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- IDA (12)
- Individual development account (12)
- American Dream Demonstration (11)
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- Youth service (5)
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- Asset accumulation (3)
- Saving (3)
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- Caribbean (2)
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- IDAs (2)
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- Older adults (2)
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- Anti-poverty (1)
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- Child development account (1)
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Articles 1 - 23 of 23
Full-Text Articles in Social Work
Savings Outcomes Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden
Savings Outcomes Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden
Center for Social Development Research
This research report is the second of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this second report is to answer the following question: What individual and IDA program characteristics are associated with saving outcomes among older adults participating in IDA? These questions are answered using data from the American Dream Demonstration programs (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between older (50 years or older) and younger (49 years or …
Profile Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden
Profile Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden
Center for Social Development Research
This research report is the first of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this first report is to answer the following three questions: 1) Who are the older adults participating in IDAs? 2) What are they saving for? and 3) What do we know about IDAs and saving for retirement? These questions are answered using data from the American Dream Demonstration (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between …
An Agenda On Productive Aging: Research, Policy, And Practice, Nancy Morrow-Howell, Michael Sherraden, Amanda Moore Mcbride, Jim Hinterlong, Philip Rozario, Fengyan Tang
An Agenda On Productive Aging: Research, Policy, And Practice, Nancy Morrow-Howell, Michael Sherraden, Amanda Moore Mcbride, Jim Hinterlong, Philip Rozario, Fengyan Tang
Center for Social Development Research
The Center for Social Development (CSD) at Washington University in St. Louis is advancing an agenda on productive aging, focusing on three primary forms of productive engagement: employment, volunteerism/civic engagement, and caregiving. These are activities that produce goods and services, whether paid for or not, and that have effects beyond individuals to families, communities, and society. Older adults who engage in these activities make important economic and social contributions, though these contributions are often undervalued. This agenda on productive aging builds on the results of a CSD-sponsored symposium where leading gerontologists from many academic disciplines discussed older adults as a …
Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden
Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden
Center for Social Development Research
Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-basedpractice should ask not only “What works?” but also “How well does it work?” and “What does it cost?” Unfortunately, evaluations of social-work practice—like evaluations in any field—rarely can measure all the relevant variables. In particular, benefits are extremely difficult to measure. Costs are simpler to measure, but even so, few evaluations measure costs. In the end, all evaluations are inevitably incomplete and so must make subjective judgments aboutunmeasured factors. The key to evaluation, then, is not certainty …
Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden
Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden
Center for Social Development Research
Family Saving and Community Assets: Designing and Implementing Family-Centered, Place-Based Individual Development Account Programs
Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden
Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden
Center for Social Development Research
This study examines the saving performance of low income African Americans and Caucasian participants in an Individual Development Accounts (IDA) program. IDAs are matched saving for home ownership, education, and small business capitalization. Using data from the American Dream Demonstration (N = 2,364), this study compares the savings performance of Black and White participants in IDAs. The results indicate that low-income African Americans on average save successfully in IDAs, though in smaller amounts than Caucasians. Results of separateregressions for Blacks and Whites indicate that mostly individual characteristics are associatedwith saving performance among Caucasians. In contrast, mostly institutional characteristics areassociated with …
Voluntariado Juvenil Y Servicio Cívico En América Latina Y El Caribe: Una Posible Estrategia De Desarrollo Económico Y Social [Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development], Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate
Voluntariado Juvenil Y Servicio Cívico En América Latina Y El Caribe: Una Posible Estrategia De Desarrollo Económico Y Social [Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development], Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate
Center for Social Development Research
Voluntariado Juvenil Y Servicio Cívico en América Latina y el Caribe: Una Posible Estrategia de Desarrollo Económico y Social [Youth volunteerism and civic service in Latin America and the Caribbean: A potential strategy for social and economic development]
The Voluntary Cultural Year In Germany: Perceptions Of Volunteers, Institutions, Politicians, And Society, Gesa Birnkraut, Ines E. Hein, Frederick Loock
The Voluntary Cultural Year In Germany: Perceptions Of Volunteers, Institutions, Politicians, And Society, Gesa Birnkraut, Ines E. Hein, Frederick Loock
Center for Social Development Research
The Voluntary Cultural Year in Germany: Perceptions of Volunteers, Institutions, Politicians, and Society
Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala
Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala
Center for Social Development Research
Low-income participants experience greater positive financial, psychological, and cognitive outcomes of saving in IDAs than controls. The study contributes to knowledge about poverty alleviation, capacity-building, and empowerment.
