Social Work Commons^™

Editorial, Volume 11, Issue 2, Kristy L. Archuleta

Journal of Financial Therapy

In this issue, we present four scholarly articles, two book reviews, and two professional profiles. The scholarly articles address a range of issues across diverse populations.

Save, Even If It’S A Penny”: Transnational Financial Socialization Of Black Immigrant Women, Bertranna A. Muruthi, Kimberly Watkins, Megan A. Mccoy, Kenneth J. White, Amanda Stafford Mcrell, Michael Thomas, Abiola Taiwo

Journal of Financial Therapy

The purpose of this study is to investigate Black-Caribbean and African women’s transnational financial socialization. Analysis of the data show 1) financial socialization in the country of origin: (a) parents stressed the importance of saving, (b) learned about money management explicitly, (c) learned about money management through observation, (d) learned by observing parent’s struggle; and 2) the impact to women’s financial navigation in the U.S.: (a) not receiving financial education, (b) unexpected financial stressors in the U.S., (c) difficulty saving, (d) the need for more financial education. Implications for mental health and financial practitioners and researchers are provided.

Integrating Financial Therapy Within Family-Owned Businesses: A Theoretical Case Vignette With Recommended Strategies For Consulting With Copreneurs, Josh W. Harris, Rob Stephens, Derek Sensenig, Stefanie Pickard, Megan A. Mccoy, Richard Kahler

Journal of Financial Therapy

Broadly speaking, finances are often one of the most strenuous aspects of a relationship. One potential contributing factor to financial conflict experienced by couples are having different beliefs or attitudes towards money, coined previously as money scripts (Klontz, Kahler, & Klontz, 2008). Differing money scripts between partners can cause a breach in understanding of their partner's internal experience around money that may lead to misunderstanding and conflict. This may be magnified for copreneurs, or romantic partners, who integrate a personal and working relationship within a business’s ownership structure. In this unique arrangement of personal and professional relationships, the traditional lines …

Book Review: The Less People Know About Us, Tiyani Rodrigo

Journal of Financial Therapy

The Less People Know about Us is an autobiographical book written by Axton Betz-Hamilton. The book focuses on her own experiences of child identity theft and the elder financial exploitation perpetrated by a loved one. Inspired by this experience, Dr. Betz-Hamilton went on to receive a Ph.D. in Human Development and Family Studies and has since dedicated her research to the area of child identity theft. This book review evaluates the organization of the book exploring the usability of the book for practitioners in the field of financial therapy. The Less People Know about Us was enjoyable to read due …

Book Review: Tiny Habits: The Small Changes That Change Everything, Tracy E. Kasing

Journal of Financial Therapy

Book Review of Tiny Habits: The Small Changes that Change Everything.

A Mule For The Patriarchy: Waking Up To The Harm Of Prostitution To Wives And Families, Andrea Heinz

Dignity: A Journal of Analysis of Exploitation and Violence

I exited from commercial sexual exploitation eight years ago. Here, I share my reflections on how my actions directly impacted other women. I describe how my participation in the sex trade adversely affected the wives and girlfriends of sex buyers. I posit that sex sellers negatively impact these vicarious victims by subscribing to and endorsing “sex work” ideology. I assert that the collective good of all women is diminished by viewing sexual services as a market commodity. I stress that the collective good of all women is enhanced by assuming responsibility and compassion for one another.

Seeing The Shadow Women: The Hidden Victims Of Prostitution, Donna M. Hughes

Dignity: A Journal of Analysis of Exploitation and Violence

A group of hidden victims of prostitution has been brought to light by Ingeborg Kraus, a trauma therapist in Germany, and Andrea Heinz, a woman with experience in the sex trade in Canada. Dignity has published four articles by these two writers in the last year. Their nascent body of work is uncovering important new information and perspectives on prostitution. Through their own experience and interviews with wives of sex buyers and women with sex trade experience they show us a more holistic view of the harm of prostitution. They write about the wives and families of men who are …

