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Articles 1 - 5 of 5
Full-Text Articles in Social Work
Policy Recommendations For Financial Capability And Asset Building By Increasing Access To Safe, Affordable Credit, Julie Birkenmaier, Mathieu R. Despard, Terri Friedline
Policy Recommendations For Financial Capability And Asset Building By Increasing Access To Safe, Affordable Credit, Julie Birkenmaier, Mathieu R. Despard, Terri Friedline
Center for Social Development Research
Strong credit is a prerequisite for financial well-being, but many U.S. consumers lack access to safe and affordable credit options. This brief, released through the Grand Challenges for Social Work initiative’s network toBuild Financial Capability for All, identifies policies that would enable households to build and maintain credit and that would ensure access to credit products with adequate consumer protections.
Policy Recommendations For Helping U.S. Households Build Emergency Savings, Mathieu R. Despard, Terri Friedline, Julie Birkenmaier
Policy Recommendations For Helping U.S. Households Build Emergency Savings, Mathieu R. Despard, Terri Friedline, Julie Birkenmaier
Center for Social Development Research
In households without emergency savings, an unexpected expense or financial shock can heighten stress and threaten the ability to meet basic needs. This brief, released through the Grand Challenges for Social Work initiative’s network toBuild Financial Capability for All, identifies three types of policies to enable U.S. households to save for emergencies.
Faculty Perspectives On Financial Capability And Asset Building In Social Work Education: A Research Report, Margaret S. Sherraden, Jin Huang, Lissa Johnson, Peter Dore, Julie Birkenmaier, Vernon Loke, Sally Hageman
Faculty Perspectives On Financial Capability And Asset Building In Social Work Education: A Research Report, Margaret S. Sherraden, Jin Huang, Lissa Johnson, Peter Dore, Julie Birkenmaier, Vernon Loke, Sally Hageman
Center for Social Development Research
This report is based on a study conducted in collaboration with the Council on Social Work Education. The report presents findings from a national online survey of social work faculty. Results identify financial and economic (F&E) content taught in the current curriculum, gaps in coverage, and strategies for improving the academic preparation of social workers in these areas. Findings will inform financial capability and asset-building curriculum and improve the academic preparation of social workers.
Asset Building As Social Investment, Michael Sherraden
Asset Building As Social Investment, Michael Sherraden
The Journal of Sociology & Social Welfare
Inclusive asset building as a social policy innovation is a relative “newcomer” in policy discussions and research. The context is that since the middle of the 20th century, many countries implemented asset-building policy that is not inclusive, serves mostly the well-off, and is highly
regressive. In the United States, for example, the largest policy mechanisms are in tax benefits for home owning and saving for retirement. Altogether in the United States, such policies transfer about $500 billion dollars per year to the non-poor, most of this to the top 10%. This of course exacerbates inequalities in wealth and social development. …
Dimensions Of Charity Versus Development: The Century-Old Debate In The Profession Of Social Work, Héctor Luis Díaz, Antonio López Peláez
Dimensions Of Charity Versus Development: The Century-Old Debate In The Profession Of Social Work, Héctor Luis Díaz, Antonio López Peláez
The Journal of Sociology & Social Welfare
The social work profession seeks different objectives and utilizes different methodologies and interventions in the countries in which it operates around the world. Furthermore, it operates within drastically different political, economic and cultural contexts. For these reasons, it is difficult to identify an ideal universal method of intervention.For approximately a century, social work practitioners and academicians have debated whether the profession should focus its efforts on providing charity and relief services or promoting socio-economic development and self-sufficiency. This article defines the concepts of charity and socioeconomic development and analyzes the main dimensions of this debate in an effort to deepen …