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Full-Text Articles in Psychology

Breaking Point: An Exploration Of The Mental Health Crisis On Campus, Melissa Wood Apr 2024

Breaking Point: An Exploration Of The Mental Health Crisis On Campus, Melissa Wood

Inquiry: The Journal of the Virginia Community Colleges

In the past several decades, the number of college students who experience mental health concerns has increased astronomically. During that time, acts of campus violence have increased as well. Unfortunately, many colleges have been unable to effectively meet the needs of students with mental disorders. This article explores the challenges surrounding the mental health and wellness of college students. It also analyzes the impact of such challenges on students and the institution. Additionally, this paper examines best practices that colleges may implement to assist students in distress and discusses implications for higher education leaders.


The Effect Of Adverse Childhood Experiences On The Self-Esteem Of College Students, Maggie J. Van Heemst Mar 2024

The Effect Of Adverse Childhood Experiences On The Self-Esteem Of College Students, Maggie J. Van Heemst

ELAIA

Background Adverse childhood experiences (ACEs) are known to predict negative health and mental health effects later in life. One in two Americans has experienced at least one ACE. This issue is prevalent across class, race, and ethnicity. However, little is known about ACEs and the young adult population. Methods A survey was conducted to measure ACEs and self-esteem in fifty college students. The hypothesis was a negative correlation between ACE and self-esteem scores. Results A small negative correlation was found between ACEs and self-esteem in college students. The average ACE score was 3.9 and the average self-esteem score was 16.78. …


Impact Of Mindfulness Training On Test Anxiety In College Students, Lindsay Alcock Mar 2024

Impact Of Mindfulness Training On Test Anxiety In College Students, Lindsay Alcock

ELAIA

Background Mindfulness is defined as the state of giving full attention to a stimulus, internal or external, without inducing judgment or becoming reactional about the feelings experienced, positive or negative (Davis & Hayes, 2012). Previous studies have investigated the relationship between mindfulness techniques and the reduction of anxiety (Chambers et al., 2008; Macdonald & Olsen, 2020); a smaller number of studies have considered test anxiety (Cho et al., 2016; Sparks, 2017). Prior research has used multiple mindfulness techniques to measure the impact on test anxiety, but few have isolated mindfulness trainings to compare the relative impact of each type on …


Do Professor Characteristics Influence College Students' Mental Health Disclosure?, Giselle Solorio, Kenneth Barideaux Jr. Jan 2024

Do Professor Characteristics Influence College Students' Mental Health Disclosure?, Giselle Solorio, Kenneth Barideaux Jr.

University of South Carolina Upstate Student Research Journal

Previous studies have provided some evidence that college students may hesitate to disclose their mental health status because of social stigma; however, more research is needed to identify and understand the factors that influence students’ willingness to disclose. For example, it is unclear how professor characteristics impact the likelihood of disclosure. In the current study we examined whether the gender of the professor (male vs. female) and the professor’s teaching discipline (STEM vs. humanities) affected students' likelihood to disclose a mental health problem. Participants read a fictitious syllabus where the professor was either male or female and taught a chemistry …


College Students’ Loneliness, Feelings About Social Media, And Depressive Symptoms During Covid-19: Between And Within-Person Temporal Associations, Karen Kochel, Catherine L. Bagwell, Samara Rosen Dec 2023

College Students’ Loneliness, Feelings About Social Media, And Depressive Symptoms During Covid-19: Between And Within-Person Temporal Associations, Karen Kochel, Catherine L. Bagwell, Samara Rosen

Interdisciplinary Journal of Leadership Studies

During COVID-19, many institutions of higher education implemented health protocols that reduced college students’ in-person interactions and prompted an uptick in their social media use. Although social media has often been implicated in the development of psychosocial difficulties, we tested an alternate hypothesis – that, during the pandemic, students’ feelings about social media for interpersonal connection (i.e., FSMIC), would contribute to reductions in loneliness and depressive symptoms. To investigate temporal associations between loneliness, FSMIC, and depression, we estimated random-intercept cross-lagged panel models (RI-CLPM), permitting the disaggregation of between- and within-person effects. Participants (N = 517 undergraduates, Mage = …


College Campus Restorativeness: Examining Relationships With Personality And Space Usage, Laura Mcclelland, Sierra Nussbaum Dec 2023

College Campus Restorativeness: Examining Relationships With Personality And Space Usage, Laura Mcclelland, Sierra Nussbaum

