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Am I Entitled To Help? Building Confidence Through Financial Inclusion, Marilla Kortesalmi, Minna Autio, Mette Ranta

Journal of Financial Therapy

Financial inclusion has focused primarily on the accessibility of financial social services. However, it is important to note that individual financial practices not only require the opportunity to access financial structures, but also confidence in their accessibility to engage in and utilize such services. Individuals facing difficult life situations often encounter challenges in financial activities due to limited resources and a need for more skills. Consequently, their financial capability is often restricted, and they more frequently experience financial exclusion. Despite this problem, the literature on financial inclusion needs to give more attention to subjective financial inclusion. To understand the process …