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Full-Text Articles in Social Work

Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou Dec 2009

Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou

Center for Social Development Research

Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building in the US: Policy Innovation and Scientific Research]


Tribal Innovations In Children's Accounts, Miriam Jorgensen, Peter Morris Sep 2009

Tribal Innovations In Children's Accounts, Miriam Jorgensen, Peter Morris

Center for Social Development Research

An important frontier in savings policy and research is the effectiveness of accounts at birth. This paper presents ideas and initial findings from the experience of American Indian nations—America’s first asset-builders—with such policies. It describes the motivations for creating “minors’ accounts,” which are offered by approximately 70 tribes. These tribes are the only jurisdictions in the nation to offer universal, unrestricted accounts for children. Increasingly, they also are using conditions and incentives to promote their policy goals. Their experiences and ideas offer important insights for mainstream policy makers and program managers (in the US and elsewhere) about ...


Overview Of Child Development Accounts In Developing Countries, Jeff Meyer, Rainier D. Masa, Jamie M. Zimmerman Sep 2009

Overview Of Child Development Accounts In Developing Countries, Jeff Meyer, Rainier D. Masa, Jamie M. Zimmerman

Center for Social Development Research

Child Development Accounts (CDAs) as a matter of policy have existed for some time, though predominantly in developed countries. While there are at least a few government social programs with CDA components in the developing world, such policies have yet to gain significant traction. This paper finds that despite this lack of policy movement, CDAs do exist in developing countries in a variety of forms and delivered by a diverse group of institutions. Government-linked institutions (such as savings and post banks); non-governmental institutions (such as credit unions and NGOs); and commercial financial institutions are all innovating in CDA design and ...


Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell Jul 2009

Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell

Center for Social Development Research

Individual Development Accounts (IDAs) are matched savings accounts that encourage asset development for individuals and families with low incomes. Unique program data from an IDA program serving 758 Native Hawaiians were used to model the probability of participating in and graduating from the IDA program. Multivariate logistic regression models show that children in the household, lack of vehicle ownership, and savings goal (education) were associated with a reduced likelihood of program participation. Participants who owned homes and had relatively high savings balances prior to starting the program were more likely to graduate. Additionally, Maui participants were more than three times ...


Building Their Readiness For Economic "Freedom": The New Poor Law And Emancipation, Anne O'Connell Jun 2009

Building Their Readiness For Economic "Freedom": The New Poor Law And Emancipation, Anne O'Connell

The Journal of Sociology & Social Welfare

Contemporary studies that track the new racialization of poverty in Canada require an historical account. The history we invoke in North America is often borrowed from the British poor laws, a literature that is severed from its counterpart: the histories of racial slavery, racial thinking, White bourgeois power and the making of White settler societies. The effects of severing the history of poor relief from racial classifications and racism(s) are far reaching. Systems of oppression come to be seen as separate structures in which the New Poor Law appears as a domestic policy in Britain unrelated to racial thinking ...


Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco May 2009

Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco

Center for Social Development Research

Several countries, including Canada, Singapore and the United Kingdom, have enacted asset-based policies for children in recent years. The premise underlying these policies is that increases in assets lead to improvement in various child outcomes over time. But little existing research examines this premise from a dynamic perspective. Using data from the NLSY79 mother and child datasets, two parallel process latent growth curve models are estimated to examine the effects of parental asset accumulation on changes in children’s math and reading achievement over six years during middle childhood. Results indicate that the initial level of assets is positively associated ...


College Savings Plans: Investment Options, Safety, And Policy Implications, Margaret M. Clancy, Joe Jovanovich May 2009

College Savings Plans: Investment Options, Safety, And Policy Implications, Margaret M. Clancy, Joe Jovanovich

Center for Social Development Research

With recent stock market decline, balances in many college savings (529) plans have also declined. Investment options such as money market funds or FDIC-insured CDs are gaining attention, and questions are being raised about the safety of 529 savings plan investments. This brief provides information on 529 savings plan investment options and safety as well as policy implications.


International Policies And The Social Work Response: The Example Of Nafta, Lindsay Adamski Mar 2009

International Policies And The Social Work Response: The Example Of Nafta, Lindsay Adamski

Social Work Theses

The policies made in the United States can have an important impact on the rest of the world and policy makers must consider the effect of U.S. policies not only on the citizens of the United States, but the global community as well. The North American Free Trade Agreement (NAFTA) is an example of a policy of the United States that has changed the economy of Mexico, and in many ways made Mexico more dependent on the United States. This paper looks at the effect NAFTA has had on the economies, jobs, and workers of both Mexico and the ...


The Failures Of American Poverty Measures, Stephen Pimpare Mar 2009

The Failures Of American Poverty Measures, Stephen Pimpare

The Journal of Sociology & Social Welfare

How we think about need or deprivation-how we judge its severity, its causes and effects, and the progress we have made (or not made) over time in reducing it-has much to do with how we define and then measure it. And, we measure it poorly. The insufficiencies of official data on American poverty are reasonably well known, yet they continue, nonetheless, to be the principal means by which we gauge need in the United States. After a review of such official measures, this article discusses alternative means of evaluating need in the United States, highlighting the benefits of examining poverty ...


Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson Jan 2009

Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson

Center for Social Development Research

This IDA Evaluation Handbook is designed as a practical guide with tools for emergent, pioneering IDA (Individual Development Accounts) projects. The goal of this Handbook is to promote early evaluations of IDAs and learn as much as possible from each project.


The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden Jan 2009

The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden

Center for Social Development Research

The history and status of children's allowances: Policy background for Children's Savings Accounts