Midwest Social Sciences Journal

Current literature on restoration of directed attention focuses on outdoor environments, even though humans spend a significant amount of time indoors. This is especially true for college students, whose study activities commonly result in directed attention fatigue. The present research provides an important, foundational understanding of collective personality, its influence on restorativeness, and the impact of how spaces are used. These variables were examined for indoor environments on a university campus. Participants were 615 undergraduates who completed an online survey about how they use campus spaces, restorativeness of those spaces (Perceived Restorativeness Scale), and personality (IPIP-NEO-120). Key results indicated that …


A Longitudinal Examination Of Multiple Forms Of Stigma On Minority Stress, Belongingness, And Problematic Alcohol Use, Akanksha Das, Rose Marie Ward, Lauren Haus, Jackson Heitt, Jeffrey Hunger Dec 2023

A Longitudinal Examination Of Multiple Forms Of Stigma On Minority Stress, Belongingness, And Problematic Alcohol Use, Akanksha Das, Rose Marie Ward, Lauren Haus, Jackson Heitt, Jeffrey Hunger

Health Behavior Research

College students who experience stigma report problematic alcohol use. However, the stigma-health link focuses on one form of stigma, thereby excluding the intersectional oppression of experiencing multiple forms of stigma. The present work has two primary aims: 1) evaluating whether additive intersectional minority stress confers greater problematic alcohol use among multiply-stigmatized college students one year later, and 2) whether that link can be explained by 1) lower belongingness and 2) greater drinking to cope motives. Students (N=427) ranging in stigmatized identities (14.3% zero; 46.4% one; 29.5% two; 9.8% three or more), participated in an annual health survey at two subsequent …


Spiritual Intelligence And Personality, Jayne Ann Harder, Andrew S. I. D. Lang, Leighanne Locke, J. Bryan Osborne, Aleksandra Turtova, Enrique F. Valderrama-Araya, Stephen R. Wheat, Jan H. R. Wörner Dec 2022

Spiritual Intelligence And Personality, Jayne Ann Harder, Andrew S. I. D. Lang, Leighanne Locke, J. Bryan Osborne, Aleksandra Turtova, Enrique F. Valderrama-Araya, Stephen R. Wheat, Jan H. R. Wörner

Salubritas: International Journal of Spirit-Empowered Counseling

This study quantifies the relationship between measures of spiritual intelligence and personality traits. A random sample of 240 undergraduate students from a mid-sized private Christian university in the West South-Central United States were administered both the SISRI-24 survey instrument for spiritual intelligence as well as the Pathway U survey for HEXACO personality traits. Statistically significant positive correlations were found between critical existential thinking and openness to experience; personal meaning production and extraversion, agreeableness, and conscientiousness; transcendental awareness and extraversion, agreeableness, openness to experience, and conscientiousness; and conscious state expansion and extraversion, agreeableness, openness to experience, and conscientiousness. Statistically significant negative …


The Relationship Between Chronic Pain And Stress, Anxiety, And Depression In College Students Oct 2022

The Relationship Between Chronic Pain And Stress, Anxiety, And Depression In College Students

Journal of Interdisciplinary Undergraduate Research

The purpose of this study was to measure chronic pain levels as they relate to stress, anxiety, and depression in college students. This is a non-experimental, correlational research design, using a survey methodology. Eighty-four participants, over the age of 18, were recruited (men = 33.3%, women = 66.6%) to participate in this study. The participants were asked to complete a questionnaire which was a compilation of the Chronic Pain Grade Questionnaire (CPGQ) (Von Korff et al., 1992), the Perceived Stress Scale (Wickrama et al., 2013), the Beck Anxiety Inventory (BAI) (Beck et al., 1988), the Beck Depression Inventory-II (BDI-II) (Beck …


The Relationship Between Perceived Stress And Disordered Eating In Undergraduate Students During The Covid-19 Pandemic, Caroline G. Martin May 2022

The Relationship Between Perceived Stress And Disordered Eating In Undergraduate Students During The Covid-19 Pandemic, Caroline G. Martin

Gettysburg College Headquarters

The COVID-19 pandemic has affected and imposed challenges on nearly everyone, including college students. Despite their already stressful situations, previous research has demonstrated increased stress levels among college students during the COVID-19 pandemic. Additionally, research has also shown an increase in disordered eating for college students during the pandemic. However, few studies have investigated the relationship between both perceived stress and disordered eating during the COVID-19 pandemic. Therefore, the present study used a correlational design to investigate a potential association between perceived stress and disordered eating among undergraduate college students during the COVID-19 pandemic. By administering the EAT-26, the CSSEC, …


