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Second Thoughts: Who Almost Participates In An Ida?, David Rothwell, Chang-Keun Han
Second Thoughts: Who Almost Participates In An Ida?, David Rothwell, Chang-Keun Han
Center for Social Development Research
Self-selection into social intervention programs may bias the estimates of treatment impact. Data from an Individual Development Account (IDA) program (N = 758) are used to examine the self-selection process. Persons who applied but did not enroll are assumed to have had “second thoughts” about program participation. Multivariate logistic regression predicted second thoughts and showed that having children in the household and negative net worth, along with not owning a vehicle, were positively related to having second thoughts. Those saving for an education were more likely than those saving for a home or business to have second thoughts. Implications for …