Women Exiting Prostitution: Reports Of Coercive Control In Intimate Relationships, Tammy Schultz, Aimee A. Callender, Sally Schwer Canning, Jacey Collins

Dignity: A Journal of Analysis of Exploitation and Violence

There is burgeoning research on intimate partner violence (IPV) experiences among women globally. However, there is a dearth of research on IPV experiences among marginalized populations in Western countries. Over the past decade, IPV research has shifted from a focus only on physical and sexual violence to include coercive control experiences. These include a continuum of nonviolent behaviors centered on maintaining dominance over one’s partner. However, the empirical literature on examining coercive control among women in prostitution within non-commercial intimate partners is lacking. In this study, we analyzed interviews with 17 women exiting prostitution and examined reported IPV sexual, physical, …

Culture Stress And Difficulties: Lived Stories Of Teenaged Mothers In Macau, Luis Miguel Dos Santos

The Qualitative Report

The traditional Chinese culture influences perspectives toward family, marital status, and living style in Macau SAR, where Eastern cultures meet Western cultures. Although the Western living styles and standards highly influence the daily practices of residents; broken marriage, single parenting, and divorce are considered taboo in the community. The purpose of this study was to understand how teenaged single mothers describe their sources of stress and difficulties in the city. Eight single mothers, who were at different stages in single parenting and broken marriages, were interviewed and asked to share their lived stories. Guided by the Ecological System Theory, analysis …

Defying Dementia: An Exploration Of Recovery, Deb Miller, Corey W. Johnson

The Qualitative Report

Exploring the human side of dementia helps put a face on this fast-growing affliction. This study reflects one elderly woman’s story of recovery from dementia that arose following a stroke. Painting a portrait of life with dementia can help us conceptualize the experience, how people live and how they would like to live. The woman is Marcia, my mom, and this is a qualitative inquiry with a collaborative narrative design to explore her experiences and to document my own. This study may help dementia patients and their support teams better understand the process of living with dementia and can perhaps …

Book Review: Advice That Sticks, Erin Bruce

Journal of Financial Therapy

Book Review for Advice that Sticks: How to give financial advice that people will follow written by Dr. Moira Somers

Understanding The Experiences Of Familiar Identity Theft Victims When A Parent Is The Perpetrator: A Pilot Study, Axton Betz-Hamilton

Journal of Financial Therapy

Incidents of familiar identity theft are becoming more common, yet limited research has explored the experiences of such victims, particularly those who had their identity stolen by a parent. In this qualitative pilot study, six participants shared their experiences during interviews. Data were analyzed using interpretive content analysis. The following preliminary themes emerged from the data: Not Filing a Police Report, Negative Impacts, Positive Impacts, Social and Demographic Factors, and Helpful Resources. Lessons learned regarding methods and suggestions for future research are provided.

Financial Help-Seeking Behaviors Of Young Adults, Christina E. Glenn, Stuart J. Heckman

Journal of Financial Therapy

The financial help-seeking behaviors of Millennials are explored and guided by the Family Financial Socialization conceptual model developed by Gudmunson and Danes (2011). Using data from the 1997 cohort of the National Longitudinal Study of Youth, a random effects probit model was used to estimate the probability of a respondent seeking financial advice at any point in time from 2006 to 2013. Results indicate personal and family demographic characteristics are associated with the decision to seek financial advice. Further analysis was conducted to determine the probability of seeking help from a financial professional. Among those who sought help, gender, marital …

On Exiting From Commercial Sexual Exploitation: Insights From Sex Trade Experienced Persons, Andrea Heinz

Dignity: A Journal of Analysis of Exploitation and Violence

As a woman who exited after seven years in licensed commercial sexual exploitation in Canada, I share my reflections on my experience, which led to the development of the Insights from Sex Trade Experienced Persons (InSTEP) Model. The model was constructed based on interviews with “service providers” in the sex trade. Twelve exited women share their experiences inclusively. InSTEP is geared toward a population of quasi-autonomous providers who have alternate economic options. Three levels are introduced in the InSTEP model to describe the continuum of agency among service providers; Level 1: trafficked/controlled; Level 2: quasi-autonomous; Level 3: autonomous. The InSTEP …

