Head Start staff who participated in the program, and administrators and staff implementing the program at Head Start …

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Statewide Child Development Account Policies: Key Design Elements, Margaret M. Clancy, Sondra G. Beverly Aug 2017

Statewide Child Development Account Policies: Key Design Elements, Margaret M. Clancy, Sondra G. Beverly

Center for Social Development Research

Child Development Accounts (CDAs) aim to build assets for postsecondary education. Unlike many asset-building programs, CDAs were explicitly conceived to be universal (every child is included) and progressive (greater support for disadvantaged children). Four states have created statewide CDAs—Baby Scholars in Connecticut, the Harold Alfond College Challenge in Maine, College Kick Start in Nevada, and CollegeBoundbaby in Rhode Island. In this policy report, we describe these CDAs to provide perspective and inform new initiatives. We begin by identifying 10 key CDA policy design elements originally modeled by the CDA in the SEED for Oklahoma Kids experiment. By modeling key design …

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Employee Financial Wellness Programs Project: Comprehensive Report Of Findings, Ellen Frank-Miller, Meredith Covington, Mathieu R. Despard, Geraldine Hannon, Michal Grinstein-Weiss Jul 2017

Employee Financial Wellness Programs Project: Comprehensive Report Of Findings, Ellen Frank-Miller, Meredith Covington, Mathieu R. Despard, Geraldine Hannon, Michal Grinstein-Weiss

Center for Social Development Research

Using insights from employers and employees to generate evidence on employee financial wellness programs (EFWPs), this research report illustrates findings from a mixed-methods study assessing the potential of these programs to increase the financial stability of American workers. The research team surveyed employers that offered or were interested in offering an EFWP and subsequently conducted in-depth interviews with a subsample of those employers to acquire a greater understanding of survey responses. Further, the research team conducted intensive case studies, examining the relationship between EFWP providers and their clients as well as the dynamics of program delivery. These case studies benefitted …

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Asset Limits For Means-Tested Public Assistance: Considerations For Child Development Account Proponents, Sondra G. Beverly, Margaret M. Clancy Apr 2017

Asset Limits For Means-Tested Public Assistance: Considerations For Child Development Account Proponents, Sondra G. Beverly, Margaret M. Clancy

Center for Social Development Research

If low-income families believe that having savings will jeopardize their public assistance benefits, they are unlikely to participate in Child Development Account (CDA) programs. This policy brief (1) documents the impact of CDA savings on five public assistance programs (Medicaid, CHIP, SNAP, LIHEAP, and TANF) and (2) identifies opportunities for policy change at the state level. CDA savings held in agency-owned accounts do not affect public assistance because students and families do not own the savings. Personal deposits held in individually-owned CDAs may affect assistance, but our review shows that they often do not, especially when held in 529 college …

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Employee Financial Wellness Programs: A Review Of The Literature And Directions For Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, Michal Grinstein-Weiss Apr 2017

Employee Financial Wellness Programs: A Review Of The Literature And Directions For Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, Michal Grinstein-Weiss

Center for Social Development Research

This is a literature review of studies that have examined the implementation of financial wellness programs in the workplace. The review suggests that employee financial wellness programs (EFWPs) have drawn on both existing and new methods to improve the financial security of employees. Although a number of studies have been conducted on employer-based financial education and retirement planning, evidence concerning the efficacy of EFWPs is limited. Moreover, the methodological shortcomings of studies in the workplace financial wellness field have limited evidence concerning returns on investment and impeded efforts to make best-practice recommendations. Thus, researchers should consider strengthening the evidence base …

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Start Lifelong Asset Building With Universal And Progressive Child Development Accounts, Jin Huang, Margaret S. Sherraden, Margaret M. Clancy, Michael Sherraden, Trina R. Shanks Mar 2017

Start Lifelong Asset Building With Universal And Progressive Child Development Accounts, Jin Huang, Margaret S. Sherraden, Margaret M. Clancy, Michael Sherraden, Trina R. Shanks

Center for Social Development Research

This policy action statement was developed by members of the networks engaged in the Grand Challenges to Build Financial Capability and Assets for All and to Reduce Extreme Economic Inequality. The Grand Challenges initiative’s policy action statements present proposals emerging from Social Innovation for America’s Renewal, a policy conference organized by the Center for Social Development at Washington University in collaboration with theAmerican Academy of Social Work & Social Welfare, which is leading the Grand Challenges for Social Work initiative to champion social progress through a national agenda powered by science.