Sleepless In College Town: Causes And Effects Of Poor Sleep In College Students, Isabella E. Pandolfo Apr 2022

Sleepless In College Town: Causes And Effects Of Poor Sleep In College Students, Isabella E. Pandolfo

The Review: A Journal of Undergraduate Student Research

This article is an examination of the various causes and effects of sleep deprivation and poor sleep quality in college students. Using various studies and articles as evidence, this review explores the causes of sleep deprivation in college students, and addresses the ways in which other parts of one's well-being may suffer as a result of sleep deprivation. The nature of life as a college student is not conducive to good quality sleep or sufficient amount of sleep, and the various detrimental factors to sleep quality, such as napping, technology, and social factors contribute to problems in other areas. According …


Development And Validation Of An Instrument Measuring Determinants Of Bystander Intervention To Prevent Sexual Assault: An Application Of The Reasoned Action Approach, Christine L. Hackman, Sarah E. Rush Griffin, Paul W. Branscum, Arden Castle, Marina Katague Feb 2022

Development And Validation Of An Instrument Measuring Determinants Of Bystander Intervention To Prevent Sexual Assault: An Application Of The Reasoned Action Approach, Christine L. Hackman, Sarah E. Rush Griffin, Paul W. Branscum, Arden Castle, Marina Katague

Health Behavior Research

Bystander Intervention (BI) is an evidence-based approach that is considered the gold standard by governmental organizations to reduce sexual assault in college. Few survey instruments are available to measure the predispositions students have towards engaging in BI. Valid and reliable instruments are greatly needed, especially those tailored to BI. The purpose of this study was to develop and validate an instrument based on the reasoned action approach with college students at two U.S. universities. An elicitation of beliefs was accomplished to inform survey items (i.e., behavioral, normative, and control beliefs). Then, an initial draft was developed and sent to an …


Reducing College Student Burnout: Predictive Factors, Harmful Effects, And Preventative Strategies, Eden Semu Jan 2022

Reducing College Student Burnout: Predictive Factors, Harmful Effects, And Preventative Strategies, Eden Semu

Intuition: The BYU Undergraduate Journal of Psychology

Academic burnout is defined as experiencing emotional exhaustion, having cynical attitudes toward other people and one’s studies, and feeling unable to achieve one’s academic goals (Schaufeli et al., 2002b). Academic burnout has been observed among college student populations, and its prevalence is increasing as college students are more susceptible to psychological illness, are experiencing peak levels of life stress between ages 18 and 33, and are learning to handle novel demands associated with emerging adulthood (APA, 2012; NAMI , 2019). Internal factors, such as motivational style, attitude, and coping mechanisms, have been shown to mediate the relationship between demands and …


Differences In Ethnic And Sport Culture Salience Among College Students Participating In Ncaa And Recreational Sports, Mirella S. Jasso, Paul Nelson, Bradley Donohue, Michelle Strong, Joanna Kepka, Daniel N. Allen Feb 2021

Differences In Ethnic And Sport Culture Salience Among College Students Participating In Ncaa And Recreational Sports, Mirella S. Jasso, Paul Nelson, Bradley Donohue, Michelle Strong, Joanna Kepka, Daniel N. Allen

Spectra Undergraduate Research Journal

This study aims to (1) examine differences between Ethnic Majority (European American) and Ethnic Minority (African American, Latina/o, Asian/Asian American, Pacific Islander, and Other) student athletes’ ratings of importance of their Ethnic Culture, (2) examine differences in the importance of Sport Culture among NCAA and Recreational (i.e., Club and Intramural) student athletes, and (3) determine if Ethnic Identification and Athlete Type interact to predict the importance of Ethnic Culture and Sport Culture. Student athletes were asked to fill out a demographic questionnaire, and then rate the importance of several cultural domains (i.e. Ethnic Culture and Sport Culture) using a novel …


The Positive Side Of Negative Interactions: Anxious And Avoidant Attachment As Moderators, Megan E. Parmenter, Katherine L. Fiori Jan 2021

The Positive Side Of Negative Interactions: Anxious And Avoidant Attachment As Moderators, Megan E. Parmenter, Katherine L. Fiori

