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Full-Text Articles in Social Work
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Center for Social Development Research
This study examines the relationship between education and savings performance in Individual Development Accounts (IDAs), a matched savings program for the poor. We also investigate whether the relationship between education and savings is mediated by income, intended uses of IDAs, and program (or institutional) factors. The data of this study is from the American Dream Demonstration (N = 2,50), the first national demonstration of IDAs. The results indicate that, compared to the participants without a high school degree, those with some college education, especially those with a 4-year college degree, had higher savings, after controlling for program factors and other …
Institutions And Savings In Low-Income Households, Jami Curley, Fred Ssewamala, Michael Sherraden
Institutions And Savings In Low-Income Households, Jami Curley, Fred Ssewamala, Michael Sherraden
Center for Social Development Research
Institutions and Savings in Low-Income Households