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Expand Paid Family And Medical Leave, Ernest Gonzales, Nancy Morrow-Howell, Huy Ho Mar 2017

Expand Paid Family And Medical Leave, Ernest Gonzales, Nancy Morrow-Howell, Huy Ho

Center for Social Development Research

This policy action statement was developed by members of the network engaged in the Grand Challenge to Advance Long and Productive Lives. The Grand Challenges initiative’s policy action statements present proposals emerging from Social Innovation for America’s Renewal, a policy conference organized by the Center for Social Development at Washington University in collaboration with theAmerican Academy of Social Work & Social Welfare, which is leading the Grand Challenges for Social Work initiative to champion social progress through a national agenda powered by science.

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Reverse Civic And Legal Exclusions For Persons With Criminal Charges And Convictions, Carrie Pettus-Davis, Matthew W. Epperson, Annie Grier Mar 2017

Reverse Civic And Legal Exclusions For Persons With Criminal Charges And Convictions, Carrie Pettus-Davis, Matthew W. Epperson, Annie Grier

Center for Social Development Research

This policy action statement was developed by members of the network engaged in the Grand Challenge to Promote Smart Decarceration. The Grand Challenges initiative’s policy action statements present proposals emerging from Social Innovation for America’s Renewal, a policy conference organized by the Center for Social Development at Washington University in collaboration with theAmerican Academy of Social Work & Social Welfare, which is leading the Grand Challenges for Social Work initiative to champion social progress through a national agenda powered by science.

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Assessing Retirement Needs And Interest In Myra: Findings From The Refund To Savings Initiative, Stephen P. Roll, Jane E. Oliphant, Dana C. Perantie, Michal Grinstein-Weiss, Genevieve Davison Mar 2017

Assessing Retirement Needs And Interest In Myra: Findings From The Refund To Savings Initiative, Stephen P. Roll, Jane E. Oliphant, Dana C. Perantie, Michal Grinstein-Weiss, Genevieve Davison

Center for Social Development Research

As part of the U.S. Department of the Treasury’s ongoing effort to promote the myRA starter retirement account, we used the Refund to Savings Initiative’s Household Financial Survey to assess low- to moderate-income tax filers’ retirement needs, attitudes towards retirement, and interest in a myRA-type account. We also tested different messaging approaches for promoting myRA. The report found that 32% of survey respondents did not own a retirement account and that lack of money and lack of access to an employer-based account were major impediments to retirement account ownership. The report also found that only 10% to 15% of respondents …

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Coping With A Crisis: Financial Resources Available To Low- And Moderate-Income Households In Emergencies, Dana C. Perantie, Stephen P. Roll, Jane E. Oliphant, Shenyang Guo, Michal Grinstein-Weiss Feb 2017

Coping With A Crisis: Financial Resources Available To Low- And Moderate-Income Households In Emergencies, Dana C. Perantie, Stephen P. Roll, Jane E. Oliphant, Shenyang Guo, Michal Grinstein-Weiss

Center for Social Development Research

Using data from tax records and a longitudinal survey, this brief investigates the choices low- and moderate-income households make about their tax withholding and their preferences for withholding. The relationship between withholding preferences and the use of the tax refund, measures of material hardship, and the use of alternative financial services is also explored. We find that almost half of all survey respondents preferred to overwithhold their income each year in order to get a larger tax refund. Yet despite preferring to take home less income during the year, these households experienced higher levels of material hardship than those who …

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Do Savings And Assets Reduce Need-Based Aid For Dependent Students?, Margaret M. Clancy, Sondra G. Beverly Feb 2017

Do Savings And Assets Reduce Need-Based Aid For Dependent Students?, Margaret M. Clancy, Sondra G. Beverly

Center for Social Development Research

Federal programs such as Pell Grants provide financial aid for college according to need. Although the federal government is the principal source of need-based student aid, almost all states offer assistance. Rules governing student aid designate income as the primary indicator of ability to pay but assets are also considered. This policy brief documents the impact of assets on need-based aid for dependent students under current rules and formulas. The main observation is that savings and assets do not affect need-based aid for most dependent students. When assets count toward the EFC, savings held in 529 plan accounts have less …

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Policy Recommendations For Meeting The Grand Challenge To Reduce Extreme Economic Inequality, William Elliott Iii, Julia R. Henly, Susan J. Lambert, Laura Lein, Jennifer L. Romich, Trina R. Shanks, Michael Sherraden Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Reduce Extreme Economic Inequality, William Elliott Iii, Julia R. Henly, Susan J. Lambert, Laura Lein, Jennifer L. Romich, Trina R. Shanks, Michael Sherraden

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Promote Smart Decarceration, Matthew W. Epperson, Carrie Pettus-Davis Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Promote Smart Decarceration, Matthew W. Epperson, Carrie Pettus-Davis

