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Full-Text Articles in Social Work
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Center for Social Development Research
This study examines the relationship between education and savings performance in Individual Development Accounts (IDAs), a matched savings program for the poor. We also investigate whether the relationship between education and savings is mediated by income, intended uses of IDAs, and program (or institutional) factors. The data of this study is from the American Dream Demonstration (N = 2,50), the first national demonstration of IDAs. The results indicate that, compared to the participants without a high school degree, those with some college education, especially those with a 4-year college degree, had higher savings, after controlling for program factors and other …
Impact Of Asset Ownership On Social Inclusion, Margaret Lombe, Michael Sherraden
Impact Of Asset Ownership On Social Inclusion, Margaret Lombe, Michael Sherraden
Center for Social Development Research
Persistent poverty and social exclusion suggest the need for more innovative interventions to reduce severe need and create terms for meaningful participation of vulnerable individuals in economic, political, and social exchange. One such innovation is asset ownership. This study explores the relationship between asset ownership and social inclusion using the human capabilities approach. Findings indicate a significant relationship, suggesting a role for asset-based policy and programs in interventions to foster social inclusion.
Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden
Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden
Center for Social Development Research
Saving in Add: Measures From MIS IDA
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Center for Social Development Research
Research indicates that low-income families with children have many motives to save, however, the costs of raising children, low wage employment, means tested programs, and the need for child care make it difficult for them to save. Using data from the American Dream Demonstration (n=1,801), this study examines saving performances of low-income families with children in a matched savings program – Individual Development Accounts (IDAs). The results indicate that households with children in IDAs can save when they are provided structured opportunities. In addition, this study finds that institutional factors, not merely individual characteristics, are highly associated with IDA saving …
Add: Lessons From The Uk, Dominic Maxwell, Will Paxton
Add: Lessons From The Uk, Dominic Maxwell, Will Paxton
Center for Social Development Research
ADD: Lessons From the Uk
Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks
Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks
Center for Social Development Research
Saving in Low-Income Households: Evidence From Interviews With Participants in the American Dream Demonstration