Journal of Social, Behavioral, and Health Sciences

Although research has historically focused on the positive aspects of social ties, relationships inevitably involve a combination of positive as well as negative interactions. For the present study, we conducted a series of hierarchical linear regressions using longitudinal data from 108 first-year college students to test whether attachment anxiety and avoidance acted as moderators of the association between positive and negative social exchanges (assessed with the PANSE; Newsom et al., 2005) and changes in life satisfaction across the first year of college. We found that for individuals high on attachment avoidance or attachment anxiety, negative social exchanges were associated with …


Mental Health First Aid Training: Evaluating A Brief Training Intervention For College Students, Erica D. Sandtorv Nov 2019

Mental Health First Aid Training: Evaluating A Brief Training Intervention For College Students, Erica D. Sandtorv

ELAIA

Background Mental health literacy, or the public’s knowledge and beliefs about mental health, has been shown to be lacking; therefore, the proper first aid actions are not always taken to recognize and encourage treatment for psychological disorders (Burns & Rapee, 2006; Jorm et al., 1997; Jorm, 2012; Yap, Wright, & Jorm, 2011). This issue is particularly relevant in a university setting where mental health issues are common and students often rely on their peers for support (Hefner & Eisenberg, 2009; Kitzrow, 2009; Morse & Schulze, 2013). Studies have shown mental health first aid (MFHA) training to be successful in equipping …


Dog Days Of Final Exams: Using Canine-Assisted Therapy To Reduce Stress And Improve Mood Among Community College Students, Stephanie Quintana, Michelle Borckardt, Tanvi Aditya Oct 2019

Dog Days Of Final Exams: Using Canine-Assisted Therapy To Reduce Stress And Improve Mood Among Community College Students, Stephanie Quintana, Michelle Borckardt, Tanvi Aditya

Quest

Psi Beta Research Project

Research in progress for Psi Beta Mentored Research Group

Faculty Mentors: Jennifer L. O’Loughlin-Brooks and Joshua Arduengo

The following paper represents research conducted by members of the Collin College chapter of Psi Beta National Honor Society. Psi Beta is the national psychology honor society for two-year colleges whose mission is “promotion and recognition of excellence in scholarship, leadership, research, and community service.” Psi Beta advisors at Collin College teach the methodological essentials of behavioral science to interested Psi Beta members and then mentor them through a multiple-step research process. Specifically, students either work independently or in …


The Impact Of Perceived Support On Multi-Cultural And International College Students In Utah, Erin Kaseda, Wendy Birmingham Jun 2019

The Impact Of Perceived Support On Multi-Cultural And International College Students In Utah, Erin Kaseda, Wendy Birmingham

Journal of Undergraduate Research

College is a time in which young adults face a large number of stressors, including academic adjustment, education and career planning, evolving family relationships, struggles with financial independence, dating and marriage, and exposure to new cultures and ideas.1 Previous studies have suggested that college students face high levels of stress, with 75% of college students reporting themselves as moderately stressed and 12% as highly stressed.2 Prolonged stress can have serious effects on both mental and physical health, including an increased likelihood of developing symptoms of depression and anxiety, decreased immune function, sleep disruption, poor cardiovascular health, increased body mass, and …


University And College Counseling Centers: Collegiate Athletes Shifting Changes In Mental Health Risk, Lilly Bautista, Rachelle Clayson, Jared Klundt, Davey Erekson Jun 2019

University And College Counseling Centers: Collegiate Athletes Shifting Changes In Mental Health Risk, Lilly Bautista, Rachelle Clayson, Jared Klundt, Davey Erekson

Journal of Undergraduate Research

Within the college population, student athletes are often considered a unique population for mental health concerns. There are more student athletes than ever before, with over 460,000 students participating in the National Collegiate Athletic Association (NCAA, 2016). Student athletes have access to more resources than the typical student, but the amount of utilization and extent of these resources can vary greatly. Specifically, the utilization of university and college counseling centers.