Youth Service: A Comprehensive Perspective, Amanda Moore Mcbride, Suzanne Pritzker, Dolly Daftary, Fengyan Tang
Youth Service: A Comprehensive Perspective, Amanda Moore Mcbride, Suzanne Pritzker, Dolly Daftary, Fengyan Tang
Center for Social Development Research
When youth are involved in their communities, they typically do so through institutional structures. We construe youth service as a type of long-term, intensive volunteerism or civic service, which takes a range of institutional forms including service-learning, national service, and international service. We define these forms as having common operational features, and summarize what is known about them and their effects on youth and the individuals and communities with whom the youth are engaged. We identify directions for future research,including issues of server inclusion and impacts on the served.
Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate
Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate
Center for Social Development Research
Youth Volunteerism and Civic Service in Latin America and the Caribbean: A Potential Strategy for Social and Economic Development
Evaluation Of The American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, Donna Demarco
Evaluation Of The American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, Donna Demarco
Center for Social Development Research
Evaluation of the American Dream Demonstration: Final Evaluation Report
Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden
Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden
Center for Social Development Research
Numerous theoretical frameworks have been used to explain factors that influence outcomes of poor families engaged in self-employment. Theories related to human capital, social capital, andfinancial assets have guided most studies. Using data from fourteen institutions promoting self-employment among the poor, and drawing on the institutional theory, this study finds that theories related to individual influences do not adequately explain all the phenomenon.Controlling for a wide range of individual characteristics, there is a statistically significant association between institutional influences and participants’ outcomes. Policy makers shouldconsider a range of institutional characteristics when designing policies and programs aimed atpromoting self-employment among poor …
Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer
Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer
Center for Social Development Research
Through in-depth interviews with 84 low-income, low-wealth families, we find civic engagement across a range of behaviors, e.g., volunteering through religious organizations, neighboring, involvement in children’s activities, and contributing. Data are suggestive of a modified life cycle theory of engagement as well as a “stakeholding” theory, highlighting assets as resources and incentives for action. Time constraint is noted as a primary mediator. Possible implications for measurement, future research, and social interventions and policies are discussed.
Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang
Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang
Center for Social Development Research
Youth Service and Elder Service in Comparative Perspective
Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson
Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson
Center for Social Development Research
Asset Building: Increasing Capacity for Performance Measurement and Effects
Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden
Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden
Center for Social Development Research
Saving for Microenterprise in Individual Development Accounts: Lessons From the American Dream Demonstration
Organizing For Economic Empowerment Of Battered Women: Women's Savings Accounts, Cynthia K. Sanders, Meg Schnabel
Organizing For Economic Empowerment Of Battered Women: Women's Savings Accounts, Cynthia K. Sanders, Meg Schnabel
Center for Social Development Research
When describing reasons for remaining with or returning to an abusive partner, many women mention economic dependence on their abuser. Few battered women, especially those who are poor,have the economic resources necessary to live independently. Additionally, battered women are commonly isolated from financial resources lacking ready access to cash, checking accounts, or charge accounts. Creating strategies that address financial well-being is essential to addressing the issue ofdomestic violence. This article discusses a collaboration among domestic violence service providers in the St. Louis, Missouri region created to promote the economic development of low-income batteredwomen. The collaboration has culminated in formalized economic …
What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development
What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development
Center for Social Development Research
What States Can Do to Remove Penalties for Saving
State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development
State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development
Center for Social Development Research
State IDA Policy Brief: Promoting Asset Building Through the Earned Income Tax Credit
Saving Performance In Individual Development Accounts: Does Marital Status Matter?, Michal Grinstein-Weiss, Min Zhan, Michael Sherraden
Saving Performance In Individual Development Accounts: Does Marital Status Matter?, Michal Grinstein-Weiss, Min Zhan, Michael Sherraden
Center for Social Development Research
Research indicates that marriage has a large effect on reducing the risk of poverty and is associated with a higher probability of attaining affluence over the life course when comparedwith nonmarriage. Using data from the American Dream Demonstration (N = 2,364), this studycompares savings performances of married and unmarried low income participants in a matched savings program – Individual Development Accounts (IDAs). The results indicate that both married and unmarried low income participants can save in IDA programs; however, unmarried participants are saving less than married participants. We further examine possible factors that are associated with savings performance for these …
College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden
College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden
Center for Social Development Research
College Savings Plans: A Platform for Inclusive Saving Policy?
Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner
Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner
Center for Social Development Research
Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategiesmeant to enhance the well-being of low-incomepeople through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Development Accounts (IDAs) in a nationwide demonstration. IDAs are structured accounts that provide matches for savings used for home purchase, microenterprise, retirement savings, and post-secondary education. We examine how savings outcomes differed between participants who intended to use their …