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Full-Text Articles in Social Work

What We Know About Effects Of Asset Holding: Implications For Research On Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams, Michael Sherraden Jul 1996

What We Know About Effects Of Asset Holding: Implications For Research On Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams, Michael Sherraden

Center for Social Development Research

Asset accumulation programs have emerged at local and state levels to help poor people save for purposes such as education, homeowership, and microenterprise development. These anti-poverty programs are built in part on the suggestion that assets have a wide range of positive effects on well-being, and they frequently use a system of Individual Development Accounts (IDAs) to structure asset accumulation. In addition, federal legislation for an IDA demonstration has increasing support. The emergence of asset accumulation programs at local and state levels, along with growing bipartisan support for a national IDA demonstration, makes applied research both possible and necessary. Studies …


Education, Assets, And Intergenerational Well-Being: The Case Of Female Headed Families, Li-Chen Cheng, Deborah Page-Adams Jul 1996

Education, Assets, And Intergenerational Well-Being: The Case Of Female Headed Families, Li-Chen Cheng, Deborah Page-Adams

Center for Social Development Research

This paper reports findings from an analysis of economic well-being among female headed households. Previous theoretical and empirical work in this area suggests that poverty among female headed families is to some extent an intergenerational process, a vicious cycle. One common explanation for this pattern is that low socioeconomic status in a woman’s family of origin results in low educational attainment and, ultimately, in low earning capacity. However, an exclusive focus on education may overlook the long term dynamics of the household as an institution that can accumulate assets to enhance economic well-being across generations. Using data from the National …