Pre-Test Processing Differences Of Test-Anxious Students, Michelle Garcia Apr 2019

Pre-Test Processing Differences Of Test-Anxious Students, Michelle Garcia

Ursidae: The Undergraduate Research Journal at the University of Northern Colorado

The purpose of this study is to investigate the differences in persons with test anxiety (TA) compared to those without test anxiety to examine pre-test processing differences, specifically in terms of test preparation and study methods. This research is important to many individuals, as testing is a large part of education, and performance may affect a person's future opportunities. Further understanding of pre-testing differences in study methods of test-anxious students may lead to possible interventions to improve performance of those who experience TA. The research will collect data from 30 participants who will be administered the Cognitive Test Anxiety Inventory …


Personal And Educational Differences In College Students’ Attitudes Toward Social Justice, Michael Di Bianca B.A., Perrin Robinson M.S., Mary Jo Coiro Ph.D Jan 2019

Personal And Educational Differences In College Students’ Attitudes Toward Social Justice, Michael Di Bianca B.A., Perrin Robinson M.S., Mary Jo Coiro Ph.D

Jesuit Higher Education: A Journal

Many colleges and universities encourage students to engage with social justice issues in their education and career discernment. However, a variety of individual attributes and life experiences may predict how college students develop an awareness of and attitudes toward social justice, perhaps including ways in which students relate to their own challenging life experiences and encounter others’ experiences of injustice. This study explored the relationship between individual attributes, educational experiences and social justice attitudes among a sample of 347 college students who completed self-report surveys. Specifically, this study examined a) help-seeking attitudes, b) self-compassion, c) prior experience receiving mental health …


Gender Inclusivity And Discrimination On College Campuses: Focusing On Gender Nonconforming Students, Mariah Palmer Jan 2019

Gender Inclusivity And Discrimination On College Campuses: Focusing On Gender Nonconforming Students, Mariah Palmer

Undergraduate Psychology Research Methods Journal

Previous research reveals that transgender individuals suffer with greater mental health concerns than cisgender individuals (Borgogna, McDermott, Aita, & Kridel, 2018). Moreover, transgender and gender nonconforming students are experiencing more difficultly in college than their cisgender peers. The data show that transgender students experience greater levels of trauma, stressors in life, harassment, and discrimination (Greathouse et al., 2018; James et al., 2016; Swanbrow Becker et al., 2017). Further, James et al., (2016) found that the climate on campus has led some transgender students to drop out of their higher education institute. The current research examined both transgender or gender nonconforming …


Healthy Habits To Reduce Sleep Deprivation In College Students, Jenna L. Bair Nov 2018

Healthy Habits To Reduce Sleep Deprivation In College Students, Jenna L. Bair

Intuition: The BYU Undergraduate Journal of Psychology

Abstract

Sleep can affect many regular functions in the body. Consequently, the physiological and psychological effects of sleep deprivation have many ramifications, including long-term health issues, depression, and eating disorders (Alhola & Polo-Kantola, 2007; Beiter et al., 2015; Jarcho, Slavich, Tylova-Stein, Wolkowitz, & Burke, 2013; Ozsoy, Besirli, Unal, Abdulrezzak, & Orhan, 2015). Despite the importance of sleep for regulative processes, studies indicate that the general population does not receive adequate sleep quality or length (Watson et al., 2017). College students represent a large demographic and often do not obtain enough sleep (Gaultney, 2010). Thus, it is proposed that collegiate institutions …


Hpv Vaccinations In College Students: Assessing Knowledge, Attitude, And Intention With Religious Attitudes And Behavior, Christian Kindt, Dr. Wendy Birmingham May 2018

Hpv Vaccinations In College Students: Assessing Knowledge, Attitude, And Intention With Religious Attitudes And Behavior, Christian Kindt, Dr. Wendy Birmingham

Journal of Undergraduate Research

Most religions promote abstinence of sexual intimacy prior to marriage. This ideology may discount the use of vaccinations that religious individuals consider only applicable to those who are sexually active. These individuals may not take the time to investigate the benefits of such vaccinations and indeed may not even be aware of the risks associated with the infections these vaccinations protect against. Specifically, this study examined how religious beliefs impact knowledge about, and attitudes and intention towards human papillomavirus (HPV) and HPV vaccination adherence. HPV vaccination is recommended for youth between ages 9 and 13 but not to be administered …


Peer Mentored Dialectical Behavior Therapy Skills Workshop For Adjusting College Students, Meredith Pescatello, Dr. Tyler Pedersen May 2018

Peer Mentored Dialectical Behavior Therapy Skills Workshop For Adjusting College Students, Meredith Pescatello, Dr. Tyler Pedersen

