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Full-Text Articles in Social Work

Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss Jul 2000

Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss

Center for Social Development Research

Assets and the Poor: Evidence From Individual Development Accounts


Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton Jul 2000

Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton

Center for Social Development Research

Family Matters: Kin Networks and Asset Accumulation


Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff Jul 2000

Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff

Center for Social Development Research

Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998


Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley Jul 2000

Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley

Center for Social Development Research

Saving Patterns in IDA Programs


The Universal Piggy Bank: Designing And Implementing A System Of Savings Accounts For Children, Fred T. Goldberg Jr., Jodi Birk Cohen Jul 2000

The Universal Piggy Bank: Designing And Implementing A System Of Savings Accounts For Children, Fred T. Goldberg Jr., Jodi Birk Cohen

Center for Social Development Research

The Universal Piggy Bank: Designing and Implementing a System of Savings Accounts for Children


Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams Jul 2000

Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams

Center for Social Development Research

Homeownership and Youth Well-Being: An Empirical Test of Asset-Based Welfare


Saving And Asset-Accumulation Strategies Used By Low-Income Individuals, Amanda Moore Mcbride, Sondra Beverly, Michael Sherraden, Margaret Sherraden, Lissa Johnson, Mark Schreiner Jul 2000

Saving And Asset-Accumulation Strategies Used By Low-Income Individuals, Amanda Moore Mcbride, Sondra Beverly, Michael Sherraden, Margaret Sherraden, Lissa Johnson, Mark Schreiner

Center for Social Development Research

This paper presents quantitative and qualitative data regarding the saving and asset-accumulation strategies used by low-income participants in Individual Development Account programs(IDAs). the results of a cross-sectional survey with 298 IDA participants and case studies with 15 IDA participants—the first methods that assessed saving behavior among this population—demonstrate that low-income individuals use psychological and behavioral strategies to save, deposit, and maintain assets. the most frequentlyused strategies are behavioral saving strategiesfor increasing the efficiency of spending (e.g., shopping more carefully for food) and for reducing consumption (e.g., spending less on leisure). Qualitative results indicate that individuals also use goals and mental …


The Impacts Of Ida Programs On Family Savings And Asset-Holdings, Michael Stegman, Robert Faris, Oswaldo Urdapilleta Gonzales Jul 2000

The Impacts Of Ida Programs On Family Savings And Asset-Holdings, Michael Stegman, Robert Faris, Oswaldo Urdapilleta Gonzales

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. A version was subsequently developed for publication in Inclusion in the American Dream: Assets, Poverty, and Public Policy (Oxford University Press, 2005). This paper supplements research on the national Individual Development Account (IDA) pilot known as the Downpayment on the American Dream Demonstration (ADD). Its subject is the financial impact of ADD on the net savings and assets of program participants, and it examines what ADD participants would have …


Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson Jul 2000

Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson

Center for Social Development Research

Assets, Race, and Educational Choices


Going To Scale: Principles And Policy Options For An Inclusive Asset-Building Policy, Robert Friedman, Ray Boshara Jul 2000

Going To Scale: Principles And Policy Options For An Inclusive Asset-Building Policy, Robert Friedman, Ray Boshara

Center for Social Development Research

Going to Scale: Principles and Policy Options for an Inclusive Asset-Building Policy


Productive Engagement Of Older Adults: Effects On Well-Being, Nancy Morrow-Howell Jul 2000

Productive Engagement Of Older Adults: Effects On Well-Being, Nancy Morrow-Howell

Center for Social Development Research

Productive Engagement of Older Adults: Effects on Well-Being


Assets As A Measure Of Household Welfare In Developing Countries, David E. Sahn, David Stifel Jul 2000

Assets As A Measure Of Household Welfare In Developing Countries, David E. Sahn, David Stifel

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper identifies and explores the use of an asset-based metric of welfare. The metric relies on assets data that are easy to collect and analyze. The authors demonstrate that the asset index functions well in identifying and profiling the poor, in targeting transfers, and even in estimating demand or production functions for outcomes that are useful for designing programs and policy.