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Build Financial Capability And Assets For All, Jin Huang, Margaret S. Sherraden, Margaret M. Clancy, Michael Sherraden, Julie Birkenmaier, Mathieu R. Despard, Jodi J. Frey, Christine Callahan, David Rothwell Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Build Financial Capability And Assets For All, Jin Huang, Margaret S. Sherraden, Margaret M. Clancy, Michael Sherraden, Julie Birkenmaier, Mathieu R. Despard, Jodi J. Frey, Christine Callahan, David Rothwell

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Achieve Equal Opportunity And Justice, Ruth G. Mcroy, Yolanda C. Padilla, Rocío Calvo, Jeremy T. Goldbach, Martell L. Teasley, Hortensia Amaro, Marilyn Armour, Manuel Cano, Sandra E. Crewe, Westy Egmont, Victor J. Figuero, Rowena Fong, Cynthia G. S. Franklin, Ruby M. Gourdine, John L. Jackson Jr., Mit Joyner, Michael S. Kelly, James E. Lubben, Larry Ortiz, Macheo Payne, Robert Rosales, William A. Vega, Michael D. Walter, Mary C. Waters Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Achieve Equal Opportunity And Justice, Ruth G. Mcroy, Yolanda C. Padilla, Rocío Calvo, Jeremy T. Goldbach, Martell L. Teasley, Hortensia Amaro, Marilyn Armour, Manuel Cano, Sandra E. Crewe, Westy Egmont, Victor J. Figuero, Rowena Fong, Cynthia G. S. Franklin, Ruby M. Gourdine, John L. Jackson Jr., Mit Joyner, Michael S. Kelly, James E. Lubben, Larry Ortiz, Macheo Payne, Robert Rosales, William A. Vega, Michael D. Walter, Mary C. Waters

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Create Social Responses To A Changing Environment, Susan P. Kemp, Lisa Reyes Mason, Lawrence A. Palinkas, Samantha Teixeira Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Create Social Responses To A Changing Environment, Susan P. Kemp, Lisa Reyes Mason, Lawrence A. Palinkas, Samantha Teixeira

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To End Homelessness, Deborah K. Padgett, Benjamin F. Henwood, Dennis P. Culhane Jan 2017

Policy Recommendations For Meeting The Grand Challenge To End Homelessness, Deborah K. Padgett, Benjamin F. Henwood, Dennis P. Culhane

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Stop Family Violence, Shanti J. Kulkarni, Richard P. Barth, Jill T. Messing Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Stop Family Violence, Shanti J. Kulkarni, Richard P. Barth, Jill T. Messing

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Harness Technology For Social Good, Stephanie Cosner Berzin, Claudia J. Coulton, Robert Goerge, Laurel Hitchcock, Emily Putnam-Hornstein, Melanie Sage, Jonathan Singer Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Harness Technology For Social Good, Stephanie Cosner Berzin, Claudia J. Coulton, Robert Goerge, Laurel Hitchcock, Emily Putnam-Hornstein, Melanie Sage, Jonathan Singer

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Eradicate Social Isolation, Suzanne Brown, E. A. Casey, Sandra E. Crewe, Melanie Gironda, Carrie Johnson, James Lubben, Michelle Munson, Erika Sabbath, Elizabeth Tracy Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Eradicate Social Isolation, Suzanne Brown, E. A. Casey, Sandra E. Crewe, Melanie Gironda, Carrie Johnson, James Lubben, Michelle Munson, Erika Sabbath, Elizabeth Tracy

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Advance Long And Productive Lives, Nancy Morrow-Howell, Ernest Gonzales, Christina Matz-Costa Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Advance Long And Productive Lives, Nancy Morrow-Howell, Ernest Gonzales, Christina Matz-Costa

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Close The Health Gap, Michael S. Spencer, Karina L. Walters, John D. Clapp Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Close The Health Gap, Michael S. Spencer, Karina L. Walters, John D. Clapp

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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Policy Recommendations For Meeting The Grand Challenge To Ensure Healthy Development For All Youth, J.David Hawkins, Jeffery M. Jenson, Jordan Devylder, Richard F. Catalano, Gilbert J. Botvin, Mark Fraser, Kimberly A. Bender, Valerie A. Shapiro, Brian Bumbarger Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Ensure Healthy Development For All Youth, J.David Hawkins, Jeffery M. Jenson, Jordan Devylder, Richard F. Catalano, Gilbert J. Botvin, Mark Fraser, Kimberly A. Bender, Valerie A. Shapiro, Brian Bumbarger

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.

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