Journal of Undergraduate Research

Brigham Young University (BYU) has over 30,000 students, and many of them face difficult personal and psychological challenges. These may include adjusting to school life after returning from a mission, coping with academic demands, finding balance between work and school, or dealing with difficult roommates and families. Although BYU and other universities provide counseling services to assist students, these services are stretched thin and many cannot meet the needs and demands of students (http://www.standard.net/State/2016/09/08/USU-studentgovernment- declares-mental-health-crisis). This project explores whether or not a peer-led intervention teaching skills from Dialectical Behavior Therapy (DBT) could effectively meet some students’ needs. DBT training is …


Undergraduate Financial Stress, Financial Self-Efficacy, And Major Choice: A Multi-Institutional Study, Kevin Fosnacht, Shannon M. Calderone Jun 2017

Undergraduate Financial Stress, Financial Self-Efficacy, And Major Choice: A Multi-Institutional Study, Kevin Fosnacht, Shannon M. Calderone

Journal of Financial Therapy

Over time, undergraduates students been increasingly forced to assume a greater portion of college costs. For most students, this means borrowing larger sums and cutting back on expenses to fulfill their college dreams, which often leads to financial stress. Using financial self-efficacy theory, we sought to better understand how a lack of financial confidence and a diminished sense of financial well-being may serve to undermine students’ intended short and long-term goals. To this end, we examined the predictors of financial stress based upon a multi-institutional sample of senior undergraduates and focus on the role of the earnings potential of different …


Mental Health And College Students, Katie Olson Jun 2017

Mental Health And College Students, Katie Olson

Undergraduate Psychology Research Methods Journal

The present study aims to explore the mental health of college students regarding anxiety, stress, and depression. Pursuing higher education can be difficult and can have a negative impact on your mental health if there is a lack of social support from school, friends, and family. The hypotheses stated that there would be a relationship between the number of hours worked and the symptoms of anxiety, stress, and depression. Another hypothesis stated that there would be a significant positive relationship between the method of payment for school and anxiety, stress, and depression. The present study used a demographic survey and …


Money And Emerging Adults: A Glimpse Into The Lives Of College Couples’ Financial Management Practices, Jennifer K. Rea, Virginia S. Zuiker, Tai J. Mendenhall Dec 2016

Money And Emerging Adults: A Glimpse Into The Lives Of College Couples’ Financial Management Practices, Jennifer K. Rea, Virginia S. Zuiker, Tai J. Mendenhall

Journal of Financial Therapy

Being in a romantic relationship is a transition that many college students enter while earning a college degree. Twenty-four students between the ages of 19 to 29 years old who self-identified as being in a committed relationship participated in this study. They completed an online survey that included both quantitative and qualitative (open-ended) questions pertaining to money management practices. Key findings suggest that participants believe in communicating about their individual and combined finances so as to prevent or solve financial challenges. They also discussed the importance of having similar perspectives about financial values within their relationship. Financial therapists, counselors, and …


Using Self-Determination Theory To Improve College Access Among Minority Student Populations, Tyler Smith Oct 2016

Using Self-Determination Theory To Improve College Access Among Minority Student Populations, Tyler Smith

SPACE: Student Perspectives About Civic Engagement

College aspirations among high school students have increased substantially in recent years, but minority students are only making up a small portion of the total college population. Resulting from the disparities seen in enrollment among the minority populations, many college preparation programs have developed. These programs seek to motivate students to attend college through increasing competence, by developing feelings of community among other methods. Self-determination theory states that to inhibit motivation, three psychological needs are to be met: competence, connectedness and autonomy (Ryan & Deci, 2000a). Based upon this theory, it was believed that its application would increase the effectiveness …


Sources Of Referral In Student Financial Counseling, Shinae Choi, Suzanne Bartholomae, Clinton G. Gudmunson, Jonathan Fox Sep 2016

Sources Of Referral In Student Financial Counseling, Shinae Choi, Suzanne Bartholomae, Clinton G. Gudmunson, Jonathan Fox

Journal of Financial Therapy

This study evaluates sources of referral to financial counseling and varied declines in financial stress across the financial counseling process. College students came to counseling most often through self-referral. Younger students and women were more likely to respond to institutional referrals. There were two clearly discernable periods of decline in financial stress, smaller interim declines occurring after requesting appointments and larger declines that occurred in counseling sessions. The interim declines, however, were only operative for those who were self- or institutionally-referred and not for those who entered on a social-referral. A possible explanation is that social-referrals have already had “someone …