Listening To African-American Students: An Exploratory Analysis Of Factors That Foster Academic Success, Julie Miller-Cribbs, Larry Davis, Stephanie Cronen, Sharon Johnson Jul 2000

Listening To African-American Students: An Exploratory Analysis Of Factors That Foster Academic Success, Julie Miller-Cribbs, Larry Davis, Stephanie Cronen, Sharon Johnson

Center for Social Development Research

This exploratory study assessed African-American freshman and sophomore students’ decisions to remain in school and their opinions regarding specific dropout prevention programs. Results indicated that students believed that school completion would prepare them for the future. the opinion of family members was consistently ranked as most important in supporting students' decisions to remain in school, and the primary barriers to completing school were related to family issues, academic problems and personal issues. Overall, students were most interested in intervention programs having to do with preparation for their futures—jobs and goals. The importance of tailoring education to meet the needs of …


Toward Progressive Pensions: A Summary Of The U.S. Pension System And Proposals For Reform, Peter Orszag, Robert Greenstein Jul 2000

Toward Progressive Pensions: A Summary Of The U.S. Pension System And Proposals For Reform, Peter Orszag, Robert Greenstein

Center for Social Development Research

Toward Progressive Pensions: A Summary of the U.S. Pension System and Proposals for Reform


Linking Tax Refunds And Low-Cost Bank Accounts, Sondra G. Beverly, Jennifer Tescher, David Marzahl Jul 2000

Linking Tax Refunds And Low-Cost Bank Accounts, Sondra G. Beverly, Jennifer Tescher, David Marzahl

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. A version was subsequently developed for publication in Inclusion in the American Dream: Assets, Poverty, and Public Policy (Oxford University Press, 2005). The papert presents findings from an evaluation of the Extra Credit Savings Program (ECSP). Piloted in Chicago by ShoreBank and the Center for Law and Human Services, the program was designed to connect unbanked households to mainstream financial services and to facilitate ongoing asset accumulation in low-income …


Use Of Financial Services And The Poor, Jeanne M. Hogarth, Jinkook Lee Jul 2000

Use Of Financial Services And The Poor, Jeanne M. Hogarth, Jinkook Lee

Center for Social Development Research

This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper presents results from an analysis using data from the 1998 Survey of Consumer Finances to explore several aspects of the financial relationships of low-income households. The analyses looked at an updated profile of low-income and poor households, their financial portfolios, their attachment to the mainstream financial sector, and their use of various types of financial institutions. The findings suggest ways to move low-income households into the financial …


How Are Families On Reservations Faring Under Welfare Reform? Working Paper 2, Shanta Pandey, Min Zhan, Shannon Collier-Tenison, Kathryn Hui Jan 2000

How Are Families On Reservations Faring Under Welfare Reform? Working Paper 2, Shanta Pandey, Min Zhan, Shannon Collier-Tenison, Kathryn Hui

Buder Center for American Indian Studies Research

This report is based on our first wave of interviews with 445 either former or current welfare families with children. The respondents were from three Indian reservations (Navajo, San Carlos and Salt River) within Arizona. This information was substantiated by several focus group interviews with welfare recipients and tribal social service providers. The results provide useful insights into understanding the characteristics of welfare recipients on reservations. The characteristics of the welfare caseload on reservations indicate that rapid decline in caseload at the national and regional level will not automatically result in similar caseload decline on many American Indian reservations. A …


Tribal/State Title Iv-E Intergovernmental Agreements, Facilitating Tribal Access To Federal Resources, Eddie Brown, Leslie Scheuler-Whitaker, Chey Clifford, Gordon Limb, Ric Munoz Jan 2000

Tribal/State Title Iv-E Intergovernmental Agreements, Facilitating Tribal Access To Federal Resources, Eddie Brown, Leslie Scheuler-Whitaker, Chey Clifford, Gordon Limb, Ric Munoz

Buder Center for American Indian Studies Research

Although Title IV-E of the Social Security Act is an important funding stream for foster care and adoption services in American Indian communities, limited research has been conducted on the facilitation of tribal access to federal IV-E resources. Historically, direct IV-E funding has not been available to tribal communities, therefore, tribes have worked with their respective states to develop agreements that allow them to access these important funds. The purpose of this study was to provide a comprehensive overview of current IV-E intergovernmental provisions in order to assist tribes and states in strengthening both new and existing IV-E agreements. The …