Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 4 of 4
Full-Text Articles in Social Work
The Seed For Oklahoma Kids Experiment: Initial Account Opening And Savings, Robert Zager, Youngmi Kim, Yunju Nam, Margaret Clancy, Michael Sherraden
The Seed For Oklahoma Kids Experiment: Initial Account Opening And Savings, Robert Zager, Youngmi Kim, Yunju Nam, Margaret Clancy, Michael Sherraden
Center for Social Development Research
The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings
From Helena To Harlem: Experiences Of Lower-Income Rural And Urban Parents In Childrens Savings Account Programs, Edward Scalon, Leann Wittman
From Helena To Harlem: Experiences Of Lower-Income Rural And Urban Parents In Childrens Savings Account Programs, Edward Scalon, Leann Wittman
Center for Social Development Research
This report focuses on a qualitative study of parents and other parents who were involved in the SEED program at the Harlem Children’s Zone in New York City and the Southern Good Faith Fund in Helena-West Helena, Arkansas. In-depth interviews with the caregivers of child participants were designed to help provide a richer understanding of perceived facilitators and obstacles to saving, perceived effects of saving, and participants’ experiences of various program features. This report focus on three of our primary research concerns: perceived saving facilitators, perceived saving barriers, and perceived impacts of SEED participation.
Do Parental Assets Matter For Children's Educational Attainment?: Evidence From Mediation Tests, Youngmi Kim, Michael Sherraden
Do Parental Assets Matter For Children's Educational Attainment?: Evidence From Mediation Tests, Youngmi Kim, Michael Sherraden
Center for Social Development Research
This study investigates (1) the effects of parental assets on children’s educational attainment from high school completion to college degree attainment, and (2) mediating roles played by parental involvement, child’s educational expectations, and child’s self-esteem. The study sample (N=632) is drawn from the Child and Young Adult data supplement to the National Longitudinal Study of Youth 1979. Results indicate that parental assets are associated with children’s later educational attainment. Financial assets and home-ownership are significantly associated with high school completion and college attendance. In addition, family income becomes non-significant when specific measures of assets and liabilities are taken into account. …
The Role Of Savings And Wealth In Reducing "Wilt" Between Expectations And College Attendance, William Elliott Iii, Sondra G. Beverly
The Role Of Savings And Wealth In Reducing "Wilt" Between Expectations And College Attendance, William Elliott Iii, Sondra G. Beverly
Center for Social Development Research
“Wilt” occurs when a young person who expects to attend college while in high school does not attend college shortly after graduating. In this study we find that youth with no account in their own name are more likely to experience wilt than any other group examined. In multivariate analysis, youth who expect to graduate from a four-year college and have an account are approximately seven times more likely to attend college than youth who have no account. Youth who expect to graduate from a four-year college and have designated a portion of their savings for college are approximately four …