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Examining Financial Knowledge Levels Of Students Of Color Versus White Students, Anecia Flewellen
Examining Financial Knowledge Levels Of Students Of Color Versus White Students, Anecia Flewellen
Honors Theses
Social Cognitive Career Theory (SCCT) focuses on the way that cognitive factors such as self-efficacy interact with contextual factors, like race, to predict goal setting behaviors (Lent, 2013). The SCCT framework has shown to predict academic goal setting like intention to graduate, with higher academic self-efficacy resulting in higher graduation intention (White & Parrone-McGovern, 2017; Wu, 2018). One contextual factor that has an ability to affect academic self-efficacy is financial stress, which includes student debt (White & Parrone-McGovern, 2017). Students who are Black, Indigenous, and people of color (BIPOC) have more debt on average and a harder time paying off …