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Full-Text Articles in Social Work
Investigating Financial Biases That Can Increase Impact On Paying Bills And Saving, Lucy M. Delgadillo Ph.D.
Investigating Financial Biases That Can Increase Impact On Paying Bills And Saving, Lucy M. Delgadillo Ph.D.
Journal of Financial Therapy
This article explores financial biases and their relation to financial management behaviors. Using cognitive, evolutionary psychology, and behavioral finance theories, this study suggests that biases can be intentionally used to our benefit. The study shows statistically significant associations between some biases and financial management practices such as paying bills on time and saving regularly in the surveyed sample. The study provides insights into intentionally using financial biases to increase impact and success by helping individuals commit to the best course of action or choose the least costly financial alternative.
Perceptions Of A Partner's Spending And Saving Behavior And Financial Satisfaction, John Grable, Michelle Kruger, Jamie Lynn Byram, Eun Jin Kwak
Perceptions Of A Partner's Spending And Saving Behavior And Financial Satisfaction, John Grable, Michelle Kruger, Jamie Lynn Byram, Eun Jin Kwak
Journal of Financial Therapy
The purpose of this study was multifaceted. The first purpose was to test a relatively new scale—the Spender-Saver Perception Scale (Kruger, 2019)—to determine if perceptions of one’s marriage or cohabitation partner’s spending and saving behavior can be used to describe the subjective financial satisfaction of the one making the appraisal. The second purpose was to determine in an exploratory manner whether perceptions of spending and saving differ by the gender of someone in a marital or committed cohabitating relationship. Data for the study were obtained from an online survey of 313 adults. Partner perceptions were evaluated using a scale developed …