The Dark Triad And Honesty-Humility: A Preliminary Study On The Relations To Pornography Use, Peter Muris, Henry Otgaar, Cor Meesters, Eirini Papasileka, David Pineda

Dignity: A Journal of Analysis of Exploitation and Violence

The present article reports on a preliminary study exploring the relationships between Dark Triad (narcissism, Machiavellianism, psychopathy) and honesty-humility personality traits and pornography craving and deviant pornography use in a sample of 121 participants (46 men and 75 women) who completed an online survey. Narcissism and psychopathy were positively related to pornography craving and deviant pornography consumption, while honesty-humility appeared to be negatively associated with these pornography-related variables. Furthermore, the data suggested that these relationships were only present in men and not in women. While the current results should be interpreted with caution in the light of a number of …

Parents As Pimps: Survivor Accounts Of Trafficking Of Children In The United States, Jody Raphael

Dignity: A Journal of Analysis of Exploitation and Violence

This article discusses four survivor accounts of survivors of being sold for sexual exploitation by their parents for monetary gain. These narratives, supplemented by other accounts from 100 newspaper stories between 2012 and 2018, reveal the fact that many survivors were sold as very young children, and the abuse continued through their teen years, blurring distinctions between pedophilia and the sex trade industry. In their accounts, survivors described the motivations of their parents as well as the buyers, who used excessive force and violence. Some researchers are beginning to document the existence of parental pimping and its prevalence, which ranges …

Researcher Profile: Kenneth White

Journal of Financial Therapy

Research Profile Kenneth White

Researcher Profile Interview: Christina Glenn, Christina Glenn

Journal of Financial Therapy

Researcher Profile Interview: Christina Glenn

Practitioner Profile Interview: Elizabeth Sterbenz, Elizabeth Sterbenz

Journal of Financial Therapy

Practitioner Profile Interview: Elizabeth Sterbenz

Editorial, Volume 11 Issue 1, Kristy L. Archuleta

Journal of Financial Therapy

Of any field, financial therapy is uniquely positioned to help people, whether individuals, couples, or families, strengthen, adapt, and improve their wellness during this time. Financial therapists are sensitive to cultural aspects of how money impacts clients’ everyday lives. Through our unique understanding and knowledge of the intersection of money, relationships, emotions, and ways of thinking and being, we can facilitate change and offer new perspectives of hope, connection, and personal growth. While none of the articles in this issue of the journal directly address the global pandemic, the research presented and profiles highlighted do offer new insights on topics …

Book Review: Surviving Debt Expert Advice For Getting Out Of Financial Trouble, Audrey Kernodle

Journal of Financial Therapy

Surviving Debt: Expert Advice for Getting Out of Financial Trouble is a comprehensive synthesis of techniques and advice from the nation’s consumer law experts that provides all the fundamental information needed to manage debt in the United States.

Shadow Women: Wives Betrayed By Sex Buyers, Ingeborg Kraus

Dignity: A Journal of Analysis of Exploitation and Violence

Shadow women are women whose husbands betray them by using prostituted women. Until now, there has been almost no attention paid to the harm to the wives or partners of men who use prostituted women. In this interview, Dr. Ingeborg Kraus talks to the former wife of a sex buyer. She describes the impact of her husband’s betrayal on her and her family. This type of harm needs to be taken seriously and more research done on it.

Practitioner Profile: An Interview With Tara Tussing Unverzagt

Journal of Financial Therapy

PRACTITIONER PROFILE

An Interview with

Tara Tussing Unverzagt

On The Proposed Legalization Of Commercial Surrogacy: I Thought We Had Abolished The Sale Of Human Beings, Phyllis Chesler

Dignity: A Journal of Analysis of Exploitation and Violence

No abstract provided.